PMT

PennyMac Mortgage Investment Trust

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Advanced Chart

12.455

-0.315(-2.467%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

12.585

Open

12.470

VWAP

12.39

Vol

446.75K

Mkt Cap

1.19B

Low

12.320

Amount

5.53M

EV/EBITDA(TTM)

16.63

Total Shares

86.85M

13.79B

EV/OCF(TTM)

P/S(TTM)

1.03

PennyMac Mortgage Investment Trust is a mortgage real estate investment trust (REIT) that invests primarily in residential mortgage loans and mortgage-related assets. The Company's segments include credit sensitive strategies, interest rate sensitive strategies and correspondent production. The credit sensitive strategies segment represents its investments in CRT arrangements referencing loans from its own correspondent production and subordinate MBS. The interest rate sensitive strategies segment represents its investments in MSRs, Agency and senior non-Agency MBS and the related interest rate hedging activities. The correspondent production segment represents its operations aimed at serving as an intermediary between lenders and the capital markets by purchasing, pooling and reselling newly originated prime credit quality loans either directly or in the form of MBS, using the services of PCM and PLS. The Company is externally managed by PNMAC Capital Management, LLC.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q2

FY2025Q3

FY2025Q4

95.45M

+34.07%

0.371

+118.02%

97.29M

+20.31%

0.378

+4.9%

97.43M

-9.73%

0.397

-3.06%

Estimates Revision

The market is revising No Change the revenue expectations for PennyMac Mortgage Investment Trust (PMT) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by 2.09%.

Revenue Estimates for FY2025

No Change

0.00%

In Past 3 Month

EPS Estimates for FY2025

No Change

0.00%

In Past 3 Month

Stock Price

Go Up

+2.09%

In Past 3 Month

7 Analyst Rating

11.20% Upside

Wall Street analysts forecast PMT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PMT is 13.85 USD with a low forecast of 13.00 USD and a high forecast of 14.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

6 Hold

0 Sell

Hold

11.20% Upside

Current: 12.455

Low

13.00

Averages

13.85

High

14.50

11.20% Upside

Current: 12.455

Low

13.00

Averages

13.85

High

14.50

Keefe Bruyette

Outperform -> Market Perform

downgrade

2025-07-24

New

Reason

Keefe Bruyette

Price Target

2025-07-24

New

downgrade

Outperform -> Market Perform

Reason

Keefe Bruyette downgraded PennyMac Mortgage to Market Perform from Outperform with a price target of $13.50, down from $14.50.

Keefe Bruyette

Outperform

Market Perform

downgrade

2025-07-24

New

Reason

Keefe Bruyette

Price Target

2025-07-24

New

downgrade

Outperform

Market Perform

Reason

Keefe Bruyette downgraded PennyMac Mortgage to Market Perform from Outperform with a price target of $13.50, down from $14.50. The firm reduced estimates post the Q2 report, now seeing the company's earnings per share moving in line with the 40c dividend by the second half of 2027 versus prior expectations for the end of 2026. Keefe cites PennyMac's book value decline in Q2 and the slower timeline to reaching a double-digit return on equity for the downgrade. It sees limited near-term catalysts for the shares.

Keefe Bruyette

Outperform

NULL

downgrade

2025-04-24

Reason

Keefe Bruyette

Price Target

2025-04-24

downgrade

Outperform

NULL

Reason

Keefe Bruyette lowered the firm's price target on PennyMac Mortgage to $14.50 from $15.50 and keeps an Outperform rating on the shares.

UBS

Douglas Harter

Hold

Maintains

$13 → $13

2025-04-16

Reason

UBS

Douglas Harter

Price Target

$13 → $13

2025-04-16

Maintains

Hold

Reason

UBS lowered the firm's price target on PennyMac Mortgage to $13 from $13.25 and keeps a Neutral rating on the shares as part of a Q1 mortgage banking preview. The environment continued to be more favorable for servicing earnings than originations in Q1 as seasonality weighed on volumes in the quarter, the analyst tells investors in a research note. The firm says that while there is downside risk to Q1 funded volume estimates, the late quarter pickup in refinance volume should benefit lock volume and reduces the risk to estimates.

JMP Securities

Aaron Hecht

Buy

Reiterates

$16

2025-01-23

Reason

JMP Securities

Aaron Hecht

Price Target

$16

2025-01-23

Reiterates

Buy

Reason

Wedbush

Jay McCanless

Hold

Reiterates

$15

2024-10-24

Reason

Wedbush

Jay McCanless

Price Target

$15

2024-10-24

Reiterates

Hold

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for PennyMac Mortgage Investment Trust (PMT.N) is 8.19, compared to its 5-year average forward P/E of 11.44. For a more detailed relative valuation and DCF analysis to assess PennyMac Mortgage Investment Trust 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

11.44

Current PE

8.19

Overvalued PE

17.69

Undervalued PE

5.20

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

3.19

Current PS

2.81

Overvalued PS

3.70

Undervalued PS

2.68

Financials

Annual

Quarterly

FY2025Q1

YoY :

-7.78%

226.60M

Total Revenue

FY2025Q1

YoY :

-13.77%

175.84M

Operating Profit

FY2025Q1

YoY :

-79.67%

9.68M

Net Income after Tax

FY2025Q1

YoY :

-103.03%

-0.01

EPS - Diluted

FY2025Q1

YoY :

+73.57%

-594.27M

Free Cash Flow

FY2025Q1

YoY :

-2.76%

86.90

Gross Profit Margin - %

FY2025Q1

YoY :

-244.01%

-286.95

FCF Margin - %

FY2025Q1

YoY :

-77.96%

4.27

Net Margin - %

FY2025Q1

YoY :

-100.00%

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

210.7K

USD

6-9

Months

0.0

USD

0-12

Months

518.6K

USD

Bought

0-3

0.0

USD

Months

3-6

50.3K

USD

Months

6-9

11.9K

USD

Months

0-12

11.6K

USD

Months

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

0-3

Months

0.0

Volume

3-6

Months

0.0

Volume

6-9

Months

0.0

Volume

0-12

Months

0.0

Volume

Bought

0-3

0.0

Volume

Months

3-6

0.0

Volume

Months

6-9

0.0

Volume

Months

0-12

0.0

Volume

Months

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

210.7K

USD

6-9

Months

0.0

USD

0-12

Months

518.6K

USD

Bought

0-3

0.0

USD

Months

3-6

50.3K

USD

Months

6-9

11.9K

USD

Months

0-12

11.6K

USD

Months

PMT News & Events

Events Timeline

2025-04-22 (ET)

2025-04-22

16:19:11

PennyMac Mortgage reports Q1 EPS (1c), consensus 39c

2024-10-22 (ET)

2024-10-22

16:17:35

PennyMac Mortgage reports Q3 EPS 36c, consensus 36c

2024-10-03 (ET)

2024-10-03

16:31:01

PennyMac Financial CCMO Chang to step down

News

9.5

07-23NASDAQ.COM

PinnedPennyMac (PMT) Q2 2025 Earnings Call Transcript

9.5

07-23Yahoo Finance

PennyMac Mortgage Investment Trust (PMT) Q2 2025 Earnings Call Highlights: Navigating ...

9.5

07-23SeekingAlpha

PennyMac projects continued monthly securitizations and sees $0.38 run rate per share amid growing non-Agency investments

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5.445

USD

-2.77%

FAQ

What is PennyMac Mortgage Investment Trust (PMT) stock price today?

The current price of PMT is 12.455 USD — it has decreased -2.47 % in the last trading day.

PMT

Market Estimates

Valuation Metrics

Forward PE

Forward EV/EBITDA

Forward PS

Financials

Trading Trends

PMT News & Events

Events Timeline

News

People Also Watch

FAQ

What is PennyMac Mortgage Investment Trust (PMT) stock price today?

What is PennyMac Mortgage Investment Trust (PMT)'s business?

What is the price predicton of PMT Stock?

What is PennyMac Mortgage Investment Trust (PMT)'s revenue for the last quarter?

What is PennyMac Mortgage Investment Trust (PMT)'s earnings per share (EPS) for the last quarter?

What changes have occurred in the market's expectations for PennyMac Mortgage Investment Trust (PMT)'s fundamentals?

How many employees does PennyMac Mortgage Investment Trust (PMT). have?

What is PennyMac Mortgage Investment Trust (PMT) market cap?