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SOFI logo

SOFI Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
17.990
Open
17.825
VWAP
17.72
Vol
80.96M
Mkt Cap
22.97B
Low
17.265
Amount
1.44B
EV/EBITDA(TTM)
23.97
Total Shares
1.28B
EV
21.39B
EV/OCF(TTM)
--
P/S(TTM)
7.06
SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.
Show More

Events Timeline

(ET)
2026-06-16
10:31:00
SoFi Technologies Shares Rise 1.98% to $17.47
select
2026-06-04 (ET)
2026-06-04
10:40:00
SoFi Technologies Shares Rise 1.98% to $17.01
select
2026-06-02 (ET)
2026-06-02
09:10:00
SoFi Launches SoFi Coach to Assist Users with Finances
select
2026-05-28 (ET)
2026-05-28
14:20:00
Cboe Data Shows SoFi Technologies Shares Up 5.04%
select
2026-05-27 (ET)
2026-05-27
16:20:00
SoFi Technologies Shares Rise 1.31% to $16.19
select
2026-05-27
11:10:00
SoFi Technologies Launches SoFiUSD Stablecoin for 15M Users
select

News

CNBC
6.5
06-19CNBC
Jim Cramer's Insights on Various Stocks
  • NioCorp Outlook: Jim Cramer views NioCorp as too speculative, favoring MP Materials, which has government backing, indicating stronger market confidence and stability.
  • SoFi Investment Opportunity: Cramer highlights that SoFi's stock price around $18 is a buying opportunity, suggesting optimism about its future performance, which may attract more investor interest.
  • Rivian Financial Concerns: Cramer expresses concerns over Rivian's financial performance, noting excessive losses and advising caution for investors, which could lead to further declines in stock price.
  • SoundHound AI Risks: Cramer gives a very negative assessment of SoundHound AI, labeling it a “meme stock” and recommending selling, reflecting high uncertainty in the market regarding such stocks.
CNBC
8.5
06-18CNBC
SpaceX Shares Plummet Post-IPO Amid Investor Reassessment
  • Price Decline: SpaceX's stock has experienced a 20% pullback post-IPO, with a 6% drop on Thursday bringing shares down to $180, indicating a rapid shift in investor sentiment that has significantly eroded retail investors' gains.
  • Volume Analysis: The five-day volume-weighted average price (VWAP) for SpaceX stands at $179, suggesting that the average post-IPO buyer is now nearly breaking even, reflecting a reassessment of the stock's value in the market.
  • Market Value Fluctuation: After briefly pushing SpaceX's market capitalization close to $3 trillion on its debut, the sharp decline in stock price has led investors to question whether the rapid increase can be justified by underlying fundamentals, impacting overall market confidence.
  • Retail Investor Impact: Although many retail investors accessed the IPO through platforms like Robinhood, Fidelity, and SoFi, the limited allocation of shares means that many are now facing reduced profits, highlighting the uncertainty in the current market environment.
Fool
8.5
06-17Fool
SpaceX IPO Breaks Records with SoFi's Retail Investor Support
  • Record IPO Financing: SpaceX's IPO raised up to $85 billion, achieving a valuation of $1.8 trillion at the open, which quickly increased to $2.5 trillion, reflecting strong market confidence in its future growth potential.
  • Retail Investor Engagement: On its first trading day, retail investors purchased $18 million worth of SpaceX stock within the first 20 minutes, totaling $118 million by the end of the day, indicating robust enthusiasm and demand from the retail market for this IPO.
  • SoFi's Strategic Advantage: As one of the five brokerages for the SpaceX IPO, SoFi offered relatively unconditional access to shares, attracting a significant influx of new customers, with 1.1 million added in the first quarter, showcasing its competitive position in the market.
  • Cross-Selling Potential: SoFi's cross-selling rate accelerated to 43% in Q1, and by offering a high-profile IPO, it could enhance engagement with new customers on its platform, driving long-term business growth and product adoption.
Fool
6.5
06-17Fool
Comparative Analysis of PayPal and SoFi
  • Market Challenges for PayPal: PayPal's stock has fallen 32% over the past three years, and despite having 439 million active accounts, it faces fierce competition from companies like Apple and Alphabet, leading to declining margins and ineffective user engagement.
  • User Growth of SoFi: SoFi's user base has surged from 5.22 million in 2022 to 14.70 million today, nearly tripling, while PayPal only added 3 million active accounts in the past year, translating to a mere 0.6% growth, highlighting SoFi's advantage in attracting younger consumers.
  • Profitability Comparison: SoFi trades at nearly 30 times earnings, with an expected annual growth rate of 31% over the next three to five years, compared to PayPal's less than 8 times earnings and a growth rate of only 7% to 8%, indicating SoFi may be more attractive for long-term investors.
  • Investment Risk Assessment: While SoFi's business model carries higher risks, including potential loan defaults and interest rate fluctuations, its superior market execution compared to PayPal positions it as a more appealing investment choice in the current competitive landscape.
NASDAQ.COM
6.5
06-17NASDAQ.COM
PayPal's Stagnant Growth vs. SoFi's Rise
  • User Growth Comparison: PayPal boasts approximately 439 million active accounts, adding 3 million in the past year, translating to a mere 0.6% growth, indicating stagnation; in contrast, SoFi's user base surged from 5.22 million in 2022 to 14.7 million today, nearly tripling and showcasing strong market appeal.
  • Changing Competitive Landscape: With giants like Apple and Alphabet entering the digital wallet space, PayPal faces fierce competition that has led to declining margins, particularly as its white-label payment business has not compensated for the profitability drop in its branded checkout segment, impacting overall financial health.
  • Leadership Changes Impact: PayPal hired Intuit's CEO Alex Chriss in 2023 to rejuvenate its branded checkout business but fired him earlier this year; new CEO Enrique Lores will leverage his experience at HP to tackle market challenges, and this frequent leadership turnover may affect the coherence of the company's strategy.
  • Investment Risks and Opportunities: While SoFi's valuation approaches 30 times 2026 earnings estimates, posing significant investment risks, its projected average earnings growth of 31% far exceeds PayPal's 7% to 8%, suggesting that SoFi may emerge as a more attractive long-term investment despite inherent loan risks in its business model.
stocktwits
7.5
06-17stocktwits
Federal Reserve's Policy Decision Draws Attention
  • Fed Meeting Focus: Investors are closely watching Fed Chair Kevin Warsh's first meeting, where rates are expected to remain unchanged; however, his views on AI as a disinflationary force could spark market volatility, indicating a heightened focus on future monetary policy.
  • Strong Market Performance: The Dow Jones Industrial Average reached a record high on Tuesday, propelling U.S. stock futures higher, with Nasdaq futures up 0.9%, reflecting optimistic sentiment towards the Fed's policy and potentially boosting investor confidence.
  • Stock Movements: SpaceX shares surged approximately 50% from the $135 IPO price, briefly surpassing Microsoft and Amazon in market capitalization, highlighting strong market interest in emerging tech companies and their growth potential.
  • Economic Data Watch: Investors are tracking retail sales data set to be released at 8:30 AM ET and the Fed's policy statement at 2:00 PM ET, with expectations that these figures will significantly impact market sentiment and investment decisions.
Wall Street analysts forecast SOFI stock price to rise
14 Analyst Rating
Wall Street analysts forecast SOFI stock price to rise
5 Buy
6 Hold
3 Sell
Hold
Current: 0.000
sliders
Low
18.00
Averages
28.31
High
38.00
Current: 0.000
sliders
Low
18.00
Averages
28.31
High
38.00
Truist
Matthew Coad
Hold
downgrade
$20 -> $17
AI Analysis
2026-05-12
Reason
Truist
Matthew Coad
Price Target
$20 -> $17
AI Analysis
2026-05-12
downgrade
Hold
Reason
Truist analyst Matthew Coad lowered the firm's price target on SoFi Technologies to $17 from $20 and keeps a Hold rating on the shares as part of a broader research note on Payments following the group's Q1 results. The firm is cutting its Q2 revenue forecast on sale assumptions for the loan platform business as well as lower expectations for SoFi's technology platform segment, the analyst tells investors in a research note.
Mizuho
Dan Dolev
Outperform
to
Outperform
downgrade
$38 -> $29
2026-05-06
Reason
Mizuho
Dan Dolev
Price Target
$38 -> $29
2026-05-06
downgrade
Outperform
to
Outperform
Reason
Mizuho analyst Dan Dolev lowered the firm's price target on SoFi Technologies to $29 from $38 and keeps an Outperform rating on the shares. The firm updated the company's model post the Q1 report. Mizuho views the print as "solid," saying SoFi's member growth "remained robust." It reduced estimates for the company's 2026 and 2027.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for SOFI
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Valuation Metrics

The current forward P/E ratio for SoFi Technologies Inc (SOFI.O) is 29.59, compared to its 5-year average forward P/E of 19.91. For a more detailed relative valuation and DCF analysis to assess SoFi Technologies Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
19.91
Current PE
29.59
Overvalued PE
84.58
Undervalued PE
-44.77

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
14.82
Current EV/EBITDA
16.55
Overvalued EV/EBITDA
17.15
Undervalued EV/EBITDA
12.49

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.94
Current PS
4.00
Overvalued PS
7.66
Undervalued PS
2.22

Financials

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Whales Holding SOFI

S
Simplex Trading, LLC
Holding
SOFI
+78.42%
3M Return
B
Burkehill Global Management, LP
Holding
SOFI
+52.50%
3M Return
A
Accel Partners
Holding
SOFI
+39.62%
3M Return
P
Peak6 Group LLC
Holding
SOFI
+34.61%
3M Return
W
Walleye Capital LLC
Holding
SOFI
+31.66%
3M Return
D
D. E. Shaw & Co., L.P.
Holding
SOFI
+28.69%
3M Return

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Frequently Asked Questions

What is SoFi Technologies Inc (SOFI) stock price today?

The current price of SOFI is 17.91 USD — it has increased 2.81

What is SoFi Technologies Inc (SOFI)'s business?

SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.

What is the price predicton of SOFI Stock?

Wall Street analysts forecast SOFI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SOFI is28.31 USD with a low forecast of 18.00 USD and a high forecast of 38.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is SoFi Technologies Inc (SOFI)'s revenue for the last quarter?

SoFi Technologies Inc revenue for the last quarter amounts to 929.25M USD, increased 46.05

What is SoFi Technologies Inc (SOFI)'s earnings per share (EPS) for the last quarter?

SoFi Technologies Inc. EPS for the last quarter amounts to 0.12 USD, increased 100.00

How many employees does SoFi Technologies Inc (SOFI). have?

SoFi Technologies Inc (SOFI) has 6100 emplpoyees as of June 21 2026.

What is SoFi Technologies Inc (SOFI) market cap?

Today SOFI has the market capitalization of 22.97B USD.