Earning Analysis
Welcome to our in-depth analysis of Sezzle Inc(SEZL) earnings, offering investors a detailed look into the company’s financial performance, revenue trends, earnings per share (EPS), and market reactions. This page provides a comprehensive overview of Sezzle Inc earnings history, forecasts, and key financial metrics, empowering you with the data needed to make informed investment decisions. Whether you're tracking quarterly results, analyzing earnings surprises, or exploring future projections, our detailed breakdown covers it all.
Earnings Forecast
Revenue
EPS
Currency: USD
Actual
Estimate
Surprise Analysis
| FY2025Q3 | 2025-11-05 | After Hours | 0.65 | 0.71 | +9.23 | 104.70M | 116.80M | +11.55 | -12.47 | -14.40 |
| FY2025Q2 | 2025-08-07 | After Hours | 0.58 | 0.69 | +18.97 | 94.93M | 98.70M | +3.97 | -34.32 | -33.85 |
| FY2025Q1 | 2025-05-07 | After Hours | 0.32 | 1.00 | +212.50 | 64.76M | 104.91M | +62.01 | +42.14 | +71.64 |
| FY2024Q4 | 2025-02-25 | After Hours | 3.12 | 4.39 | +40.71 | 73.90M | 98.22M | +32.91 | +5.07 | -10.10 |
| FY2024Q2 | 2024-08-07 | After Hours | 0.84 | - | - | 43.35M | 55.97M | +29.11 | +35.12 | +53.69 |
| - | 2024-05-08 | - | - | 1.34 | - | - | - | - | +2.03 | +61.00 |
SEZL Earnings Analysis
Our earnings analysis provides a granular look at the company’s performance across recent fiscal quarters, highlighting key metrics such as revenue, EPS, and operating margins. By examining actual results against analyst estimates, we uncover trends and surprises that drive stock price movements, offering valuable insights for both short-term traders and long-term investors.
In the most recent quarter, Sezzle Inc reported performance for FY2025Q3, announced on 2025-11-05. The company achieved an EPS of 0.71, compared to analyst estimates of 0.65 by 9.23% . Revenue for the quarter reached 116.80M compared to expectations of 104.70M by 11.55% .
The stock price reacted with a -12.47% one-day change and a -14.40% five-day change following the earnings release. These movements reflect market reaction in Sezzle Inc growth trajectory and strategic initiatives.
SEZL Earnings Forecast
Looking ahead, Sezzle Inc(SEZL) remains a focal point for investors seeking growth opportunities. Analyst forecasts for 2025/Q4 project quarter revenue of 128.91M and an EPS of 0.98.
However, recent estimate revisions provide additional context. Over the past three months, revenue estimates for FY2025 have been Revise Upward by 1.93%, while EPS estimates have been Revise Upward by 3.44%. For the upcoming Q4 2025, revenue estimates have been adjusted Revise Downward by -2.6% . These revisions correlate with a -22.28% change in stock price over the same period, suggesting potential buying opportunities for investors who believe in Sezzle Inc long-term fundamentals.
The relationship between earnings forecast revisions and stock price movements is critical for investors. Positive revisions in revenue or EPS often signal strengthening fundamentals, making temporary price dips attractive entry points. Conversely, downward revisions may reflect short-term challenges.
Estimate Revision
The chart shows the correlation between SEZL's stock price and earnings forecast revisions. Positive revisions in Revenue or EPS often strengthen the stock's fundamentals, making price dips potential buying opportunities.
Revenue Estimates for FY2025
Revise Upward
+1.93%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
+3.44%
In Past 3 Month
Revenue Estimates for Q4 2025
Revise Downward
-2.6%
In Past 3 Month
Stock Price
Go Down
-22.28%
In Past 3 Month
1Y
3Y
5Y
Annual FY 2025
Currency: USD
1Y
3Y
5Y
--
Revenue Estimate-Annual FY 2025:449.16M
--
EPS Estimate-Annual FY 2025:3.38
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Stock Price66.72
SEZL Revenue and EPS Performance: A Historical Perspective
Sezzle Inc revenue and earnings per share (EPS) performance over recent quarters provides a clear picture of its financial health. Below is a detailed breakdown of the company’s earnings history, showcasing actual results, analyst estimates, and surprise percentages for key fiscal quarters:
FY2025Q3 (2025-11-05,After Hours):
EPS: 0.71 (Actual) vs.0.65 (Estimate) (9.23%)
Revenue: 116.80M (Actual) vs. 104.70M (Estimate) (11.55%)
Price Reaction: -12.47%(1-Day), -14.40%(5-Day)
FY2025Q2 (2025-08-07,After Hours):
EPS: 0.69 (Actual) vs.0.58 (Estimate) (18.97%)
Revenue: 98.70M (Actual) vs. 94.93M (Estimate) (3.97%)
Price Reaction: -34.32%(1-Day), -33.85%(5-Day)
FY2025Q1 (2025-05-07,After Hours):
EPS: 1.00 (Actual) vs.0.32 (Estimate) (212.50%)
Revenue: 104.91M (Actual) vs. 64.76M (Estimate) (62.01%)
Price Reaction: 42.14%(1-Day), 71.64%(5-Day)
Earnings Reaction
The chart below shows how SEZL performed 10 days before and after its earnings report, based on data from the past quarters. Typically, SEZL sees a +2.91% change in stock price 10 days leading up to the earnings, and a +20.58% change 10 days following the report. On the earnings day itself, the stock moves by +1.07%. This data can give you a slight idea of what to expect for the next quarter's release.
For example, in SEP/2025, the stock changed -12.47% on the day following the earnings release and then changed by -21.30% over the next 10 days. These patterns provide investors with valuable insights into potential price movements and help inform trading strategies around earnings events.
Transcript Summary
Sezzle Inc (SEZL) Q2 2025 Earnings Call Summary
Positive
2025-08-09
The earnings call summary highlights strong financial performance with 76% revenue growth, increased margins, and a significant rise in adjusted net income. The company announced a share repurchase program and raised 2025 guidance, indicating confidence in future growth. The Q&A session did not reveal major risks, and management displayed flexibility in credit management. Despite some unclear responses regarding a lawsuit, the overall sentiment remains positive due to strong financials and optimistic guidance.
Sezzle Inc (SEZL) Q1 2025 Earnings Call Summary
Positive
2025-05-09
The earnings call presents a strong financial performance with significant revenue growth (123% YoY), expanded net income margin (34.5%), and a robust cash position. The raised guidance for 2025, including EPS and revenue growth, suggests optimism. Additionally, the share repurchase program and stock split are likely to support stock price. However, concerns about credit losses, competitive pressures, and regulatory risks temper the outlook slightly. Overall, the positive financial metrics and strategic initiatives outweigh the risks, indicating a likely positive stock reaction.
Sezzle Inc (SEZL) Q1 2025 Earnings Call Summary
Positive
2025-05-07
The company's financial performance is impressive, with significant revenue and net income growth. The raised guidance for 2025, strong gross margins, and a substantial share repurchase program are positive indicators. Despite competitive pressures and regulatory challenges, the strategic focus on enterprise merchants and exclusive contracts strengthens its market position. The Q&A session revealed optimism in product demand and strategic partnerships. Overall, the positive financial outlook and strategic initiatives suggest a strong positive stock price movement.
Sezzle Inc (SEZL) Q4 2024 Earnings Call Summary
Positive
2025-02-25
The earnings call highlights strong financial performance, with significant revenue and net income growth, improved margins, and a solid cash position. Despite some regulatory and economic risks, the company's strategic product launches and partnerships are driving engagement and revenue. The Q&A reveals confidence in future growth, supported by a strong merchant funnel and potential monetization avenues. Overall, the positive financial results and optimistic guidance outweigh the concerns, suggesting a positive stock price movement.
Sezzle Inc. (SEZL) Q3 2024 Earnings Call Summary
Positive
2024-11-09
The earnings call summary reflects strong financial performance with a 71.3% revenue increase and significant subscriber growth. Positive factors include a successful stock buyback program, increased guidance, and strong margins. The Q&A section highlighted a successful bank partnership and product activations, although there were concerns about competitive pressures and marketing challenges. Overall, the positive financial results and strategic initiatives outweigh the risks, suggesting a positive stock price movement.
Sezzle Inc. (SEZL) Q2 2024 Earnings Call Summary
Positive
2024-08-11
The earnings call summary and Q&A reveal strong financial performance, with a 60.2% revenue increase and improved profitability metrics. The company is raising guidance across several financial metrics, which is a positive indicator. Additionally, the announcement of a new bank partnership and a completed share repurchase program further support a positive outlook. However, there are some concerns regarding credit losses and regulatory challenges, but these are offset by the overall positive trajectory. Given these factors, the stock price is likely to experience a positive movement in the next two weeks.
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FAQ
What were the key highlights of SEZL’s latest earnings report for FY2025Q3?
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How does SEZL’s stock price correlate with earnings forecast revisions?
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