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SOFI logo

SOFI Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

Loading chart...

High
18.945
Open
18.330
VWAP
18.50
Vol
75.25M
Mkt Cap
24.10B
Low
17.770
Amount
1.39B
EV/EBITDA(TTM)
27.62
Total Shares
1.28B
EV
20.99B
EV/OCF(TTM)
--
P/S(TTM)
7.87
SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.
Show More

Events Timeline

(ET)
2026-03-05
10:50:00
SoFi Technologies Shares Rise 1.95% to $19.07
select
2026-03-03 (ET)
2026-03-03
07:30:00
SoFi Enhances Partnership with Mastercard to Launch SoFiUSD
select
2026-02-25 (ET)
2026-02-25
13:50:00
SoFi Technologies Shares Rise 4.39% to $19.48
select
2026-02-09 (ET)
2026-02-09
16:30:00
Major Averages Close Higher as Traders Await Jobs and Earnings Reports
select

News

stocktwits
9.5
03-07stocktwits
PinnedSoFi Misses S&P 500 Inclusion Despite Strong Earnings
  • Market Reaction: SoFi Technologies Inc. missed inclusion in the latest S&P 500 quarterly rebalance, causing its shares to slip in extended trading hours, despite widespread anticipation from investors, reflecting disappointment in the company's prospects.
  • Financial Performance: In Q4 2025, SoFi reported quarterly revenue exceeding $1 billion for the first time, surpassing Wall Street expectations, indicating strong growth momentum, yet its stock faced pressure due to the missed S&P 500 inclusion.
  • Analyst Expectations: Analysts forecast SoFi's Q1 2026 revenue to reach $1.05 billion with adjusted EPS of $0.12, slightly above the company's own guidance, suggesting ongoing market confidence in its future performance.
  • Retail Sentiment: Despite the S&P 500 miss, SoFi's stock remained in 'extremely bullish' territory on Stocktwits, with users actively discussing the company's potential, indicating optimism about its growth trajectory.
NASDAQ.COM
2.0
04:04 AMNASDAQ.COM
SoFi CEO's Stock Purchase Signals Confidence Amid Sell-Off
  • CEO Stock Purchase: SoFi CEO Anthony Noto purchased 56,000 shares at an average price of $17.88 in March 2026, totaling over $1 million, indicating strong confidence in the company's future prospects.
  • Context of Stock Decline: With SoFi's stock down 28% year-to-date and trading 35% below its November highs, Noto's purchase is seen as a strategic move to capitalize on the current market dip amid volatility.
  • Market Environment Impact: Given geopolitical tensions, monetary policy outlooks, and fears of an AI bubble, investors are shifting away from volatile growth stocks towards more stable opportunities, potentially increasing interest in Noto's actions.
  • Management Guidance Outlook: While SoFi stock remains somewhat pricey, the management's strong guidance for 2026 and ongoing profitability may justify its premium valuation, suggesting the company could evolve into a major fintech provider.
Fool
5.0
03:06 AMFool
SoFi CEO Noto Buys Over $1 Million in Shares Amid Market Volatility
  • Stock Purchase: SoFi CEO Anthony Noto purchased 56,000 shares at an average price of $17.88 in early March, totaling over $1 million, demonstrating his strong conviction in the company's long-term trajectory.
  • Market Reaction: Despite SoFi's stock plummeting 28% this year and trading 35% below its November highs, Noto's purchase is seen as a signal to seize buying opportunities amid market volatility, potentially attracting other investors' interest.
  • Management Confidence: Noto stated in an interview that he believes SoFi's stock is undervalued and plans to continue buying shares as long as it complies with securities laws, indicating his strong commitment to the company's future.
  • Profit Outlook: Although SoFi's stock is currently considered pricey, the company's strong guidance for 2026 and ongoing profitability may justify its valuation, suggesting that investors should consider following Noto's investment strategy for long-term gains.
Yahoo Finance
5.0
03:04 AMYahoo Finance
SoFi CEO Anthony Noto Purchases 56,000 Shares Amid Market Volatility
  • Executive Buy Signal: SoFi CEO Anthony Noto purchased 56,000 shares at an average price of $17.88, totaling over $1 million, demonstrating his confidence in the company's long-term trajectory, especially as the stock has plummeted 28% this year.
  • Market Dip Opportunity: Noto's timing is noteworthy, particularly as SoFi's stock trades 35% below its November highs, indicating he sees this as a prime buying opportunity that may encourage other investors to follow suit.
  • Management Guidance: While SoFi stock is still considered relatively pricey, the management's strong guidance for 2026 and ongoing profitability may justify its premium valuation, highlighting the company's growth potential as a major fintech provider.
  • Investor Attention: Noto's purchase may prompt investors to reassess SoFi's investment value, even though the Motley Fool analyst team did not include it in their current top stock picks, his historical performance and commitment to the company's future remain noteworthy.
Benzinga
7.0
03-08Benzinga
US Department of War Denies Negotiations with Anthropic AI
  • Government Denial: The US Department of War has refuted any ongoing negotiations with AI startup Anthropic, which plans to challenge the government's designation of it as a national security 'supply chain risk,' potentially impacting its funding and market confidence.
  • Congressional Scrutiny on China: Congressman John Moolenar urged the Treasury Secretary to exercise 'heightened scrutiny' of inbound investments from China, which could lead to stricter restrictions on Chinese businesses seeking market access in critical manufacturing sectors in the US, affecting US-China economic relations.
  • Trump Administration's New Framework: The Trump administration is reportedly considering a new framework that would require foreign governments to invest in US data centers when exporting advanced AI chips, which could alter the dynamics of the global technology supply chain and impact international competition.
  • Amazon Job Cuts: Amazon has reportedly cut additional jobs in its robotics division, reflecting structural adjustments as the company faces market challenges, which may affect its future innovation capabilities and competitive position.
Benzinga
4.5
03-07Benzinga
Middle East Conflict Drives Oil Prices Surge
  • Oil Price Surge: The escalation of conflict in the Middle East has driven crude oil prices close to $90 per barrel within a week, marking one of the sharpest weekly gains in years, which directly threatens global energy supply and rattles investor confidence.
  • Labor Market Deterioration: The U.S. labor market unexpectedly lost 92,000 nonfarm jobs in February, exacerbating concerns about weakening economic momentum and undermining market confidence in future economic prospects.
  • Energy Stocks Rise: The surge in energy costs quickly impacted equity markets, lifting energy stocks while severely hitting fuel-sensitive sectors like airlines and cruise operators, as investors feared rising jet fuel prices would squeeze margins.
  • Fragile Market Sentiment: The geopolitical shock has added to already fragile market sentiment, prompting traders to reassess inflation risks associated with rising oil prices and supply disruptions, leading to increased overall market volatility.
Wall Street analysts forecast SOFI stock price to rise
14 Analyst Rating
Wall Street analysts forecast SOFI stock price to rise
5 Buy
6 Hold
3 Sell
Hold
Current: 0.000
sliders
Low
18.00
Averages
28.31
High
38.00
Current: 0.000
sliders
Low
18.00
Averages
28.31
High
38.00
Keefe Bruyette
Tim Switzer
Underperform
maintain
$20
AI Analysis
2026-03-03
Reason
Keefe Bruyette
Tim Switzer
Price Target
$20
AI Analysis
2026-03-03
maintain
Underperform
Reason
Keefe Bruyette analyst Tim Switzer says SoFi Technologies' (SOFI) stablecoin partnership with MasterCard (MA) is a "significant development." SoFiUSD joins other name-brand stablecoins that have partnerships with MasterCard, which enhances SoFi's position as one of the first movers among banks, the analyst tells investors in a research note. Although the utility for consumers remains to be determined, SoFi "has the chance to become a significant player in an industry that will likely consolidate around a few dominant, scaled coins/networks," contends Keefe. The firm has an Underperform rating on the shares with a $20 price target
Citizens
Devin Ryan
Market Perform -> Outperform
upgrade
$30
2026-02-09
Reason
Citizens
Devin Ryan
Price Target
$30
2026-02-09
upgrade
Market Perform -> Outperform
Reason
Citizens analyst Devin Ryan upgraded SoFi Technologies to Outperform from Market Perform with a $30 price target. The stock has sold off to $21 after having traded to highs over $30 in late 2025, now down 20% year-to-date, the analyst tells investors in a research note. The firm believes the recent risk-off rotation has penalized higher-growth narratives. It believes SoFi's selloff is less about near-term macro fear and more about "style factor compression and technicals, creating an opportunity" to own the stock. The company offers "compounding at scale" and "rapidly diversifying revenue" toward fee-based and capital-light streams, contends Citizens.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for SOFI
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Valuation Metrics

The current forward P/E ratio for SoFi Technologies Inc (SOFI.O) is 50.52, compared to its 5-year average forward P/E of 14.41. For a more detailed relative valuation and DCF analysis to assess SoFi Technologies Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
14.41
Current PE
50.52
Overvalued PE
80.42
Undervalued PE
-51.60

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
Undervalued EV/EBITDA

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.98
Current PS
8.15
Overvalued PS
8.13
Undervalued PS
1.83

Financials

AI Analysis
Annual
Quarterly

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Whales Holding SOFI

T
Two Sigma Investments, LP
Holding
SOFI
+11.37%
3M Return
F
Fuh Hwa Securities Investment Trust Co., Ltd.
Holding
SOFI
+9.30%
3M Return
V
Voloridge Investment Management, LLC
Holding
SOFI
+7.50%
3M Return
C
Contrarius Investment Management Ltd.
Holding
SOFI
+3.63%
3M Return
T
Tremblant Capital Group
Holding
SOFI
+3.46%
3M Return
D
D. E. Shaw & Co., L.P.
Holding
SOFI
+3.13%
3M Return

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Frequently Asked Questions

What is SoFi Technologies Inc (SOFI) stock price today?

The current price of SOFI is 18.79 USD — it has decreased -0.58

What is SoFi Technologies Inc (SOFI)'s business?

SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.

What is the price predicton of SOFI Stock?

Wall Street analysts forecast SOFI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SOFI is28.31 USD with a low forecast of 18.00 USD and a high forecast of 38.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is SoFi Technologies Inc (SOFI)'s revenue for the last quarter?

SoFi Technologies Inc revenue for the last quarter amounts to 863.43M USD, increased 42.49

What is SoFi Technologies Inc (SOFI)'s earnings per share (EPS) for the last quarter?

SoFi Technologies Inc. EPS for the last quarter amounts to 0.13 USD, decreased -56.67

How many employees does SoFi Technologies Inc (SOFI). have?

SoFi Technologies Inc (SOFI) has 5000 emplpoyees as of March 09 2026.

What is SoFi Technologies Inc (SOFI) market cap?

Today SOFI has the market capitalization of 24.10B USD.