SBCF Relative Valuation
SBCF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, SBCF is overvalued; if below, it's undervalued.
Historical Valuation
Seacoast Banking Corporation of Florida (SBCF) is now in the Fair zone, suggesting that its current forward PE ratio of 13.63 is considered Fairly compared with the five-year average of 15.73. The fair price of Seacoast Banking Corporation of Florida (SBCF) is between 32.75 to 41.34 according to relative valuation methord.
Relative Value
Fair Zone
32.75-41.34
Current Price：33.03
Fair
13.63
PE
1Y
3Y
5Y
0.00
EV/EBITDA
Seacoast Banking Corporation of Florida. (SBCF) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Seacoast Banking Corporation of Florida. (SBCF) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
3.69
PS
Seacoast Banking Corporation of Florida. (SBCF) has a current PS of 3.69. The 5-year average PS is 4.15. The thresholds are as follows: Strongly Undervalued below 2.41, Undervalued between 2.41 and 3.28, Fairly Valued between 5.02 and 3.28, Overvalued between 5.02 and 5.88, and Strongly Overvalued above 5.88. The current Forward PS of 3.69 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Seacoast Banking Corporation of Florida. (SBCF) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Seacoast Banking Corporation of Florida. (SBCF) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Seacoast Banking Corporation of Florida (SBCF) has a current Price-to-Book (P/B) ratio of 1.15. Compared to its 3-year average P/B ratio of 1.04 , the current P/B ratio is approximately 11.20% higher. Relative to its 5-year average P/B ratio of 1.26, the current P/B ratio is about -8.21% higher. Seacoast Banking Corporation of Florida (SBCF) has a Forward Free Cash Flow (FCF) yield of approximately 5.60%. Compared to its 3-year average FCF yield of 7.09%, the current FCF yield is approximately -21.01% lower. Relative to its 5-year average FCF yield of 6.93% , the current FCF yield is about -19.19% lower.
1.15
P/B
Median3y
1.04
Median5y
1.26
5.60
FCF Yield
Median3y
7.09
Median5y
6.93
Competitors Valuation Multiple
The average P/S ratio for SBCF's competitors is 3.97, providing a benchmark for relative valuation. Seacoast Banking Corporation of Florida Corp (SBCF) exhibits a P/S ratio of 3.69, which is -7.16% above the industry average. Given its robust revenue growth of 23.41%, this premium appears sustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of SBCF increased by 13.74% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 120.96M to 149.27M.
The secondary factor is the Margin Expansion, contributed -3.59%to the performance.
Overall, the performance of SBCF in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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Frequently Asked Questions
Is Seacoast Banking Corporation of Florida (SBCF) currently overvalued or undervalued?
Seacoast Banking Corporation of Florida (SBCF) is now in the Fair zone, suggesting that its current forward PE ratio of 13.63 is considered Fairly compared with the five-year average of 15.73. The fair price of Seacoast Banking Corporation of Florida (SBCF) is between 32.75 to 41.34 according to relative valuation methord.
What is Seacoast Banking Corporation of Florida (SBCF) fair value?
SBCF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Seacoast Banking Corporation of Florida (SBCF) is between 32.75 to 41.34 according to relative valuation methord.
How does SBCF's valuation metrics compare to the industry average?
The average P/S ratio for SBCF's competitors is 3.97, providing a benchmark for relative valuation. Seacoast Banking Corporation of Florida Corp (SBCF) exhibits a P/S ratio of 3.69, which is -7.16% above the industry average. Given its robust revenue growth of 23.41%, this premium appears sustainable.
What is the current P/B ratio for Seacoast Banking Corporation of Florida (SBCF) as of Jan 08 2026?
As of Jan 08 2026, Seacoast Banking Corporation of Florida (SBCF) has a P/B ratio of 1.15. This indicates that the market values SBCF at 1.15 times its book value.
What is the current FCF Yield for Seacoast Banking Corporation of Florida (SBCF) as of Jan 08 2026?
As of Jan 08 2026, Seacoast Banking Corporation of Florida (SBCF) has a FCF Yield of 5.60%. This means that for every dollar of Seacoast Banking Corporation of Florida’s market capitalization, the company generates 5.60 cents in free cash flow.
What is the current Forward P/E ratio for Seacoast Banking Corporation of Florida (SBCF) as of Jan 08 2026?
As of Jan 08 2026, Seacoast Banking Corporation of Florida (SBCF) has a Forward P/E ratio of 13.63. This means the market is willing to pay $13.63 for every dollar of Seacoast Banking Corporation of Florida’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Seacoast Banking Corporation of Florida (SBCF) as of Jan 08 2026?
As of Jan 08 2026, Seacoast Banking Corporation of Florida (SBCF) has a Forward P/S ratio of 3.69. This means the market is valuing SBCF at $3.69 for every dollar of expected revenue over the next 12 months.