Should I Buy THG? THG 2026 Analysis

Should You Buy Hanover Insurance Group Inc (THG) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

173.370

1 Day change

1.18%

52 Week Range

188.180

Analysis Updated At

2026/01/26

Hanover Insurance Group Inc (THG) is not a strong buy at the moment for a beginner investor with a long-term strategy. While the company's financial performance in Q3 2025 is impressive, the technical indicators and trading sentiment do not suggest an immediate entry point. Additionally, analysts' ratings and price targets indicate a balanced risk/reward scenario, and there are no significant positive catalysts or trading signals to support a buy decision right now.

Technical Analysis

The MACD is below zero and contracting negatively, indicating bearish momentum. RSI is neutral at 31.557, and moving averages are converging, showing no clear trend. The stock is trading below the pivot level of 172.302, with support at 167.389 and resistance at 177.215. Overall, the technical indicators suggest a neutral to slightly bearish trend.

Options Data

Bearish

Open Interest Put-Call Ratio

Bearish

Option Volume Put-Call Ratio

The high put-call ratios in both open interest and volume suggest bearish sentiment among options traders.

Technical Summary

Sell

Buy

Positive Catalysts

Strong Q3 2025 financial performance with revenue up 6.40% YoY, net income up 75.02% YoY, and EPS up 75.36% YoY. These figures indicate robust growth and profitability.

Neutral/Negative Catalysts

No recent news or significant trading trends from hedge funds or insiders. Analysts highlight that the stock's valuation is becoming more challenging, with the turnaround story nearing its conclusion. The stock also has a 20% chance to decline by -2.44% in the next day.

Financial Performance

In Q3 2025, Hanover Insurance Group reported revenue of $1.6537 billion (up 6.40% YoY), net income of $178.7 million (up 75.02% YoY), and EPS of 4.91 (up 75.36% YoY). These figures demonstrate strong growth and profitability.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Analysts are mixed on THG. JPMorgan raised the price target to 55 GBp but maintained a Neutral rating. RBC Capital initiated coverage with a Sector Perform rating and a $200 price target, citing a balanced risk/reward scenario. Keefe Bruyette raised the price target to $200 and maintained an Outperform rating.

5 Analyst Rating

Wall Street analysts forecast THG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for THG is 200.8 USD with a low forecast of 194 USD and a high forecast of 210 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

3 Buy

2 Hold

0 Sell

Moderate Buy

Current: 171.340

Low

194

Averages

200.8

High

210

Current: 171.340

Low

194

Averages

200.8

High

210

JPMorgan

Neutral

upgrade

AI Analysis

2025-12-03

Reason

JPMorgan

Price Target

AI Analysis

2025-12-03

upgrade

Neutral

Reason

JPMorgan raised the firm's price target on THG Plc to 55 GBp from 43 GBp and keeps a Neutral rating on the shares.

RBC Capital

Rowland Mayor

Sector Perform

initiated

$200

2025-11-24

Reason

RBC Capital

Rowland Mayor

Price Target

$200

2025-11-24

initiated

Sector Perform

Reason

RBC Capital analyst Rowland Mayor initiated coverage of The Hanover with a Sector Perform rating and $200 price target. The stock's valuation is "becoming more challenging" at current levels at a time when the company's turnaround story reaching its conclusion, the analyst tells investors in a research note. RBC believes Hanover's risk/reward has become more balanced with the easy gains being realized.

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THG Should I Buy

THG Should I Buy

Should You Buy Hanover Insurance Group Inc (THG) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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