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DAVE logo

DAVE Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

Loading chart...

High
227.420
Open
225.050
VWAP
224.80
Vol
531.67K
Mkt Cap
3.00B
Low
220.000
Amount
119.52M
EV/EBITDA(TTM)
15.26
Total Shares
13.56M
EV
2.96B
EV/OCF(TTM)
10.19
P/S(TTM)
5.81
Dave Inc. specializes in neobanking and financial technology (fintech) services. The Company, through its fully integrated, mobile-first platform, delivers financial products designed to help underserved consumers manage their money more effectively. Its platform and products include ExtraCash and Dave Checking. ExtraCash is a 0% interest overdraft product offered through its bank partner that provides members with access to credit to bridge liquidity gaps between paychecks. Dave Checking is a digital demand deposit account offered through its bank partner with features, no account minimums or corresponding fees, and FDIC pass-through insurance eligibility that protects members from the failure of its bank partner. Dave Checking offers security controls such as multifactor authentication, contactless payment, instant card lock and protection against unauthorized purchases if cards are lost or stolen. Its personal financial management products include Budget, Side Hustle, and Surveys.
Show More

Events Timeline

(ET)
2026-03-03
16:20:00
Dave Plans to Offer $150M Convertible Senior Notes via Private Placement
select
2026-03-02 (ET)
2026-03-02
19:40:00
Middle East Turmoil Causes WTI Crude Oil to Surge Nearly 10%
select
2026-03-02
16:20:00
Dave Reports Q4 Revenue of $163.7M, Beating Estimates
select
2026-03-02
16:20:00
Sees FY26 Revenue of $690M-$710M
select
2026-02-19 (ET)
2026-02-19
10:00:00
Upstart Launches Cash Line Product with Limits Up to $5,000
select
2026-02-19
09:50:00
Dave Shares Drop 2% to $176.51
select

News

Fool
2.0
19:06 PMFool
Hood River Capital Management Sells Tower Semiconductor Shares
  • Share Reduction: Hood River Capital Management sold 1,116,598 shares of Tower Semiconductor in Q4 2025, reducing its stake to 0.5%, reflecting a reassessment of market valuations.
  • Market Value Impact: This sale decreased the value of Hood River's Tower Semiconductor shares by approximately $63 million, with the remaining 393,992 shares valued at $46 million, indicating a high market valuation for the stock.
  • Performance Metrics: Tower Semiconductor's stock surged 167% over the past year, significantly outperforming the S&P 500 by 155.2 percentage points, highlighting strong demand for its power management and image-sensing products.
  • Investment Strategy Shift: Hood River prefers to invest in companies with above-average earnings growth prospects; while Tower's long-term growth potential is recognized, they may seek more attractively priced growth stocks.
Yahoo Finance
6.5
05:04 AMYahoo Finance
Dave Stock Valuation Analysis and Market Performance
  • Stock Performance: Dave's recent closing price of $221.42 reflects a remarkable 170.3% return over the past year, indicating strong growth potential in the consumer finance sector that has captured investor interest.
  • Valuation Analysis: The Excess Returns model estimates Dave's intrinsic value at $43.88 per share, suggesting it is overvalued by 404.6% compared to its current price, which warrants caution from investors.
  • P/E Ratio Comparison: With a P/E ratio of 15.27x, Dave is above the consumer finance industry average of 8.02x but below the peer average of 18.03x, indicating relative attractiveness in its valuation metrics.
  • Future Outlook: The community platform allows investors to assess Dave's fair value based on various narratives and assumptions, aiding in making more informed investment decisions.
Yahoo Finance
5.0
03-06Yahoo Finance
Andrea Mitchell Sells DAVE Shares for $6.39M
  • Executive Sell-off: On March 5, 2026, Andrea Mitchell sold 30,000 shares of DAVE for a total of $6,390,901, indicating a cautious outlook on the company's future prospects from the executive level.
  • Market Reaction: Such sell-off actions may raise investor concerns regarding DAVE's stock price, especially given the timing of the executive's decision to liquidate a significant number of shares, which could be interpreted as a lack of confidence in the company's performance.
  • Liquidity Impact: This transaction provides Mitchell with substantial liquidity, potentially for personal investments or other financial needs, which may further influence market perceptions of DAVE's stock.
  • Regulatory Disclosure: In compliance with SEC regulations, executive sell-offs must be disclosed promptly, and the public nature of this transaction may spark discussions about corporate governance and the transparency of executive decision-making.
Fool
6.5
03-06Fool
Hood River Exits Entire Stake in Varonis Systems
  • Complete Exit: Hood River Capital Management sold its entire stake of 1,908,011 shares in Varonis Systems during Q4 2025 for approximately $109.65 million, indicating a pessimistic outlook on the stock's future performance.
  • Asset Management Shift: Following this transaction, Varonis now represents 0% of Hood River's 13F assets, significantly reducing its importance in the portfolio and potentially impacting future capital inflows.
  • Poor Stock Performance: As of February 16, 2026, Varonis shares were priced at $25.36, down 41.99% over the past year, trailing the S&P 500 by 53.79 percentage points, reflecting market concerns over its transformation strategy.
  • Transformation Challenges: Varonis is transitioning from software license sales to a subscription model, and despite the long-term potential in AI security, the short-term losses of $129.32 million may deter risk-averse investors, with Hood River's exit further validating this concern.
Fool
9.5
03-06Fool
Dave's Stock Rebounds with Significant Revenue Growth
  • Stock Recovery: Since the close of trading last week, Dave's shares have risen approximately 7.2%, with an 11% increase on Thursday, reflecting positive market sentiment towards its financial performance, despite being down 33% since its SPAC debut in 2022.
  • Strong Financial Performance: In 2025, Dave reported a 60% revenue increase, a 238% rise in net income, and a 162% growth in adjusted EBITDA, indicating robust demand and profitability in the small-dollar, short-term loan market.
  • Optimistic Future Outlook: Dave is guiding for $700 million in operating revenue in 2026 at the midpoint, implying about 26.5% growth, along with a projected 10% increase in adjusted diluted earnings per share, showcasing sustainable growth potential.
  • Financing Plans: The company plans to raise $150 million through convertible senior notes due in 2031, with part of the proceeds earmarked for stock buybacks, further enhancing shareholder value and market confidence.
NASDAQ.COM
9.5
03-06NASDAQ.COM
Dave Reports Strong Q4 Earnings with Future Growth Outlook
  • Significant Earnings Growth: Dave reported a 60% revenue increase, a 238% rise in net income, and a 162% growth in adjusted EBITDA for Q4 2025, demonstrating strong performance in the short-term lending market, which is expected to further boost stock recovery.
  • Future Revenue Guidance: The company projects a midpoint operating revenue of $700 million for 2026, implying approximately 26.5% growth, with management expressing confidence in the sustainability of this growth, indicating strong competitive positioning and long-term viability.
  • Financing Plans: Dave plans to raise $150 million through convertible senior notes, with part of the proceeds allocated for stock buybacks, a move that not only enhances shareholder confidence but may also improve stock performance.
  • Product Innovation: The newly launched ExtraCash product utilizes real-time customer cash flow data for credit underwriting, which is expected to further reduce loss rates and enhance customer satisfaction, thereby strengthening the company's competitive edge in the short-term loan market.
Wall Street analysts forecast DAVE stock price to rise
5 Analyst Rating
Wall Street analysts forecast DAVE stock price to rise
5 Buy
0 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
250.00
Averages
312.50
High
347.00
Current: 0.000
sliders
Low
250.00
Averages
312.50
High
347.00
B. Riley
Buy
maintain
$297 -> $303
AI Analysis
2026-03-03
Reason
B. Riley
Price Target
$297 -> $303
AI Analysis
2026-03-03
maintain
Buy
Reason
B. Riley raised the firm's price target on Dave to $303 from $297 and keeps a Buy rating on the shares. The company reported strong Q4 results with guidance well ahead of estimates, the analyst tells investors in a research note. Riley finds the shares attractively valued at current levels.
Lake Street
analyst
Buy
maintain
$308 -> $326
2026-03-03
Reason
Lake Street
analyst
Price Target
$308 -> $326
2026-03-03
maintain
Buy
Reason
Lake Street raised the firm's price target on Dave to $326 from $308 and keeps a Buy rating on the shares. Q4 results and 2026 guidance reinforce what the firm believe is "a mispriced story," says the analyst, who cites the strength in the 2026 outlook, more than $200M in incremental liquidity, and an upsized $300M buyback authorization for the firm's higher price target.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for DAVE
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Valuation Metrics

The current forward P/E ratio for Dave Inc (DAVE.O) is 19.72, compared to its 5-year average forward P/E of -29.03. For a more detailed relative valuation and DCF analysis to assess Dave Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-29.03
Current PE
19.72
Overvalued PE
150.23
Undervalued PE
-208.30

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.98
Current EV/EBITDA
12.29
Overvalued EV/EBITDA
15.38
Undervalued EV/EBITDA
-11.42

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
2.38
Current PS
4.82
Overvalued PS
5.86
Undervalued PS
-1.11

Financials

AI Analysis
Annual
Quarterly

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Whales Holding DAVE

H
Hood River Capital Management LLC
Holding
DAVE
+13.84%
3M Return
I
IMC Trading B.V.
Holding
DAVE
+0.65%
3M Return
D
Divisadero Street Capital Management, LP
Holding
DAVE
+0.55%
3M Return
M
Mane Global Capital Management LP
Holding
DAVE
-7.77%
3M Return

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Frequently Asked Questions

What is Dave Inc (DAVE) stock price today?

The current price of DAVE is 226.975 USD — it has increased 2.51

What is Dave Inc (DAVE)'s business?

Dave Inc. specializes in neobanking and financial technology (fintech) services. The Company, through its fully integrated, mobile-first platform, delivers financial products designed to help underserved consumers manage their money more effectively. Its platform and products include ExtraCash and Dave Checking. ExtraCash is a 0% interest overdraft product offered through its bank partner that provides members with access to credit to bridge liquidity gaps between paychecks. Dave Checking is a digital demand deposit account offered through its bank partner with features, no account minimums or corresponding fees, and FDIC pass-through insurance eligibility that protects members from the failure of its bank partner. Dave Checking offers security controls such as multifactor authentication, contactless payment, instant card lock and protection against unauthorized purchases if cards are lost or stolen. Its personal financial management products include Budget, Side Hustle, and Surveys.

What is the price predicton of DAVE Stock?

Wall Street analysts forecast DAVE stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for DAVE is312.50 USD with a low forecast of 250.00 USD and a high forecast of 347.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Dave Inc (DAVE)'s revenue for the last quarter?

Dave Inc revenue for the last quarter amounts to 163.72M USD, increased 62.36

What is Dave Inc (DAVE)'s earnings per share (EPS) for the last quarter?

Dave Inc. EPS for the last quarter amounts to 4.57 USD, increased 293.97

How many employees does Dave Inc (DAVE). have?

Dave Inc (DAVE) has 280 emplpoyees as of March 10 2026.

What is Dave Inc (DAVE) market cap?

Today DAVE has the market capitalization of 3.00B USD.