PYPL

PayPal Holdings Inc

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Advanced Chart

71.100

-7.12(-9.103%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

73.270

Open

71.760

VWAP

Vol

23.90M

Mkt Cap

76.07B

Low

70.310

Amount

EV/EBITDA(TTM)

11.09

Total Shares

1.05B

77.50B

EV/OCF(TTM)

11.58

P/S(TTM)

2.50

PayPal Holdings, Inc. offers a technology platform. The Company’s products are designed to enable digital payments and simplify commerce experiences for consumers and merchants to make selling, shopping, and sending and receiving money simple, personalized, and secure, online or offline, including mobile. It provides consumers with a digital wallet that enables them to send payments to merchants securely using a variety of funding sources, which include a bank account, a PayPal or Venmo account balance, its consumer credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products. It operates a global, two-sided network at scale that connects consumers and merchants with 434 million active accounts across approximately 200 markets. Its brands include PayPal, Braintree, Venmo, Xoom, Hyperwallet, PayPal Zettle, PayPal Honey, and Paidy. It offers financing products through the PayPal Working Capital (PPWC) and PayPal Business Loan (PPBL).

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2025Q3

FY2025Q2

8.65B

+3.37%

1.269

+6.64%

8.13B

+3.64%

1.201

+0.05%

8.08B

+2.48%

1.295

+8.8%

Estimates Revision

The market is revising Downward the revenue expectations for PayPal Holdings, Inc. (PYPL) for FY2025, with the revenue forecasts being adjusted by -1.13% over the past three months. During the same period, the stock price has changed by 7.21%.

Revenue Estimates for FY2025

Revise Downward

-1.13%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+1.83%

In Past 3 Month

Stock Price

Go Up

+7.21%

In Past 3 Month

28 Analyst Rating

15.78% Upside

Wall Street analysts forecast PYPL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PYPL is 82.32 USD with a low forecast of 62.00 USD and a high forecast of 96.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

11 Buy

15 Hold

2 Sell

Moderate Buy

15.78% Upside

Current: 71.100

Low

62.00

Averages

82.32

High

96.00

15.78% Upside

Current: 71.100

Low

62.00

Averages

82.32

High

96.00

Monness Crespi

Buy

maintain

$95 -> $105

2025-07-28

New

Reason

Monness Crespi

Price Target

$95 -> $105

2025-07-28

New

maintain

Buy

Reason

Monness Crespi raised the firm's price target on PayPal to $105 from $95 and keeps a Buy rating on the shares ahead of quarterly results. The firm expects incrementally positive KPI readthroughs per its checks - especially on user numbers - which should build confidence in habituation around PayPal's enhanced offerings plus a greater focus on Venmo monetization.

Barclays

Ramsey El-Assal

Overweight

maintain

$80 -> $90

2025-07-18

Reason

Barclays

Ramsey El-Assal

Price Target

$80 -> $90

2025-07-18

maintain

Overweight

Reason

Barclays analyst Ramsey El-Assal raised the firm's price target on PayPal to $90 from $80 and keeps an Overweight rating on the shares. Heading into Q2 earnings, the firm believes spend trends have remained stable. It sees Q2 estimates across the payments and IT services group as largely attainable.

Deutsche Bank

Buy

Hold

downgrade

$75

2025-07-17

Reason

Deutsche Bank

Price Target

$75

2025-07-17

downgrade

Buy

Hold

Reason

Deutsche Bank resumed coverage of PayPal with a Hold rating and $75 price target. The firm's previous rating was Buy. Deutsche Bank resumed coverage on 25 stocks in the payments, processors, and IT services industry with 9 Buys, 14 Holds, and 2 restricted ratings. Both industries have materially underperformed the S&P 500 Index year-to-date as investor expectations for 2025 increased around the November election, leading to an end of year run-up "that has since proven overly-optimistic," the analyst tells investors in a research note. The firm says that with trade uncertainty and consumer spending concerns, the outlook for the group "is as cloudy as it has been in the last five years."

Seaport Research

Sell -> Neutral

upgrade

$NULL

2025-07-14

Reason

Seaport Research

Price Target

$NULL

2025-07-14

upgrade

Sell -> Neutral

Reason

Seaport Research upgraded PayPal to Neutral from Sell without a price target. The firm says potential tariff impacts to the company's business are proving better than feared. Seaport increased estimates and believes PayPal's growth trajectory is improving.

Piper Sandler

Neutral

initiated

$74

2025-06-24

Reason

Piper Sandler

Price Target

$74

2025-06-24

initiated

Neutral

Reason

Mizuho

Dan Dolev

maintain

2025-06-24

Reason

Mizuho

Dan Dolev

Price Target

2025-06-24

maintain

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for PayPal Holdings Inc (PYPL.O) is 15.20, compared to its 5-year average forward P/E of 26.62. For a more detailed relative valuation and DCF analysis to assess PayPal Holdings Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

26.62

Current PE

15.20

Overvalued PE

43.33

Undervalued PE

9.92

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

Fair

5Y Average EV/EBITDA

19.18

Current EV/EBITDA

10.73

Overvalued EV/EBITDA

31.10

Undervalued EV/EBITDA

7.27

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

5.03

Current PS

2.29

Overvalued PS

8.77

Undervalued PS

1.28