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PFSI Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
86.370
Open
86.180
VWAP
84.69
Vol
965.94K
Mkt Cap
4.35B
Low
83.840
Amount
81.81M
EV/EBITDA(TTM)
14.62
Total Shares
51.92M
EV
20.96B
EV/OCF(TTM)
--
P/S(TTM)
1.47
PennyMac Financial Services, Inc. is a specialty financial services company, which is focused on the production and servicing of the United States mortgage loans and the management of investments related to the United States mortgage market. The Company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs servicing and subservicing of loans on behalf of non-affiliate investors, execution and management of early buyout transactions, and servicing of loans sourced and managed for PMT.
Show More

Events Timeline

(ET)
2026-05-05
16:40:00
PennyMac Financial Reports Q1 Revenue of $544.98M
select
2026-04-21 (ET)
2026-04-21
08:30:00
PennyMac Launches Athlete Mortgage Program
select

News

NASDAQ.COM
8.5
05-28NASDAQ.COM
PinnedHelix Partners Acquires New Stake in PennyMac Financial Services
  • New Investment Position: Helix Partners Management LP initiated a new position in PennyMac Financial Services (PFSI) by purchasing 79,000 shares, resulting in a post-trade valuation of $6.90 million, which represents 1.85% of the firm's 13F reportable assets under management.
  • Quarterly Performance Insights: PennyMac's pretax income from production rose to $133.6 million, indicating success in direct lending channels, although servicing results remained inconsistent due to fluctuations in the value of mortgage servicing rights, impacting overall financial performance.
  • Market Competitive Landscape: As of May 13, 2026, PennyMac's stock price stood at $87.74, reflecting a 10.9% decline over the past year, significantly trailing the S&P 500 by 37.33 percentage points, which suggests market caution regarding its future growth prospects.
  • Future Growth Challenges: The company's success will hinge on its servicing business's ability to support new loan production while enhancing efficiency to boost returns, as its large servicing portfolio provides a customer base for future refinancing or home purchases, contingent on effective recapture rates and production margins.
PRnewswire
7.0
05-29PRnewswire
Rosen Law Firm Investigates PennyMac Financial Securities Claims
  • Securities Claims Investigation: The Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services for allegedly issuing misleading business information, potentially entitling affected investors to compensation without out-of-pocket costs.
  • Declining Financial Performance: PennyMac's report on January 29, 2026, revealed a significant drop in servicing segment pretax income to $37.3 million, down 76.4% from $157.4 million in the previous quarter, indicating vulnerability in the company's financial health amid changing market conditions.
  • Stock Price Plunge: Following the disappointing financial results, PennyMac's stock price fell by 33.3% to close at $99.92 on January 30, 2026, reflecting investor concerns about the company's future prospects and stability.
  • Class Action Preparation: The Rosen Law Firm is preparing a class action lawsuit against PennyMac to recover investor losses, emphasizing the importance of selecting experienced legal counsel to effectively protect investor rights and interests.
Globenewswire
7.0
05-29Globenewswire
PennyMac Financial Services Under Investigation for Securities Violations
  • Investigation Announcement: Bleichmar Fonti & Auld LLP has initiated an investigation into PennyMac Financial Services for potential violations of federal securities laws, urging investors to seek additional information regarding the situation.
  • Increased Loan Capacity: Recently, PennyMac enhanced its loan origination capacity to better retain borrowers seeking refinancing; however, despite claims of improved recapture rates, there are concerns about potential misrepresentation.
  • Stock Price Plunge: On January 29, 2026, PennyMac reported disappointing Q4 2025 results, revealing that increased competition limited its ability to capitalize on refinancing opportunities, leading to a stock price drop from $140.70 to $93.50, a decline of over 37%.
  • Legal Options for Investors: Investors who suffered losses may have legal recourse, as BFA offers contingency-based representation, encouraging affected shareholders to submit their information for potential legal assistance.
Fool
8.5
05-28Fool
Helix Partners Acquires New Stake in PennyMac Financial Services
  • New Investment Position: According to an SEC filing on May 14, 2026, Helix Partners Management LP reported a new position in PennyMac Financial Services, acquiring 79,000 shares valued at $6.90 million, representing 1.85% of its reportable assets under management.
  • Portfolio Composition: Following this acquisition, Helix's top holdings include NASDAQ: CORZ at $65.99 million (42.1% of AUM) and NASDAQ: SATS at $21.23 million (13.5% of AUM), indicating a diversified investment strategy.
  • Financial Overview: PennyMac Financial Services reported a trailing twelve-month revenue of $3.32 billion and a net income of $507.12 million, with a dividend yield of 1.37%; as of May 13, 2026, shares were priced at $87.74, down 10.9% year-over-year, significantly trailing the S&P 500 by 37.33 percentage points.
  • Future Growth Outlook: The dual revenue structure of PennyMac supports performance across interest rate cycles, although servicing income can be volatile; future success hinges on the servicing business's ability to support new loan production while improving customer recapture rates and production margins.
Globenewswire
7.0
05-28Globenewswire
Investigation into PennyMac's Misleading Financial Information
  • Securities Claims Investigation: The Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services, Inc. due to allegations of misleading business information, highlighting the legal risks associated with the company's lack of transparency.
  • Declining Financial Performance: PennyMac's report on January 29, 2026, revealed a pretax income of $37.3 million for its servicing segment, a staggering 76.4% drop from $157.4 million in the previous quarter, indicating the company's vulnerability amid market fluctuations, which could undermine investor confidence.
  • Significant Stock Price Drop: Following the financial report, PennyMac's stock plummeted by 33.3% on January 30, 2026, falling $49.78 to close at $99.92 per share, reflecting strong market concerns regarding the company's financial health and future prospects.
  • Class Action Preparation: The Rosen Law Firm is preparing a class action for affected investors, promising compensation without upfront fees, which underscores a declining trust in the company's governance and information disclosure practices.
Globenewswire
7.0
05-27Globenewswire
PennyMac Financial Services Under Investigation for Securities Violations
  • Investigation Announcement: Bleichmar Fonti & Auld LLP has launched an investigation into PennyMac Financial Services for potential violations of federal securities laws, urging investors to seek additional information regarding their legal options.
  • Increased Loan Capacity: Recently, PennyMac enhanced its loan origination capacity to retain borrowers seeking refinancing; however, despite claims of improved recapture rates, the competitive landscape has constrained its ability to capitalize on refinancing opportunities.
  • Significant Stock Drop: Following the disappointing Q4 2025 financial results reported on January 29, 2026, PennyMac's stock plummeted over 37%, from $140.70 per share to a low of $93.50 on January 30, indicating market concerns about its refinancing capabilities.
  • Legal Options for Investors: Investors who have incurred losses may have legal recourse, with BFA offering contingency-based representation, highlighting its expertise in securities class actions and its track record of successful recoveries.
Wall Street analysts forecast PFSI stock price to rise
7 Analyst Rating
Wall Street analysts forecast PFSI stock price to rise
5 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
143.00
Averages
150.29
High
160.00
Current: 0.000
sliders
Low
143.00
Averages
150.29
High
160.00
Barclays
Overweight
downgrade
$116 -> $107
AI Analysis
2026-05-11
Reason
Barclays
Price Target
$116 -> $107
AI Analysis
2026-05-11
downgrade
Overweight
Reason
Barclays lowered the firm's price target on PennyMac Financial to $107 from $116 and keeps an Overweight rating on the shares.
Keefe Bruyette
Outperform
to
NULL
downgrade
$115 -> $108
2026-05-08
Reason
Keefe Bruyette
Price Target
$115 -> $108
2026-05-08
downgrade
Outperform
to
NULL
Reason
Keefe Bruyette lowered the firm's price target on PennyMac Financial to $108 from $115 and keeps an Outperform rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for PFSI
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Valuation Metrics

The current forward P/E ratio for PennyMac Financial Services Inc (PFSI.N) is 5.43, compared to its 5-year average forward P/E of 8.15. For a more detailed relative valuation and DCF analysis to assess PennyMac Financial Services Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.15
Current PE
5.43
Overvalued PE
9.84
Undervalued PE
6.45

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
5.20
Current EV/EBITDA
42.52
Overvalued EV/EBITDA
23.31
Undervalued EV/EBITDA
-12.90

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.01
Current PS
1.51
Overvalued PS
2.43
Undervalued PS
1.58

Financials

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Whales Holding PFSI

S
Senvest Management, LLC
Holding
PFSI
+22.64%
3M Return
K
Kinetic Partners Management LP
Holding
PFSI
+9.98%
3M Return
S
Senator Investment Group LP
Holding
PFSI
+8.58%
3M Return
M
MFN Partners Management, LP
Holding
PFSI
+2.53%
3M Return
B
Basswood Capital Management, L.L.C.
Holding
PFSI
+0.65%
3M Return
G
GoldenTree Asset Management LP
Holding
PFSI
-1.12%
3M Return

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Frequently Asked Questions

What is PennyMac Financial Services Inc (PFSI) stock price today?

The current price of PFSI is 83.87 USD — it has decreased -2.91

What is PennyMac Financial Services Inc (PFSI)'s business?

PennyMac Financial Services, Inc. is a specialty financial services company, which is focused on the production and servicing of the United States mortgage loans and the management of investments related to the United States mortgage market. The Company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs servicing and subservicing of loans on behalf of non-affiliate investors, execution and management of early buyout transactions, and servicing of loans sourced and managed for PMT.

What is the price predicton of PFSI Stock?

Wall Street analysts forecast PFSI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PFSI is150.29 USD with a low forecast of 143.00 USD and a high forecast of 160.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is PennyMac Financial Services Inc (PFSI)'s revenue for the last quarter?

PennyMac Financial Services Inc revenue for the last quarter amounts to 794.74M USD, increased 24.41

What is PennyMac Financial Services Inc (PFSI)'s earnings per share (EPS) for the last quarter?

PennyMac Financial Services Inc. EPS for the last quarter amounts to 1.53 USD, increased 7.75

How many employees does PennyMac Financial Services Inc (PFSI). have?

PennyMac Financial Services Inc (PFSI) has 5241 emplpoyees as of May 31 2026.

What is PennyMac Financial Services Inc (PFSI) market cap?

Today PFSI has the market capitalization of 4.35B USD.