The chart below shows how PYPL performed 10 days before and after its earnings report, based on data from the past quarters. Typically, PYPL sees a +1.14% change in stock price 10 days leading up to the earnings, and a -2.21% change 10 days following the report. On the earnings day itself, the stock moves by -0.29%. This data can give you a slight idea of what to expect for the next quarter's release.
Positive
Payment Volume Increase: Total payment volume grew 9% to $423 billion.
Revenue Growth Achievement: We delivered $7.8 billion in revenue, growing 6% on a currency neutral basis.
Transaction Margin Growth: Transaction margin dollars grew 8% to $3.7 billion and were up 6%, excluding the benefit of interest on customer balances.
Earnings Per Share Growth: Our non-GAAP earnings per share increased 22% year-over-year.
Free Cash Flow Generation: We generated $1.4 billion of free cash flow in the third quarter.
Negative
Payment Volume Growth Slowdown: Total payment volume grew 9% to $423 billion, indicating a slowdown in growth compared to previous quarters.
Revenue Growth Below Expectations: We delivered $7.8 billion in revenue, growing only 6% on a currency neutral basis, which is lower than expected.
Transaction Margin Growth: Transaction margin dollars grew 8% to $3.7 billion, but were up only 6% excluding the benefit of interest on customer balances, indicating pressure on margins.
Earnings Growth Through Cost Management: Our non-GAAP earnings per share increased 22% year-over-year, but this was driven by cost management rather than revenue growth.
Operating Expenses Management: Operating expenses increased by 3% as we continue to actively manage our cost structure while reinvesting in key growth initiatives.
PayPal Holdings, Inc. (PYPL) Q3 2024 Earnings Call Transcript
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