SBCF Earnings

SBCF reported its earnings on 2026-01-29, showcasing a revenue of 285.00M against an estimate of 203.00M, resulting in a 40.52% surprise. The EPS was 0.44, surpassing the expected 0.46 by -4.35% . The stock experienced a 0% price change on the earnings day and a 0% change over the next five days, reflecting market reactions to the results.

Following SBCF's earnings announcement on 2026-01-29, the stock price moved by 0.00% on the day of the release. Over the subsequent five days, it saw a % change. Historically, SBCF's stock price tends to shift by an average of -2.17% in the 10 days leading up to earnings and +0.53% in the 10 days following, providing insight into potential market.

For 2025/Q4, analysts estimate SBCF’s annual revenue to reach 201.00M, while the EPS is projected at 0.00. These estimates reflect recent revisions, with revenue estimates revised Revenue No Change by 0% and EPS estimates Revise Upward by 0.03% over the past three months, indicating analyst expectation in the company’s performance.

The correlation between SBCF's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock’s fundamentals. Over the past three months, revenue estimates for FY2025 were No Change by 0%, while EPS estimates moved Revise Upward by 0.03% . This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, SBCF's stock price typically moves by -2.17% in the 10 days before its earnings and +0.53% in the 10 days after. For the upcoming 2025/Q4 earnings, analysts expect an EPS of 0.00 and revenue of 201.00M.

The earnings call reveals strong financial performance, with high noninterest income, disciplined credit management, and a promising growth outlook. Despite increased expenses, the company is expanding strategically, with the Villages acquisition enhancing profitability. The Q&A section further supports a positive sentiment, highlighting successful integration plans and growth strategies, particularly in Atlanta. However, vague responses on cost savings and loan growth strategy slightly temper the optimism. Given the market cap, these factors suggest a positive stock price movement of 2% to 8% over the next two weeks.