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PFSI Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
83.230
Open
81.780
VWAP
82.46
Vol
520.22K
Mkt Cap
4.28B
Low
81.780
Amount
42.90M
EV/EBITDA(TTM)
14.48
Total Shares
51.92M
EV
20.75B
EV/OCF(TTM)
--
P/S(TTM)
1.40
PennyMac Financial Services, Inc. is a specialty financial services company, which is focused on the production and servicing of the United States mortgage loans and the management of investments related to the United States mortgage market. The Company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs servicing and subservicing of loans on behalf of non-affiliate investors, execution and management of early buyout transactions, and servicing of loans sourced and managed for PMT.
Show More

Events Timeline

(ET)
2026-06-16
08:30:00
PennyMac Expands Strategic Agreement with Amazon Web Services
select
2026-05-05 (ET)
2026-05-05
16:40:00
PennyMac Financial Reports Q1 Revenue of $544.98M
select
2026-04-21 (ET)
2026-04-21
08:30:00
PennyMac Launches Athlete Mortgage Program
select

News

PRnewswire
7.0
06-17PRnewswire
Rosen Law Firm Investigates PennyMac Financial Misleading Claims
  • Securities Claims Investigation: Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services, Inc. (NYSE:PFSI) due to allegations of issuing materially misleading business information, highlighting serious concerns over the company's transparency.
  • Declining Financial Performance: PennyMac reported a pretax income of $37.3 million for Q4 2025 on January 29, 2026, a staggering 76.4% drop from $157.4 million in the previous quarter, indicating the company's vulnerability in changing market conditions.
  • Stock Price Volatility: Following the financial report, PennyMac's stock plummeted by 33.3% to close at $99.92 per share on January 30, 2026, reflecting strong investor concerns regarding the company's future outlook.
  • Class Action Preparation: Rosen Law Firm is preparing a class action against PennyMac, allowing investors to seek compensation without any out-of-pocket costs, demonstrating the firm's strong commitment to protecting investor rights.
Newsfilter
5.0
06-16Newsfilter
PennyMac Appoints Scott Sauer to Board of Trustees
  • New Board Member: PennyMac Mortgage Investment Trust has appointed Scott Sauer to its Board of Trustees, bringing over 30 years of financial industry experience, which is expected to provide valuable insights and drive long-term shareholder value.
  • Extensive Financial Background: Sauer spent nearly 20 years as an audit partner at Deloitte & Touche LLP, specializing in complex financial transformations, public offerings, and mergers, which will enhance PMT's financial strategy.
  • Leadership and Governance Experience: As a member of the Board of Directors for the West Point Association of Graduates, Sauer chairs both the Audit and Compensation Committees and serves as Vice-Chair of the Finance Committee, showcasing his governance leadership that strengthens PMT's governance structure.
  • Professional Qualifications: Sauer is a licensed Certified Public Accountant (CPA) and holds a Directorship Certification from the National Association of Corporate Directors, ensuring his expertise in financial management and corporate governance, which lays a solid foundation for PMT's future growth.
Globenewswire
7.0
06-15Globenewswire
Investigation into PennyMac's Misleading Financial Information
  • Securities Claims Investigation: The Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services (NYSE: PFSI) due to allegations of issuing materially misleading business information, highlighting serious issues regarding the company's financial transparency.
  • Declining Financial Performance: PennyMac's report on January 29, 2026, revealed a pretax income of $37.3 million for its servicing segment, down 76% from $157.4 million in the previous quarter, indicating vulnerability in the company's performance amid changing market conditions, which could undermine investor confidence.
  • Stock Price Volatility: Following the financial report, PennyMac's stock plummeted by 33.3% on January 30, 2026, falling $49.78 to close at $99.92 per share, reflecting strong market concerns about the company's financial health and future prospects.
  • Class Action Opportunity: Investors can join the class action through the Rosen Law Firm without upfront costs, providing legal support for affected shareholders and potentially aiding in the recovery of their losses, which emphasizes the firm's commitment to investor rights.
PRnewswire
7.0
06-12PRnewswire
Investigation into PennyMac's Misleading Financial Information
  • Securities Claims Investigation: Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services, Inc. (NYSE:PFSI) due to allegations of misleading business information, aiming to protect investor rights and seek compensation.
  • Declining Financial Performance: PennyMac's report released on January 29, 2026, revealed a pretax income of $37.3 million for its servicing segment, a staggering 76.4% drop from $157.4 million in the previous quarter, indicating severe financial challenges for the company.
  • Significant Stock Price Drop: Following the negative financial report, PennyMac's stock plummeted by 33.3% to close at $99.92 on January 30, 2026, reflecting market concerns regarding the company's future outlook.
  • Class Action Preparation: Rosen Law Firm is preparing a class action lawsuit, allowing investors to participate in claims without upfront costs, demonstrating the firm's commitment to recovering losses for investors and safeguarding their legal rights.
Globenewswire
7.0
06-12Globenewswire
Investigation into PennyMac's Misleading Financial Information
  • Securities Claims Investigation: Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services, Inc. (NYSE: PFSI) for possibly issuing misleading business information, indicating significant transparency issues that could affect investor trust.
  • Declining Financial Performance: PennyMac's report on January 29, 2026, revealed a pretax income of $37.3 million for its servicing segment, down 76.4% from $157.4 million in the previous quarter, highlighting the company's vulnerability in changing market conditions, which may lead to decreased investor confidence.
  • Stock Price Volatility: Following the financial report, PennyMac's stock price plummeted by 33.3% on January 30, 2026, dropping $49.78 to close at $99.92, a drastic decline that could trigger further legal actions from investors, increasing the company's legal risks.
  • Class Action Preparation: Rosen Law Firm is preparing a class action lawsuit allowing investors to seek compensation without upfront costs, indicating that the company may face greater legal liabilities, which could impact its future financial stability and market reputation.
Newsfilter
5.0
06-09Newsfilter
Ontollo CEO Joins Pennymac Board, Enhancing Tech Leadership
  • New Board Member: Tiffany To, CEO of Ontollo, joins the Pennymac Board, bringing extensive experience in AI and business transformation, which is expected to enhance the company's technology-driven competitive advantage.
  • Technology Transformation Expert: While at Atlassian as EVP and GM, To successfully built an AI-driven knowledge work system for 300,000 customers, showcasing her ability to connect technology directly to business outcomes.
  • Industry Leadership Experience: As COO at ForAllSecure, she developed enterprise-ready cybersecurity products for the Department of Defense, indicating her successful experience in transforming new technologies into market-ready products, which can provide strategic guidance for Pennymac.
  • Company Background: Pennymac is a leading mortgage service provider in the U.S., with $154 billion in newly originated loans and $720 billion in serviced loans for the fiscal year ending March 31, 2026, demonstrating its strong position in the industry.
Wall Street analysts forecast PFSI stock price to rise
7 Analyst Rating
Wall Street analysts forecast PFSI stock price to rise
5 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
143.00
Averages
150.29
High
160.00
Current: 0.000
sliders
Low
143.00
Averages
150.29
High
160.00
BTIG
Buy
downgrade
$150 -> $105
AI Analysis
2026-06-16
New
Reason
BTIG
Price Target
$150 -> $105
AI Analysis
2026-06-16
New
downgrade
Buy
Reason
BTIG lowered the firm's price target on PennyMac Financial to $105 from $150 and keeps a Buy rating on the shares. The firm says the interest rate environment has been more challenging in 2026 than initially expected. This highlights the importance of having a balanced business model which can produce stable returns across the cycle, the analyst tells investors in a research note. BTIG is positive on the mortgage originators given current valuations despite the current high level of mortgage rates. However, it cut price targets citing the more challenging interest rate and profitability outlook.
Barclays
Overweight
downgrade
$116 -> $107
2026-05-11
Reason
Barclays
Price Target
$116 -> $107
2026-05-11
downgrade
Overweight
Reason
Barclays lowered the firm's price target on PennyMac Financial to $107 from $116 and keeps an Overweight rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for PFSI
Unlock Now

Valuation Metrics

The current forward P/E ratio for PennyMac Financial Services Inc (PFSI.N) is 5.43, compared to its 5-year average forward P/E of 8.14. For a more detailed relative valuation and DCF analysis to assess PennyMac Financial Services Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.14
Current PE
5.43
Overvalued PE
9.84
Undervalued PE
6.45

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
5.70
Current EV/EBITDA
42.51
Overvalued EV/EBITDA
24.23
Undervalued EV/EBITDA
-12.83

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.01
Current PS
1.45
Overvalued PS
2.42
Undervalued PS
1.59

Financials

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Whales Holding PFSI

P
Palisade Capital Management, LP
Holding
PFSI
+20.81%
3M Return
S
Senator Investment Group LP
Holding
PFSI
+19.08%
3M Return
M
MFN Partners Management, LP
Holding
PFSI
+17.97%
3M Return
K
Kinetic Partners Management LP
Holding
PFSI
+16.26%
3M Return
S
Senvest Management, LLC
Holding
PFSI
+12.30%
3M Return
B
Basswood Capital Management, L.L.C.
Holding
PFSI
+11.46%
3M Return

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Frequently Asked Questions

What is PennyMac Financial Services Inc (PFSI) stock price today?

The current price of PFSI is 82.38 USD — it has increased 1.45

What is PennyMac Financial Services Inc (PFSI)'s business?

PennyMac Financial Services, Inc. is a specialty financial services company, which is focused on the production and servicing of the United States mortgage loans and the management of investments related to the United States mortgage market. The Company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs servicing and subservicing of loans on behalf of non-affiliate investors, execution and management of early buyout transactions, and servicing of loans sourced and managed for PMT.

What is the price predicton of PFSI Stock?

Wall Street analysts forecast PFSI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PFSI is150.29 USD with a low forecast of 143.00 USD and a high forecast of 160.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is PennyMac Financial Services Inc (PFSI)'s revenue for the last quarter?

PennyMac Financial Services Inc revenue for the last quarter amounts to 794.74M USD, increased 24.41

What is PennyMac Financial Services Inc (PFSI)'s earnings per share (EPS) for the last quarter?

PennyMac Financial Services Inc. EPS for the last quarter amounts to 1.53 USD, increased 7.75

How many employees does PennyMac Financial Services Inc (PFSI). have?

PennyMac Financial Services Inc (PFSI) has 5241 emplpoyees as of June 20 2026.

What is PennyMac Financial Services Inc (PFSI) market cap?

Today PFSI has the market capitalization of 4.28B USD.