PMT Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q2

FY2025Q3

FY2025Q4

95.45M

+34.07%

0.371

+118.02%

97.29M

+20.31%

0.378

+4.9%

97.43M

-9.73%

0.397

-3.06%

Estimates Revision

The market is revising No Change the revenue expectations for PennyMac Mortgage Investment Trust (PMT) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by 6.78%.

Revenue Estimates for FY2025

No Change

0.00%

In Past 3 Month

EPS Estimates for FY2025

No Change

0.00%

In Past 3 Month

Stock Price

Go Up

+6.78%

In Past 3 Month

7 Analyst Rating

Wall Street analysts forecast PMT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PMT is 13.85 USD with a low forecast of 13.00 USD and a high forecast of 14.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

6 Hold

0 Sell

Hold

Current: 0.000

Low

13.00

Averages

13.85

High

14.50

Current: 0.000

Low

13.00

Averages

13.85

High

14.50

Wells Fargo

Donald Fandetti

Overweight

maintain

$135 -> $150

2026-01-05

New

Reason

Wells Fargo

Donald Fandetti

Price Target

$135 -> $150

2026-01-05

New

maintain

Overweight

Reason

Wells Fargo analyst Donald Fandetti raised the firm's price target on PennyMac Financial to $150 from $135 and keeps an Overweight rating on the shares. Discussing the consumer finance sector ahead of earnings, the firm says it likes the setup into Q4 results with meets and beats, solid 2026 guidance, plus eyes on larger tax refunds in the first half of the year. For 2026, Wells expects guidance to show year-over-year declines in card/auto NCO's. The firm is still not seeing incremental low-end credit pressure.

Piper Sandler

Overweight

maintain

$140 -> $146

2025-12-22

Reason

Piper Sandler

Price Target

$140 -> $146

2025-12-22

maintain

Overweight

Reason

Piper Sandler raised the firm's price target on PennyMac Financial to $146 from $140 and keeps an Overweight rating on the shares ahead of Q4 results for the firm's mortgage finance coverage. The sector backdrop has shifted positively, driven by 30-year rates falling to 6.2% from 7%-plus highs earlier in the year and material tightening in agency spreads. While the market has not yet fully "normalized," momentum is building, Piper argues. Mortgage application volumes are rising, led by an 18% sequential and 100%-plus year-over-year surge in refinance activity. Additionally, GSE reform is likely to return to the spotlight given the administration's push for a deal under President Trump and FHFA Director Bill Pulte, it adds.

Jefferies

Buy

initiated

$160

2025-12-19

Reason

Jefferies

Price Target

$160

2025-12-19

initiated

Buy

Reason

Jefferies initiated coverage of PennyMac Financial with a Buy rating and $160 price target. The market does not fully appreciate PennyMac's diversified business model that generates an attractive ROE even in restrictive mortgage rate environments, the analyst tells investors while launching coverage of the mortgage finance sector.

Keefe Bruyette

Market Perform -> Outperform

upgrade

$13.50

2025-12-17

Reason

Keefe Bruyette

Price Target

$13.50

2025-12-17

upgrade

Market Perform -> Outperform

Reason

Keefe Bruyette upgraded PennyMac Mortgage to Outperform from Market Perform with an unchanged price target of $13.50. The firm is most constructive on the agency mortgage-backed securities real estate investment trusts heading into 2026. PennyMac Mortgage should benefit from the steepening curve and the increase in non-agency originations at its parent company, the analyst tells investors in a research note.

UBS

Neutral

maintain

$13

2025-10-24

Reason

UBS

Price Target

$13

2025-10-24

maintain

Neutral

Reason

UBS raised the firm's price target on PennyMac Mortgage to $13.50 from $13 and keeps a Neutral rating on the shares.

BofA

Neutral

downgrade

2025-08-18

Reason

BofA

Price Target

2025-08-18

downgrade

Neutral

Reason

BofA lowered the firm's price target on PennyMac Mortgage to $12.50 from $13.50 and keeps a Neutral rating on the shares. Following a Q2 miss, the firm is lowering its 2025 EPS estimate and "modestly lowering" its 2026 EPS estimate due to higher operating expense estimates. More broadly, the firm remains cautious on the mortgage sector due to high rates and elevated competition, which should continue to weigh on production volume and margins, the analyst tells investors.

Valuation Metrics

The current forward P/E ratio for PennyMac Mortgage Investment Trust (PMT.N) is 8.34, compared to its 5-year average forward P/E of 11.86. For a more detailed relative valuation and DCF analysis to assess PennyMac Mortgage Investment Trust 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

11.86

Current PE

8.34

Overvalued PE

18.21

Undervalued PE

5.50

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

3.25

Current PS

2.85

Overvalued PS

3.75

Undervalued PS

2.75

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

Gross Profit Margin - %

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders areBuying! The selling amount has increased 565.84% over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders areBuying! The selling amount has increased 565.84% over the last month.

Sold

Bought

PMT News & Events

Events Timeline

No data

News

6.0

01-07Businesswire

PennyMac's $390.2 Million Mortgage Trust Receives Preliminary Ratings from KBRA

9.0

2025-12-26Benzinga

Biohaven Ltd's Depression Drug Trial Fails to Meet Primary Endpoint, Shares Plunge 14.3%

8.5

2025-12-18Newsfilter

PennyMac Prices $75 Million Exchangeable Senior Notes Offering

People Also Watch

Frequently Asked Questions

What is PennyMac Mortgage Investment Trust (PMT) stock price today?

The current price of PMT is 13.08 USD — it has increased 2.51 % in the last trading day.

What is PennyMac Mortgage Investment Trust (PMT)'s business?

PennyMac Mortgage Investment Trust is a mortgage real estate investment trust (REIT) that invests primarily in residential mortgage loans and mortgage-related assets. The Company's segments include credit sensitive strategies, interest rate sensitive strategies and correspondent production. The credit sensitive strategies segment represents its investments in CRT arrangements referencing loans from its own correspondent production and subordinate MBS. The interest rate sensitive strategies segment represents its investments in MSRs, Agency and senior non-Agency MBS and the related interest rate hedging activities. The correspondent production segment represents its operations aimed at serving as an intermediary between lenders and the capital markets by purchasing, pooling and reselling newly originated prime credit quality loans either directly or in the form of MBS, using the services of PCM and PLS. The Company is externally managed by PNMAC Capital Management, LLC.

What is the price predicton of PMT Stock?

What is PennyMac Mortgage Investment Trust (PMT)'s revenue for the last quarter?

PennyMac Mortgage Investment Trust revenue for the last quarter amounts to 226.60M USD, decreased -7.78 % YoY.

What is PennyMac Mortgage Investment Trust (PMT)'s earnings per share (EPS) for the last quarter?

PennyMac Mortgage Investment Trust. EPS for the last quarter amounts to -0.01 USD, decreased -103.03 % YoY.

What changes have occurred in the market's expectations for PennyMac Mortgage Investment Trust (PMT)'s fundamentals?

How many employees does PennyMac Mortgage Investment Trust (PMT). have?

PennyMac Mortgage Investment Trust (PMT) has 7 emplpoyees as of January 10 2026.

What is PennyMac Mortgage Investment Trust (PMT) market cap?

Today PMT has the market capitalization of 1.19B USD.