ACNB Valuation

ACNB Corp

Add to Watchlist

Advanced Chart

45.320

-0.75(-1.628%)1D

Overview
Forecast
Valuation
Earnings

ACNB Relative Valuation

ACNB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, ACNB is overvalued; if below, it's undervalued.

Historical Valuation

ACNB Corp (ACNB) is now in the Fair zone, suggesting that its current forward PE ratio of 9.89 is considered Fairly compared with the five-year average of 5.13. The fair price of ACNB Corp (ACNB) is between 16.63 to 53.13 according to relative valuation methord.

Relative Value

Fair Zone

16.63-53.13

Current Price：46.07

Fair

9.73

Trailing

Forward

0.00

EV/EBITDA

ACNB Corp. (ACNB) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

0.00

EV/EBIT

ACNB Corp. (ACNB) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

3.04

ACNB Corp. (ACNB) has a current PS of 3.04. The 5-year average PS is 1.48. The thresholds are as follows: Strongly Undervalued below -1.33, Undervalued between -1.33 and 0.07, Fairly Valued between 2.88 and 0.07, Overvalued between 2.88 and 4.29, and Strongly Overvalued above 4.29. The current Forward PS of 3.04 falls within the Overvalued range.

0.00

P/OCF

ACNB Corp. (ACNB) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

ACNB Corp. (ACNB) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

ACNB Corp (ACNB) has a current Price-to-Book (P/B) ratio of 1.22. Compared to its 3-year average P/B ratio of 1.17 , the current P/B ratio is approximately 4.46% higher. Relative to its 5-year average P/B ratio of 1.09, the current P/B ratio is about 12.13% higher. ACNB Corp (ACNB) has a Forward Free Cash Flow (FCF) yield of approximately 7.44%. Compared to its 3-year average FCF yield of 11.07%, the current FCF yield is approximately -32.77% lower. Relative to its 5-year average FCF yield of 11.69% , the current FCF yield is about -36.33% lower.

1.20

P/B

Median3y

1.17

Median5y

1.09

7.44

FCF Yield

Median3y

11.07

Median5y

11.69

Competitors Valuation Multiple

The average P/S ratio for ACNB's competitors is 2.53, providing a benchmark for relative valuation. ACNB Corp Corp (ACNB) exhibits a P/S ratio of 3.04, which is 20.00% above the industry average. Given its robust revenue growth of 45.16%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Peapack-Gladstone Financial Corp

ChoiceOne Financial Services Inc

Performance Decomposition

Market capitalization of ACNB increased by 10.29% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 26.68M to 38.73M.

The secondary factor is the P/E Change, contributed -6.01%to the performance.

Overall, the performance of ACNB in the past 1 year is driven by Revenue Growth. Which is more sustainable.

45.16%

26.68M → 38.73M

Revenue Growth

-28.86%

42.28 → 30.08

Margin Expansion

-6.01%

17.94 → 16.86

P/E Change

10.29%