LDI Should I Buy
-
$
0.000
0.000(0.000%)
At close0.000(0.000%)Aft-market
ET
Loading...
loanDepot Inc (LDI) is not a strong buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The stock shows weak financial performance, bearish technical indicators, and no significant positive catalysts. It is better to hold off on investing in this stock until there are clearer signs of improvement or stronger buy signals.
The technical indicators for LDI are bearish. The MACD histogram is negative (-0.0117) and contracting, RSI is neutral at 34.584, and moving averages are bearish (SMA_200 > SMA_20 > SMA_5). The stock is trading near its pivot level of 2.066, with resistance at 2.154 and support at 1.978. Overall, the trend suggests weakness.
NULL. There are no recent news updates or significant positive developments for the stock. Hedge funds and insiders remain neutral, and no recent congress trading data is available.
The company's financial performance in Q3 2025 was poor, with revenue dropping by -8.07% YoY, net income plummeting by -456.61% YoY, and gross margin slightly declining. Analysts have a Sell rating with a reduced price target of $2.40, citing credit risks as a wildcard. The stock has a 70% chance of declining -4.31% in the next month based on candlestick pattern analysis.
In Q3 2025, loanDepot's revenue dropped to $404.23M (-8.07% YoY), net income fell to -$4.88M (-456.61% YoY), EPS remained flat at -0.02, and gross margin slightly declined to 85.44% (-0.37% YoY). Overall, the financials indicate significant weakness.
Goldman Sachs recently lowered the price target from $3 to $2.40 and maintains a Sell rating. Analysts highlight credit risks as a major concern, though they acknowledge potential for multi-year improvement in loan growth and net interest income.
