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Intellectia

Loading chart...

High
2.310
Open
2.275
VWAP
2.23
Vol
1.65M
Mkt Cap
362.53M
Low
2.165
Amount
3.66M
EV/EBITDA(TTM)
4.32
Total Shares
164.79M
EV
723.73M
EV/OCF(TTM)
--
P/S(TTM)
0.20
Lexinfintech Holdings Ltd is a company principally engaged in the provision of consumer finance technology services. The Company's main business is to apply technologies including AI and big data to form an online risk assessment and management system based on quantitative decision-making. Leveraging Lexin's unique consumption ecosystem that integrates online consumer financing, offline inclusive financing, fintech SaaS services, and e-commerce platforms. The Company is mainly engaged in connecting financial institutions with consumers through technology and financial services, offering finance services to young generation consumer. The Company mainly conducts its businesses in the Chinese market.
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Events Timeline

(ET)
2025-07-24
07:18:23
LexinFintech share repurchase program shows management's 'long-term confidence'
select
2025-07-21 (ET)
2025-07-21
06:02:22
LexinFintech announces $50M share repurchase program
select

News

NASDAQ.COM
2.0
05-27NASDAQ.COM
LexinFintech (LX) Q1 2026 Earnings Transcript
Yahoo Finance
9.5
05-25Yahoo Finance
Lexin Fintech Reports Strong Q1 Growth Amid Challenges
  • Loan Volume Growth: Lexin Fintech reported a loan volume of RMB 57.9 billion in Q1, reflecting a 15.9% quarter-over-quarter and 12.2% year-over-year increase, demonstrating strong operational resilience amid macroeconomic challenges and serving as a key growth driver.
  • User Engagement Increase: Active users reached 5.17 million, with a 14.1% quarter-over-quarter rise and new active users up 63.3%, indicating significant success in attracting new customers, which enhances market share and customer loyalty.
  • Revenue and Net Profit: Total revenue for Q1 was RMB 3.3 billion, with a net profit of RMB 201 million; despite a 5.9% quarter-over-quarter decline in net profit, revenue growth highlights the resilience of the company's diversified business ecosystem, capable of withstanding market fluctuations.
  • Rising Operating Expenses: Operating expenses increased to RMB 1.4 billion, a 13.8% quarter-over-quarter rise primarily driven by higher sales and marketing costs; nevertheless, the company is optimizing its asset mix to navigate future uncertainties.
seekingalpha
9.5
05-25seekingalpha
LexinFintech Q1 Earnings Highlights
  • Revenue Growth: LexinFintech reported a Q1 non-GAAP EPADS of $0.20 with revenues of $479.72 million, reflecting a 6.6% increase from Q1 2025, indicating the company's stable growth potential in the market.
  • User Growth: As of March 31, 2026, the total number of registered users reached 250 million, up 7.6% from 232 million in the same period of 2025, demonstrating effective strategies in user acquisition.
  • Increase in Borrowers: The cumulative number of borrowers with successful drawdowns reached 38.2 million as of March 31, 2026, marking a 10.8% increase from 34.5 million in Q1 2025, reflecting sustained demand for the company's lending services.
  • Loan Origination: Total loan originations in Q1 2026 amounted to RMB 57.9 billion, a 12.2% increase from RMB 51.6 billion in Q1 2025, although the total outstanding principal balance decreased by 10.1% to RMB 96.5 billion, indicating a cautious approach to risk management.
Newsfilter
9.5
05-25Newsfilter
LexinFintech Reports Q1 2026 Financial Highlights
  • Loan Origination Growth: In Q1 2026, LexinFintech achieved total loan originations of RMB 57.9 billion, reflecting a 15.9% quarter-over-quarter increase, primarily driven by strong performance in non-consumer finance sectors, showcasing the resilience of its diversified business ecosystem.
  • User Base Expansion: As of March 31, 2026, Lexin's total registered users reached 250 million, a 7.6% year-over-year increase, with active users at 5.2 million, up 8.6% from the previous year, laying a solid foundation for future revenue growth.
  • Stable Revenue: The total revenue for Q1 was RMB 3.309 billion, representing a 6.6% quarter-over-quarter increase, with credit facilitation service income at RMB 2.232 billion, reflecting the company's success in optimizing its business mix despite macroeconomic uncertainties.
  • Net Income Stability: The net income for Q1 stood at RMB 201 million, a 53.2% year-over-year decline, yet the company demonstrated fundamental strength and diversity in its core business through improved risk management strategies and enhanced customer experience.
seekingalpha
9.5
05-24seekingalpha
Earnings Preview: LexinFintech Holdings Ltd. on Monday
  • Earnings Release Preview: LexinFintech Holdings Ltd. is set to report its earnings before the market opens on Monday, with significant attention on its performance, particularly in the fintech sector.
  • Market Reaction Expectations: Investors are cautiously optimistic about LexinFintech's earnings, as the financial data is expected to influence the company's stock price movements, especially in the current economic climate.
  • Industry Context Analysis: As a leading fintech company, LexinFintech's performance in consumer credit and online education will be a focal point for analysts, potentially impacting overall industry confidence.
  • Earnings Season Schedule: This earnings release is a crucial part of the earnings season, and LexinFintech's results will provide investors with key insights into the health of the fintech industry.
Newsfilter
9.5
05-19Newsfilter
LexinFintech to Report Q1 2026 Financial Results on May 25
  • Earnings Report Schedule: LexinFintech will announce its unaudited financial results for Q1 2026 on May 25, 2026, before the U.S. market opens, providing investors with insights into the company's financial health and operational performance.
  • Conference Call Timing: The management team will host an earnings conference call at 7:00 AM U.S. Eastern Time on May 25, 2026 (7:00 PM Beijing/Hong Kong time), aimed at discussing the financial results and addressing investor inquiries.
  • Participation Details: Investors wishing to join the conference call must register online in advance, and upon completion, they will receive a dial-in number and a unique access PIN to ensure smooth participation.
  • Webcast Availability: A live and archived webcast of the conference call will be accessible via the company's investor relations website, enhancing transparency and information sharing with stakeholders.
Wall Street analysts forecast LX stock price to rise
1 Analyst Rating
Wall Street analysts forecast LX stock price to rise
0 Buy
1 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
3.50
Averages
3.50
High
3.50
Current: 0.000
sliders
Low
3.50
Averages
3.50
High
3.50
UBS
Buy -> Neutral
downgrade
AI Analysis
2025-12-04
Reason
UBS
Price Target
AI Analysis
2025-12-04
downgrade
Buy -> Neutral
Reason
UBS downgraded LexinFintech to Neutral from Buy with a price target of $3.50, down from $13.60. The firm cut estimates for the company citing a bigger earnings impact from the current asset quality cycle. It sees the LexinFintech shares being range-bound until the peaks of asset quality and regulatory cycles are confirmed, which is thinks is likely in Q1 of 2026.

Valuation Metrics

The current forward P/E ratio for Lexinfintech Holdings Ltd (LX.O) is 2.35, compared to its 5-year average forward P/E of 2.92. For a more detailed relative valuation and DCF analysis to assess Lexinfintech Holdings Ltd's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
2.92
Current PE
2.35
Overvalued PE
4.28
Undervalued PE
1.57

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
3.64
Current EV/EBITDA
1.59
Overvalued EV/EBITDA
5.16
Undervalued EV/EBITDA
2.12

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.33
Current PS
0.03
Overvalued PS
0.55
Undervalued PS
0.11

Financials

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Whales Holding LX

O
Oasis Management Company Ltd.
Holding
LX
+6.55%
3M Return

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Frequently Asked Questions

What is Lexinfintech Holdings Ltd (LX) stock price today?

The current price of LX is 2.2 USD — it has decreased -0.9

What is Lexinfintech Holdings Ltd (LX)'s business?

Lexinfintech Holdings Ltd is a company principally engaged in the provision of consumer finance technology services. The Company's main business is to apply technologies including AI and big data to form an online risk assessment and management system based on quantitative decision-making. Leveraging Lexin's unique consumption ecosystem that integrates online consumer financing, offline inclusive financing, fintech SaaS services, and e-commerce platforms. The Company is mainly engaged in connecting financial institutions with consumers through technology and financial services, offering finance services to young generation consumer. The Company mainly conducts its businesses in the Chinese market.

What is the price predicton of LX Stock?

Wall Street analysts forecast LX stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LX is3.50 USD with a low forecast of 3.50 USD and a high forecast of 3.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Lexinfintech Holdings Ltd (LX)'s revenue for the last quarter?

Lexinfintech Holdings Ltd revenue for the last quarter amounts to 3.31B USD, increased 6.61

What is Lexinfintech Holdings Ltd (LX)'s earnings per share (EPS) for the last quarter?

Lexinfintech Holdings Ltd. EPS for the last quarter amounts to 0.60 USD, decreased -50.00

How many employees does Lexinfintech Holdings Ltd (LX). have?

Lexinfintech Holdings Ltd (LX) has 7169 emplpoyees as of May 30 2026.

What is Lexinfintech Holdings Ltd (LX) market cap?

Today LX has the market capitalization of 362.53M USD.