Should I Buy ING? ING 2026 Analysis

Should You Buy ING Groep NV (ING) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

29.860

1 Day change

0.61%

52 Week Range

30.100

Analysis Updated At

2026/01/29

Based on the data provided, ING Groep NV appears to be a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The company shows strong financial growth, positive technical indicators, and hedge fund interest, making it a solid choice for long-term investment.

Technical Analysis

The technical indicators for ING Groep NV are bullish. The MACD is positive and expanding, RSI is neutral at 68.767, and the moving averages are bullish (SMA_5 > SMA_20 > SMA_200). Key support and resistance levels are Pivot: 29.055, R1: 29.857, S1: 28.253, R2: 30.353, S2: 27.757.

Options Data

Neutral

Open Interest Put-Call Ratio

Bearish

Option Volume Put-Call Ratio

Technical Summary

Sell

Buy

Positive Catalysts

ING reported a strong Q4 2025 financial performance with a 7.2% YoY income increase and significant customer base expansion.
Hedge funds are buying heavily, with a 1030.46% increase in buying activity over the last quarter.
The company anticipates strong income growth in 2026 and 2027.

Neutral/Negative Catalysts

Analysts have mixed ratings, with Jefferies initiating a Hold rating and Goldman Sachs removing ING from its European Conviction List.
The stock trend analysis suggests a slight probability of short-term declines (-0.31% next day, -1.19% next week).

Financial Performance

In Q4 2025, ING reported a GAAP EPS of €0.48 and total income of €5.8 billion, marking a 7.2% YoY increase. The company added 352,000 mobile primary customers and grew net core deposits by €9.5 billion, reflecting strong operational performance and customer trust.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Analysts have mixed views. JPMorgan recently raised the price target to EUR 28.50 with an Overweight rating, while Jefferies initiated coverage with a Hold rating at EUR 27. Goldman Sachs removed ING from its European Conviction List, indicating some caution among analysts.

Analyst Rating

Wall Street analysts forecast ING stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ING is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

Buy

Hold

Sell

Current: 29.680

Low

Averages

High

Current: 29.680

Low

Averages

High

Jefferies

Hold

initiated

€27

AI Analysis

2026-01-27

New

Reason

Jefferies

Price Target

€27

AI Analysis

2026-01-27

New

initiated

Hold

Reason

Jefferies initiated coverage of ING Groep with a Hold rating and EUR 27 price target. The firm says the bank faces competitive threats from digital-players and has fewer catalysts and tighter capital relative to ABN.

JPMorgan

NULL -> Overweight

upgrade

2026-01-22

Reason

JPMorgan

Price Target

2026-01-22

upgrade

NULL -> Overweight

Reason

JPMorgan raised the firm's price target on ING Groep to EUR 28.50 from EUR 24.80 and keeps an Overweight rating on the shares.

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ING Should I Buy

ING Should I Buy

Should You Buy ING Groep NV (ING) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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