SOFI reported its earnings on 2026-01-30, showcasing a revenue of 1.02B against an estimate of 981.89M, resulting in a 4.4% surprise. The EPS was 0.13, surpassing the expected 0.12 by 8.33% . The stock experienced a -6.36% price change on the earnings day and a -14.82% change over the next five days, reflecting market reactions to the results.