SBCF Valuation

Seacoast Banking Corporation of Florida

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29.170

-0.31(-1.052%)1D

Overview
Forecast
Valuation
Earnings

SBCF Relative Valuation

SBCF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, SBCF is overvalued; if below, it's undervalued.

Historical Valuation

Seacoast Banking Corporation of Florida (SBCF) is now in the Fair zone, suggesting that its current forward PE ratio of 14.20 is considered Fairly compared with the five-year average of 15.63. The fair price of Seacoast Banking Corporation of Florida (SBCF) is between 26.98 to 34.89 according to relative valuation methord.

Relative Value

Fair Zone

26.98-34.89

Current Price：29.31

Fair

14.21

Trailing

Forward

0.00

EV/EBITDA

Seacoast Banking Corporation of Florida. (SBCF) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Seacoast Banking Corporation of Florida. (SBCF) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

3.35

Seacoast Banking Corporation of Florida. (SBCF) has a current PS of 3.35. The 5-year average PS is 4.16. The thresholds are as follows: Strongly Undervalued below 2.41, Undervalued between 2.41 and 3.28, Fairly Valued between 5.04 and 3.28, Overvalued between 5.04 and 5.92, and Strongly Overvalued above 5.92. The current Forward PS of 3.35 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Seacoast Banking Corporation of Florida. (SBCF) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Seacoast Banking Corporation of Florida. (SBCF) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Seacoast Banking Corporation of Florida (SBCF) has a current Price-to-Book (P/B) ratio of 1.10. Compared to its 3-year average P/B ratio of 1.08 , the current P/B ratio is approximately 1.51% higher. Relative to its 5-year average P/B ratio of 1.26, the current P/B ratio is about -12.63% higher. Seacoast Banking Corporation of Florida (SBCF) has a Forward Free Cash Flow (FCF) yield of approximately 7.80%. Compared to its 3-year average FCF yield of 7.44%, the current FCF yield is approximately 4.80% lower. Relative to its 5-year average FCF yield of 6.90% , the current FCF yield is about 13.06% lower.

1.10

P/B

Median3y

1.08

Median5y

1.26

7.68

FCF Yield

Median3y

7.44

Median5y

6.90

Competitors Valuation Multiple

The average P/S ratio for SBCF's competitors is 2.85, providing a benchmark for relative valuation. Seacoast Banking Corporation of Florida Corp (SBCF) exhibits a P/S ratio of 3.35, which is 17.57% above the industry average. Given its robust revenue growth of 19.61%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

SBCF.O

Seacoast Banking Corporation of Florida

Banc of California Inc

First Financial Bancorp

Performance Decomposition

Market capitalization of SBCF increased by 8.02% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 118.72M to 141.99M.

The secondary factor is the Margin Expansion, contributed 17.97%to the performance.

Overall, the performance of SBCF in the past 1 year is driven by Revenue Growth. Which is more sustainable.

19.61%

118.72M → 141.99M

Revenue Growth

17.97%

25.48 → 30.06

Margin Expansion

-29.56%

25.68 → 18.09

P/E Change

8.02%