ACNB

ACNB Corp

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Advanced Chart

43.800

+0.28(0.643%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

43.940

Open

43.500

VWAP

43.65

Vol

14.66K

Mkt Cap

458.48M

Low

43.3498

Amount

639.67K

EV/EBITDA(TTM)

14.80

Total Shares

8.54M

721.11M

EV/OCF(TTM)

P/S(TTM)

3.25

ACNB Corporation is the financial holding company for the wholly owned subsidiaries of ACNB Bank, and ACNB Insurance Services, Inc. ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of approximately 35 community banking offices and two loan offices located in the Pennsylvania counties of Adams, Cumberland, Franklin, Lancaster and York and the Maryland counties of Baltimore, Carroll and Frederick. It offers various loans, including personal loans, mortgage loans, auto loans and student loans. Its banking products and services include checking, savings, and debit and credit card services. ACNB Insurance Services, Inc. is a full-service insurance agency with licenses in around 46 states. The agency offers a range of property, casualty, health, life and disability insurance serving personal and commercial clients through office locations in Westminster and Jarrettsville, Maryland, and Gettysburg, Pennsylvania.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

39.17M

+13.78%

1.113

+41.11%

39.22M

+44.89%

1.153

+34.5%

39.83M

+43.54%

1.180

+40.39%

Estimates Revision

The market is revising Upward the revenue expectations for ACNB Corporation (ACNB) for FY2025, with the revenue forecasts being adjusted by 1.24% over the past three months. During the same period, the stock price has changed by -0.39%.

Revenue Estimates for FY2025

Revise Upward

+1.24%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+4.64%

In Past 3 Month

Stock Price

Go Down

-0.39%

In Past 3 Month

1 Analyst Rating

Wall Street analysts forecast ACNB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ACNB is 50.00 USD with a low forecast of 50.00 USD and a high forecast of 50.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

0 Hold

0 Sell

Moderate Buy

Current: 43.800

Low

50.00

Averages

50.00

High

50.00

Current: 43.800

Low

50.00

Averages

50.00

High

50.00

Raymond James

Outperform -> Market Perform

downgrade

2025-10-07

New

Reason

Raymond James

Price Target

2025-10-07

New

downgrade

Outperform -> Market Perform

Reason

Raymond James downgraded ACNB Corp. to Market Perform from Outperform without a price target. The firm's more balanced near-term view on shares is based on the view that net interest margin and profitability have peaked near-term with core NIM contracting from rising funding costs off still-low levels, the analyst tells investors in a research note. Its slower organic growth footprint also leaves the potential for material upside to near-term balance sheet growth unlikely, the firm says.

Raymond James

Daniel Tamayo

Buy

Initiates

$47

2025-03-21

Reason

Raymond James

Daniel Tamayo

Price Target

$47

2025-03-21

Initiates

Buy

Reason

Raymond James analyst Daniel Tamayo initiated coverage of ACNB Corp. with an Outperform rating and $47 price target. ACNB Bank, the wholly-owned subsidiary of ACNB Corp., is a community bank in Pennsylvania that possesses "a longstanding and enviable core deposit franchise," coupled with solid growth in higher-yielding commercial lending segments, the analyst tells investors. The firm expects ACNB to be an active acquirer over time, most recently evidenced by its acquisition of Traditions Bancorp in February, the analyst added.

Piper Sandler

Justin Crowley

Hold

Buy

Upgrades

$37 → $50

2025-03-03

Reason

Piper Sandler

Justin Crowley

Price Target

$37 → $50

2025-03-03

Upgrades

Hold

Buy

Reason

Piper Sandler analyst Justin Crowley upgraded ACNB Corp. to Overweight from Neutral with a price target of $50, up from $37, following the completion of its merger with Traditions Bancorp. The firm looks for multiple expansion and a return to a "premium" earnings valuation for ACNB as investors more fully appreciate the earnings power of the combined franchise. The bank has an "enviable funding base and clean track record on credit as additional supporting considerations," the analyst tells investors in a research note.

Janney Montgomery Scott

Daniel Cardenas

Strong Buy

Initiates

$53

2024-11-19

Reason

Janney Montgomery Scott

Daniel Cardenas

Price Target

$53

2024-11-19

Initiates

Strong Buy

Reason

Janney Montgomery Scott analyst Daniel Cardenas initiated coverage of ACNB Corp. with a Buy rating and $53 fair value estimate.

See All Ratings

Valuation Metrics

The current forward P/E ratio for ACNB Corp (ACNB.O) is 9.34, compared to its 5-year average forward P/E of 5.33. For a more detailed relative valuation and DCF analysis to assess ACNB Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

5.33

Current PE

9.34

Overvalued PE

10.21

Undervalued PE

0.45

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

N/A

5Y Average PS

1.54

Current PS

0.00

Overvalued PS

2.94

Undervalued PS

0.14