SOFI Relative Valuation
SOFI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, SOFI is overvalued; if below, it's undervalued.
Historical Valuation
SoFi Technologies Inc (SOFI) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 12.63. The fair price of SoFi Technologies Inc (SOFI) is between NaN to NaN according to relative valuation methord.
Relative Value
Fair Zone
NaN-NaN
Current Price：28.70
Fair
53.16
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
SoFi Technologies Inc. (SOFI) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
SoFi Technologies Inc. (SOFI) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
8.30
PS
SoFi Technologies Inc. (SOFI) has a current PS of 8.30. The 5-year average PS is 4.74. The thresholds are as follows: Strongly Undervalued below -1.63, Undervalued between -1.63 and 1.56, Fairly Valued between 7.92 and 1.56, Overvalued between 7.92 and 11.11, and Strongly Overvalued above 11.11. The current Forward PS of 8.30 falls within the Overvalued range.
-11.22
P/OCF
SoFi Technologies Inc. (SOFI) has a current P/OCF of -11.22. The 5-year average P/OCF is 1.14. The thresholds are as follows: Strongly Undervalued below -45.49, Undervalued between -45.49 and -22.17, Fairly Valued between 24.46 and -22.17, Overvalued between 24.46 and 47.78, and Strongly Overvalued above 47.78. The current Forward P/OCF of -11.22 falls within the Historic Trend Line -Fairly Valued range.
36.23
P/FCF
SoFi Technologies Inc. (SOFI) has a current P/FCF of 36.23. The 5-year average P/FCF is 28.71. The thresholds are as follows: Strongly Undervalued below -152.79, Undervalued between -152.79 and -62.04, Fairly Valued between 119.46 and -62.04, Overvalued between 119.46 and 210.20, and Strongly Overvalued above 210.20. The current Forward P/FCF of 36.23 falls within the Historic Trend Line -Fairly Valued range.
SoFi Technologies Inc (SOFI) has a current Price-to-Book (P/B) ratio of 3.99. Compared to its 3-year average P/B ratio of 1.93 , the current P/B ratio is approximately 106.88% higher. Relative to its 5-year average P/B ratio of 0.98, the current P/B ratio is about 308.54% higher. SoFi Technologies Inc (SOFI) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of -67.85%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of -55.29% , the current FCF yield is about -100.00% lower.
4.06
P/B
Median3y
1.93
Median5y
0.98
-9.04
FCF Yield
Median3y
-67.85
Median5y
-55.29
Competitors Valuation Multiple
The average P/S ratio for SOFI's competitors is , providing a benchmark for relative valuation. SoFi Technologies Inc Corp (SOFI) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 39.55%, this premium appears sustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of SOFI increased by 92.21% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 10.59 to 17.42.
The secondary factor is the Revenue Growth, contributed 39.55%to the performance.
Overall, the performance of SOFI in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
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