SEZL Valuation

Sezzle Inc

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141.060

-5.43(-3.707%)1D

Overview
Forecast
Valuation
Earnings

SEZL Relative Valuation

SEZL's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, SEZL is overvalued; if below, it's undervalued.

Historical Valuation

Sezzle Inc (SEZL) is now in the Overvalued zone, suggesting that its current forward PE ratio of 42.90 is considered Overvalued compared with the five-year average of 16.32. The fair price of Sezzle Inc (SEZL) is between 37.89 to 103.43 according to relative valuation methord. Compared to the current price of 141.06 USD , Sezzle Inc is Overvalued By 36.38%.

Relative Value

Fair Zone

37.89-103.43

Current Price：141.06

36.38%

Overvalued

42.90

Trailing

Forward

27.14

EV/EBITDA

Sezzle Inc. (SEZL) has a current EV/EBITDA of 27.14. The 5-year average EV/EBITDA is 10.23. The thresholds are as follows: Strongly Undervalued below -3.28, Undervalued between -3.28 and 3.47, Fairly Valued between 16.99 and 3.47, Overvalued between 16.99 and 23.74, and Strongly Overvalued above 23.74. The current Forward EV/EBITDA of 27.14 falls within the Strongly Overvalued range.

28.51

EV/EBIT

Sezzle Inc. (SEZL) has a current EV/EBIT of 28.51. The 5-year average EV/EBIT is 10.98. The thresholds are as follows: Strongly Undervalued below -3.15, Undervalued between -3.15 and 3.92, Fairly Valued between 18.04 and 3.92, Overvalued between 18.04 and 25.10, and Strongly Overvalued above 25.10. The current Forward EV/EBIT of 28.51 falls within the Strongly Overvalued range.

10.56

Sezzle Inc. (SEZL) has a current PS of 10.56. The 5-year average PS is 3.32. The thresholds are as follows: Strongly Undervalued below -2.18, Undervalued between -2.18 and 0.57, Fairly Valued between 6.07 and 0.57, Overvalued between 6.07 and 8.83, and Strongly Overvalued above 8.83. The current Forward PS of 10.56 falls within the Strongly Overvalued range.

43.66

P/OCF

Sezzle Inc. (SEZL) has a current P/OCF of 43.66. The 5-year average P/OCF is 14.60. The thresholds are as follows: Strongly Undervalued below -35.32, Undervalued between -35.32 and -10.36, Fairly Valued between 39.57 and -10.36, Overvalued between 39.57 and 64.53, and Strongly Overvalued above 64.53. The current Forward P/OCF of 43.66 falls within the Overvalued range.

0.00

P/FCF

Sezzle Inc. (SEZL) has a current P/FCF of 0.00. The 5-year average P/FCF is 13.67. The thresholds are as follows: Strongly Undervalued below -39.47, Undervalued between -39.47 and -12.90, Fairly Valued between 40.24 and -12.90, Overvalued between 40.24 and 66.81, and Strongly Overvalued above 66.81. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.

Sezzle Inc (SEZL) has a current Price-to-Book (P/B) ratio of 39.56. Compared to its 3-year average P/B ratio of 16.82 , the current P/B ratio is approximately 135.26% higher. Relative to its 5-year average P/B ratio of 16.82, the current P/B ratio is about 135.26% higher. Sezzle Inc (SEZL) has a Forward Free Cash Flow (FCF) yield of approximately 1.23%. Compared to its 3-year average FCF yield of -2.07%, the current FCF yield is approximately -159.61% lower. Relative to its 5-year average FCF yield of -2.07% , the current FCF yield is about -159.61% lower.

39.56

P/B

Median3y

16.82

Median5y

16.82

1.23

FCF Yield

Median3y

-2.07

Median5y

-2.07

Competitors Valuation Multiple

The average P/S ratio for SEZL's competitors is 6.91, providing a benchmark for relative valuation. Sezzle Inc Corp (SEZL) exhibits a P/S ratio of 10.56, which is 52.84% above the industry average. Given its robust revenue growth of 123.32%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of SEZL increased by 904.96% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 6.33 to 49.35.

The secondary factor is the Revenue Growth, contributed 123.32%to the performance.

Overall, the performance of SEZL in the past 1 year is driven by P/E Change. Which is more unsustainable.

123.32%

46.98M → 104.91M

Revenue Growth

102.29%

17.04 → 34.47

Margin Expansion

679.35%

6.33 → 49.35

P/E Change

904.96%