CACC Overview

Credit Acceptance Corporation is engaged in providing financing solutions that enable automobile dealers to sell vehicles to consumers. The Company’s financing programs are offered through a nationwide network of automobile dealers. Its loan portfolio consists of two portfolio segments: dealer loans and purchased loans. The Company offers two programs: the Portfolio Program and the Purchase Program. Under the Portfolio Program, the Company advances money to dealers in exchange for the right to service the underlying consumer loans. Under the Purchase Program, the Company buys the consumer loans from the dealers and keeps all amounts collected from the consumer. Its target market consists of approximately 60,000 independent and franchised automobile dealers in the United States. The Company has market area managers located throughout the United States that market its programs to dealers, enroll new dealers, and support active dealers.

Wall Street analysts forecast CACC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CACC is460.00 USD with a low forecast of 460.00 USD and a high forecast of 460.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

Credit Acceptance Corp revenue for the last quarter amounts to 579.90M USD, increased 2.47 % YoY.

Credit Acceptance Corp. EPS for the last quarter amounts to 10.99 USD, decreased -10.29 % YoY.

Credit Acceptance Corp (CACC) has 2431 emplpoyees as of February 07 2026.

Today CACC has the market capitalization of 5.46B USD.