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THG Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
176.430
Open
173.760
VWAP
174.48
Vol
263.73K
Mkt Cap
6.13B
Low
172.630
Amount
46.02M
EV/EBITDA(TTM)
7.15
Total Shares
35.15M
EV
6.23B
EV/OCF(TTM)
5.29
P/S(TTM)
0.97
The Hanover Insurance Group, Inc. is the holding company, which is engaged in the business of property and casualty insurance products and services. The Company operates through three segments: Core Commercial, Specialty, Personal Lines and Other. Core Commercial product suite provides agents and customers with products designed for small and mid-sized businesses. Core Commercial segment coverage includes commercial multiple peril, workers’ compensation, and other commercial lines. Specialty segment offers a comprehensive suite of products focused predominately on small to mid-sized businesses. This includes various specialized products that are organized into four distinct divisions: Professional and Executive Lines, Specialty Property & Casualty, Marine, and Surety and Other. Personal Lines segment coverage includes Personal automobile, and Homeowners and other personal lines. The Other segment primarily includes Opus, which provides investment advisory services to affiliates.
Show More

Events Timeline

(ET)
2026-02-03
16:20:00
Hanover Reports Q4 Book Value Per Share of $100.90
select
2025-12-01 (ET)
2025-12-01
08:40:00
Hanover Insurance Group Raises Quarterly Dividend to $0.95 per Share
select
2025-10-29 (ET)
2025-10-29
16:14:40
Hanover Announces Q3 Operating EPS of $5.09, Exceeding Consensus Estimate of $4.22
select

News

seekingalpha
9.5
03-07seekingalpha
Updated Quant Ratings Post Earnings Season Highlight Key Financial Stocks
  • Top-Rated Stocks: StoneX Group (SNEX) achieves a quant rating of 4.82, classified as a Strong Buy, indicating significant improvements in financial stability and profitability, which is likely to attract more investor interest.
  • Insurance Sector Performance: The Hanover Insurance Group (THG) receives a quant rating of 4.78, demonstrating strong growth and profitability in a competitive market, potentially enhancing its market share further.
  • Low-Rated Stocks: Webull (BULL) is rated at 1.20, categorized as a Strong Sell, reflecting deficiencies in profitability and market performance, which may lead to a decline in investor confidence.
  • Market Dynamics: As the earnings season concludes, investor focus shifts to quant ratings, providing critical insights into companies' performances across valuation, growth, and profitability metrics.
PRnewswire
8.5
02-05PRnewswire
Hanover Insurance Group Employees Raise Over $1.5 Million for Nonprofits
  • High Employee Engagement: In 2025, 82% of Hanover Insurance Group employees participated in the annual giving campaign, raising over $1.5 million, demonstrating a strong commitment to supporting nonprofits and enhancing the company's community ties.
  • Wide Range of Beneficiaries: The funds will benefit over 2,000 nonprofits, including United Way, Feeding America, and Boys and Girls Club of America, directly assisting families facing housing and food insecurity, showcasing the company's dedication to social responsibility.
  • Reflection of Company Culture: CEO John C. Roche stated that the employees' generosity reflects the company's culture, emphasizing that strong companies create stronger communities, further solidifying Hanover's leadership position in the industry.
  • Support from Charitable Foundation: The donations include matching contributions from the company's charitable foundation, indicating Hanover's ongoing efforts to promote community development and support vulnerable populations, enhancing its brand image and social impact.
Newsfilter
8.5
02-05Newsfilter
Hanover Insurance Group Employees Raise Over $1.5 Million for Nonprofits
  • High Employee Participation: In 2025, 82% of Hanover Insurance Group employees participated in the annual giving campaign, raising over $1.5 million, demonstrating a strong commitment to supporting nonprofit organizations nationwide and enhancing the company's community impact.
  • Broad Nonprofit Support: The funds raised will benefit over 2,000 nonprofits, including United Way, Feeding America, and Boys and Girls Club of America, directly aiding communities facing housing and food insecurity, reflecting the company's dedication to social responsibility.
  • Cultural Reflection: CEO John C. Roche emphasized that the generosity and commitment of employees reflect the company's culture, indicating that strong companies can foster stronger communities, thereby reinforcing the company's leadership position in the industry.
  • Matching Contributions from Charitable Foundation: The fundraising campaign included matching contributions from the company's charitable foundation, further amplifying community support and ensuring that more resources flow directly to families and individuals in need.
seekingalpha
9.5
02-04seekingalpha
Hanover Insurance Group Reports Record Q4 2025 Earnings and Strong Outlook
  • Outstanding Financial Performance: Hanover Insurance Group achieved record quarterly operating earnings per share and an operating return on equity of 20% in Q4 2025, demonstrating exceptional financial management and further solidifying its market position.
  • Strong Premium Growth: Personal Lines net written premiums grew by 4.4% in the quarter, while Small Commercial net written premiums increased nearly 5%, attributed to pricing strategies and targeted deconcentration actions in the Midwest, indicating the company's agile response to market competition.
  • Significant Investment Income: The company reported a 24.9% increase in net investment income for the fourth quarter, totaling $454.4 million for the year, reflecting successful asset investment strategies that enhance its capital base and future growth potential.
  • Optimistic Future Outlook: Management expects overall consolidated net written premium growth to accelerate to mid-single-digit growth in 2026, alongside a combined ratio target of 88%-89%, showcasing confidence in sustained profitability and market expansion.
seekingalpha
9.5
02-03seekingalpha
Hanover Insurance Q4 2025 Earnings Exceed Expectations
  • Strong Earnings Performance: Hanover Insurance reported a Q4 2025 Non-GAAP EPS of $5.79, beating expectations by $0.76, indicating robust profitability that is likely to enhance investor confidence moving forward.
  • Significant Revenue Growth: The company achieved revenue of $1.67 billion in Q4, a 5.7% year-over-year increase that exceeded market expectations by $140 million, demonstrating sustained competitiveness in the insurance market and promising future growth potential.
  • Increased Investment Income: Net investment income rose to $125.8 million, up 24.9% from the prior year, reflecting a healthy investment portfolio that could support future shareholder returns and enhance financial stability.
  • Dividend Increase: On December 1, 2025, the Board approved a 5.6% increase in the ordinary quarterly cash dividend, signaling confidence in future cash flows while providing higher returns to shareholders, which may attract further investor interest.
PRnewswire
9.5
02-03PRnewswire
Hanover Insurance Group Reports Strong Q4 and Full-Year 2025 Results
  • Net Income Surge: Hanover Insurance reported a net income of $198.5 million in Q4 2025, translating to $5.47 per diluted share, which marks an 18.2% increase from $167.9 million and $4.59 per share in the prior year, showcasing the company's robust performance and enhanced profitability in the market.
  • Record Operating Income: The full-year operating income reached $696.2 million, or $19.09 per share, up 43.3% from $485.9 million and $13.34 per share in 2024, reflecting the company's effective execution across various business segments and significant improvement in profitability.
  • Steady Premium Growth: The total net written premiums for 2025 amounted to $6.32 billion, representing a 3.9% year-over-year increase, with Personal Lines and Specialty growing by 3.7% and 4.9% respectively, indicating the company's competitive position and strong customer retention capabilities in the market.
  • Increased Shareholder Returns: The company raised its quarterly dividend by 5.6% to $0.95 per share in Q4 and repurchased approximately $130 million worth of shares in 2025, reflecting a balanced approach to capital management and a strong commitment to shareholder value.
Wall Street analysts forecast THG stock price to rise
5 Analyst Rating
Wall Street analysts forecast THG stock price to rise
3 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
194.00
Averages
200.80
High
210.00
Current: 0.000
sliders
Low
194.00
Averages
200.80
High
210.00
Keefe Bruyette
Outperform
maintain
$207 -> $208
AI Analysis
2026-02-25
Reason
Keefe Bruyette
Price Target
$207 -> $208
AI Analysis
2026-02-25
maintain
Outperform
Reason
Keefe Bruyette raised the firm's price target on The Hanover to $208 from $207 and keeps an Outperform rating on the shares.
Keefe Bruyette
Meyer Shields
Outperform
maintain
$200 -> $207
2026-02-09
Reason
Keefe Bruyette
Meyer Shields
Price Target
$200 -> $207
2026-02-09
maintain
Outperform
Reason
Keefe Bruyette analyst Meyer Shields raised the firm's price target on The Hanover to $207 from $200 and keeps an Outperform rating on the shares. The shares' current valuation underappreciates the ongoing margin-expanding rate increases within its Core Commercial and Specialty segments, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for THG
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Valuation Metrics

The current forward P/E ratio for Hanover Insurance Group Inc (THG.N) is 10.86, compared to its 5-year average forward P/E of 22.36. For a more detailed relative valuation and DCF analysis to assess Hanover Insurance Group Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
22.36
Current PE
10.86
Overvalued PE
49.79
Undervalued PE
-5.07

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
3.01
Current EV/EBITDA
8.33
Overvalued EV/EBITDA
6.46
Undervalued EV/EBITDA
-0.44

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.86
Current PS
0.96
Overvalued PS
0.96
Undervalued PS
0.76

Financials

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Whales Holding THG

L
Leeward Investments, LLC
Holding
THG
+16.69%
3M Return
F
Fuller & Thaler Asset Management, Inc.
Holding
THG
+10.95%
3M Return
L
Lighthouse Investment Partners, LLC
Holding
THG
+4.52%
3M Return
V
Vaughan Nelson Investment Management, L.P.
Holding
THG
-0.35%
3M Return

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Frequently Asked Questions

What is Hanover Insurance Group Inc (THG) stock price today?

The current price of THG is 174.38 USD — it has decreased -0.03

What is Hanover Insurance Group Inc (THG)'s business?

The Hanover Insurance Group, Inc. is the holding company, which is engaged in the business of property and casualty insurance products and services. The Company operates through three segments: Core Commercial, Specialty, Personal Lines and Other. Core Commercial product suite provides agents and customers with products designed for small and mid-sized businesses. Core Commercial segment coverage includes commercial multiple peril, workers’ compensation, and other commercial lines. Specialty segment offers a comprehensive suite of products focused predominately on small to mid-sized businesses. This includes various specialized products that are organized into four distinct divisions: Professional and Executive Lines, Specialty Property & Casualty, Marine, and Surety and Other. Personal Lines segment coverage includes Personal automobile, and Homeowners and other personal lines. The Other segment primarily includes Opus, which provides investment advisory services to affiliates.

What is the price predicton of THG Stock?

Wall Street analysts forecast THG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for THG is200.80 USD with a low forecast of 194.00 USD and a high forecast of 210.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Hanover Insurance Group Inc (THG)'s revenue for the last quarter?

Hanover Insurance Group Inc revenue for the last quarter amounts to 1.67B USD, increased 5.08

What is Hanover Insurance Group Inc (THG)'s earnings per share (EPS) for the last quarter?

Hanover Insurance Group Inc. EPS for the last quarter amounts to 5.44 USD, increased 18.00

How many employees does Hanover Insurance Group Inc (THG). have?

Hanover Insurance Group Inc (THG) has 4900 emplpoyees as of March 11 2026.

What is Hanover Insurance Group Inc (THG) market cap?

Today THG has the market capitalization of 6.13B USD.