LDI Valuation

loanDepot Inc

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1.880

-0.09(-4.569%)1D

Overview
Forecast
Valuation
Earnings

LDI Relative Valuation

LDI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, LDI is overvalued; if below, it's undervalued.

Historical Valuation

loanDepot Inc (LDI) is now in the Undervalued zone, suggesting that its current forward PS ratio of 0.32 is considered Undervalued compared with the five-year average of 12.08. The fair price of loanDepot Inc (LDI) is between 18.34 to 19.66 according to relative valuation methord. Compared to the current price of 1.97 USD , loanDepot Inc is Undervalued By 89.26%.

Relative Value

Fair Zone

18.34-19.66

Current Price：1.97

89.26%

Undervalued

65.45

Trailing

Forward

NaN

EV/EBITDA

loanDepot Inc. (LDI) has a current EV/EBITDA of NaN. The 5-year average EV/EBITDA is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBITDA of NaN falls within the range.

NaN

EV/EBIT

loanDepot Inc. (LDI) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

0.31

loanDepot Inc. (LDI) has a current PS of 0.31. The 5-year average PS is 0.35. The thresholds are as follows: Strongly Undervalued below 0.08, Undervalued between 0.08 and 0.21, Fairly Valued between 0.48 and 0.21, Overvalued between 0.48 and 0.61, and Strongly Overvalued above 0.61. The current Forward PS of 0.31 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

loanDepot Inc. (LDI) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

loanDepot Inc. (LDI) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

loanDepot Inc (LDI) has a current Price-to-Book (P/B) ratio of 1.51. Compared to its 3-year average P/B ratio of 0.99 , the current P/B ratio is approximately 53.05% higher. Relative to its 5-year average P/B ratio of 1.18, the current P/B ratio is about 28.59% higher. loanDepot Inc (LDI) has a Forward Free Cash Flow (FCF) yield of approximately -107.54%. Compared to its 3-year average FCF yield of 362.48%, the current FCF yield is approximately -129.67% lower. Relative to its 5-year average FCF yield of 219.31% , the current FCF yield is about -149.04% lower.

1.51

P/B

Median3y

0.99

Median5y

1.18

-108.64

FCF Yield

Median3y

362.48

Median5y

219.31

Competitors Valuation Multiple

The average P/S ratio for LDI's competitors is 12.23, providing a benchmark for relative valuation. loanDepot Inc Corp (LDI) exhibits a P/S ratio of 0.31, which is -97.45% above the industry average. Given its robust revenue growth of 9.64%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Finance of America Companies Inc

Mill City Ventures III Ltd

Velocity Financial Inc

Performance Decomposition

Market capitalization of LDI decreased by 28.24% over the past 1 year. The primary factor behind the change was an decrease in P/E Change from -4.54 to -5.78.

The secondary factor is the Revenue Growth, contributed 9.64%to the performance.

Overall, the performance of LDI in the past 1 year is driven by P/E Change. Which is more unsustainable.

9.64%

325.15M → 356.51M

Revenue Growth

-64.99%

-20.25 → -7.09

Margin Expansion

27.11%

-4.54 → -5.78

P/E Change

-28.24%