Historical Valuation
ING Groep NV (ING) is now in the Overvalued zone, suggesting that its current forward PE ratio of 11.56 is considered Overvalued compared with the five-year average of 7.95. The fair price of ING Groep NV (ING) is between 16.98 to 26.40 according to relative valuation methord. Compared to the current price of 28.29 USD , ING Groep NV is Overvalued By 7.15%.
Relative Value
Fair Zone
16.98-26.40
Current Price：28.29
7.15%
Overvalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
ING Groep NV (ING) has a current Price-to-Book (P/B) ratio of 1.45. Compared to its 3-year average P/B ratio of 0.89 , the current P/B ratio is approximately 63.13% higher. Relative to its 5-year average P/B ratio of 0.84, the current P/B ratio is about 73.60% higher. ING Groep NV (ING) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of -18.23%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of -20.20% , the current FCF yield is about -100.00% lower.
P/B
Median3y
0.89
Median5y
0.84
FCF Yield
Median3y
-18.23
Median5y
-20.20
Competitors Valuation Multiple
AI Analysis for ING
The average P/S ratio for ING competitors is 3.00, providing a benchmark for relative valuation. ING Groep NV Corp (ING.N) exhibits a P/S ratio of 3.05, which is 1.81% above the industry average. Given its robust revenue growth of %, this premium appears unsustainable.
Performance Decomposition
AI Analysis for ING
1Y
3Y
5Y
Market capitalization of ING increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of ING in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is ING currently overvalued or undervalued?
ING Groep NV (ING) is now in the Overvalued zone, suggesting that its current forward PE ratio of 11.56 is considered Overvalued compared with the five-year average of 7.95. The fair price of ING Groep NV (ING) is between 16.98 to 26.40 according to relative valuation methord. Compared to the current price of 28.29 USD , ING Groep NV is Overvalued By 7.15% .
What is ING Groep NV (ING) fair value?
ING's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of ING Groep NV (ING) is between 16.98 to 26.40 according to relative valuation methord.
How does ING's valuation metrics compare to the industry average?
The average P/S ratio for ING's competitors is 3.00, providing a benchmark for relative valuation. ING Groep NV Corp (ING) exhibits a P/S ratio of 3.05, which is 1.81% above the industry average. Given its robust revenue growth of %, this premium appears unsustainable.
What is the current P/B ratio for ING Groep NV (ING) as of Jan 10 2026?
As of Jan 10 2026, ING Groep NV (ING) has a P/B ratio of 1.45. This indicates that the market values ING at 1.45 times its book value.
What is the current FCF Yield for ING Groep NV (ING) as of Jan 10 2026?
As of Jan 10 2026, ING Groep NV (ING) has a FCF Yield of 0.00%. This means that for every dollar of ING Groep NV’s market capitalization, the company generates 0.00 cents in free cash flow.
What is the current Forward P/E ratio for ING Groep NV (ING) as of Jan 10 2026?
As of Jan 10 2026, ING Groep NV (ING) has a Forward P/E ratio of 11.56. This means the market is willing to pay $11.56 for every dollar of ING Groep NV’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for ING Groep NV (ING) as of Jan 10 2026?
As of Jan 10 2026, ING Groep NV (ING) has a Forward P/S ratio of 3.05. This means the market is valuing ING at $3.05 for every dollar of expected revenue over the next 12 months.