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DAVE Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
315.520
Open
294.115
VWAP
304.82
Vol
869.11K
Mkt Cap
4.00B
Low
284.500
Amount
264.92M
EV/EBITDA(TTM)
16.99
Total Shares
12.71M
EV
3.73B
EV/OCF(TTM)
11.40
P/S(TTM)
6.85
Dave Inc. is a neobank, providing a mobile-first financial services platform designed to help people manage their money. The Company offers access to short-term liquidity, fee-free banking, and financial management tools. Its platform and products include ExtraCash and Dave Checking. ExtraCash is its flagship overdraft product, offered through its bank partners, that provides its members with credit in the form of a discretionary overdraft to bridge liquidity gaps between paychecks. Dave Checking is a digital demand deposit account offered through its bank partners with no account minimums or corresponding fees, and Federal Deposit Insurance Corporation (FDIC) pass-through insurance. Its members can open a Dave Checking account through its mobile application, add funds, and begin spending using a virtual or physical Dave branded debit Mastercard (Dave Debit Card). Its personal financial management products include Budget, Side Hustle, and Goals.
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Events Timeline

(ET)
2026-05-27
19:50:00
WTI Crude Oil Falls Below $90, Energy Sector Worst Performer
select
2026-05-27
17:30:00
MasterBrand Acquires American Woodmark
select

News

NASDAQ.COM
6.5
06-16NASDAQ.COM
Recommended Relative Price Strength Winners
  • Pelagos Insurance Capital: Pelagos focuses on strategic capital allocation and careful risk selection, with a 14.9% increase in the 2026 earnings estimate over the past 60 days, and its stock has gained 41.5% in the past year, indicating strong long-term value creation potential.
  • Genesco Retail Growth: Genesco, a footwear retailer, has a projected 55.2% growth in fiscal 2027 earnings, with a 4.7% increase in estimates over the past 60 days, and its stock has surged 93.6% in the past year, reflecting enhanced brand loyalty and market share.
  • Dave Digital Banking: Dave is a digital banking platform with a projected 22.7% growth in 2026 earnings, an 11.1% increase in estimates over the past 60 days, and a market capitalization of $3.7 billion, with stock rising 32.4% in the past year, indicating strong demand in financial health management.
  • Nucor Steel Production: Nucor anticipates a 103.8% growth in 2026 earnings, with a 33.4% increase in estimates over the past 60 days, a market cap of $69.7 billion, and a 119% stock increase in the past year, showcasing its leadership and strong profitability in the structural steel market.
Fool
5.0
06-10Fool
Dave Inc. CFO Kyle Beilman Sells Shares Worth $1.13 Million
  • Insider Stock Sale: On June 2, 2026, Dave Inc. CFO Kyle Beilman sold 4,122 shares of common stock for approximately $1.13 million, indicating a moderate change in his holdings, leaving him with 196,155 shares valued at around $52.3 million post-transaction.
  • Historical Transaction Comparison: The 4,122-share sale falls within Beilman's historical range, with an average sell size of 15,387 shares, suggesting this transaction aligns with established patterns and does not indicate a change in strategy.
  • Ownership Percentage Impact: This transaction reduced Beilman's direct holdings by approximately 2.06%, reflecting a gradual decline in his ownership capacity, with total direct holdings decreasing by 29.27% since September of the previous year.
  • Company Financial Performance: Dave Inc. reported a trailing revenue of $604.62 million and a net income of $224.99 million, showcasing strong growth, with a stock price increase of 27.6% over the past year, although its price-to-sales ratio of 6.9x indicates some valuation pressure.
Newsfilter
8.5
05-28Newsfilter
Dave Inc. to Join S&P SmallCap 600 Index
  • Index Inclusion: Dave Inc. announced its inclusion in the S&P SmallCap 600 Index effective June 1, 2026, marking a recognition of the company's performance, liquidity, and market capitalization, which is expected to enhance its market visibility and investor confidence.
  • Team Effort Recognition: Founder and CEO Jason Wilk stated that this milestone reflects the hard work of the team and the trust placed in the company by its members, further reinforcing confidence in Dave's growth algorithm and future potential.
  • Innovative Financial Products: As a leading U.S. neobank, Dave focuses on pioneering innovative credit products for everyday Americans, and joining the SmallCap index is likely to attract more investor attention to its unique market positioning and product advantages.
  • Strengthened Investor Relations: The company actively engages with investors through its investor relations website and social media platforms, and this index inclusion is expected to enhance interaction with investors, fostering a better understanding and support for its long-term strategy.
NASDAQ.COM
8.5
05-28NASDAQ.COM
Changes to S&P 500 and SmallCap 600 Indices Announced
  • S&P 500 Changes: FedEx Freight Holding will replace EPAM Systems in the S&P 500 effective June 2, following a spin-off transaction expected to complete on June 1, ensuring FedEx remains in the index and solidifying its market position.
  • SmallCap 600 Adjustments: EPAM Systems will take the place of Shutterstock in the S&P SmallCap 600, reflecting the dynamic shifts in the small-cap market and potentially impacting investor confidence in the index.
  • Acquisition Activity: Shutterstock is anticipated to be acquired, a transaction that could affect its market performance, prompting investors to monitor the potential impact on its stock price.
  • Dave Inc. Listing: Dave Inc. will replace American Woodmark Corp. in the S&P SmallCap 600 prior to June 1, indicating the vibrancy of the small-cap market and its appeal to emerging companies, potentially offering new investment opportunities for investors.
CNBC
6.0
05-26CNBC
Latest Wall Street Rating Updates
  • Vipshop Rating Upgrade: UBS upgraded Vipshop (VIPS) from Neutral to Buy, indicating that despite near-term growth pressures, the company's earnings quality and shareholder returns are more attractive, showcasing resilience in a competitive e-commerce landscape.
  • Seaport Therapeutics Initiation: JPMorgan initiated coverage on Seaport Therapeutics (SPTX) with an Overweight rating and a price target of $42 for December 2027, reflecting bullish sentiment and highlighting the company's potential for growth in the biotech sector.
  • Apple Price Target Increase: Bank of America raised its price target on Apple (AAPL) from $330 to $380, emphasizing significant opportunities in agentic AI, while reiterating a Buy rating, which underscores confidence in the company's future growth trajectory.
  • Dave Inc. Initial Rating: UBS initiated coverage on Dave Inc. with a Buy rating and a price target of $300, suggesting that the market underestimates the durability of its high-velocity credit model and earnings growth trajectory, indicating strong future potential.
Fool
8.5
05-21Fool
Divisadero Street Capital Increases Stake in Dave to 4.2%
  • Increased Stake: Divisadero Street Capital Management increased its stake in Dave by 379,232 shares in Q1 2026, amounting to $73.63 million, indicating strong bullish sentiment, particularly as the stock rebounded from a 52-week low of $152.21 to a high of $287.69.
  • Market Performance: As of May 14, 2026, Dave's shares were priced at $234.49, reflecting a 27.9% increase over the past year, outperforming the S&P 500 by 0.61 percentage points, showcasing its competitive edge and growing market recognition in the digital banking sector.
  • Financial Health: Dave reported trailing twelve-month revenue of $604.62 million and net income of $224.99 million, with a five-year CAGR of 33.3%, highlighting rapid business growth and profitability that attract more investor interest.
  • Investment Strategy: Divisadero's purchase has positioned Dave among its top five holdings, reflecting confidence in future growth, although the current stock price volatility suggests that investors should consider waiting for a price dip before entering the market.
Wall Street analysts forecast DAVE stock price to rise
5 Analyst Rating
Wall Street analysts forecast DAVE stock price to rise
5 Buy
0 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
250.00
Averages
312.50
High
347.00
Current: 0.000
sliders
Low
250.00
Averages
312.50
High
347.00
Barrington
Outperform
maintain
$290 -> $310
AI Analysis
2026-06-12
Reason
Barrington
Price Target
$290 -> $310
AI Analysis
2026-06-12
maintain
Outperform
Reason
Barrington raised the firm's price target on Dave to $310 from $290 and keeps an Outperform rating on the shares after meeting with management. The company's outlook "remains very positive," the analyst tells investors in a research note. The firm says Dave is continuing to execute a strategy that includes acquiring new members, increasing engagement through the ExtraCash product, and deepening customer relationships with the Dave Card. Barrington believes the company's large addressable market offers growth opportunities.
B. Riley
NULL
to
Buy
maintain
$358 -> $370
2026-05-27
Reason
B. Riley
Price Target
$358 -> $370
2026-05-27
maintain
NULL
to
Buy
Reason
B. Riley raised the firm's price target on Dave to $370 from $358 and keeps a Buy rating on the shares. Dave is viewed positively on improving business momentum, credit performance, buybacks, and new product development, particularly early traction in its buy now pay later offering, expectations of product-led growth from additional fintech initiatives, and a potential re-rating, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for DAVE
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Valuation Metrics

The current forward P/E ratio for Dave Inc (DAVE.O) is 18.83, compared to its 5-year average forward P/E of -25.13. For a more detailed relative valuation and DCF analysis to assess Dave Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-25.13
Current PE
18.83
Overvalued PE
148.01
Undervalued PE
-198.27

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
2.69
Current EV/EBITDA
12.33
Overvalued EV/EBITDA
15.77
Undervalued EV/EBITDA
-10.38

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
2.52
Current PS
4.67
Overvalued PS
5.87
Undervalued PS
-0.84

Financials

AI Analysis
Annual
Quarterly

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Whales Holding DAVE

H
Hood River Capital Management LLC
Holding
DAVE
+31.69%
3M Return
D
Divisadero Street Capital Management, LP
Holding
DAVE
+21.70%
3M Return
I
IMC Trading B.V.
Holding
DAVE
+21.04%
3M Return
V
VGI Partners Limited
Holding
DAVE
+0.55%
3M Return

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Frequently Asked Questions

What is Dave Inc (DAVE) stock price today?

The current price of DAVE is 314.44 USD — it has increased 10.01

What is Dave Inc (DAVE)'s business?

Dave Inc. is a neobank, providing a mobile-first financial services platform designed to help people manage their money. The Company offers access to short-term liquidity, fee-free banking, and financial management tools. Its platform and products include ExtraCash and Dave Checking. ExtraCash is its flagship overdraft product, offered through its bank partners, that provides its members with credit in the form of a discretionary overdraft to bridge liquidity gaps between paychecks. Dave Checking is a digital demand deposit account offered through its bank partners with no account minimums or corresponding fees, and Federal Deposit Insurance Corporation (FDIC) pass-through insurance. Its members can open a Dave Checking account through its mobile application, add funds, and begin spending using a virtual or physical Dave branded debit Mastercard (Dave Debit Card). Its personal financial management products include Budget, Side Hustle, and Goals.

What is the price predicton of DAVE Stock?

Wall Street analysts forecast DAVE stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for DAVE is312.50 USD with a low forecast of 250.00 USD and a high forecast of 347.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Dave Inc (DAVE)'s revenue for the last quarter?

Dave Inc revenue for the last quarter amounts to 158.41M USD, increased 46.71

What is Dave Inc (DAVE)'s earnings per share (EPS) for the last quarter?

Dave Inc. EPS for the last quarter amounts to 4.02 USD, increased 104.06

How many employees does Dave Inc (DAVE). have?

Dave Inc (DAVE) has 280 emplpoyees as of June 19 2026.

What is Dave Inc (DAVE) market cap?

Today DAVE has the market capitalization of 4.00B USD.