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ING Overview

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Intellectia

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High
29.805
Open
29.530
VWAP
29.66
Vol
2.09M
Mkt Cap
85.64B
Low
29.415
Amount
62.07M
EV/EBITDA(TTM)
19.16
Total Shares
2.88B
EV
191.16B
EV/OCF(TTM)
--
P/S(TTM)
3.29
ING Groep N.V. (ING) is a financial institution. The Company offers banking services. The Company's segments include Retail Netherlands, which offers current and savings accounts, business lending, mortgages and other consumer lending in the Netherlands; Retail Belgium, which offers products that are similar to those in the Netherlands; Retail Germany, which offers current and savings accounts, mortgages and other customer lending; Retail Other, which offers products that are similar to those in the Netherlands, and Wholesale Banking, which offers wholesale banking activities (a full range of products from cash management to corporate finance), real estate and lease. The Company's Retail Banking business lines provide products and services to individuals, small and medium-sized enterprises (SMEs) and mid-corporates. ING's banking activities in Australia are undertaken by ING Bank (Australia) Limited (trading as ING Direct) and ING Bank NV Sydney Branch.
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Events Timeline

(ET)
2026-04-30
05:40:00
ING Completes €1 Billion Share Buyback Program
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2026-04-30
05:40:00
ING Group Reports Q1 CET1 Ratio at 13%
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2026-04-07 (ET)
2026-04-07
05:10:00
ING Terminates Sale Agreement with Global Development for ING Bank JSC
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News

Yahoo Finance
8.0
05-05Yahoo Finance
ING Group Progress on Share Buyback Program
  • Buyback Program Overview: ING Group repurchased 600,000 shares on April 30, 2026, at an average price of €24.48, totaling €14,689,920, reflecting the company's proactive approach to capital management.
  • Capital Reduction Objective: This buyback is part of a €1.0 billion program, with approximately 1.47% of the target completed to date, indicating the company's commitment to enhancing earnings per share through reduced share capital.
  • Transparency and Disclosure: ING provides detailed daily share repurchase information and transaction reports on its website, enhancing investor transparency and boosting market confidence in the buyback initiative.
  • Sustainability Commitment: ING emphasizes sustainability within its buyback strategy, aiming to integrate sustainable practices into its business model, thereby enhancing its appeal and reputation among investors.
CNBC
2.0
05-01CNBC
Global Base Oil Shortage Impacts Luxury Car Market
  • Base Oil Supply Crisis: The ongoing Iran war has triggered a global base oil shortage that is beginning to affect luxury car drivers, with stocks expected to run dry within a month if the situation does not improve, thereby limiting finished lubricant production and impacting luxury vehicle usage.
  • Price Surge: Reports indicate that Group III base oil prices in Northern Europe have soared nearly 100% since the onset of the Iran war, which will directly increase the cost of finished lubricants, ultimately passed on to consumers and exacerbating market pressures.
  • Supply Chain Risks: Due to shipping disruptions in the Strait of Hormuz and export restrictions imposed by South Korea, the U.S. base oil market is expected to remain under sustained pressure, with ILMA forecasting high costs and supply tightness until at least 2027, affecting multiple sectors.
  • Climate Risk Intensification: With hurricane season approaching, any storm could potentially damage 30%-40% of U.S. Group II capacity along the Gulf Coast, further tightening an already strained supply chain and placing additional pressure on the lubricant industry.
seekingalpha
9.5
04-30seekingalpha
ING Groep N.V. Q1 2026 Earnings Call Highlights
  • Customer Growth Momentum: ING added 125,000 mobile primary customers in Q1 2026, demonstrating strong customer growth momentum and positioning the bank to achieve its annual target of 1 million, thereby enhancing its competitive edge in the market.
  • Significant Loan Growth: Retail Banking saw a 9.4% increase in loans, while Wholesale Banking added €5.6 billion in loans, with an annualized loan growth rate exceeding 8%, indicating robust performance in the credit market that will contribute to overall revenue.
  • Capital Return Initiatives: ING completed a €1.1 billion share buyback and initiated a new €1 billion buyback program expected to run over the next six months, which will enhance shareholder returns and boost market confidence.
  • Optimistic Income Outlook: The CFO raised the full-year commercial net interest income forecast to between €16.5 billion and €16.7 billion, reflecting strong performance in customer activity and loan growth, despite facing market volatility and competitive pressures.
seekingalpha
9.5
04-30seekingalpha
ING Group Announces 2026 Outlook and Share Buyback Plan
  • Share Buyback Program: ING Group announces a €1.0 billion share buyback program aimed at returning capital exceeding its ~13% target to shareholders, reflecting confidence in future profitability.
  • Income Growth Status: Total income reached €5.82 billion, up 3.2% year-over-year, yet fell short of expectations by €40 million, indicating challenges in the market environment and pressure on revenue growth.
  • 2026 Outlook Confirmation: ING expects total income to reach around €24 billion in 2026, supported by volume growth and an anticipated 5-10% increase in fee income, demonstrating optimism about future market conditions.
  • Expense and Tax Rate Forecast: Projected operating expenses for 2026 are between €12.6 billion and €12.8 billion, with an effective tax rate of 29-31%, while an ROTE exceeding 14% is anticipated, highlighting the company's efforts in cost control and profitability enhancement.
NASDAQ.COM
8.0
04-30NASDAQ.COM
ING Announces New €1 Billion Share Buyback Program
  • Buyback Program Completion: ING has completed its previously announced buyback program from October 30, 2025, repurchasing 47.04 million ordinary shares at an average price of €23.46, totaling €1.10 billion, demonstrating strong capital management capabilities.
  • New Buyback Program Launch: The company has introduced a new share buyback program of up to €1 billion, set to commence on April 30, 2026, and conclude by October 26, aimed at maintaining its CET1 ratio close to the 13% target.
  • Capital Adequacy Performance: As of the end of Q1 2026, ING reported a CET1 ratio of 13.0%, exceeding the regulatory requirement of 11.06%, with the buyback expected to impact the CET1 ratio by 29 basis points, further solidifying the company's capital base.
  • Stock Price Movement: ING's stock closed down 1.60% at $27.65 on the New York Stock Exchange, but rose 1.92% in after-hours trading to $28.18, indicating a positive market reaction to the buyback announcement.
CNBC
4.5
04-30CNBC
European Stocks Expected to Open Lower Amid Iran War Concerns
  • Market Opening Expectations: European stocks are anticipated to open lower, with the UK's FTSE index down 0.1%, Germany's DAX down 0.7%, France's CAC 40 down 0.5%, and Italy's FTSE MIB down 0.7%, reflecting investor sensitivity to geopolitical risks amid ongoing tensions in Iran.
  • Surge in Oil Prices: Brent crude oil prices surged 6.84% to $126.10 per barrel, reaching a wartime high due to reports that the U.S. military would brief President Trump on potential military actions against Iran, indicating market concerns over supply disruptions.
  • Central Bank Policy Focus: The European Central Bank and the Bank of England are set to announce their latest monetary policy decisions today, with no interest rate changes expected; however, their forward guidance will be closely monitored for potential economic implications amid the ongoing conflict.
  • Earnings Release Day: A busy day for earnings reports includes major companies like Schneider Electric, Unilever, and Volkswagen, with the market evaluating the impact of these results on economic outlooks, particularly in the current uncertain macroeconomic environment.

Valuation Metrics

The current forward P/E ratio for ING Groep NV (ING.N) is 10.55, compared to its 5-year average forward P/E of 8.09. For a more detailed relative valuation and DCF analysis to assess ING Groep NV's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.09
Current PE
10.55
Overvalued PE
10.53
Undervalued PE
5.65

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.30
Current EV/EBITDA
16.98
Overvalued EV/EBITDA
2.28
Undervalued EV/EBITDA
-1.68

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.29
Current PS
3.33
Overvalued PS
2.69
Undervalued PS
1.89

Financials

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Whales Holding ING

O
Ossiam
Holding
ING
+28.52%
3M Return
A
Amundi Luxembourg S.A.
Holding
ING
+21.17%
3M Return
N
Nationale-Nederlanden Powszechne Towarzystwo Emerytalne S.A.
Holding
ING
+18.53%
3M Return
T
Teachers' Retirement System of the State of Kentucky
Holding
ING
+14.76%
3M Return
A
Amundi Asset Management
Holding
ING
+13.65%
3M Return
I
ID-Sparinvest, Filial af Sparinvest S.A., Luxembourg
Holding
ING
+11.66%
3M Return

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Frequently Asked Questions

What is ING Groep NV (ING) stock price today?

The current price of ING is 29.77 USD — it has decreased -1.1

What is ING Groep NV (ING)'s business?

ING Groep N.V. (ING) is a financial institution. The Company offers banking services. The Company's segments include Retail Netherlands, which offers current and savings accounts, business lending, mortgages and other consumer lending in the Netherlands; Retail Belgium, which offers products that are similar to those in the Netherlands; Retail Germany, which offers current and savings accounts, mortgages and other customer lending; Retail Other, which offers products that are similar to those in the Netherlands, and Wholesale Banking, which offers wholesale banking activities (a full range of products from cash management to corporate finance), real estate and lease. The Company's Retail Banking business lines provide products and services to individuals, small and medium-sized enterprises (SMEs) and mid-corporates. ING's banking activities in Australia are undertaken by ING Bank (Australia) Limited (trading as ING Direct) and ING Bank NV Sydney Branch.

What is the price predicton of ING Stock?

Wall Street analysts forecast ING stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for ING is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is ING Groep NV (ING)'s revenue for the last quarter?

ING Groep NV revenue for the last quarter amounts to NaN USD, decreased

What is ING Groep NV (ING)'s earnings per share (EPS) for the last quarter?

ING Groep NV. EPS for the last quarter amounts to USD, decreased

How many employees does ING Groep NV (ING). have?

ING Groep NV (ING) has 60000 emplpoyees as of May 13 2026.

What is ING Groep NV (ING) market cap?

Today ING has the market capitalization of 85.64B USD.