PYPL

PayPal Holdings Inc

Add to Watchlist

Advanced Chart

74.820

+0.65(0.876%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

76.200

Open

74.350

VWAP

75.49

Vol

8.20M

Mkt Cap

72.76B

Low

74.240

Amount

618.87M

EV/EBITDA(TTM)

10.55

Total Shares

1.05B

73.73B

EV/OCF(TTM)

11.02

P/S(TTM)

2.37

PayPal Holdings, Inc. offers a technology platform. The Company’s products are designed to enable digital payments and simplify commerce experiences for consumers and merchants to make selling, shopping, and sending and receiving money simple, personalized, and secure, online or offline, including mobile. It provides consumers with a digital wallet that enables them to send payments to merchants securely using a variety of funding sources, which include a bank account, a PayPal or Venmo account balance, its consumer credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products. It operates a global, two-sided network at scale that connects consumers and merchants with 434 million active accounts across approximately 200 markets. Its brands include PayPal, Braintree, Venmo, Xoom, Hyperwallet, PayPal Zettle, PayPal Honey, and Paidy. It offers financing products through the PayPal Working Capital (PPWC) and PayPal Business Loan (PPBL).

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2025Q3

FY2025Q2

8.64B

+3.28%

1.371

+15.19%

8.13B

+3.55%

1.275

+6.23%

8.08B

+2.43%

1.209

+1.56%

Estimates Revision

The market is revising Downward the revenue expectations for PayPal Holdings, Inc. (PYPL) for FY2025, with the revenue forecasts being adjusted by -0.77% over the past three months. During the same period, the stock price has changed by 24.11%.

Revenue Estimates for FY2025

Revise Downward

-0.77%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+1.84%

In Past 3 Month

Stock Price

Go Up

+24.11%

In Past 3 Month

29 Analyst Rating

7.74% Upside

Wall Street analysts forecast PYPL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PYPL is 80.61 USD with a low forecast of 49.00 USD and a high forecast of 96.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

12 Buy

14 Hold

3 Sell

Moderate Buy

7.74% Upside

Current: 74.820

Low

49.00

Averages

80.61

High

96.00

7.74% Upside

Current: 74.820

Low

49.00

Averages

80.61

High

96.00

Barclays

Ramsey El-Assal

Overweight

maintain

$80 -> $90

2025-07-18

New

Reason

Barclays

Ramsey El-Assal

Price Target

$80 -> $90

2025-07-18

New

maintain

Overweight

Reason

Barclays analyst Ramsey El-Assal raised the firm's price target on PayPal to $90 from $80 and keeps an Overweight rating on the shares. Heading into Q2 earnings, the firm believes spend trends have remained stable. It sees Q2 estimates across the payments and IT services group as largely attainable.

Deutsche Bank

Buy

Hold

downgrade

$75

2025-07-17

New

Reason

Deutsche Bank

Price Target

$75

2025-07-17

New

downgrade

Buy

Hold

Reason

Deutsche Bank resumed coverage of PayPal with a Hold rating and $75 price target. The firm's previous rating was Buy. Deutsche Bank resumed coverage on 25 stocks in the payments, processors, and IT services industry with 9 Buys, 14 Holds, and 2 restricted ratings. Both industries have materially underperformed the S&P 500 Index year-to-date as investor expectations for 2025 increased around the November election, leading to an end of year run-up "that has since proven overly-optimistic," the analyst tells investors in a research note. The firm says that with trade uncertainty and consumer spending concerns, the outlook for the group "is as cloudy as it has been in the last five years."

Seaport Research

Sell -> Neutral

upgrade

$NULL

2025-07-14

Reason

Seaport Research

Price Target

$NULL

2025-07-14

upgrade

Sell -> Neutral

Reason

Seaport Research upgraded PayPal to Neutral from Sell without a price target. The firm says potential tariff impacts to the company's business are proving better than feared. Seaport increased estimates and believes PayPal's growth trajectory is improving.

Piper Sandler

Neutral

initiated

$74

2025-06-24

Reason

Piper Sandler

Price Target

$74

2025-06-24

initiated

Neutral

Reason

Mizuho

Dan Dolev

maintain

2025-06-24

Reason

Mizuho

Dan Dolev

Price Target

2025-06-24

maintain

Reason

Truist

Sell

initiated

$68

2025-06-02

Reason

Truist

Price Target

$68

2025-06-02

initiated

Sell

Reason

Truist initiated coverage of PayPal with a Sell rating and $68 price target. The firm models the company's gross profit growth below the Street due mainly to competitive pressure in its branded checkout business from Apple Pay and Shop Pay as well as a lower level of float income as interest rates decline. Truist also worries that PayPal is increasing its lending business at the wrong point in the economic cycle. This creates grow-over risk in 2026, says the firm, which sees better value in other large caps under its coverage.

See All Ratings

Valuation Metrics

The current forward P/E ratio for PayPal Holdings Inc (PYPL.O) is 14.40, compared to its 5-year average forward P/E of 26.76. For a more detailed relative valuation and DCF analysis to assess PayPal Holdings Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

26.76

Current PE

14.40

Overvalued PE

43.49

Undervalued PE

10.03

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

Fair

5Y Average EV/EBITDA

19.28

Current EV/EBITDA

10.24

Overvalued EV/EBITDA

31.21

Undervalued EV/EBITDA

7.35

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

5.06

Current PS

2.18

Overvalued PS

8.81

Undervalued PS

1.31

Financials

Annual

Quarterly

FY2025Q1

YoY :

+1.19%

7.79B

Total Revenue

FY2025Q1

YoY :

+15.65%

1.60B

Operating Profit

FY2025Q1

YoY :

+44.93%

1.29B

Net Income after Tax

FY2025Q1

YoY :

+55.42%

1.29

EPS - Diluted

FY2025Q1

YoY :

-45.32%

964.00M

Free Cash Flow

FY2025Q1

YoY :

+9.04%

42.59

Gross Profit Margin - %

FY2025Q1

YoY :

+14.22%

18.71

FCF Margin - %

FY2025Q1

YoY :

+43.28%

16.52

Net Margin - %

FY2025Q1

YoY :

+2.03%

15.07

ROIC

Trading Trends

Insider

Insiders areSelling! The selling amount has increased 389.02% over the last month.

Sold

0-3

Months

863.0K

USD

3-6

Months

176.5K

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Hedge Fund

Hedge Funds areBuying! The buying amount has increased 113.2% over the last quarter.

Sold

0-3

Months

0.0

Volume

3-6

Months

4.4M

Volume

6-9

Months

4.1M

Volume

0-12

Months

0.0

Volume

Bought

0-3

0.0

Volume

Months

3-6

2.9M

Volume

Months

6-9

1.3M

Volume

Months

0-12

9.3K

Volume

Months

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

202.0K

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

40.0K

USD

Months

6-9

16.0K

USD

Months

0-12

16.0K

USD

Months

Insider

Insiders areSelling! The selling amount has increased 389.02% over the last month.

Sold

0-3

Months

863.0K

USD

3-6

Months

176.5K

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

PYPL News & Events

Events Timeline

2025-07-17 (ET)

2025-07-17

14:32:58

Mixed options sentiment in PayPal with shares up 1.36%

2025-07-14 (ET)

2025-07-14

09:55:01

Early notable gainers among liquid option names on July 14th

2025-07-14

07:25:56

JPMorgan to charge fintechs for customer data access, Bloomberg reports

News

3.5

18:00 PMNASDAQ.COM

Can PayPal's Crypto Strategy Give It a Competitive Edge?

8.0

14:53 PMCNBC

Trading this fintech giant using options ahead of earnings

6.5

02:35 AMBenzinga

NYU Professor Warns Companies Against Moving Cash Into Bitcoin — Unless You're Strategy, PayPal, Or A Meme Stock: 'This Is A Bad Idea'

People Also Watch

Senstar Technologies Corp

Dell Technologies Inc

Ameriprise Financial Inc

GameSquare Holdings Inc

Six Flags Entertainment Corp

30.960

USD

+0.68%

FAQ

What is PayPal Holdings Inc (PYPL) stock price today?

The current price of PYPL is 74.82 USD — it has increased 0.88 % in the last trading day.

PYPL

Market Estimates

Valuation Metrics

Forward PE

Forward EV/EBITDA

Forward PS

Financials

Trading Trends

PYPL News & Events

Events Timeline

News

People Also Watch

FAQ

What is PayPal Holdings Inc (PYPL) stock price today?

What is PayPal Holdings Inc (PYPL)'s business?

What is the price predicton of PYPL Stock?

What is PayPal Holdings Inc (PYPL)'s revenue for the last quarter?

What is PayPal Holdings Inc (PYPL)'s earnings per share (EPS) for the last quarter?

What changes have occurred in the market's expectations for PayPal Holdings Inc (PYPL)'s fundamentals?

How many employees does PayPal Holdings Inc (PYPL). have?

What is PayPal Holdings Inc (PYPL) market cap?