LDI Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

337.06M

+30.91%

-0.009

-96.21%

340.89M

+24.59%

0.027

-121.28%

383.71M

+35.81%

0.048

-162.71%

Estimates Revision

The market is revising No Change the revenue expectations for loanDepot, Inc. (LDI) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by -5.21%.

Revenue Estimates for FY2025

No Change

0.00%

In Past 3 Month

EPS Estimates for FY2025

No Change

0.00%

In Past 3 Month

Stock Price

Go Down

-5.21%

In Past 3 Month

4 Analyst Rating

Wall Street analysts forecast LDI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LDI is 2.58 USD with a low forecast of 1.75 USD and a high forecast of 3.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

2 Hold

2 Sell

Moderate Sell

Current: 0.000

Low

1.75

Averages

2.58

High

3.00

Current: 0.000

Low

1.75

Averages

2.58

High

3.00

Goldman Sachs

Sell

downgrade

2026-01-06

New

Reason

Goldman Sachs

Price Target

2026-01-06

New

downgrade

Sell

Reason

Goldman Sachs lowered the firm's price target on LoanDepot to $2.40 from $3 and keeps a Sell rating on the shares. Regional banks underperformed the market by 200-300 basis points in 2025, weighed by macro concerns and credit worries, though stocks rallied 13% late in the year, the analyst tells investors in a research note. Looking to 2026, solid loan growth, net interest income momentum, positive operating leverage, and improving returns support continued multi-year fundamental improvement, with credit risk as the main wildcard, Goldman says.

Goldman Sachs

NULL -> Sell

downgrade

2025-10-29

Reason

Goldman Sachs

Price Target

2025-10-29

downgrade

NULL -> Sell

Reason

Goldman Sachs raised the firm's price target on LoanDepot to $3 from $1.45 and keeps a Sell rating on the shares.

UBS

Neutral

upgrade

2025-08-20

Reason

UBS

Price Target

2025-08-20

upgrade

Neutral

Reason

UBS raised the firm's price target on LoanDepot to $1.90 from $1.40 and keeps a Neutral rating on the shares.

BofA

Derek Hewett

Underperform

maintain

2025-08-18

Reason

BofA

Derek Hewett

Price Target

2025-08-18

maintain

Underperform

Reason

BofA analyst Derek Hewett raised the firm's price target on LoanDepot to $1.50 from $1.25 and keeps an Underperform rating on the shares. Following the company's Q2 report, the firm is lowering its 2025 EPS estimate due to lower revenue, partially offset by lower operating expense, while slightly increasing its 2026 EPS estimate due to slightly higher gain on sale revenue. More broadly, the firm remains cautious on the mortgage sector due to high rates and elevated competition, which should continue to weigh on production volume and margins, the analyst tells investors.

BTIG

Eric Hagen

Neutral

initiated

2025-08-18

Reason

BTIG

Eric Hagen

Price Target

2025-08-18

initiated

Neutral

Reason

BTIG analyst Eric Hagen initiated coverage of LoanDepot (LDI) with a Neutral rating and no price target. The company has less room to source liquidity and cut expenses relative to Rocket Companies (RKT), which could restrict its competitiveness, the analyst tells investors in a research note. The firm believes LoanDepot may be \"challenged to properly calibrate operations\" amid the volatile interest rate environment.

UBS

Doug Harter

Neutral

maintain

2025-07-16

Reason

UBS

Doug Harter

Price Target

2025-07-16

maintain

Neutral

Reason

UBS analyst Doug Harter raised the firm's price target on LoanDepot to $1.40 from $1.25 and keeps a Neutral rating on the shares.

Valuation Metrics

The current forward P/E ratio for loanDepot Inc (LDI.N) is 17.53, compared to its 5-year average forward P/E of 40.53. For a more detailed relative valuation and DCF analysis to assess loanDepot Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

N/A

5Y Average PE

40.53

Current PE

17.53

Overvalued PE

215.91

Undervalued PE

-134.85

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

Undervalued EV/EBITDA

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

0.35

Current PS

0.32

Overvalued PS

0.49

Undervalued PS

0.22

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

Gross Profit Margin - %

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

LDI News & Events

Events Timeline

No data

News

7.5

14:04 PMYahoo Finance

Oklo Partners with Meta to Develop 1.2 GW Nuclear Power Campus in Ohio

4.5

01-09Yahoo Finance

Sector Update: Financial Stocks Edge Lower Friday Afternoon

2.0

01-09Benzinga

CG Oncology Accelerates Phase 3 Data Readout to First Half of 2026

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Frequently Asked Questions

What is loanDepot Inc (LDI) stock price today?

The current price of LDI is 2.91 USD — it has increased 19.26 % in the last trading day.

What is loanDepot Inc (LDI)'s business?

loanDepot, Inc. provides a customer-centric, technology-empowered residential mortgage platform. It is engaged in the origination of conventional and government mortgage loans, servicing conventional and government mortgage loans, and providing ancillary services. It engages in originating, financing, selling, and servicing residential mortgage loans and provides title, escrow, and settlement services for mortgage loan transactions. Its proprietary technology platform, mello, serves as a lead generation tool for these loan officers, particularly focusing on purchase originations. It has a loan product suite, including conventional agency-conforming loans, conventional prime jumbo loans, Federal Housing Administration (FHA) and Department of Veterans Affairs (VA) loans, and home equity lines of credit. Its ancillary business includes settlement services, real estate services and insurance services. mello Home Services, LLC is its wholly owned captive real estate referral business.

What is the price predicton of LDI Stock?

What is loanDepot Inc (LDI)'s revenue for the last quarter?

loanDepot Inc revenue for the last quarter amounts to 404.23M USD, decreased -8.07 % YoY.

What is loanDepot Inc (LDI)'s earnings per share (EPS) for the last quarter?

loanDepot Inc. EPS for the last quarter amounts to -0.02 USD, decreased % YoY.

What changes have occurred in the market's expectations for loanDepot Inc (LDI)'s fundamentals?

How many employees does loanDepot Inc (LDI). have?

loanDepot Inc (LDI) has 4900 emplpoyees as of January 10 2026.

What is loanDepot Inc (LDI) market cap?

Today LDI has the market capitalization of 969.72M USD.