DAVE
Dave Inc
$
216.240
Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
242.820
Open
242.820
VWAP
216.71
Vol
963.35K
Mkt Cap
2.92B
Low
208.7209
Amount
208.77M
EV/EBITDA(TTM)
19.29
Total Shares
12.34M
EV
2.90B
EV/OCF(TTM)
12.18
P/S(TTM)
6.41
Dave Inc. specializes in neobanking and financial technology (fintech) services. The Company, through its fully integrated, mobile-first platform, delivers financial products designed to help underserved consumers manage their money more effectively. Its platform and products include ExtraCash and Dave Checking. ExtraCash is a 0% interest overdraft product offered through its bank partner that provides members with access to credit to bridge liquidity gaps between paychecks. Dave Checking is a digital demand deposit account offered through its bank partner with features, no account minimums or corresponding fees, and FDIC pass-through insurance eligibility that protects members from the failure of its bank partner. Dave Checking offers security controls such as multifactor authentication, contactless payment, instant card lock and protection against unauthorized purchases if cards are lost or stolen. Its personal financial management products include Budget, Side Hustle, and Surveys.
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Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q2
FY2026Q1
FY2025Q4
153.78M
+16.77%
2.640
+325.81%
143.68M
+33.04%
2.360
+19.8%
153.09M
+51.72%
3.022
+160.56%
Estimates Revision
The market is revising Upward the revenue expectations for Dave Inc. (DAVE) for FY2025, with the revenue forecasts being adjusted by 6.68% over the past three months. During the same period, the stock price has changed by 7.55%.
Revenue Estimates for FY2025
Revise Upward
+6.68%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
+87.66%
In Past 3 Month
Stock Price
Go Up
+7.55%
In Past 3 Month
7 Analyst Rating
Wall Street analysts forecast DAVE stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for DAVE is 279.86 USD with a low forecast of 229.00 USD and a high forecast of 320.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
7 Buy
0 Hold
0 Sell
Strong Buy
Current: 216.240
Low
229.00
Averages
279.86
High
320.00
Current: 216.240
Low
229.00
Averages
279.86
High
320.00
B. Riley
Buy
maintain
$277 -> $297
2025-11-05
Reason
B. Riley
Price Target
$277 -> $297
2025-11-05
maintain
Buy
Reason
B. Riley raised the firm's price target on Dave to $297 from $277 and keeps a Buy rating on the shares. The company reported strong Q3 results and upped its outlook, the analyst tells investors in a research note. The firm says Dave is seeing strong credit performance and consistent spend growth across consumer categories.
Lake Street
Buy
maintain
$263 -> $308
2025-11-05
Reason
Lake Street
Price Target
$263 -> $308
2025-11-05
maintain
Buy
Reason
Lake Street raised the firm's price target on Dave to $308 from $263 and keeps a Buy rating on the shares following what the firm describes as "a stellar quarter with improving credit performance." The firm sees an opportunity to acquire shares amid the volatility post the print, supported by improving deliquencies and net monetization rate expansion, the analyst tells investors.
Canaccord
Buy
maintain
$229 -> $274
2025-11-05
Reason
Canaccord
Price Target
$229 -> $274
2025-11-05
maintain
Buy
Reason
Canaccord raised the firm's price target on Dave to $274 from $229 and keeps a Buy rating on the shares. The firm calls it a multi-faceted growth story in consumer FinTech with another beat-and-raise quarter.
Citizens JMP
Devin Ryan
Outperform
maintain
$300 -> $310
2025-11-05
Reason
Citizens JMP
Devin Ryan
Price Target
$300 -> $310
2025-11-05
maintain
Outperform
Reason
Citizens JMP analyst Devin Ryan raised the firm's price target on Dave to $310 from $300 and keeps an Outperform rating on the shares. Dave delivered another "tremendous" quarter of growth and operating leverage, while raising forward guidance, the analyst tells investors in a research note. The stock remains attractive despite substantial outperformance, the firm says.
Citizens JMP
Outperform
maintain
$280 -> $300
2025-09-26
Reason
Citizens JMP
Price Target
$280 -> $300
2025-09-26
maintain
Outperform
Reason
Citizens JMP raised the firm's price target on Dave to $300 from $280 and keeps an Outperform rating on the shares. The firm says two key overhangs on the shares has been de-risked with around the company's Q2 credit and the "ripple effects" between JP Morgan and Plaid on data pricing. Post the Q2 report, analyst models are still relatively conservative on Dace, both near term and into the next couple of years, the analyst tells investors in a research note. Citizens sees a number of new avenues for growth ahead, including new product launches coming online in 2026 and a more efficient financing model.
Canaccord
Joseph Vafi
Buy
maintain
$179 -> $229
2025-08-11
Reason
Canaccord
Joseph Vafi
Price Target
$179 -> $229
2025-08-11
maintain
Buy
Reason
Canaccord analyst Joseph Vafi raised the firm's price target on Dave to $229 from $179 and keeps a Buy rating on the shares. The firm said the company continues to be a Fintech standout quarter after quarter in terms of growth, outperformance and achieving better and better operating margins and Q2 was no exception. The view Dave as a quite attractive growth play across FinTech, exploiting what is a very large need among underbanked consumers for banking and financial service products.
See All Ratings
Valuation Metrics
The current forward P/E ratio for Dave Inc (DAVE.O) is 19.56, compared to its 5-year average forward P/E of -30.48. For a more detailed relative valuation and DCF analysis to assess Dave Inc 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
N/A
5Y Average PE
-30.48
Current PE
19.56
Overvalued PE
151.55
Undervalued PE
-212.50
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
N/A
5Y Average EV/EBITDA
1.48
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
15.03
Undervalued EV/EBITDA
-12.07
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
N/A
5Y Average PS
5.00
Current PS
216.24
Overvalued PS
30.53
Undervalued PS
-20.52
Financials
Annual
Quarterly
FY2025Q3
YoY :
+62.97%
150.73M
Total Revenue
FY2025Q3
YoY :
+1699.92%
45.90M
Operating Profit
FY2025Q3
YoY :
+19657.94%
92.07M
Net Income after Tax
FY2025Q3
YoY :
+21033.33%
6.34
EPS - Diluted
FY2025Q3
YoY :
+131.40%
81.48M
Free Cash Flow
FY2025Q3
YoY :
0.00%
100.00
Gross Profit Margin - %
FY2025Q3
YoY :
+64.94%
47.14
FCF Margin - %
FY2025Q3
YoY :
+12118.00%
61.09
Net Margin - %
FY2025Q3
51.97
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
67.1M
USD
15
3-6
Months
72.6M
USD
11
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
21.5K
Volume
1
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
2
270.0K
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
67.1M
USD
15
3-6
Months
72.6M
USD
11
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
DAVE News & Events
Events Timeline
2025-11-04 (ET)
2025-11-04
07:18:33
Dave announces Q3 adjusted EPS of $4.24, surpassing consensus of $2.34
2025-10-29 (ET)
2025-10-29
08:08:34
Dave names Barrile as Chief Product Officer
2025-09-16 (ET)
2025-09-16
08:12:57
Dave assures that Plaid and JPMorgan announcement will not affect pricing.
Sign Up For More Events
Sign Up For More Events
News
8.0
11-11NASDAQ.COM"Secure Dave for $110 and Achieve a 23.6% Return with Options"
4.5
11-06NASDAQ.COMZacks Industry Forecast for Futu, Dave, and Coherent
4.0
11-05BenzingaBenchmark Reaffirms Buy Rating on Dave and Increases Price Target to $345
Sign Up For More News
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FAQ
What is Dave Inc (DAVE) stock price today?
The current price of DAVE is 216.24 USD — it has decreased -10.49 % in the last trading day.
What is Dave Inc (DAVE)'s business?
What is the price predicton of DAVE Stock?
What is Dave Inc (DAVE)'s revenue for the last quarter?
What is Dave Inc (DAVE)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for Dave Inc (DAVE)'s fundamentals?
How many employees does Dave Inc (DAVE). have?