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LMND Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
69.900
Open
69.270
VWAP
67.29
Vol
1.27M
Mkt Cap
5.25B
Low
65.900
Amount
85.71M
EV/EBITDA(TTM)
--
Total Shares
76.38M
EV
5.02B
EV/OCF(TTM)
--
P/S(TTM)
6.88
Lemonade, Inc. offers renters, homeowners, car, pet, and life insurance. The Company operates through the United States, Europe, including the United Kingdom, providing insurance products to customers through various sales channels. The Company's digital substrate enables it to integrate marketing and onboarding with underwriting and claims processing, collecting, and deploying data. Its technology includes Data Advantage, AI Maya, AI Jim, CX.AI, Forensic Graph, Blender, and Cooper. AI Maya, its onboarding and customer experience bot, uses natural language to guide customers in joining the Company. AI Jim, its claims bot, takes the first notice of loss from its customer without human intervention. It offers pet insurance that covers diagnostics, procedures, medication, accidents or illness. Even its basic pet insurance offering covers blood tests, urinalysis, lab work, and computed tomography scans.
Show More

Events Timeline

(ET)
2026-04-02
10:10:00
Lemonade Launches Renters Insurance in South Carolina
select
2026-03-26 (ET)
2026-03-26
18:50:00
Lemonade Expects Positive EBITDA and Cash Flow in 2023
select
2026-03-23 (ET)
2026-03-23
08:20:00
Riskified Appoints Dr. Samer Haj-Yehia to Board of Directors
select
2026-03-17 (ET)
2026-03-17
16:40:00
Major Averages Close Fractionally Higher, WTI Crude Near $96
select
2026-03-17
12:10:00
Lemonade Stock Rises 15% to $66.41
select
2026-03-17
11:50:00
Major Averages Broadly Higher at Noon, Oil Prices Rise Again
select

News

NASDAQ.COM
8.0
04-20NASDAQ.COM
Surge in Options Trading Volume for 3M and Lemonade
  • 3M Options Volume: 3M Co's options trading volume reached 23,355 contracts, equivalent to approximately 2.3 million shares, representing about 75.4% of its average daily trading volume of 3.1 million shares over the past month, indicating strong market interest in the stock.
  • High-Frequency Contracts: Notably, the $160 strike call option expiring on April 24, 2026, saw 5,578 contracts traded today, representing around 557,800 underlying shares, suggesting investor optimism regarding 3M's future performance.
  • Lemonade Options Activity: Lemonade Inc's options trading volume stood at 11,415 contracts, approximately 1.1 million shares, accounting for 69.1% of its average daily trading volume of 1.7 million shares over the past month, reflecting heightened market attention to its stock price fluctuations.
  • Key Contract Analysis: The $62 strike put option expiring on April 24, 2026, recorded a trading volume of 1,294 contracts, representing about 129,400 shares, indicating a cautious investor sentiment regarding Lemonade's future risks.
Fool
6.5
04-20Fool
Berkshire vs. Lemonade: Insurance Investment Comparison
  • Core Insurance Business: Berkshire Hathaway's GEICO subsidiary accounted for 28% of pre-tax earnings in 2025, demonstrating the stability and profitability of its insurance operations, while its diversified business structure provides resilience against economic fluctuations.
  • Cash Reserve Advantage: As of December 31, 2025, Berkshire Hathaway held a colossal cash reserve of $373 billion, which offers robust support for navigating economic disturbances and minimizes downside risk for investors.
  • Lemonade's Growth Potential: Lemonade Insurance ended 2025 with nearly 3 million customers, a 23% year-over-year increase, while its revenue and in-force premiums surged by 53% and 31% respectively in Q4 2024, showcasing rapid development and technological innovation in the insurance market.
  • Profitability Challenges and Market Positioning: Despite Lemonade's rapid growth, it reported a net loss of $165.5 million last year, indicating profitability pressures during its expansion phase, prompting investors to carefully assess its long-term investment value.
NASDAQ.COM
9.5
04-19NASDAQ.COM
Lemonade's Revenue Growth Accelerates Amid Loss Ratio Decline
  • Accelerating Revenue Growth: Since its inception in 2020, Lemonade has consistently achieved high growth, particularly with its in-force premiums (IFP) accelerating for seven consecutive quarters, indicating increased customer spending, enhanced platform attraction, and effective machine learning algorithms.
  • Improving Loss Ratio: The company's loss ratio has been declining, reflecting effective control over claims payouts, which is likely the main reason for the stock's recovery, thereby boosting investor confidence.
  • Profitability Challenges: Despite significant revenue growth, Lemonade is still reporting net losses on an adjusted EBITDA basis, but management expects to turn profitable by the fourth quarter of fiscal 2026, with substantial improvements anticipated throughout the year.
  • Investor Focus: The upcoming Q1 earnings report on April 29 will be crucial, as investors should monitor the improvement in adjusted EBITDA to assess the likelihood of achieving profitability by year-end.
Fool
9.5
04-19Fool
Lemonade Stock Recovers but Profitability Remains a Concern
  • Sustained Growth Momentum: Since its inception in 2020, Lemonade has achieved high growth across several metrics, particularly with in-force premiums (IFP) accelerating for seven consecutive quarters, indicating increased customer spending, enhanced platform appeal, and effective machine learning algorithms.
  • Profitability Challenges: While Lemonade's loss ratio has improved, contributing to the stock's recovery, the company continues to report net losses, with adjusted EBITDA remaining negative; however, management anticipates a positive turnaround by Q4 of fiscal 2026.
  • Positive Market Reaction: Lemonade's stock recently rose by 3.59%, currently priced at $70.94 with a market cap of $5.4 billion, reflecting investor optimism ahead of the upcoming Q1 fiscal 2026 earnings report, particularly regarding improvements in adjusted EBITDA.
  • Optimistic Future Outlook: Management expresses confidence in its strategic direction for the insurance business, expecting that enhanced profitability will attract more investors throughout fiscal 2026, further driving stock price appreciation.
Fool
6.5
04-18Fool
Investment Opportunities in Insurance Stocks
  • Stability in Insurance Sector: Insurance companies generally provide strong cash flow and stability to weather various economic environments; however, Progressive's stock has fallen 30% from its 52-week high, indicating increased market competition pressures.
  • AI Advantage of Lemonade: Lemonade leverages artificial intelligence to optimize its business, generating $738 million in revenue last year with a 40% growth, despite a net loss of $166 million; its gross loss ratio improved to 64% in Q4, indicating significant enhancements in risk pricing capabilities.
  • Long-Term Performance of Progressive: As a well-established insurance company, Progressive has achieved a 17% annualized return over the past three decades, writing $83 billion in net premiums and generating $11.3 billion in net income in 2022, showcasing its strengths in risk pricing and profitability.
  • Intensifying Market Competition: Although Progressive's stock is under pressure due to a softening market with an expected 1% average premium increase in 2026, its current P/E ratio of just 10 times indicates it remains a solid investment choice given its long-term underwriting excellence.
NASDAQ.COM
6.5
04-18NASDAQ.COM
Insurance Stocks: Stability and Cash Flow Potential
  • Stability of Insurance Stocks: Insurance stocks typically provide strong cash flow and stability, capable of weathering various economic environments, particularly as rising interest rates and prices create a hedge through their pricing power and large investment portfolios.
  • Progressive's Market Performance: Despite Progressive's stock tumbling 30% from its 52-week high, it has delivered an impressive 17% annualized return over the past three decades, demonstrating its excellence in risk pricing and management, with a net income of $11.3 billion last year.
  • Lemonade's AI Advantage: Lemonade leverages AI to streamline operations, achieving $738 million in revenue last year, a 40% increase, although it posted a net loss of $166 million; its gross loss ratio improved to 64% in Q4, indicating significant progress in risk pricing.
  • Divergent Investment Strategies: For investors looking to diversify their portfolios, Lemonade and Progressive cater to different strategies, with Lemonade still building its foundation and not expected to be profitable until 2028, while Progressive's low valuation and long-term underwriting excellence make it a more attractive buy right now.
Wall Street analysts forecast LMND stock price to rise
6 Analyst Rating
Wall Street analysts forecast LMND stock price to rise
2 Buy
3 Hold
1 Sell
Hold
Current: 0.000
sliders
Low
40.00
Averages
77.60
High
98.00
Current: 0.000
sliders
Low
40.00
Averages
77.60
High
98.00
Morgan Stanley
Equal Weight -> Overweight
upgrade
$80 -> $85
AI Analysis
2026-03-17
Reason
Morgan Stanley
Price Target
$80 -> $85
AI Analysis
2026-03-17
upgrade
Equal Weight -> Overweight
Reason
Morgan Stanley upgraded Lemonade (LMND) to Overweight from Equal Weight with a price target of $85, up from $80. The company's partnership with Tesla (TSLA) "represents an important first step" and gives Lemonade first-mover advantage in data analysis and on-the-ground experience, the analyst tells investors in a research note. Morgan Stanley says that while Lemonade is offering a 50% discount on auto insurance when full self-driving is engaged in Tesla vehicles, the company is maintaining underwriting discipline based on the quotes it viewed. It expects Lemonade to expand its autonomous exposure, driving the scale needed to "meaningfully improve" its long-term earnings profile.
Keefe Bruyette
Underperform
maintain
$40 -> $44
2026-02-24
Reason
Keefe Bruyette
Price Target
$40 -> $44
2026-02-24
maintain
Underperform
Reason
Keefe Bruyette raised the firm's price target on Lemonade to $44 from $40 and keeps an Underperform rating on the shares. 30%+ growth, sustained low loss ratios, and efficient customer acquisition spend could be "challenging" to achieve in synchrony with intensifying competition, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for LMND
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Valuation Metrics

The current forward P/E ratio for Lemonade Inc (LMND.N) is 0.00, compared to its 5-year average forward P/E of -10.67. For a more detailed relative valuation and DCF analysis to assess Lemonade Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-10.67
Current PE
0.00
Overvalued PE
-1.74
Undervalued PE
-19.61

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-15.81
Current EV/EBITDA
-165.15
Overvalued EV/EBITDA
4.72
Undervalued EV/EBITDA
-36.33

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
7.17
Current PS
3.41
Overvalued PS
16.97
Undervalued PS
-2.64

Financials

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Quarterly

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Whales Holding LMND

P
PDT Partners, LLC
Holding
LMND
+12.15%
3M Return
S
Softbank Group Capital Limited
Holding
LMND
+6.81%
3M Return
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BIT Capital GmbH
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3M Return

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Frequently Asked Questions

What is Lemonade Inc (LMND) stock price today?

The current price of LMND is 66.06 USD — it has decreased -3.8

What is Lemonade Inc (LMND)'s business?

Lemonade, Inc. offers renters, homeowners, car, pet, and life insurance. The Company operates through the United States, Europe, including the United Kingdom, providing insurance products to customers through various sales channels. The Company's digital substrate enables it to integrate marketing and onboarding with underwriting and claims processing, collecting, and deploying data. Its technology includes Data Advantage, AI Maya, AI Jim, CX.AI, Forensic Graph, Blender, and Cooper. AI Maya, its onboarding and customer experience bot, uses natural language to guide customers in joining the Company. AI Jim, its claims bot, takes the first notice of loss from its customer without human intervention. It offers pet insurance that covers diagnostics, procedures, medication, accidents or illness. Even its basic pet insurance offering covers blood tests, urinalysis, lab work, and computed tomography scans.

What is the price predicton of LMND Stock?

Wall Street analysts forecast LMND stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LMND is77.60 USD with a low forecast of 40.00 USD and a high forecast of 98.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Lemonade Inc (LMND)'s revenue for the last quarter?

Lemonade Inc revenue for the last quarter amounts to 228.10M USD, increased 53.29

What is Lemonade Inc (LMND)'s earnings per share (EPS) for the last quarter?

Lemonade Inc. EPS for the last quarter amounts to -0.29 USD, decreased -30.95

How many employees does Lemonade Inc (LMND). have?

Lemonade Inc (LMND) has 1282 emplpoyees as of April 22 2026.

What is Lemonade Inc (LMND) market cap?

Today LMND has the market capitalization of 5.25B USD.