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SOFI logo

SOFI Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
18.590
Open
18.260
VWAP
18.16
Vol
150.70M
Mkt Cap
23.37B
Low
17.680
Amount
2.74B
EV/EBITDA(TTM)
24.42
Total Shares
1.28B
EV
21.79B
EV/OCF(TTM)
--
P/S(TTM)
7.18
SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.
Show More

Events Timeline

(ET)
2026-05-28
14:20:00
Cboe Data Shows SoFi Technologies Shares Up 5.04%
select
2026-05-27 (ET)
2026-05-27
16:20:00
SoFi Technologies Shares Rise 1.31% to $16.19
select
2026-05-27
11:10:00
SoFi Technologies Launches SoFiUSD Stablecoin for 15M Users
select
2026-05-27
07:10:00
SoFi Launches Bank-Issued USD Stablecoin SoFiUSD
select
2026-05-21 (ET)
2026-05-21
12:20:00
SpaceX and OpenAI Accelerate IPO Timelines
select

News

seekingalpha
8.5
05-29seekingalpha
PinnedSoFi Launches First Bank-Issued Stablecoin, Stock Rises 12%
  • Stablecoin Launch: SoFi Technologies has launched 'SoFiUSD,' the first U.S. national bank-issued stablecoin available directly through a banking app, aiming to combine the speed of blockchain with the trust of a bank, which is expected to attract more users and enhance market competitiveness.
  • Consumer Spending Rebound: The company's first Galileo Debit Spend Index indicates a sharp rebound in U.S. consumer spending in March, showcasing consumer resilience despite rising costs, which could drive future business growth and improve overall market sentiment.
  • Stock Volatility: Despite a premarket surge of over 12% to around $19, the stock remains down approximately 7.57% over the past month, lagging behind the S&P 500's 5.95% gain during the same period, reflecting cautious market sentiment regarding its long-term performance.
  • Technical Indicator Improvement: Technically, while the stock remains below the key resistance level near $20, the MACD indicator has turned positive again, signaling that bullish momentum is building in the short term, potentially providing trading opportunities for investors.
stocktwits
4.5
02:10 AMstocktwits
U.S. Stock Futures Rise as Oil Prices Surge Due to Israeli Actions
  • Stock Futures Rise: As of 8:56 PM ET, Dow futures increased by 0.09%, S&P 500 futures rose by 0.21%, and Nasdaq 100 futures were up by 0.45%, reflecting investor optimism following a strong performance in May, where major indexes reached new highs.
  • Oil Prices Surge: Oil futures jumped over 2% in overnight trading after Israel ordered troops to push deeper into Lebanon, with Brent crude trading around $93.05 per barrel and WTI crude at approximately $89.48 per barrel, indicating the impact of geopolitical tensions on market dynamics.
  • Economic Data Focus: Investors are keenly awaiting the May nonfarm payrolls report, which is expected to provide insights into labor market health and cues for the Federal Reserve's interest rate policy, potentially influencing market sentiment and investment strategies.
  • Strong Tech Performance: The Nasdaq Composite surged over 8% in May, highlighting the critical role of technology stocks in the current economic landscape and reflecting investor confidence in the sector's growth potential amid broader market trends.
Fool
8.5
05-30Fool
Three Low-Priced Stocks Worth Considering
  • Rivian's Market Challenges: Despite Rivian's revenue growth of 11% year-over-year to $1.4 billion in Q1, a 27% drop in U.S. EV demand poses significant risks to its sales performance and stock price.
  • SoFi's Financial Volatility: SoFi Technologies has seen its stock price plummet due to poor financial results and a short-seller report, with a forward P/E ratio of 28.3, well above the financial sector's average of 14.5, indicating potential for significant volatility ahead.
  • Adyen's Market Position: Although Adyen's recent financial results have disappointed, leading to a sell-off, its established leadership in digital payments and high switching costs for clients suggest long-term growth potential despite short-term economic challenges.
  • Investment Risks and Opportunities: All three companies are priced under $20, and while they face individual challenges, they may still present high-risk, high-reward opportunities for investors under favorable market conditions.
NASDAQ.COM
2.0
05-30NASDAQ.COM
Three Stocks Facing Near-Term Challenges
  • Rivian's Uncertain Outlook: Despite Rivian's revenue increasing by 11% year-over-year to $1.4 billion in Q1, a 27% drop in EV sales due to slowing demand could significantly impact future performance, particularly as it launches the new R2 model.
  • SoFi's Volatility Ahead: SoFi's stock has plummeted due to poor financial results and a short-seller report, and while its forward P/E ratio of 28.3 is above the financial sector average, its online model and expanding ecosystem may yield strong returns over the next decade.
  • Adyen's Market Position: Although Adyen's recent financial results and guidance have disappointed, leading to a sell-off, its leadership in digital payments and high switching costs position it well to benefit from the ongoing growth of e-commerce in the long run.
  • Investment Risk Advisory: Investors should carefully assess the short-term challenges and long-term potential of Rivian, SoFi, and Adyen, especially in the context of increasing market volatility and competitive pressures.
Yahoo Finance
8.5
05-30Yahoo Finance
Investment Opportunities Under $20
  • Rivian Automotive Outlook: Despite Rivian's first-quarter revenue rising 11% year-over-year to $1.4 billion, the 27% decline in U.S. EV demand poses risks to its stock, particularly regarding the success of its new R2 model, which could significantly impact its market share.
  • SoFi Technologies Challenges: SoFi has faced poor financial results and a short-seller report, leading to a forward P/E ratio of 28.3, well above the 14.5 average for financial stocks; while its online model may offer long-term advantages, significant volatility is expected in the short term.
  • Adyen's Market Position: As a fintech leader, Adyen's recent unimpressive financial results have not diminished its strong client base and high switching costs, positioning it well to benefit from the long-term growth in digital payment demand, with U.S. ADRs trading around $11.
  • Investment Risk Advisory: Analysts caution that Rivian was not included in the “best stocks” list, urging investors to carefully assess the high-risk, high-reward potential, especially amid uncertainties in the EV market.
Fool
2.0
05-29Fool
Analysis of SoFi Stock Surge
  • Stock Price Surge: SoFi's stock rose by 7.37% on May 29, 2026, indicating optimistic market expectations regarding its future growth potential, likely linked to recent strategic initiatives by the company.
  • Market Reaction: The positive investor response suggests increasing confidence in SoFi's business model and financial health, which may attract more institutional investors to the stock.
  • Video Content: The video discusses the reasons behind SoFi's stock surge in detail, providing an in-depth analysis of the company's future prospects, helping investors better understand market dynamics.
  • Subscription and Offers: The video encourages viewers to subscribe to the channel and click on a special offer link, demonstrating the company's efforts in leveraging social media platforms for marketing and customer engagement.
Wall Street analysts forecast SOFI stock price to rise
14 Analyst Rating
Wall Street analysts forecast SOFI stock price to rise
5 Buy
6 Hold
3 Sell
Hold
Current: 0.000
sliders
Low
18.00
Averages
28.31
High
38.00
Current: 0.000
sliders
Low
18.00
Averages
28.31
High
38.00
Truist
Matthew Coad
Hold
downgrade
$20 -> $17
AI Analysis
2026-05-12
Reason
Truist
Matthew Coad
Price Target
$20 -> $17
AI Analysis
2026-05-12
downgrade
Hold
Reason
Truist analyst Matthew Coad lowered the firm's price target on SoFi Technologies to $17 from $20 and keeps a Hold rating on the shares as part of a broader research note on Payments following the group's Q1 results. The firm is cutting its Q2 revenue forecast on sale assumptions for the loan platform business as well as lower expectations for SoFi's technology platform segment, the analyst tells investors in a research note.
Mizuho
Dan Dolev
Outperform
to
Outperform
downgrade
$38 -> $29
2026-05-06
Reason
Mizuho
Dan Dolev
Price Target
$38 -> $29
2026-05-06
downgrade
Outperform
to
Outperform
Reason
Mizuho analyst Dan Dolev lowered the firm's price target on SoFi Technologies to $29 from $38 and keeps an Outperform rating on the shares. The firm updated the company's model post the Q1 report. Mizuho views the print as "solid," saying SoFi's member growth "remained robust." It reduced estimates for the company's 2026 and 2027.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for SOFI
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Valuation Metrics

The current forward P/E ratio for SoFi Technologies Inc (SOFI.O) is 28.25, compared to its 5-year average forward P/E of 19.10. For a more detailed relative valuation and DCF analysis to assess SoFi Technologies Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
19.10
Current PE
28.25
Overvalued PE
84.12
Undervalued PE
-45.93

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
14.70
Current EV/EBITDA
15.44
Overvalued EV/EBITDA
17.16
Undervalued EV/EBITDA
12.25

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
5.09
Current PS
3.82
Overvalued PS
8.10
Undervalued PS
2.08

Financials

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Whales Holding SOFI

S
Simplex Trading, LLC
Holding
SOFI
+76.69%
3M Return
A
Accel Partners
Holding
SOFI
+66.67%
3M Return
B
Burkehill Global Management, LP
Holding
SOFI
+61.03%
3M Return
P
Peak6 Group LLC
Holding
SOFI
+32.30%
3M Return
C
Clear Street LLC
Holding
SOFI
+28.37%
3M Return
D
D. E. Shaw & Co., L.P.
Holding
SOFI
+26.29%
3M Return

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Frequently Asked Questions

What is SoFi Technologies Inc (SOFI) stock price today?

The current price of SOFI is 18.22 USD — it has increased 7.37

What is SoFi Technologies Inc (SOFI)'s business?

SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.

What is the price predicton of SOFI Stock?

Wall Street analysts forecast SOFI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SOFI is28.31 USD with a low forecast of 18.00 USD and a high forecast of 38.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is SoFi Technologies Inc (SOFI)'s revenue for the last quarter?

SoFi Technologies Inc revenue for the last quarter amounts to 929.25M USD, increased 46.05

What is SoFi Technologies Inc (SOFI)'s earnings per share (EPS) for the last quarter?

SoFi Technologies Inc. EPS for the last quarter amounts to 0.12 USD, increased 100.00

How many employees does SoFi Technologies Inc (SOFI). have?

SoFi Technologies Inc (SOFI) has 6100 emplpoyees as of June 01 2026.

What is SoFi Technologies Inc (SOFI) market cap?

Today SOFI has the market capitalization of 23.37B USD.