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SEZL Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
164.380
Open
153.100
VWAP
159.37
Vol
1.25M
Mkt Cap
5.49B
Low
150.450
Amount
198.42M
EV/EBITDA(TTM)
27.93
Total Shares
33.63M
EV
5.51B
EV/OCF(TTM)
22.97
P/S(TTM)
12.12
Sezzle Inc. is a fintech company. The Company’s payment platform increases the purchasing power of consumers by offering access to point-of-sale financing options and digital payment services connecting millions of customers with its global network of merchants. Its payment options allow consumers to take control over their spending. Its digital payments platform provides consumers a flexible alternative to traditional credit. Its Sezzle Platform offers a payments solution for consumers that instantly extends credit at the point-of-sale, allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time. The Sezzle Platform flagship product, pay-in-four, allows consumers to pay a fourth of the purchase price up front, and then another fourth of the purchase price every two weeks thereafter over a total of six weeks. Its Sezzle Virtual Card provides rapid-installation and point-of-sale option for brick-and-mortar retailers.
Show More

Events Timeline

(ET)
2026-05-06
16:30:00
Sezzle Raises FY26 Revenue Outlook to 30%-35%
select
2026-05-06
16:30:00
Sezzle Q1 Revenue $135.54M Beats Expectations
select

News

Newsfilter
7.5
06-03Newsfilter
Sezzle Expands Beyond Buy Now, Pay Later Services
  • User Engagement Surge: In Q1 2026, Sezzle's GMV exceeded $1 billion for the second consecutive quarter, with active subscribers growing 48.4% year-over-year, indicating a significant increase in consumer willingness to engage with the platform daily, thereby driving sustained business growth.
  • Success of Earn Tab: The Earn Tab, launched in June 2025, has become a daily utility for users, generating over 20% more revenue per active user, which demonstrates its ability to create incremental value beyond core BNPL services and further solidifies Sezzle's market position.
  • Introduction of Pay-in-5: The Pay-in-5 installment option has resulted in average order values 44% higher than Pay-in-4, attracting new merchants like RockAuto and Follett, showcasing Sezzle's innovative capabilities in payment flexibility.
  • AI Technology Implementation: Sezzle has fully integrated AI across its platform, with an AI-powered chatbot resolving 70% of user inquiries, enhancing customer service efficiency, while developing an AI Shopping Assistant aimed at providing personalized shopping recommendations, further enriching user experience.
stocktwits
9.5
06-03stocktwits
Sezzle Stock Surges 86% in 2026, Outperforming Peers
  • Significant Revenue Growth: Sezzle reported Q1 2026 total revenue of $135.5 million, reflecting a 29% year-over-year increase, while net income surged 41.9% to $51.3 million, demonstrating its strong performance in the rapidly growing BNPL market and solidifying its market position.
  • Optimistic Market Expectations: Buckley Capital Advisors believes Sezzle is undervalued and likely to exceed conservative financial guidance, reflecting confidence in its future growth potential, especially as the BNPL sector grows at a rate of 20% annually.
  • Enhanced Convenience through Integration: Sezzle's integration with Knot's CardSwitcher API will enable automatic updates of virtual cards, improving user payment convenience across merchants like Amazon, Walmart, and Uber, which is expected to enhance user payment preferences and drive increased transaction frequency.
  • Price Target Increase: B. Riley raised Sezzle's price target from $117 to $141, implying an upside potential of over 19%, indicating analysts' optimistic outlook on the company's future performance, further attracting investor interest.
NASDAQ.COM
4.0
05-28NASDAQ.COM
Sezzle Inc Shares Surpass Analyst Target Price
  • Stock Performance: Sezzle Inc's shares recently surpassed the average analyst 12-month target price of $114.67, trading at $116.05, indicating increased market confidence that may attract more investor interest.
  • Analyst Reactions: When a stock hits an analyst's target price, they typically either downgrade or adjust their target; currently, six analysts have target prices ranging from $108.00 to $122.00, reflecting varied market perspectives.
  • Market Signal: The breach of the target price provides investors with a strong signal to reassess the company, prompting them to consider whether the current valuation is justified or if it’s time to take profits to mitigate risk.
  • Analyst Ratings: According to Zacks data, analysts rate Sezzle Inc on a scale from 1 to 5, where 1 is Strong Buy and 5 is Strong Sell, helping investors better understand market sentiment and future expectations.
Fool
8.5
05-27Fool
Investment Comparison: Klarna vs. Sezzle
  • Klarna's Market Performance: In fiscal year 2025, Klarna achieved revenue of approximately $3.5 billion, a 31.6% increase year-over-year, despite reporting a net loss of $294 million and a net margin of -8.4%, highlighting challenges and opportunities in its global expansion.
  • Sezzle's Profitability: Sezzle generated approximately $450.3 million in revenue for fiscal year 2025, marking a 66.1% year-over-year increase, with net income reaching $133.1 million and a net margin of 29.6%, indicating strong growth and profitability in the North American market.
  • Financial Health Comparison: Klarna's current ratio stands at about 1 with a debt-to-equity ratio of 0.5, while Sezzle boasts a current ratio of 3.9 and a debt-to-equity ratio of 0.8, demonstrating Sezzle's superior short-term liquidity and financial stability.
  • Market Competition Risks: Klarna faces intense competition from established banks and fintech companies like PayPal, while Sezzle is under scrutiny from the CFPB; however, its smaller scale may currently serve as an advantage in the evolving market landscape.
seekingalpha
9.5
05-26seekingalpha
Latest Quant Ratings Snapshot for Small-Cap Financial Stocks
  • Top-Rated Companies: Following the latest quarterly earnings releases, StoneX Group (SNEX) leads small-cap financial stocks with a quant rating of 4.94, indicating strong performance across valuation, growth, and profitability metrics, which reflects market confidence in its future growth prospects.
  • Strong Buy Ratings: Sezzle (SEZL) and Oscar Health (OSCR) received quant ratings of 4.90 and 4.86 respectively, showcasing their solid performance in earnings estimates and market momentum, likely attracting increased investor interest.
  • Low-Rated Companies: Ryan Specialty Holdings (RYAN) has a quant rating of 1.25, categorized as a Strong Sell, highlighting significant deficiencies in profitability and growth potential, which may raise investor concerns about its future performance.
  • Share Repurchase Plans: Ryan Specialty announced a $300 million increase to its share repurchase program, while Webull plans a $100 million buyback, actions that may boost stock prices in the short term but also reflect a cautious approach to market conditions.
NASDAQ.COM
9.5
05-25NASDAQ.COM
Sezzle Inc. Recommended as a Growth Stock
  • Earnings Growth Potential: Sezzle Inc. boasts a historical EPS growth rate of 380%, with projected EPS growth of 41.7% this year, significantly surpassing the industry average of 13.9%, indicating strong future profitability that attracts investor interest.
  • Cash Flow Growth Advantage: The company currently enjoys a year-over-year cash flow growth rate of 92.6%, well above the industry average of -2.2%, enabling it to expand operations without relying on costly external funding, thereby enhancing its competitive position in the market.
  • Earnings Estimate Revisions: Sezzle Inc. has seen an 8.2% upward revision in current-year earnings estimates over the past month, a positive trend that correlates strongly with short-term stock price increases, reflecting market confidence in its future performance.
  • Market Positioning and Revenue: Targeting millennial and Gen Z audiences, Sezzle Inc. generated nearly $1 billion in revenue last quarter, and the recent market pullback presents an ideal entry point for investors, with expectations for significant returns on investment.
Wall Street analysts forecast SEZL stock price to rise
3 Analyst Rating
Wall Street analysts forecast SEZL stock price to rise
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
83.00
Averages
101.00
High
110.00
Current: 0.000
sliders
Low
83.00
Averages
101.00
High
110.00
Northland
Mike Grondahl
Outperform
maintain
$110 -> $160
AI Analysis
2026-06-18
New
Reason
Northland
Mike Grondahl
Price Target
$110 -> $160
AI Analysis
2026-06-18
New
maintain
Outperform
Reason
Northland analyst Mike Grondahl raised the firm's price target on Sezzle to $160 from $110 and keeps an Outperform rating on the shares. Sezzle recently launched SezzleCash, is in the process of submitting its bank charter application, is ramping marketing spend, announced a partnership with Pagaya, and continues to drive engagement across subscribers, notes the analyst, who says the company is "moving through 2026 with substantial momentum."
B. Riley
Buy
maintain
$117 -> $141
2026-06-02
Reason
B. Riley
Price Target
$117 -> $141
2026-06-02
maintain
Buy
Reason
B. Riley raised the firm's price target on Sezzle (SEZL) to $141 from $117 and keeps a Buy rating on the shares. Sezzle has integrated with Knot's CardSwitcher API to enable automatic updating of Sezzle virtual cards as the preferred payment method across merchants such as Amazon (AMZN), Walmart (WMT), and Uber (UBER), which should improve checkout convenience and help drive top-of-wallet behavior among users, aligning Sezzle with similar integrations already seen at companies like American Express (AXP) and PayPal (PYPL), the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for SEZL
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Valuation Metrics

The current forward P/E ratio for Sezzle Inc (SEZL.O) is 19.19, compared to its 5-year average forward P/E of 17.13. For a more detailed relative valuation and DCF analysis to assess Sezzle Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
17.13
Current PE
19.19
Overvalued PE
27.80
Undervalued PE
6.45

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
10.40
Current EV/EBITDA
12.03
Overvalued EV/EBITDA
16.37
Undervalued EV/EBITDA
4.42

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.73
Current PS
7.33
Overvalued PS
6.21
Undervalued PS
1.26

Financials

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Whales Holding SEZL

D
Divisadero Street Capital Management, LP
Holding
SEZL
+21.70%
3M Return
V
VGI Partners Limited
Holding
SEZL
+0.55%
3M Return

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Frequently Asked Questions

What is Sezzle Inc (SEZL) stock price today?

The current price of SEZL is 163.28 USD — it has increased 11.28

What is Sezzle Inc (SEZL)'s business?

Sezzle Inc. is a fintech company. The Company’s payment platform increases the purchasing power of consumers by offering access to point-of-sale financing options and digital payment services connecting millions of customers with its global network of merchants. Its payment options allow consumers to take control over their spending. Its digital payments platform provides consumers a flexible alternative to traditional credit. Its Sezzle Platform offers a payments solution for consumers that instantly extends credit at the point-of-sale, allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time. The Sezzle Platform flagship product, pay-in-four, allows consumers to pay a fourth of the purchase price up front, and then another fourth of the purchase price every two weeks thereafter over a total of six weeks. Its Sezzle Virtual Card provides rapid-installation and point-of-sale option for brick-and-mortar retailers.

What is the price predicton of SEZL Stock?

Wall Street analysts forecast SEZL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SEZL is101.00 USD with a low forecast of 83.00 USD and a high forecast of 110.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Sezzle Inc (SEZL)'s revenue for the last quarter?

Sezzle Inc revenue for the last quarter amounts to 135.54M USD, increased 29.19

What is Sezzle Inc (SEZL)'s earnings per share (EPS) for the last quarter?

Sezzle Inc. EPS for the last quarter amounts to 1.47 USD, increased 47.00

How many employees does Sezzle Inc (SEZL). have?

Sezzle Inc (SEZL) has 201 emplpoyees as of June 21 2026.

What is Sezzle Inc (SEZL) market cap?

Today SEZL has the market capitalization of 5.49B USD.