PFSI Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

639.81M

+36.1%

3.311

+15.09%

626.75M

+45.45%

3.460

+24.89%

671.14M

+50.91%

3.904

-8.82%

Estimates Revision

The market is revising No Change the revenue expectations for PennyMac Financial Services, Inc. (PFSI) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by 27.60%.

Revenue Estimates for FY2025

No Change

0.00%

In Past 3 Month

EPS Estimates for FY2025

No Change

0.00%

In Past 3 Month

Stock Price

Go Up

+27.60%

In Past 3 Month

6 Analyst Rating

Wall Street analysts forecast PFSI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PFSI is 137.17 USD with a low forecast of 129.00 USD and a high forecast of 145.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

4 Buy

2 Hold

0 Sell

Moderate Buy

Current: 0.000

Low

129.00

Averages

137.17

High

145.00

Current: 0.000

Low

129.00

Averages

137.17

High

145.00

Barclays

Terry Ma

Overweight

maintain

$139 -> $158

2026-01-06

New

Reason

Barclays

Terry Ma

Price Target

$139 -> $158

2026-01-06

New

maintain

Overweight

Reason

Barclays analyst Terry Ma raised the firm's price target on PennyMac Financial to $158 from $139 and keeps an Overweight rating on the shares. The firm sees additional upside in select consumer finance name in 2026. A "benign' credit environment sets the stage for loan growth, the analyst tells investors in a research note. Barclays also forecasts a better mortgage origination market in 2026. The firm adjusted price targets as part of its 2026 outlook.

BTIG

Eric Hagen

Buy

maintain

$135 -> $150

2025-12-29

Reason

BTIG

Eric Hagen

Price Target

$135 -> $150

2025-12-29

maintain

Buy

Reason

BTIG analyst Eric Hagen raised the firm's price target on PennyMac Financial to $150 from $135 and keeps a Buy rating on the shares. Most mortgage lenders and servicers should expect earnings upside from "low(er)" interest rate volatility, argues the analyst, who sees improved visibility for GAAP book value to get up near $100 per share by the end of 2026 if low interest rate volatility helps contribute to more moderate and predictable hedging costs.

UBS

Doug Harter

Neutral

maintain

$135 -> $145

2025-10-24

Reason

UBS

Doug Harter

Price Target

$135 -> $145

2025-10-24

maintain

Neutral

Reason

UBS analyst Doug Harter raised the firm's price target on PennyMac Financial to $145 from $135 and keeps a Neutral rating on the shares.

Keefe Bruyette

Bose George

Market Perform

maintain

$129 -> $138

2025-10-24

Reason

Keefe Bruyette

Bose George

Price Target

$129 -> $138

2025-10-24

maintain

Market Perform

Reason

Keefe Bruyette analyst Bose George raised the firm's price target on PennyMac Financial to $138 from $129 and keeps a Market Perform rating on the shares. The firm upped estimates post the Q3 report to reflect the company's improved operating return on equity guidance.

Barclays

Overweight

maintain

$136 -> $139

2025-10-22

Reason

Barclays

Price Target

$136 -> $139

2025-10-22

maintain

Overweight

Reason

Barclays raised the firm's price target on PennyMac Financial to $139 from $136 and keeps an Overweight rating on the shares post the Q3 report. The company reported "strong results all around," with production and servicing segments both beating, while hedge costs were contained, the analyst tells investors in a research note. The firm upped estimates post the print.

Keefe Bruyette

Outperform

maintain

$117 -> $121

2025-09-03

Reason

Keefe Bruyette

Price Target

$117 -> $121

2025-09-03

maintain

Outperform

Reason

Keefe Bruyette raised the firm's price target on PennyMac Financial to $121 from $117 and keeps an Outperform rating on the shares. The firm is more constructive on PennyMac's outlook, the analyst tells investors in a research note.

Valuation Metrics

The current forward P/E ratio for PennyMac Financial Services Inc (PFSI.N) is 8.99, compared to its 5-year average forward P/E of 7.98. For a more detailed relative valuation and DCF analysis to assess PennyMac Financial Services Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

7.98

Current PE

8.99

Overvalued PE

9.94

Undervalued PE

6.03

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

1.98

Current PS

2.60

Overvalued PS

2.41

Undervalued PS

1.54

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds areSelling! The selling amount has increased 15925.56% over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

PFSI News & Events

Events Timeline

No data

News

2.0

01-09Fool

Rocket Companies Stock Rises 9.65% to $23.29 Amid Mortgage-Bond Purchase Proposal

2.0

01-09NASDAQ.COM

Rocket Companies Stock Rises 9.65% to $23.29 Amid Mortgage-Bond Purchase Proposal

2.0

01-09CNBC

Trump Directs Purchase of $200 Billion Mortgage Bonds to Lower Rates

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Frequently Asked Questions

What is PennyMac Financial Services Inc (PFSI) stock price today?

The current price of PFSI is 146.19 USD — it has increased 6.41 % in the last trading day.

What is PennyMac Financial Services Inc (PFSI)'s business?

PennyMac Financial Services, Inc. is a specialty financial services company, which is focused on the production and servicing of the United States mortgage loans and the management of investments related to the United States mortgage market. The Company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs loan servicing for both newly originated loans it is holding for sale and loans its services for others, including for PMT. Its loan servicing segment performs loan administration, collection, and default management activities.

What is the price predicton of PFSI Stock?

What is PennyMac Financial Services Inc (PFSI)'s revenue for the last quarter?

PennyMac Financial Services Inc revenue for the last quarter amounts to 882.81M USD, increased 40.27 % YoY.

What is PennyMac Financial Services Inc (PFSI)'s earnings per share (EPS) for the last quarter?

PennyMac Financial Services Inc. EPS for the last quarter amounts to 3.37 USD, increased 159.23 % YoY.

What changes have occurred in the market's expectations for PennyMac Financial Services Inc (PFSI)'s fundamentals?

How many employees does PennyMac Financial Services Inc (PFSI). have?

PennyMac Financial Services Inc (PFSI) has 4455 emplpoyees as of January 10 2026.

What is PennyMac Financial Services Inc (PFSI) market cap?

Today PFSI has the market capitalization of 7.60B USD.