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LDI Earnings

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Earning Analysis

Welcome to our in-depth analysis of loanDepot Inc(LDI) earnings, offering investors a detailed look into the company’s financial performance, revenue trends, earnings per share (EPS), and market reactions. This page provides a comprehensive overview of loanDepot Inc earnings history, forecasts, and key financial metrics, empowering you with the data needed to make informed investment decisions. Whether you're tracking quarterly results, analyzing earnings surprises, or exploring future projections, our detailed breakdown covers it all.

Earnings Forecast

Revenue
EPS
Currency: USD
Actual
Estimate

Surprise Analysis

Name
EPS
Revenue
Price Reaction
Fiscal QuarterEarning DateTimeEstimateActualSurprise%EstimateActualSurprise%1D5D
Fiscal Quarter
Earning Date
Time
Estimate
Actual
Surprise%
Estimate
Actual
Surprise%
1D
5D
FY2025Q32025-11-06After Hours-0.06-0.02+66.67312.94M323.32M+3.32+3.77+10.19
FY2025Q22025-08-07After Hours-0.02-0.08-300.00315.79M282.54M-10.53-0.57+14.37
FY2025Q12025-05-06After Hours-0.08-0.15-87.50274.96M273.62M-0.49+10.78+9.80
FY2024Q42025-03-11After Hours-0.01-0.26-2500.00310.08M257.46M-16.97-8.70-11.80
FY2024Q32024-11-05After Hours-0.050.01+120.00275.99M314.60M+13.99+19.53+28.84
FY2024Q22024-08-06--0.10-0.07+30.00264.03M265.39M+0.52-6.33+4.98
FY2024Q12024-05-07--0.08-0.23-187.50235.14M222.79M-5.26-1.30-0.43
FY2023Q42024-03-12--0.06-0.17-183.33236.84M228.63M-3.47-0.39-14.90
FY2023Q32023-11-07--0.10-0.17-70.00268.81M265.66M-1.17+0.70+0.70
FY2023Q22023-08-08--0.16-0.22-37.50257.74M271.83M+5.47+0.45-7.24
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LDI Earnings Analysis

Our earnings analysis provides a granular look at the company’s performance across recent fiscal quarters, highlighting key metrics such as revenue, EPS, and operating margins. By examining actual results against analyst estimates, we uncover trends and surprises that drive stock price movements, offering valuable insights for both short-term traders and long-term investors.
In the most recent quarter, loanDepot Inc reported performance for FY2025Q3, announced on 2025-11-06. The company achieved an EPS of -0.02, compared to analyst estimates of -0.06 by 66.67% . Revenue for the quarter reached 323.32M compared to expectations of 312.94M by 3.32% .
The stock price reacted with a 3.77% one-day change and a 10.19% five-day change following the earnings release. These movements reflect market reaction in loanDepot Inc growth trajectory and strategic initiatives.

LDI Earnings Forecast

Looking ahead, loanDepot Inc(LDI) remains a focal point for investors seeking growth opportunities. Analyst forecasts for 2025/Q4 project quarter revenue of 337.06M and an EPS of 0.00.
However, recent estimate revisions provide additional context. Over the past three months, revenue estimates for FY2025 have been Revise Upward by 4.38%, while EPS estimates have been Revise Upward by 2.79%. For the upcoming Q4 2025, revenue estimates have been adjusted Revise Upward by 12.31% . These revisions correlate with a -4.50% change in stock price over the same period, suggesting potential buying opportunities for investors who believe in loanDepot Inc long-term fundamentals.
The relationship between earnings forecast revisions and stock price movements is critical for investors. Positive revisions in revenue or EPS often signal strengthening fundamentals, making temporary price dips attractive entry points. Conversely, downward revisions may reflect short-term challenges.

Estimate Revision

The chart shows the correlation between LDI's stock price and earnings forecast revisions. Positive revisions in Revenue or EPS often strengthen the stock's fundamentals, making price dips potential buying opportunities.
Revenue Estimates for FY2025
Revise Upward
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+4.38%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
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+2.79%
In Past 3 Month
Revenue Estimates for Q4 2025
Revise Upward
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+12.31%
In Past 3 Month
Stock Price
Go Down
down Image
-4.50%
In Past 3 Month
1Y
3Y
5Y
Annual FY 2025
Currency: USD
Currency: USD
1Y
3Y
5Y
--
Revenue Estimate-Annual FY 2025:1.22B
--
EPS Estimate-Annual FY 2025:-0.17
—
Stock Price2.76
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LDI Revenue and EPS Performance: A Historical Perspective

loanDepot Inc revenue and earnings per share (EPS) performance over recent quarters provides a clear picture of its financial health. Below is a detailed breakdown of the company’s earnings history, showcasing actual results, analyst estimates, and surprise percentages for key fiscal quarters:
FY2025Q3 (2025-11-06,After Hours):
EPS: -0.02 (Actual) vs.-0.06 (Estimate) (66.67%)
Revenue: 323.32M (Actual) vs. 312.94M (Estimate) (3.32%)
Price Reaction: 3.77%(1-Day), 10.19%(5-Day)
FY2025Q2 (2025-08-07,After Hours):
EPS: -0.08 (Actual) vs.-0.02 (Estimate) (-300.00%)
Revenue: 282.54M (Actual) vs. 315.79M (Estimate) (-10.53%)
Price Reaction: -0.57%(1-Day), 14.37%(5-Day)
FY2025Q1 (2025-05-06,After Hours):
EPS: -0.15 (Actual) vs.-0.08 (Estimate) (-87.50%)
Revenue: 273.62M (Actual) vs. 274.96M (Estimate) (-0.49%)
Price Reaction: 10.78%(1-Day), 9.80%(5-Day)
Earnings Reaction
The chart below shows how LDI performed 10 days before and after its earnings report, based on data from the past quarters. Typically, LDI sees a +4.64% change in stock price 10 days leading up to the earnings, and a +3.72% change 10 days following the report. On the earnings day itself, the stock moves by -2.68%. This data can give you a slight idea of what to expect for the next quarter's release.
For example, in SEP/2025, the stock changed 3.77% on the day following the earnings release and then changed by -9.06% over the next 10 days. These patterns provide investors with valuable insights into potential price movements and help inform trading strategies around earnings events.
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Transcript Summary

loanDepot Inc (LDI) Q3 2025 Earnings Call Summary
Neutral
2025-11-07
The earnings call presents mixed signals: improved financial metrics with reduced net loss and increased revenue, but a decline in origination volume and increased expenses. The Q&A section reveals confidence in growth and profitability but lacks specific guidance, which may concern investors. The absence of concrete plans for capital raising and the potential impact of economic uncertainty and execution risks further temper positive sentiments. Overall, the company's performance and outlook appear balanced, leading to a neutral sentiment.
loanDepot Inc (LDI) Q2 2025 Earnings Call Summary
Positive
2025-08-09
The company showed improvement in financial metrics, such as reduced net loss and increased origination volume. Despite challenges like high mortgage rates and increased expenses, the focus on technology and scalability suggests potential for growth. The Q&A highlighted strategic plans for market share growth and leveraging technology, indicating positive sentiment. Overall, the earnings call suggests a positive outlook, with strong potential for stock price appreciation in the short term.
Loandepot Inc (LDI) Q1 2025 Earnings Call Summary
Neutral
2025-05-07
The earnings call presents a mixed picture: strong financial metrics, such as increased lock and origination volumes, and improved net loss, are offset by leadership transition risks and market volatility concerns. The lack of a share repurchase program and uncertainties in the Q&A further contribute to a balanced outlook. While there are positive elements like the strong cash position and strategic initiatives, risks and unclear guidance temper enthusiasm, suggesting a neutral stock price movement.
Loandepot Inc (LDI) Q1 2025 Earnings Call Summary
Neutral
2025-05-06
The earnings call presents a mix of positive and negative elements. Positive factors include improved adjusted total revenue, gain on sale margin, and loan origination volume. However, concerns such as leadership transition risk, market volatility, and increased expenses offset these positives. The lack of a share repurchase program and unclear management responses in the Q&A further contribute to uncertainty. Without a clear market cap, the overall sentiment remains neutral, suggesting a stock price movement within the range of -2% to 2% over the next two weeks.
Loandepot Inc (LDI) Q4 2024 Earnings Call Summary
Negative
2025-03-12
Earnings call reveals a mixed picture with missed EPS expectations and a significant net loss, despite increased revenue and loan origination volumes. The Q&A highlights liquidity concerns and lack of clarity on strategic initiatives. Positive elements include increased gain on sale margin and strong cash position, but the absence of a share repurchase program and challenging market conditions weigh heavily. Overall, the sentiment is negative due to financial losses, market challenges, and limited shareholder return plans.
Loandepot Inc (LDI) Q4 2024 Earnings Call Summary
Neutral
2025-03-11
Despite positive developments in origination volume and gain on sale margins, the company faces significant challenges, including a substantial net loss, competitive pressures, and regulatory risks. The lack of a share repurchase program and unclear guidance on Project North Star initiatives further contribute to uncertainty. The Q&A session revealed concerns about liquidity and expense increases, while management's responses lacked clarity. These mixed signals suggest a neutral stock price movement over the next two weeks.
loanDepot, Inc. (LDI) Q3 2024 Earnings Conference Call Summary
Positive
2024-11-06
The earnings call summary shows improved financial performance, with positive adjusted net income and increased revenues. The company is focusing on growth, profitability, and shareholder returns, with a strategic plan for sustainable market leadership. The Q&A section highlights positive market expansion initiatives and partnerships. Despite risks like market volatility and regulatory changes, the optimistic guidance and strategic initiatives outweigh concerns. The lack of market cap data limits the prediction's precision, but overall, the sentiment leans towards a positive stock price movement in the next two weeks.
loanDepot, Inc. (LDI) Q2 2024 Earnings Call Summary
Neutral
2024-08-07
The earnings call presents a mixed picture. Financial performance shows improvement with reduced net loss and increased revenue, but risks like cybersecurity issues and market downturns weigh negatively. The Q&A reveals some optimism in refinancing opportunities, yet lacks clear guidance. The absence of a share repurchase program and increased expenses further balance any positives. Thus, the overall sentiment is neutral, suggesting a stock price movement between -2% and 2%.

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FAQ

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What were the key highlights of LDI’s latest earnings report for FY2025Q3?

LDI reported its FY2025Q3 earnings on 2025-11-06, showcasing a revenue of 323.32M against an estimate of 312.94M, resulting in a 3.32% surprise. The EPS was -0.02, surpassing the expected -0.06 by 66.67% . The stock experienced a 3.77% price change on the earnings day and a 10.19% change over the next five days, reflecting market reactions to the results.
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How did LDI’s stock price react after the FY2025Q3 earnings release?

Following LDI’s FY2025Q3 earnings announcement on 2025-11-06, the stock price moved by 3.77% on the day of the release. Over the subsequent five days, it saw a 10.19% change. Historically, LDI’s stock price tends to shift by an average of +4.64% in the 10 days leading up to earnings and +3.72% in the 10 days following, providing insight into potential market.
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What are the revenue and EPS estimates for LDI for 2025/Q4?

For 2025/Q4, analysts estimate LDI’s annual revenue to reach 337.06M, while the EPS is projected at 0.00. These estimates reflect recent revisions, with revenue estimates revised Revenue Revise Upward by 4.38% and EPS estimates Revise Upward by 12.31% over the past three months, indicating analyst expectation in the company’s performance.
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How does LDI’s stock price correlate with earnings forecast revisions?

The correlation between LDI’s stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock’s fundamentals. Over the past three months, revenue estimates for FY2025 were Revise Upward by 4.38%, while EPS estimates moved Revise Upward by 12.31% . This trend suggests that price dips could present buying opportunities for investors.
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What should investors expect from LDI’s next earnings report?

Based on historical trends, LDI’s stock price typically moves by +4.64% in the 10 days before its earnings and +3.72% in the 10 days after. For the upcoming 2025/Q4 earnings, analysts expect an EPS of 0.00 and revenue of 337.06M.
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What is the sentiment in loanDepot Inc (LDI) Q3 2025 Earnings Call Summary?

The earnings call presents mixed signals: improved financial metrics with reduced net loss and increased revenue, but a decline in origination volume and increased expenses. The Q&A section reveals confidence in growth and profitability but lacks specific guidance, which may concern investors. The absence of concrete plans for capital raising and the potential impact of economic uncertainty and execution risks further temper positive sentiments. Overall, the company's performance and outlook appear balanced, leading to a neutral sentiment.
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