Loading...

Intellectia LogoIntellectia
AI Trading Bot
Features
Markets
News
Resources
Pricing
  1. Home
  2. Stock
  3. SOFI
SOFI logo

SOFI Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
an image of Intellectia Logoan image of Intellectia

Most Trusted AI Platform for Winning Trades

TwitterYoutubeQuoraDiscordLinkedinTelegram

Copyright © 2026 Intellectia.AI. All Rights Reserved.

Company

  • Home
  • Contact
  • About Us
  • Press
  • Privacy
  • Terms of Service
  • Service Terms of Use

Resources

  • Blog
  • Tutorial
  • Help Center
  • Affiliate Program

Markets

  • Market Analysis
  • Crypto
  • Featured Screeners
  • AI Earnings Calendar
  • Market Movers
  • Stock Monitor
  • Economic Calendar
  • All US Stocks
  • All Cryptos

Tools

  • Dividend Calculator
  • Dividend Yield Calculator
  • Options Profit Calculator

Features

  • QuantAI Alpha Pick
  • SwingMax Portfolio
  • Swing Trading
  • AI Stock Picker
  • Whales Auto Tracker
  • Daytrading Center
  • Patterns Detection
  • AI Screener
  • Financial AI Agent
  • Backtesting Playground
  • AI Earnings Prediction
  • Stock Monitor
  • Technical Analysis

News

  • Overview
  • Top News
  • Daily Market Brief
  • Earnings Analysis
  • Newswire
  • Stock News
  • Crypto News
  • Institution News
  • Congress News
  • Monitor News

Compare

  • TradingView
  • SeekingAlpha
Intellectia

Loading chart...

High
19.020
Open
18.925
VWAP
18.59
Vol
35.03M
Mkt Cap
23.96B
Low
18.040
Amount
651.08M
EV/EBITDA(TTM)
27.43
Total Shares
1.28B
EV
20.85B
EV/OCF(TTM)
--
P/S(TTM)
7.83
SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.
Show More

Events Timeline

(ET)
2026-03-05
10:50:00
SoFi Technologies Shares Rise 1.95% to $19.07
select
2026-03-03 (ET)
2026-03-03
07:30:00
SoFi Enhances Partnership with Mastercard to Launch SoFiUSD
select
2026-02-25 (ET)
2026-02-25
13:50:00
SoFi Technologies Shares Rise 4.39% to $19.48
select
2026-02-09 (ET)
2026-02-09
16:30:00
Major Averages Close Higher as Traders Await Jobs and Earnings Reports
select

News

CNBC
7.0
14:01 PMCNBC
Court Orders Termination of SAVE Student Loan Repayment Plan
  • Termination of SAVE Plan: The U.S. Court of Appeals for the Eighth Circuit has ordered the termination of the SAVE plan, introduced by the Biden administration to lower monthly payments for over 7 million student loan borrowers, marking a significant reversal in student loan policy.
  • Impact of Legal Challenges: Following its introduction, the SAVE plan faced Republican-led legal challenges, and although a lower court dismissed the main lawsuit, the appellate court's ruling introduces greater uncertainty for borrowers' financial planning and repayment strategies.
  • Borrower Hardships Intensified: Borrowers like Elizabeth Robeson from South Carolina, who borrowed $12,000 in the 1980s, now face a staggering debt of $93,000 despite making over 100 payments, highlighting the severity of the student loan crisis and its impact on working Americans.
  • Uncertain Future Outlook: With the termination of the SAVE plan, borrowers' hopes for relief and debt forgiveness are dimmed, potentially leading to increased financial distress and heightened public discourse surrounding student loan policies and their implications for the economy.
Yahoo Finance
2.0
10:04 AMYahoo Finance
Analysis of High-Yield Savings Account Rates
  • Current Rate Overview: According to the FDIC, the average interest rate on traditional savings accounts is only 0.39%, while the best high-yield accounts offer rates up to 4% APY, highlighting the attractiveness of high-yield accounts in the current economic climate, especially amid rising inflation.
  • Historical Rate Fluctuations: Over the past decade, savings account interest rates have seen significant fluctuations, dropping from 0.06% in 2010 to lows around 0.10% by 2015, reflecting the profound impact of the 2008 financial crisis and subsequent low-rate policies by the Federal Reserve.
  • Market Competition and Choices: Despite the rise in high-yield savings account rates, the average savings account rate remains low compared to market investments, suggesting that savers with long-term goals may need to consider alternative investment options to achieve higher returns.
  • Short-Term Savings Advantages: High-yield savings accounts are ideal for emergency funds, home down payments, or other short-term savings goals, as their flexibility and relatively high rates allow savers to access funds conveniently when needed.
Fool
8.5
09:06 AMFool
SoFi Technologies' Long-Term Growth Potential
  • Rapid User Growth: SoFi added 1 million new users in Q4 2025, reflecting a 35% year-over-year increase, bringing its total to 13.7 million, which underscores its strong appeal among young users and solidifies its market share.
  • Significant Revenue Increase: Adjusted net revenue rose by 37% year-over-year, while adjusted earnings per share (EPS) surged by 160%, indicating the company's ability to enhance profitability while expanding its user base, thereby boosting investor confidence.
  • Diverse Financial Services: SoFi aims to provide a one-stop shop for financial services, continuously launching new products like the recently introduced fully reserved SoFi Stablecoin, which is designed to meet the growing financial needs of customers and drive long-term growth.
  • Huge Market Potential: Although SoFi's current market cap stands at $23 billion, achieving a 100-fold increase to $2.3 trillion is a daunting task; however, its rapid growth in the young user segment and diversified service strategy lay a solid foundation for future success.
NASDAQ.COM
9.5
09:04 AMNASDAQ.COM
SoFi Achieves Record New Customers in Q4
  • Significant Customer Growth: SoFi added 1 million new users in Q4 2025, representing a 35% year-over-year increase, bringing its total user base to 13.7 million, demonstrating strong appeal in the young user market and further solidifying its market share.
  • Strong Revenue Growth: Adjusted net revenue increased by 37% year-over-year, while earnings per share (EPS) rose by 160%, indicating that the company is not only expanding its user base but also significantly enhancing its profitability, which boosts investor confidence.
  • Huge Market Opportunity: With a current market cap of $23 billion, achieving a 100-fold increase would elevate it to $2.3 trillion, a challenging yet ambitious target that highlights its long-term growth potential and attracts investor interest.
  • Strategic Product Expansion: SoFi continuously launches new services, such as its recently fully reserved SoFi Stablecoin, aiming to meet the growing financial needs of customers through cross-selling new products, thereby fostering long-term relationships with clients.
NASDAQ.COM
2.0
03-09NASDAQ.COM
SoFi CEO's Stock Purchase Signals Confidence Amid Sell-Off
  • CEO Stock Purchase: SoFi CEO Anthony Noto purchased 56,000 shares at an average price of $17.88 in March 2026, totaling over $1 million, indicating strong confidence in the company's future prospects.
  • Context of Stock Decline: With SoFi's stock down 28% year-to-date and trading 35% below its November highs, Noto's purchase is seen as a strategic move to capitalize on the current market dip amid volatility.
  • Market Environment Impact: Given geopolitical tensions, monetary policy outlooks, and fears of an AI bubble, investors are shifting away from volatile growth stocks towards more stable opportunities, potentially increasing interest in Noto's actions.
  • Management Guidance Outlook: While SoFi stock remains somewhat pricey, the management's strong guidance for 2026 and ongoing profitability may justify its premium valuation, suggesting the company could evolve into a major fintech provider.
Fool
5.0
03-09Fool
SoFi CEO Noto Buys Over $1 Million in Shares Amid Market Volatility
  • Stock Purchase: SoFi CEO Anthony Noto purchased 56,000 shares at an average price of $17.88 in early March, totaling over $1 million, demonstrating his strong conviction in the company's long-term trajectory.
  • Market Reaction: Despite SoFi's stock plummeting 28% this year and trading 35% below its November highs, Noto's purchase is seen as a signal to seize buying opportunities amid market volatility, potentially attracting other investors' interest.
  • Management Confidence: Noto stated in an interview that he believes SoFi's stock is undervalued and plans to continue buying shares as long as it complies with securities laws, indicating his strong commitment to the company's future.
  • Profit Outlook: Although SoFi's stock is currently considered pricey, the company's strong guidance for 2026 and ongoing profitability may justify its valuation, suggesting that investors should consider following Noto's investment strategy for long-term gains.
Wall Street analysts forecast SOFI stock price to rise
14 Analyst Rating
Wall Street analysts forecast SOFI stock price to rise
5 Buy
6 Hold
3 Sell
Hold
Current: 0.000
sliders
Low
18.00
Averages
28.31
High
38.00
Current: 0.000
sliders
Low
18.00
Averages
28.31
High
38.00
Keefe Bruyette
Tim Switzer
Underperform
maintain
$20
AI Analysis
2026-03-03
Reason
Keefe Bruyette
Tim Switzer
Price Target
$20
AI Analysis
2026-03-03
maintain
Underperform
Reason
Keefe Bruyette analyst Tim Switzer says SoFi Technologies' (SOFI) stablecoin partnership with MasterCard (MA) is a "significant development." SoFiUSD joins other name-brand stablecoins that have partnerships with MasterCard, which enhances SoFi's position as one of the first movers among banks, the analyst tells investors in a research note. Although the utility for consumers remains to be determined, SoFi "has the chance to become a significant player in an industry that will likely consolidate around a few dominant, scaled coins/networks," contends Keefe. The firm has an Underperform rating on the shares with a $20 price target
Citizens
Devin Ryan
Market Perform -> Outperform
upgrade
$30
2026-02-09
Reason
Citizens
Devin Ryan
Price Target
$30
2026-02-09
upgrade
Market Perform -> Outperform
Reason
Citizens analyst Devin Ryan upgraded SoFi Technologies to Outperform from Market Perform with a $30 price target. The stock has sold off to $21 after having traded to highs over $30 in late 2025, now down 20% year-to-date, the analyst tells investors in a research note. The firm believes the recent risk-off rotation has penalized higher-growth narratives. It believes SoFi's selloff is less about near-term macro fear and more about "style factor compression and technicals, creating an opportunity" to own the stock. The company offers "compounding at scale" and "rapidly diversifying revenue" toward fee-based and capital-light streams, contends Citizens.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for SOFI
Unlock Now

Valuation Metrics

The current forward P/E ratio for SoFi Technologies Inc (SOFI.O) is 50.52, compared to its 5-year average forward P/E of 14.43. For a more detailed relative valuation and DCF analysis to assess SoFi Technologies Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
14.43
Current PE
50.52
Overvalued PE
80.47
Undervalued PE
-51.60

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
Undervalued EV/EBITDA

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.98
Current PS
8.15
Overvalued PS
8.13
Undervalued PS
1.83

Financials

AI Analysis
Annual
Quarterly

Related Community Screener

best short sell
Intellectia · 12 candidates
Market Cap: >= 5.00BRegion: USQuarter Eps Yoy Growth: <= -50.0%List Exchange: XNYS, XNAS, XASEMoving Average Relationship: PriceBelowMA200Quarter Price Change Pct: <= $-25.00Monthly Average Dollar Volume: >= 2,000,000
Ticker
Name
Market Cap$
top bottom
IONQ logo
IONQ
IONQ Inc
10.90B
MSTR logo
MSTR
Strategy Inc
41.29B
RGTI logo
RGTI
Rigetti Computing Inc
5.29B
CSGP logo
CSGP
CoStar Group Inc
20.29B
COIN logo
COIN
Coinbase Global Inc
42.32B
JOBY logo
JOBY
Joby Aviation Inc
9.20B
best stocks to short now
Intellectia · 7 candidates
Market Cap: >= 1000.00MRegion: USPrice: $3.00 - $250.00Analyst Consensus: Moderate Buy, Hold, Moderate Sell, Strong SellQuarter Eps Yoy Growth: <= 0.0%Pe Ttm: >= 30List Exchange: XNYS, XNAS, XASEPs Ratio: >= 6.00Quarter Price Change Pct: <= $-8.00Monthly Average Dollar Volume: >= 500,000
Ticker
Name
Market Cap$
top bottom
CSGP logo
CSGP
CoStar Group Inc
19.08B
EW logo
EW
Edwards Lifesciences Corp
44.36B
LEU logo
LEU
Centrus Energy Corp
3.64B
SOFI logo
SOFI
SoFi Technologies Inc
24.52B
SHOP logo
SHOP
Shopify Inc
144.31B
DOCS logo
DOCS
Doximity Inc
4.56B
5 stocks under $20 to t22rade everyday
Intellectia · 1186 candidates
Price: $1.00 - $20.00Relative Vol: >= 1.50List Exchange: XNYS, XNAS, XASEWeekly Average Dollar Volume: >= 1,000,000
Ticker
Name
Market Cap$
top bottom
KVUE logo
KVUE
Kenvue Inc
35.52B
HIMS logo
HIMS
Hims & Hers Health Inc
3.80B
SOFI logo
SOFI
SoFi Technologies Inc
26.11B
F logo
F
Ford Motor Co
55.19B
U logo
U
Unity Software Inc
9.27B
WULF logo
WULF
Terawulf Inc
6.71B
Texas coins
Intellectia · 4220 candidates
Region: US
Ticker
Name
Market Cap$
top bottom
NVDA logo
NVDA
NVIDIA Corp
4.51T
TIRX logo
TIRX
Tian Ruixiang Holdings Ltd
10.35M
AMZN logo
AMZN
Amazon.com Inc
2.26T
INTC logo
INTC
Intel Corp
252.65B
PLUG logo
PLUG
Plug Power Inc
2.89B
ADT logo
ADT
ADT Inc
6.62B
day trade now
Intellectia · 2091 candidates
Price: $2.00 - $100.00Price Change Pct: >= $1.00Relative Vol: >= 1Monthly Average Dollar Volume: >= 500,000
Ticker
Name
Market Cap$
top bottom
SNAP logo
SNAP
Snap Inc
9.17B
NIO logo
NIO
NIO Inc
12.11B
PLUG logo
PLUG
Plug Power Inc
2.63B
INTC logo
INTC
Intel Corp
238.41B
ONDS logo
ONDS
Ondas Inc
3.34B
PTON logo
PTON
Peloton Interactive Inc
1.82B
stocks good for short term day trade
Intellectia · 1858 candidates
Region: USPrice: $2.00 - $200.00Beta: ModerateRisk, HighRiskList Exchange: XNYS, XNAS, XASEIs Optionable: TrueMonthly Average Dollar Volume: >= 500,000
Ticker
Name
Market Cap$
top bottom
NVDA logo
NVDA
NVIDIA Corp
4.61T
INTC logo
INTC
Intel Corp
218.01B
AAL logo
AAL
American Airlines Group Inc
9.10B
F logo
F
Ford Motor Co
55.04B
RDW logo
RDW
Redwire Corp
2.39B
PLUG logo
PLUG
Plug Power Inc
3.25B
what are some stocks to buy if btc goes up
Intellectia · 17 candidates
Market Cap: >= 500.00MBeta: HighRiskWeekly Average Turnover: >= 1,000,000
Ticker
Name
Market Cap$
top bottom
INTU logo
INTU
Intuit Inc
146.07B
HOOD logo
HOOD
Robinhood Markets Inc
95.24B
COIN logo
COIN
Coinbase Global Inc
61.19B
SOFI logo
SOFI
SoFi Technologies Inc
32.32B
AFRM logo
AFRM
Affirm Holdings Inc
23.69B
IREN logo
IREN
IREN Ltd
17.59B

Whales Holding SOFI

F
Fuh Hwa Securities Investment Trust Co., Ltd.
Holding
SOFI
+10.31%
3M Return
T
Two Sigma Investments, LP
Holding
SOFI
+10.28%
3M Return
V
Voloridge Investment Management, LLC
Holding
SOFI
+7.59%
3M Return
T
Tremblant Capital Group
Holding
SOFI
+3.94%
3M Return
J
Jane Street Group, LLC
Holding
SOFI
+3.68%
3M Return
D
D. E. Shaw & Co., L.P.
Holding
SOFI
+3.13%
3M Return

Trading Trends

    Insider
    Hedge Fund
    Congress Trading

People Also Watch

Frequently Asked Questions

What is SoFi Technologies Inc (SOFI) stock price today?

The current price of SOFI is 18.705 USD — it has decreased -0.45

What is SoFi Technologies Inc (SOFI)'s business?

SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.

What is the price predicton of SOFI Stock?

Wall Street analysts forecast SOFI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SOFI is28.31 USD with a low forecast of 18.00 USD and a high forecast of 38.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is SoFi Technologies Inc (SOFI)'s revenue for the last quarter?

SoFi Technologies Inc revenue for the last quarter amounts to 863.43M USD, increased 42.49

What is SoFi Technologies Inc (SOFI)'s earnings per share (EPS) for the last quarter?

SoFi Technologies Inc. EPS for the last quarter amounts to 0.13 USD, decreased -56.67

How many employees does SoFi Technologies Inc (SOFI). have?

SoFi Technologies Inc (SOFI) has 5000 emplpoyees as of March 10 2026.

What is SoFi Technologies Inc (SOFI) market cap?

Today SOFI has the market capitalization of 23.96B USD.