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PMT Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
10.595
Open
10.440
VWAP
10.49
Vol
713.63K
Mkt Cap
1.19B
Low
10.405
Amount
7.49M
EV/EBITDA(TTM)
16.63
Total Shares
--
EV
13.79B
EV/OCF(TTM)
--
P/S(TTM)
1.03
PennyMac Mortgage Investment Trust is a mortgage real estate investment trust (REIT) that invests primarily in residential mortgage loans and mortgage-related assets. The Company's segments include credit sensitive strategies, interest rate sensitive strategies and correspondent production. The credit sensitive strategies segment represents its investments in CRT arrangements referencing loans from its own correspondent production and subordinate MBS. The interest rate sensitive strategies segment represents its investments in MSRs, Agency and senior non-Agency MBS and the related interest rate hedging activities. The correspondent production segment represents its operations aimed at serving as an intermediary between lenders and the capital markets by purchasing, pooling and reselling newly originated prime credit quality loans either directly or in the form of MBS, using the services of PCM and PLS. The Company is externally managed by PNMAC Capital Management, LLC.
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Events Timeline

(ET)
2026-05-05
16:40:00
PMT Reports Q1 Net Income of $14 Million, Book Value Drops to $14.98
select
2026-04-21 (ET)
2026-04-21
08:30:00
PennyMac Launches Athlete Mortgage Program
select
2026-01-29 (ET)
2026-01-29
16:30:00
PMT Reports Q4 Earnings Per Share of $0.48
select

News

Yahoo Finance
6.5
05-23Yahoo Finance
Banking Sector Faces Challenges Amid Rising Rates
  • Industry Growth Challenges: While the banking sector has seen a 10.6% gain over the past six months, Fulton Financial's annual revenue growth of only 8.9% indicates a lag in market demand compared to peers, potentially impacting its long-term profitability.
  • Declining Profitability: PennyMac Mortgage Investment Trust has experienced a 23.1% decline in annual sales over the past five years, with earnings per share decreasing more than revenue, suggesting its products struggle to compete in the market, which may weaken investor confidence.
  • Soft Capital Generation: Wells Fargo's net interest income growth of 5.1% has fallen short of other banks, and its net interest margin has shrunk by 38.7 basis points over the last two years, indicating a decline in loan profitability and potential challenges in future capital generation.
  • Valuation Risks: Fulton Financial and PennyMac Mortgage Investment Trust have forward P/B ratios of 1.1x and 0.7x respectively, reflecting market caution regarding their future growth prospects, which could influence investor decision-making.
Yahoo Finance
2.0
05-21Yahoo Finance
Analysis of Risks and Opportunities in Small-Cap Investments
  • Clarus Performance Stagnation: Clarus (CLAR) has seen flat sales over the past five years, indicating its failure to effectively expand operations, and declining earnings raise concerns about its long-term growth sustainability; with a current stock price of $2.92, its price-to-sales ratio stands at a mere 0.4x, reflecting market pessimism about its future prospects.
  • Custom Truck Integration Challenges: Custom Truck One Source (CTOS) has only achieved an annual growth rate of 4.3% over the past two years, significantly below industry standards, and its earnings per share have plummeted by 45.4% annually, leading to investor doubts about its ability to sustainably generate shareholder value; trading at $10.25 per share, it carries a high price-to-earnings ratio of 59x, raising concerns about its profitability.
  • PennyMac Performance Decline: PennyMac Mortgage Investment Trust (PMT) has experienced a 23.1% annual decline in sales over the past five years, with earnings per share decreasing more than revenue, indicating worsening profitability; currently priced at $10.55 per share, it trades at 0.7x price-to-book ratio, highlighting increasing market challenges.
  • Risks of Small-Cap Investments: Small-cap stocks often suffer from mispricing due to a lack of analyst coverage, and while potential returns can be significant, the financial performances of companies like Clarus, CTOS, and PMT illustrate the difficulties in expanding competitive advantages, prompting investors to carefully assess risks versus rewards.
NASDAQ.COM
2.0
05-06NASDAQ.COM
PennyMac (PMT) Q1 2026 Earnings Transcript
seekingalpha
9.5
05-06seekingalpha
PennyMac Mortgage Investment Trust Q1 2026 Earnings Insights
  • Net Income Performance: PennyMac reported a net income of $14 million for Q1 2026, translating to $0.16 per diluted share, with a 4% annualized return on common equity, indicating that profitability was impacted by seasonal factors and a larger-than-expected runoff of mortgage servicing rights (MSRs).
  • Dividend Maintenance: The company plans to maintain its quarterly dividend at $0.40 per share, supported by taxable income, although management acknowledged that earnings have fallen below the dividend level in recent quarters, reflecting pressure from market-driven value changes.
  • Securitization Progress: In Q1, PennyMac completed eight private-label securitizations totaling $2.8 billion in UPB, with expectations to complete approximately 30 securitizations in 2026, aimed at building a solid investment foundation to support future earnings.
  • Asset Allocation Strategy: Management is strategically evaluating the MSR portfolio to shift capital away from lower-returning assets, with potential plans for a non-QM securitization within the next year to mitigate market volatility and enhance returns.
seekingalpha
9.5
05-04seekingalpha
PennyMac to Announce Q1 Earnings on May 5
  • Earnings Announcement Schedule: PennyMac Mortgage Investment Trust is set to release its Q1 2023 earnings report on May 5 after market close, with consensus estimates predicting an EPS of $0.39 and revenue of $92.92 million, indicating significant market interest in its financial performance.
  • Earnings Estimate Changes: Over the past three months, EPS estimates have seen one upward revision and four downward adjustments, while revenue estimates have not experienced any upward revisions and have faced three downward changes, suggesting a decline in analyst confidence regarding the company's future performance.
  • Risk Assessment: Despite the downward revisions in earnings expectations, analysts believe that the risks associated with PennyMac are not as high as they may appear, likely due to the company's stability in the mortgage market and its historical performance.
  • Historical Financial Data: The historical earnings data and dividend scorecard for PennyMac Mortgage Investment Trust demonstrate its ongoing performance in the market, allowing investors to assess its future investment value based on these metrics.
Yahoo Finance
7.5
04-15Yahoo Finance
PMET Partners with Koch Technology Solutions to Develop Caesium Chemicals
  • Strategic Partnership Initiated: PMET has launched a strategic testwork program with Koch Technology Solutions to convert Shaakichiuwaanaan caesium concentrates into high-value caesium chemical products, which is expected to support supply chains for critical industries such as defense, aerospace, and energy in the U.S.
  • Significant Resource Potential: The Shaakichiuwaanaan project hosts the world's largest caesium resource, with 0.69 Mt at 4.40% Cs2O and 1.70 Mt at 2.40% Cs2O, establishing a strong foundation for PMET's leadership in the caesium market.
  • Innovative Technology Application: Koch Technology Solutions will leverage its proprietary caesium chemical production techniques to drive efficient extraction, with pathways for producing various value-added caesium chemicals expected to be developed over the next four months, enhancing PMET's market competitiveness.
  • Broad Market Prospects: Through collaboration with Koch, PMET aims to not only enhance the commercial value of its caesium resources but also explore applications of caesium chemicals in the emerging solar panel industry, further expanding market opportunities.
Wall Street analysts forecast PMT stock price to rise
7 Analyst Rating
Wall Street analysts forecast PMT stock price to rise
1 Buy
6 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
13.00
Averages
13.85
High
14.50
Current: 0.000
sliders
Low
13.00
Averages
13.85
High
14.50
BofA
Derek Hewett
Neutral
downgrade
$12 -> $11
AI Analysis
2026-05-26
New
Reason
BofA
Derek Hewett
Price Target
$12 -> $11
AI Analysis
2026-05-26
New
downgrade
Neutral
Reason
BofA analyst Derek Hewett lowered the firm's price target on PennyMac Mortgage to $11 from $12 and keeps a Neutral rating on the shares. The firm lowered its multiple after PennyMac reported an earnings miss excluding market-driven valuation changes due to a lower earnings forecast and decline in book value per share.
Piper Sandler
Neutral
downgrade
$13
2026-05-26
New
Reason
Piper Sandler
Price Target
$13
2026-05-26
New
downgrade
Neutral
Reason
Piper Sandler lowered the firm's price target on PennyMac Mortgage to $11.50 from $13 and keeps a Neutral rating on the shares following quarterly results. On the outlook, management decreased its run rate ROE and EPS projections, which includes 8.2% ROEs and 31c from 40c in quarterly run rate EPS.
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Valuation Metrics

The current forward P/E ratio for PennyMac Mortgage Investment Trust (PMT.N) is 8.34, compared to its 5-year average forward P/E of 11.43. For a more detailed relative valuation and DCF analysis to assess PennyMac Mortgage Investment Trust's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
11.43
Current PE
8.34
Overvalued PE
17.75
Undervalued PE
5.11

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.24
Current PS
2.85
Overvalued PS
3.74
Undervalued PS
2.73

Financials

AI Analysis
Annual
Quarterly

Whales Holding PMT

F
Fuh Hwa Securities Investment Trust Co., Ltd.
Holding
PMT
+38.82%
3M Return

Trading Trends

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Frequently Asked Questions

What is PennyMac Mortgage Investment Trust (PMT) stock price today?

The current price of PMT is 10.48 USD — it has increased 1.06

What is PennyMac Mortgage Investment Trust (PMT)'s business?

PennyMac Mortgage Investment Trust is a mortgage real estate investment trust (REIT) that invests primarily in residential mortgage loans and mortgage-related assets. The Company's segments include credit sensitive strategies, interest rate sensitive strategies and correspondent production. The credit sensitive strategies segment represents its investments in CRT arrangements referencing loans from its own correspondent production and subordinate MBS. The interest rate sensitive strategies segment represents its investments in MSRs, Agency and senior non-Agency MBS and the related interest rate hedging activities. The correspondent production segment represents its operations aimed at serving as an intermediary between lenders and the capital markets by purchasing, pooling and reselling newly originated prime credit quality loans either directly or in the form of MBS, using the services of PCM and PLS. The Company is externally managed by PNMAC Capital Management, LLC.

What is the price predicton of PMT Stock?

Wall Street analysts forecast PMT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PMT is13.85 USD with a low forecast of 13.00 USD and a high forecast of 14.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is PennyMac Mortgage Investment Trust (PMT)'s revenue for the last quarter?

PennyMac Mortgage Investment Trust revenue for the last quarter amounts to 226.60M USD, decreased -7.78

What is PennyMac Mortgage Investment Trust (PMT)'s earnings per share (EPS) for the last quarter?

PennyMac Mortgage Investment Trust. EPS for the last quarter amounts to -0.01 USD, decreased -103.03

How many employees does PennyMac Mortgage Investment Trust (PMT). have?

PennyMac Mortgage Investment Trust (PMT) has 7 emplpoyees as of May 28 2026.

What is PennyMac Mortgage Investment Trust (PMT) market cap?

Today PMT has the market capitalization of 1.19B USD.