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DAVE logo

DAVE Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
256.180
Open
237.870
VWAP
247.82
Vol
1.07M
Mkt Cap
3.32B
Low
236.570
Amount
266.26M
EV/EBITDA(TTM)
16.06
Total Shares
13.26M
EV
3.11B
EV/OCF(TTM)
10.73
P/S(TTM)
6.11
Dave Inc. is a neobank, providing a mobile-first financial services platform designed to help people manage their money. The Company offers access to short-term liquidity, fee-free banking, and financial management tools. Its platform and products include ExtraCash and Dave Checking. ExtraCash is its flagship overdraft product, offered through its bank partners, that provides its members with credit in the form of a discretionary overdraft to bridge liquidity gaps between paychecks. Dave Checking is a digital demand deposit account offered through its bank partners with no account minimums or corresponding fees, and Federal Deposit Insurance Corporation (FDIC) pass-through insurance. Its members can open a Dave Checking account through its mobile application, add funds, and begin spending using a virtual or physical Dave branded debit Mastercard (Dave Debit Card). Its personal financial management products include Budget, Side Hustle, and Goals.
Show More

Events Timeline

(ET)
2026-03-25
12:10:00
Dave Shares Drop 11.8% to $182.12
select
2026-03-03 (ET)
2026-03-03
16:20:00
Dave Plans to Offer $150M Convertible Senior Notes via Private Placement
select
2026-03-02 (ET)
2026-03-02
19:40:00
Middle East Turmoil Causes WTI Crude Oil to Surge Nearly 10%
select
2026-03-02
16:20:00
Sees FY26 Revenue of $690M-$710M
select

News

Fool
5.0
04-19Fool
Eric Jackson Bullish on Dave's Stock Potential
  • Jackson's Investment Strategy: Eric Jackson, founder of EMJ Capital, is renowned for identifying asymmetric compounders, having famously bet on Carvana when it was priced at just $3.50, leading to a staggering 100x increase to $413, showcasing his unique market insights.
  • Market Positioning of Dave: As an AI-driven lending platform for lower-income households, Dave's flagship product, ExtraCash, allows users to access instant advances of up to $500 without credit checks, employing a fixed fee model that significantly differentiates it from traditional banks.
  • Risk Management Innovation: Dave is migrating its ExtraCash receivables to an off-balance-sheet structure with Coastal Community Bank, transferring credit risk to Coastal and reducing Dave's exposure to collection losses, which is expected to unlock more cash flow for future growth opportunities.
  • Future Growth Potential: Jackson's three-year scenario model published on his Substack indicates that if Dave successfully launches new products and accelerates stock buybacks, it could achieve a free cash flow per share of $106 by 2029, suggesting significant stock price appreciation potential, although achieving these targets may be challenging.
NASDAQ.COM
5.0
04-19NASDAQ.COM
Eric Jackson Bullish on Fintech Lender Dave
  • Investor Focus: Following his successful investments in Carvana and Opendoor, Eric Jackson is now bullish on fintech company Dave, arguing that the market undervalues it and it could see significant upside.
  • Product Innovation: Dave's flagship product, ExtraCash, offers users instant advances of up to $500 with a flat fee structure instead of traditional interest charges, significantly alleviating financial burdens for users.
  • Risk Management: Dave is migrating its ExtraCash receivables to Coastal Community Bank, reducing its cash risk of approximately $200 million, allowing the company to focus on new product development and shareholder returns.
  • Future Outlook: Jackson's three-year scenario model published on his Substack suggests that if the migration is successful and new products ramp up, Dave could achieve significant revenue growth, although the challenges to meet these targets are considerable.
stocktwits
8.5
04-13stocktwits
Jackson Bullish on Dave's Future Growth Potential
  • Revenue Growth Potential: Jackson forecasts that 'Pay-In-4' could add between $25 million and $117 million in annual revenue for Dave by 2028, significantly enhancing the company's financial performance and driving stock price appreciation.
  • Market Comparison Analysis: Jackson compares Dave to Sezzle, noting the latter's stock surged 47 times between 2024 and 2025, emphasizing Dave's potential to replicate this success due to its vast customer data and high-profit leverage.
  • Product Innovation and Market Demand: Dave is testing the 'Pay-In-4' interest-free installment payment option, expected to roll out fully later this year, addressing consumer demand for flexible payment solutions while enhancing customer loyalty and market share.
  • Investor Sentiment and Market Reaction: Despite Dave's stock declining over 16% year-to-date, investor sentiment on Stocktwits remains 'bullish', indicating confidence in the company's future growth prospects.
NASDAQ.COM
8.5
04-02NASDAQ.COM
Market Rebound: Zacks Recommends Three Stocks
  • Strong Performance of Dave Inc.: As one of the fastest-growing fintech firms in the U.S., Dave Inc.'s stock has soared over 400% in the past two years, currently trading at an 11X forward earnings multiple, with EPS expected to grow by 10% in FY26 and another 24% in FY27, indicating robust growth potential.
  • GigaCloud's Technological Breakthrough: GigaCloud, which went public in 2022, has seen its stock rise 17% year-to-date, with Q4 EPS of $1.04 surpassing expectations of $0.65, and projected EPS growth of 17% and 16% for FY26 and FY27, respectively, alongside annual sales exceeding $1 billion, showcasing strong market performance.
  • Sezzle's Growth Potential: As a digital payments platform, Sezzle's stock has also increased over 400% in the past two years, currently trading at a 13X forward earnings multiple, with EPS expected to spike by 30% this year and another 23% in FY27, highlighting its strong growth prospects in the digital payments sector.
  • Significant Investment Opportunities: The three stocks recommended by Zacks experts are all seen as having the potential to achieve over 100% growth in the coming year, providing excellent investment opportunities, especially in the context of the current market rebound.
NASDAQ.COM
8.0
03-25NASDAQ.COM
Dave Inc and Lululemon Options Trading Activity
  • Dave Inc Options Volume: Today, Dave Inc's options volume reached 4,250 contracts, representing approximately 425,000 shares, which accounts for 61.8% of its average daily trading volume of 687,930 shares over the past month, indicating a significant increase in market interest.
  • High Strike Call Activity: Within Dave Inc, the $180 strike call option is particularly active, with 1,362 contracts traded today, equating to about 136,200 shares, suggesting that investors are increasingly optimistic about future price increases.
  • Lululemon Options Volume: Concurrently, Lululemon's options volume hit 17,291 contracts, representing around 1.7 million shares, which is 56.6% of its average daily trading volume of 3.1 million shares over the past month, reflecting the brand's strong market performance.
  • Lululemon High Strike Call Activity: For Lululemon, the $175 strike call option saw 853 contracts traded, amounting to approximately 85,300 shares, indicating investor confidence in its growth potential moving forward.
NASDAQ.COM
8.5
03-18NASDAQ.COM
G2 Investment Partners Acquires Stake in Xometry
  • New Investment Position: G2 Investment Partners has established a new position in Xometry, acquiring 221,679 shares valued at $13.2 million, which represents 3.1% of its assets under management, indicating confidence in the company's prospects.
  • Rapid Accumulation: G2 quickly ramped up its holdings in Xometry to become one of its largest positions by year-end, despite holding no shares as of September 30, reflecting optimism about Xometry's growth potential.
  • Financial Performance: Xometry reported a loss of $8.6 million in the fourth quarter, an improvement from a $9.9 million loss a year earlier, while revenue surged 30% year-over-year to $192 million, showcasing its competitive edge in a rapidly growing market.
  • Market Outlook: The number of active suppliers and buyers for Xometry increased by 17% and 20%, respectively, and despite a 34.8% drop in stock price, the company must achieve GAAP profitability to support long-term stock appreciation potential.
Wall Street analysts forecast DAVE stock price to rise
5 Analyst Rating
Wall Street analysts forecast DAVE stock price to rise
5 Buy
0 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
250.00
Averages
312.50
High
347.00
Current: 0.000
sliders
Low
250.00
Averages
312.50
High
347.00
Citizens
NULL
to
Outperform
maintain
$310 -> $335
AI Analysis
2026-04-10
Reason
Citizens
Price Target
$310 -> $335
AI Analysis
2026-04-10
maintain
NULL
to
Outperform
Reason
Citizens raised the firm's price target on Dave to $335 from $310 and keeps an Outperform rating on the shares. The firm adjusted targets in the capital markets and fintech group as part of a Q1 earnings preview. "Navigating volatility remains the central challenge across" the sector, the analyst tells investors in a research note. Citizens says capital markets conditions "were better in pockets than in breadth" with institutional trading the "clearest bright" spot in the quarter. Crypto sentiment "remains impaired" in the near term, but the market is too focused on the current slowdown in activity and not focused enough on the medium-term policy and business catalysts, contends the firm.
B. Riley
Buy
maintain
$297 -> $303
2026-03-03
Reason
B. Riley
Price Target
$297 -> $303
2026-03-03
maintain
Buy
Reason
B. Riley raised the firm's price target on Dave to $303 from $297 and keeps a Buy rating on the shares. The company reported strong Q4 results with guidance well ahead of estimates, the analyst tells investors in a research note. Riley finds the shares attractively valued at current levels.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for DAVE
Unlock Now

Valuation Metrics

The current forward P/E ratio for Dave Inc (DAVE.O) is 16.34, compared to its 5-year average forward P/E of -26.08. For a more detailed relative valuation and DCF analysis to assess Dave Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-26.08
Current PE
16.34
Overvalued PE
148.19
Undervalued PE
-200.34

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
2.38
Current EV/EBITDA
9.29
Overvalued EV/EBITDA
15.48
Undervalued EV/EBITDA
-10.71

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
2.42
Current PS
3.74
Overvalued PS
5.80
Undervalued PS
-0.96

Financials

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Whales Holding DAVE

H
Hood River Capital Management LLC
Holding
DAVE
+16.06%
3M Return
D
Divisadero Street Capital Management, LP
Holding
DAVE
+1.76%
3M Return
I
IMC Trading B.V.
Holding
DAVE
+0.54%
3M Return
M
Mane Global Capital Management LP
Holding
DAVE
-2.25%
3M Return

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Frequently Asked Questions

What is Dave Inc (DAVE) stock price today?

The current price of DAVE is 250.71 USD — it has increased 7.62

What is Dave Inc (DAVE)'s business?

Dave Inc. is a neobank, providing a mobile-first financial services platform designed to help people manage their money. The Company offers access to short-term liquidity, fee-free banking, and financial management tools. Its platform and products include ExtraCash and Dave Checking. ExtraCash is its flagship overdraft product, offered through its bank partners, that provides its members with credit in the form of a discretionary overdraft to bridge liquidity gaps between paychecks. Dave Checking is a digital demand deposit account offered through its bank partners with no account minimums or corresponding fees, and Federal Deposit Insurance Corporation (FDIC) pass-through insurance. Its members can open a Dave Checking account through its mobile application, add funds, and begin spending using a virtual or physical Dave branded debit Mastercard (Dave Debit Card). Its personal financial management products include Budget, Side Hustle, and Goals.

What is the price predicton of DAVE Stock?

Wall Street analysts forecast DAVE stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for DAVE is312.50 USD with a low forecast of 250.00 USD and a high forecast of 347.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Dave Inc (DAVE)'s revenue for the last quarter?

Dave Inc revenue for the last quarter amounts to 163.72M USD, increased 62.36

What is Dave Inc (DAVE)'s earnings per share (EPS) for the last quarter?

Dave Inc. EPS for the last quarter amounts to 4.57 USD, increased 293.97

How many employees does Dave Inc (DAVE). have?

Dave Inc (DAVE) has 280 emplpoyees as of April 20 2026.

What is Dave Inc (DAVE) market cap?

Today DAVE has the market capitalization of 3.32B USD.