Historical Valuation
loanDepot Inc (LDI) is now in the Undervalued zone, suggesting that its current forward PS ratio of 0.32 is considered Undervalued compared with the five-year average of 40.53. The fair price of loanDepot Inc (LDI) is between 4.38 to 6.28 according to relative valuation methord. Compared to the current price of 2.91 USD , loanDepot Inc is Undervalued By 33.61%.
Relative Value
Fair Zone
4.38-6.28
Current Price：2.91
33.61%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
loanDepot Inc (LDI) has a current Price-to-Book (P/B) ratio of 1.74. Compared to its 3-year average P/B ratio of 1.22 , the current P/B ratio is approximately 42.47% higher. Relative to its 5-year average P/B ratio of 1.27, the current P/B ratio is about 37.94% higher. loanDepot Inc (LDI) has a Forward Free Cash Flow (FCF) yield of approximately -11.34%. Compared to its 3-year average FCF yield of 123.22%, the current FCF yield is approximately -109.21% lower. Relative to its 5-year average FCF yield of 200.49% , the current FCF yield is about -105.66% lower.
P/B
Median3y
1.22
Median5y
1.27
FCF Yield
Median3y
123.22
Median5y
200.49
Competitors Valuation Multiple
AI Analysis for LDI
The average P/S ratio for LDI competitors is 1.35, providing a benchmark for relative valuation. loanDepot Inc Corp (LDI.N) exhibits a P/S ratio of 0.32, which is -76.01% above the industry average. Given its robust revenue growth of -8.07%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for LDI
1Y
3Y
5Y
Market capitalization of LDI increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of LDI in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is LDI currently overvalued or undervalued?
loanDepot Inc (LDI) is now in the Undervalued zone, suggesting that its current forward PS ratio of 0.32 is considered Undervalued compared with the five-year average of 40.53. The fair price of loanDepot Inc (LDI) is between 4.38 to 6.28 according to relative valuation methord. Compared to the current price of 2.91 USD , loanDepot Inc is Undervalued By 33.61% .
What is loanDepot Inc (LDI) fair value?
LDI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of loanDepot Inc (LDI) is between 4.38 to 6.28 according to relative valuation methord.
How does LDI's valuation metrics compare to the industry average?
The average P/S ratio for LDI's competitors is 1.35, providing a benchmark for relative valuation. loanDepot Inc Corp (LDI) exhibits a P/S ratio of 0.32, which is -76.01% above the industry average. Given its robust revenue growth of -8.07%, this premium appears unsustainable.
What is the current P/B ratio for loanDepot Inc (LDI) as of Jan 11 2026?
As of Jan 11 2026, loanDepot Inc (LDI) has a P/B ratio of 1.74. This indicates that the market values LDI at 1.74 times its book value.
What is the current FCF Yield for loanDepot Inc (LDI) as of Jan 11 2026?
As of Jan 11 2026, loanDepot Inc (LDI) has a FCF Yield of -11.34%. This means that for every dollar of loanDepot Inc’s market capitalization, the company generates -11.34 cents in free cash flow.
What is the current Forward P/E ratio for loanDepot Inc (LDI) as of Jan 11 2026?
As of Jan 11 2026, loanDepot Inc (LDI) has a Forward P/E ratio of 17.53. This means the market is willing to pay $17.53 for every dollar of loanDepot Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for loanDepot Inc (LDI) as of Jan 11 2026?
As of Jan 11 2026, loanDepot Inc (LDI) has a Forward P/S ratio of 0.32. This means the market is valuing LDI at $0.32 for every dollar of expected revenue over the next 12 months.