Stock Price & Analysis

Buy PYPL stock as it presents a discounted opportunity with potential for long-term growth under new management.

The price prediction for PYPL stock in 2025 is $94. This estimate is based on PayPal's ongoing management efforts to improve transaction margins and focus on profitable growth, supported by a 7% year-over-year increase in total payment volume. The stock is currently undervalued, trading at a discount that presents an attractive entry point for investors.

The S1 support level for PYPL Stock is $64.76 ,The R1 resistant level for PYPL Stock is $71.11.

As of the end of day on 2025-04-02, the price of PYPL Stock was $65.61.

The target price for PYPL Stock according to analyst rating is 94.25, with the highest price target at 125.00 and the lowest at 70.00. Analysts have a Moderate Buy rating on PYPL Stock overall.

The market cap of PYPL is $65.4B.

Analysis and Insights

To determine whether PayPal (PYPL) is overvalued, we need to analyze its valuation metrics, financial performance, and market sentiment.

Valuation Metrics:

PayPal's current valuation metrics are as follows:

• P/E Ratio: 16.9
• EV/EBITDA: 10.78
• P/S Ratio: 2.4
• P/B Ratio: 3.41

These metrics indicate that PayPal is trading at a reasonable multiple compared to its peers in the fintech industry. While the P/E ratio is slightly above the industry average, the company's growth prospects and improving margins justify this premium.

Analyst Sentiment:

Analysts have mixed opinions on PayPal, with a consensus rating of Moderate Buy. The average price target is $95.17, representing a 35.59% upside from current levels. Some analysts highlight the company's improving transaction margins and new management initiatives, while others remain cautious due to competition in the digital payments space.

Financial Performance:

PayPal has shown resilience with a 7% year-over-year increase in total payment volume and a 5% increase in EPS. The company is focusing on profitable growth, which has led to higher margins despite slower revenue growth. Management's efforts to integrate AI and enhance customer experience are expected to drive long-term growth.

Market Trends:

The recent market correction has created an opportunity to buy PayPal at a discounted price. The stock is down 20% year-to-date, presenting a favorable entry point for long-term investors. PayPal's strong brand, network effect, and expanding addressable market in fintech position it well for future growth.

Conclusion:

PayPal is not significantly overvalued. Its valuation metrics are reasonable, and the company is making progress in improving profitability and growth. While short-term volatility is possible, the stock offers upside potential for patient investors.

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PayPal Holdings, Inc. offers a technology platform that enables digital payments and simplifies commerce experiences on behalf of merchants and consumers worldwide. Its payment solutions enable its customers to connect, transact, and send and receive payments, whether they are online or in person. It provides payment solutions accepted by merchants that enable the completion of payments on its platform on behalf of its customers. It operates a global, two-sided network at scale that connects merchants and consumers with 426 million active accounts across 200 markets. Its brands include PayPal, Braintree, Venmo, Xoom, Hyperwallet, PayPal Zettle, PayPal Honey, and Paidy. It enables consumers to exchange funds with merchants using a variety of funding sources, which include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, including its installment products, a credit card, a debit card, certain cryptocurrencies, or other stored value products.

Price Prediction for PYPL Stock in 2030

Based on current trends and analysis, PayPal (PYPL) is expected to reach $150 per share by 2030. This prediction is supported by its strong brand presence, network effect, and growth in the fintech industry.

PYPL has a total of 27200 employees.