SBCF

Seacoast Banking Corporation of Florida

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Advanced Chart

28.760

-0.05(-0.174%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

29.990

Open

29.760

VWAP

28.78

Vol

890.96K

Mkt Cap

2.47B

Low

28.530

Amount

25.64M

EV/EBITDA(TTM)

15.48

Total Shares

84.94M

3.30B

EV/OCF(TTM)

P/S(TTM)

4.77

Seacoast Banking Corporation of Florida is a financial holding company. The Company's principal subsidiary is Seacoast National Bank (Seacoast Bank), a wholly owned national banking association. It provides integrated financial services, including commercial and consumer banking, wealth management and mortgage services to customers through online and mobile banking solutions and Seacoast Bank's network consists of over 83 traditional branches and commercial banking centers. Its loans held for investment are categorized as construction and land development, commercial real estate-owner-occupied, commercial real estate-non-owner-occupied, residential real estate, commercial and financial, and consumer and paycheck protection program. Its offices stretch from the southeast, including Fort Lauderdale, Boca Raton and Palm Beach, north along the east coast to the Daytona area, into Orlando and Central Florida and the adjacent Tampa market, and west to Okeechobee and surrounding counties.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

202.70M

+43.92%

0.552

+45.26%

189.77M

+34.04%

0.430

-10.42%

156.60M

+20.03%

0.440

+22.22%

Estimates Revision

The market is revising Upward the revenue expectations for Seacoast Banking Corporation of Florida (SBCF) for FY2025, with the revenue forecasts being adjusted by 0.51% over the past three months. During the same period, the stock price has changed by 21.45%.

Revenue Estimates for FY2025

Revise Upward

+0.51%

In Past 3 Month

EPS Estimates for FY2025

No Change

0.00%

In Past 3 Month

Stock Price

Go Up

+21.45%

In Past 3 Month

4 Analyst Rating

-1.77% Downside

Wall Street analysts forecast SBCF stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for SBCF is 28.25 USD with a low forecast of 26.00 USD and a high forecast of 32.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

2 Hold

0 Sell

Moderate Buy

-1.77% Downside

Current: 28.760

Low

26.00

Averages

28.25

High

32.00

-1.77% Downside

Current: 28.760

Low

26.00

Averages

28.25

High

32.00

Keefe Bruyette

Outperform

maintain

$31 -> $32

2025-06-02

Reason

Keefe Bruyette

Price Target

$31 -> $32

2025-06-02

maintain

Outperform

Reason

Keefe Bruyette raised the firm's price target on Seacoast Banking to $32 from $31 and keeps an Outperform rating on the shares. The proposed acquisition of $4B-in-asset Villages Bancorporation is a nice use of excess capital, the analyst tells investors in a research note.

Stephens & Co.

Russell Gunther

Hold

Maintains

$28 → $29

2025-03-03

Reason

Stephens & Co.

Russell Gunther

Price Target

$28 → $29

2025-03-03

Maintains

Hold

Reason

Raymond James

David Feaster

Buy

Reiterates

$29 → $31

2025-01-29

Reason

Raymond James

David Feaster

Price Target

$29 → $31

2025-01-29

Reiterates

Buy

Reason

Truist Securities

Brandon King

Hold

Maintains

$30 → $28

2024-10-28

Reason

Truist Securities

Brandon King

Price Target

$30 → $28

2024-10-28

Maintains

Hold

Reason

Truist analyst Brandon King lowered the firm's price target on Seacoast Banking to $28 from $30 and keeps a Hold rating on the shares. The firm forecast net interest margin and net interest expense expanding moderately over the next several quarters as the balance sheet remains liability sensitive and thinks fixed rate repricing benefits will have an increasingly meaningful impact with a higher pace of loan growth and a potentially steeper yield curve, the analyst tells investors in a research note. Truist still believes shares are close to fairly valued.

Stephens & Co.

Russell Gunther

Hold

Maintains

$25 → $26

2024-10-28

Reason

Stephens & Co.

Russell Gunther

Price Target

$25 → $26

2024-10-28

Maintains

Hold

Reason

Stephens analyst Russell Gunther raised the firm's price target on Seacoast Banking to $26 from $25 and keeps an Equal Weight rating on the shares after operating EPS of 36c beat the Street and Stephens' view. The firm expects continued NIM expansion alongside gradually accelerating loan growth to result in Seacoast approaching its 1% ROA target in Q4 of 2025, the analyst tells investors.

Keefe, Bruyette & Woods

Wood Lay

Buy

Maintains

$31

2024-08-21

Reason

Keefe, Bruyette & Woods

Wood Lay

Price Target

$31

2024-08-21

Maintains

Buy

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for Seacoast Banking Corporation of Florida (SBCF.O) is 14.20, compared to its 5-year average forward P/E of 15.59. For a more detailed relative valuation and DCF analysis to assess Seacoast Banking Corporation of Florida 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

15.59

Current PE

14.20

Overvalued PE

18.05

Undervalued PE

13.13

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

4.16

Current PS

3.33

Overvalued PS

5.04

Undervalued PS

3.29