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SOFI logo

SOFI Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
15.840
Open
15.700
VWAP
15.61
Vol
50.13M
Mkt Cap
20.02B
Low
15.380
Amount
782.45M
EV/EBITDA(TTM)
20.67
Total Shares
1.28B
EV
18.44B
EV/OCF(TTM)
--
P/S(TTM)
6.15
SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.
Show More

Events Timeline

(ET)
2026-05-14
11:20:00
SoFi Technologies Shares Rise 1.47% to $15.54
select
2026-05-11 (ET)
2026-05-11
14:40:00
SoFi Technologies Shares Rise 2.06%
select
2026-05-11
12:40:00
SoFi Acquires Assets of PrimaryBid
select
link
2026-05-06 (ET)
2026-05-06
11:10:00
SoFi Technologies Shares Up 0.91% to $16.16
select
2026-05-05 (ET)
2026-05-05
14:10:00
SoFi Technologies Shares Slightly Down, Options Activity Moderately Bullish
select

News

Fool
2.0
05-16Fool
SoFi Technologies Faces 55% Stock Decline Despite Strong Growth
  • Strong User Growth: In Q1 2026, SoFi added 1.1 million new members, a 35% year-over-year increase, bringing the total to 14.7 million, indicating the company remains in high-growth mode despite a low brand awareness of 10%.
  • Accelerated Revenue Growth: Adjusted net revenue grew by 41% in Q1, with earnings per share rising from $0.06 to $0.12, showcasing the company's success in attracting younger consumers, particularly with its comprehensive digital financial tools.
  • Negative Market Reaction: Despite strong performance, SoFi's stock dropped due to management's decision not to raise guidance and a 27% decline in its tech platform segment, which was impacted by the loss of a major customer, shaking investor confidence.
  • Investment Opportunity Emerges: Following a 55% decline in stock price, SoFi is now considered reasonably priced, and its ongoing growth potential may present an attractive entry point for investors looking for opportunities.
Fool
9.5
05-12Fool
SoFi Stock Plummets: Unpacking the Underlying Issues
  • Significant Performance Growth: SoFi's Q1 adjusted net revenue surged 41% year-over-year to a record $1.1 billion, with EBITDA rising 62% to $340 million, showcasing strong performance in member growth and revenue despite a nearly 40% stock price drop.
  • Sustained Membership Growth: SoFi added 1.1 million members in Q1, bringing the total to 14.7 million, a 35% year-over-year increase, marking the third consecutive quarter of 35% member growth, indicating success in customer acquisition.
  • Loan Origination Innovation: Total loan originations hit a record $12.2 billion, with student loan volume doubling and home loan volume increasing nearly 2.4 times year-over-year, reflecting strong demand and market share growth in SoFi's lending operations.
  • Valuation Issues Persist: Despite robust performance, management projects 2026 adjusted EPS of about $0.60, with shares near $16, resulting in a P/E ratio of approximately 27, highlighting valuation concerns amid economic uncertainty and rising personal loan default risks.
stocktwits
8.5
05-12stocktwits
SoFi CEO's Stake Increase Fuels Stock Rebound
  • CEO Stake Increase: SoFi CEO Anthony Noto purchased 15,545 shares on May 11 at an average price of approximately $16 per share, totaling around $248,780, which bolstered market confidence in the company's long-term growth prospects.
  • Acquisition of PrimaryBid: SoFi is set to acquire most of the assets of UK retail investing platform PrimaryBid, although the exact purchase price remains undisclosed; this move will end the firm's independent operations while enabling a partial return of capital to investors, showcasing SoFi's strategic decision to expand its market share.
  • Analyst Expectations: Despite multiple price target cuts from analysts recently, the 12-month average price target for SoFi stands at $21.10, indicating nearly 30% upside potential from its last close, reflecting a cautiously optimistic market outlook on its future performance.
  • Improved Retail Sentiment: Following the CEO's stake increase and acquisition news, retail sentiment around SoFi shifted from 'bearish' to 'neutral', with message volumes increasing to normal levels over the past 24 hours, indicating renewed investor interest in the company's prospects.
Fool
9.5
05-12Fool
Fintech Stocks Shine: Analysis of Sezzle and SoFi
  • Sezzle's Strong Performance: Sezzle's subscriber base grew by 48.4% year-over-year in Q1, driving a 29.2% revenue increase and achieving a net profit margin of 37.9%, showcasing its competitive edge and market share growth in the rapidly expanding BNPL sector.
  • High Margin Model: Sezzle charges a 6.1% processing fee and $0.30 per transaction, and while high merchant fees may impact consumer spending, its interest-free installment payment option attracts more users, enhancing customer loyalty.
  • SoFi's Stock Volatility: Despite SoFi achieving a 43% revenue growth and surpassing 14.7 million members in Q1, its stock fell over 15% due to not raising its guidance, reflecting market concerns about future expectations.
  • Digital Banking Advantage: SoFi's digital banking model positions it to potentially exceed traditional banks in profit margins, particularly as its product categories show strong growth, with SoFi Money increasing by 34% year-over-year, indicating robust momentum in the fintech space.
NASDAQ.COM
9.5
05-12NASDAQ.COM
Fintech Investments Help Shareholders Outperform S&P 500
  • Sezzle's Strong Performance: Sezzle reported a 48.4% year-over-year increase in its subscriber base in Q1, driving a 29.2% revenue growth and achieving a 37.9% net profit margin, demonstrating its ability to expand market share in a competitive fintech landscape.
  • SoFi's Growth Potential: Despite SoFi's stock dropping over 15% due to unchanged guidance, the company achieved a 43% year-over-year revenue increase and reached 14.7 million members in Q1, indicating significant growth potential and the possibility of improved profit margins in the digital banking sector.
  • Optimistic Industry Outlook: Mordor Intelligence projects a 15.3% compound annual growth rate for the fintech industry through 2030, suggesting substantial investment opportunities remain, particularly as some companies rapidly gain market share.
  • Investor Focus: Although Sezzle was not included in The Motley Fool's list of top investment stocks, its robust performance and market appeal continue to attract investor interest, reflecting the investment frenzy and future growth potential within the fintech sector.
Fool
8.5
05-09Fool
Creative Ways to Invest in Anthropic Before IPO
  • Diverse Investment Options: Investors can indirectly invest in Anthropic through funds like the KraneShares Artificial Intelligence and Technology ETF, ARK Venture Fund, and Destiny Tech100, which hold 2.6%, 3.0%, and a recent investment in Anthropic, respectively, providing diversified investment choices to mitigate risk.
  • Strong Fund Performance: The KraneShares ETF has risen 17% in 2026, while Destiny Tech100 has shown even stronger performance with a 30% increase, indicating the investment potential and market appeal of these funds in the rapidly evolving AI sector.
  • Management Fee Considerations: Although ARKVX has a high management fee of 2.75% and Destiny Tech100 charges 2.5%, investors must weigh these costs against potential returns to ensure the effectiveness of their investments in these high-growth areas.
  • Market Volatility Risks: Given the high volatility in the AI industry, investors should be aware of the risks when selecting these funds; despite the high fees, diversified investments can help mitigate risks associated with individual companies.
Wall Street analysts forecast SOFI stock price to rise
14 Analyst Rating
Wall Street analysts forecast SOFI stock price to rise
5 Buy
6 Hold
3 Sell
Hold
Current: 0.000
sliders
Low
18.00
Averages
28.31
High
38.00
Current: 0.000
sliders
Low
18.00
Averages
28.31
High
38.00
Truist
Matthew Coad
Hold
downgrade
$20 -> $17
AI Analysis
2026-05-12
Reason
Truist
Matthew Coad
Price Target
$20 -> $17
AI Analysis
2026-05-12
downgrade
Hold
Reason
Truist analyst Matthew Coad lowered the firm's price target on SoFi Technologies to $17 from $20 and keeps a Hold rating on the shares as part of a broader research note on Payments following the group's Q1 results. The firm is cutting its Q2 revenue forecast on sale assumptions for the loan platform business as well as lower expectations for SoFi's technology platform segment, the analyst tells investors in a research note.
Mizuho
Dan Dolev
Outperform
to
Outperform
downgrade
$38 -> $29
2026-05-06
Reason
Mizuho
Dan Dolev
Price Target
$38 -> $29
2026-05-06
downgrade
Outperform
to
Outperform
Reason
Mizuho analyst Dan Dolev lowered the firm's price target on SoFi Technologies to $29 from $38 and keeps an Outperform rating on the shares. The firm updated the company's model post the Q1 report. Mizuho views the print as "solid," saying SoFi's member growth "remained robust." It reduced estimates for the company's 2026 and 2027.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for SOFI
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Valuation Metrics

The current forward P/E ratio for SoFi Technologies Inc (SOFI.O) is 26.25, compared to its 5-year average forward P/E of 18.64. For a more detailed relative valuation and DCF analysis to assess SoFi Technologies Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
18.64
Current PE
26.25
Overvalued PE
83.85
Undervalued PE
-46.57

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
14.75
Current EV/EBITDA
13.95
Overvalued EV/EBITDA
17.33
Undervalued EV/EBITDA
12.17

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
5.08
Current PS
3.49
Overvalued PS
8.10
Undervalued PS
2.06

Financials

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Whales Holding SOFI

S
Simplex Trading, LLC
Holding
SOFI
+73.22%
3M Return
A
Accel Partners
Holding
SOFI
+54.97%
3M Return
C
Clear Street LLC
Holding
SOFI
+31.14%
3M Return
J
Jane Street Group, LLC
Holding
SOFI
+28.87%
3M Return
P
Peak6 Group LLC
Holding
SOFI
+24.72%
3M Return
D
Diversify Advisory Services, LLC
Holding
SOFI
+23.05%
3M Return

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Frequently Asked Questions

What is SoFi Technologies Inc (SOFI) stock price today?

The current price of SOFI is 15.61 USD — it has decreased -2.56

What is SoFi Technologies Inc (SOFI)'s business?

SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.

What is the price predicton of SOFI Stock?

Wall Street analysts forecast SOFI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SOFI is28.31 USD with a low forecast of 18.00 USD and a high forecast of 38.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is SoFi Technologies Inc (SOFI)'s revenue for the last quarter?

SoFi Technologies Inc revenue for the last quarter amounts to 929.25M USD, increased 46.05

What is SoFi Technologies Inc (SOFI)'s earnings per share (EPS) for the last quarter?

SoFi Technologies Inc. EPS for the last quarter amounts to 0.12 USD, increased 100.00

How many employees does SoFi Technologies Inc (SOFI). have?

SoFi Technologies Inc (SOFI) has 6100 emplpoyees as of May 18 2026.

What is SoFi Technologies Inc (SOFI) market cap?

Today SOFI has the market capitalization of 20.02B USD.