Should I Buy SBCF? SBCF 2026 Analysis

Should You Buy Seacoast Banking Corporation of Florida (SBCF) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

34.120

1 Day change

1.67%

52 Week Range

35.460

Analysis Updated At

2026/01/26

Seacoast Banking Corporation of Florida (SBCF) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The stock shows strong financial growth, positive analyst sentiment, and bullish technical indicators, making it a solid choice despite some insider selling activity.

Technical Analysis

The technical indicators for SBCF are bullish. The MACD histogram is positive at 0.13, indicating upward momentum. The moving averages are aligned bullishly (SMA_5 > SMA_20 > SMA_200). The RSI is neutral at 48.615, suggesting no overbought or oversold conditions. Key support is at 32.3, and resistance is at 34.944, with the stock currently trading near the pivot level of 33.622.

Options Data

Bullish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Technical Summary

Sell

Buy

Positive Catalysts

Hedge funds are significantly increasing their buying activity, with a 562.61% increase over the last quarter.
Analysts have raised price targets recently, with Piper Sandler increasing the target to $33.50 and Keefe Bruyette raising it to $36, reflecting confidence in the company's growth.
Strong Q3 financial performance with revenue up 23.41% YoY and net income up 18.97% YoY.

Neutral/Negative Catalysts

Insider selling has surged by 16,481.81% over the last month, which could indicate reduced confidence among insiders.
No recent news or event-driven catalysts to support short-term momentum.

Financial Performance

In Q3 2025, SBCF demonstrated strong financial growth: Revenue increased by 23.41% YoY to $149.27 million, net income rose by 18.97% YoY to $36.47 million, and EPS grew by 16.67% YoY to 0.42. These metrics highlight the company's robust performance and growth trajectory.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Analysts have a positive outlook on SBCF. Piper Sandler raised the price target to $33.50 from $28 and noted strong loan and deposit growth. Keefe Bruyette increased the price target to $36 and maintains an Outperform rating, emphasizing the company's ability to sustain high single-digit growth.

2 Analyst Rating

Wall Street analysts forecast SBCF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SBCF is 34.75 USD with a low forecast of 33.5 USD and a high forecast of 36 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

1 Hold

0 Sell

Moderate Buy

Current: 33.560

Low

33.5

Averages

34.75

High

Current: 33.560

Low

33.5

Averages

34.75

High

Piper Sandler

Neutral

maintain

$28

AI Analysis

2025-11-03

Reason

Piper Sandler

Price Target

$28

AI Analysis

2025-11-03

maintain

Neutral

Reason

Piper Sandler raised the firm's price target on Seacoast Banking to $33.50 from $28 and keeps a Neutral rating on the shares. The firm says Seacoast is hitting on all cylinders in Q3, growing loans by about 8% LQA and deposits by 7%. Additionally, the commercial loan pipeline was up another 30% quarter-over-quarter and should allow the bank to continue to grow at high single digits.

Keefe Bruyette

Outperform

maintain

$35 -> $36

2025-10-29

Reason

Keefe Bruyette

Price Target

$35 -> $36

2025-10-29

maintain

Outperform

Reason

Keefe Bruyette raised the firm's price target on Seacoast Banking to $36 from $35 and keeps an Outperform rating on the shares.

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SBCF Should I Buy

SBCF Should I Buy

Should You Buy Seacoast Banking Corporation of Florida (SBCF) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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