LMND Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

217.16M

+45.94%

-0.406

-3.25%

241.93M

+60.01%

-0.543

-36.82%

274.58M

+67.33%

-0.519

-13.52%

Estimates Revision

The market is revising Upward the revenue expectations for Lemonade, Inc. (LMND) for FY2025, with the revenue forecasts being adjusted by 1.79% over the past three months. During the same period, the stock price has changed by 65.80%.

Revenue Estimates for FY2025

Revise Upward

+1.79%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-9.19%

In Past 3 Month

Stock Price

Go Up

+65.80%

In Past 3 Month

6 Analyst Rating

Wall Street analysts forecast LMND stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LMND is 52.20 USD with a low forecast of 33.00 USD and a high forecast of 80.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

3 Hold

2 Sell

Hold

Current: 0.000

Low

33.00

Averages

52.20

High

80.00

Current: 0.000

Low

33.00

Averages

52.20

High

80.00

Truist

Arvind Ramnani

Buy

initiated

$98

2026-01-06

New

Reason

Truist

Arvind Ramnani

Price Target

$98

2026-01-06

New

initiated

Buy

Reason

Truist analyst Arvind Ramnani initiated coverage of Lemonade with a Buy rating and $98 price target. Lemonade's digital-first approach to the insurance industry provides the company with significant structural advantages such as a lower overall cost base relative to traditional insurers, the analyst tells investors in a research note. Lemonade leverages AI, data, and digital tools across entire business, including customer service, claims, processing, and underwriting decisions, which helps to reduce costs and biases, Truist says.

Morgan Stanley

Underweight -> Equal Weight

upgrade

$53 -> $85

2025-12-16

Reason

Morgan Stanley

Price Target

$53 -> $85

2025-12-16

upgrade

Underweight -> Equal Weight

Reason

Morgan Stanley upgraded Lemonade to Equal Weight from Underweight with a price target of $85, up from $53. As the company continues to consistently deliver on outsized growth from autos, while seeing overall loss ratio improvements, Lemonade "presents a unique story" with total loss ratio stability and a clear path to EBITDA profitability by Q4 of 2026, the analyst tells investors.

Keefe Bruyette

Underperform

maintain

$35 -> $40

2025-11-25

Reason

Keefe Bruyette

Price Target

$35 -> $40

2025-11-25

maintain

Underperform

Reason

Keefe Bruyette raised the firm's price target on Lemonade to $40 from $35 and keeps an Underperform rating on the shares. The firm sees modest downside to consensus estimates in 2026, the analyst tells investors in a research note.

Citizens JMP

Matthew Carletti

Outperform

maintain

$60 -> $80

2025-11-24

Reason

Citizens JMP

Matthew Carletti

Price Target

$60 -> $80

2025-11-24

maintain

Outperform

Reason

Citizens JMP analyst Matthew Carletti raised the firm's price target on Lemonade to $80 from $60 and keeps an Outperform rating on the shares. Lemonade remains very early in its life cycle and is making significant strides toward building an insurance company that will continue to gain market share and sustain the test of time, the analyst tells investors in a research note.

Morgan Stanley

Underweight

maintain

$49 -> $53

2025-11-17

Reason

Morgan Stanley

Price Target

$49 -> $53

2025-11-17

maintain

Underweight

Reason

Morgan Stanley raised the firm's price target on Lemonade to $53 from $49 and keeps an Underweight rating on the shares. The firm updated models in the insurance space post the Q3 reports. For property and casualty, Morgan Stanley sees a softening cycle heading into 2026, the analyst tells investors.

Morgan Stanley

Underweight

maintain

$45 -> $49

2025-11-10

Reason

Morgan Stanley

Price Target

$45 -> $49

2025-11-10

maintain

Underweight

Reason

Morgan Stanley raised the firm's price target on Lemonade to $49 from $45 and keeps an Underweight rating on the shares.

Valuation Metrics

The current forward P/E ratio for Lemonade Inc (LMND.N) is -40.17, compared to its 5-year average forward P/E of -11.84. For a more detailed relative valuation and DCF analysis to assess Lemonade Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

N/A

5Y Average PE

-11.84

Current PE

-40.17

Overvalued PE

-1.79

Undervalued PE

-21.89

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

-15.63

Current EV/EBITDA

-77.86

Overvalued EV/EBITDA

0.84

Undervalued EV/EBITDA

-32.10

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

N/A

5Y Average PS

10.17

Current PS

5.46

Overvalued PS

25.50

Undervalued PS

-5.16

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

LMND News & Events

Events Timeline

No data

News

6.5

01-06Barron's

AI Revolutionizes the Economy: Duolingo and 5 Other Stocks to Capitalize on the Change.

5.0

01-06Fool

Lemonade and Pagaya Show Massive Potential, Could See 10x Stock Growth by 2036

9.5

01-06NASDAQ.COM

Lemonade Reports 30% YoY Premium Growth in Q3, Approaching Breakeven

People Also Watch

Frequently Asked Questions

What is Lemonade Inc (LMND) stock price today?

The current price of LMND is 79.65 USD — it has decreased -1.37 % in the last trading day.

What is Lemonade Inc (LMND)'s business?

Lemonade, Inc. offers renters, homeowners, car, pet, and life insurance. The Company operates through the United States, Europe, including the United Kingdom, providing insurance products to customers through various sales channels. The Company's digital substrate enables it to integrate marketing and onboarding with underwriting and claims processing, collecting, and deploying data. Its technology includes Data Advantage, AI Maya, AI Jim, CX.AI, Forensic Graph, Blender, and Cooper. AI Maya, its onboarding and customer experience bot, uses natural language to guide customers in joining the Company. AI Jim, its claims bot, takes the first notice of loss from its customer without human intervention. It offers pet insurance that covers diagnostics, procedures, medication, accidents or illness. Even its basic pet insurance offering covers blood tests, urinalysis, lab work, and computed tomography scans.

What is the price predicton of LMND Stock?

What is Lemonade Inc (LMND)'s revenue for the last quarter?

Lemonade Inc revenue for the last quarter amounts to 194.50M USD, increased 42.39 % YoY.

What is Lemonade Inc (LMND)'s earnings per share (EPS) for the last quarter?

Lemonade Inc. EPS for the last quarter amounts to -0.51 USD, decreased -46.32 % YoY.

What changes have occurred in the market's expectations for Lemonade Inc (LMND)'s fundamentals?

How many employees does Lemonade Inc (LMND). have?

Lemonade Inc (LMND) has 1235 emplpoyees as of January 10 2026.

What is Lemonade Inc (LMND) market cap?

Today LMND has the market capitalization of 5.95B USD.