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PFSI Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
90.670
Open
89.340
VWAP
89.71
Vol
501.99K
Mkt Cap
4.70B
Low
87.910
Amount
45.03M
EV/EBITDA(TTM)
14.77
Total Shares
51.92M
EV
21.18B
EV/OCF(TTM)
--
P/S(TTM)
1.54
PennyMac Financial Services, Inc. is a specialty financial services company, which is focused on the production and servicing of the United States mortgage loans and the management of investments related to the United States mortgage market. The Company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs servicing and subservicing of loans on behalf of non-affiliate investors, execution and management of early buyout transactions, and servicing of loans sourced and managed for PMT.
Show More

Events Timeline

(ET)
2026-05-05
16:40:00
PennyMac Financial Reports Q1 Revenue of $544.98M
select
2026-04-21 (ET)
2026-04-21
08:30:00
PennyMac Launches Athlete Mortgage Program
select

News

PRnewswire
7.0
05-10PRnewswire
Rosen Law Firm Investigates PennyMac for Misleading Financial Information
  • Securities Claims Investigation: Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services, Inc. (NYSE:PFSI) due to allegations of misleading business information, aiming to protect investor rights and seek compensation.
  • Declining Financial Performance: PennyMac's report on January 29, 2026, revealed a significant drop in its servicing segment's pretax income to $37.3 million for Q4 2025, down 76.4% from $157.4 million in the previous quarter, indicating severe financial challenges.
  • Stock Price Plummet: Following the financial report, PennyMac's stock price fell by 33.3% on January 30, 2026, dropping $49.78 to close at $99.92, reflecting market pessimism regarding the company's future prospects.
  • Class Action Preparation: Rosen Law Firm is preparing a class action lawsuit, allowing investors to participate in claims without upfront costs, demonstrating the firm's strong commitment to safeguarding investor interests.
Globenewswire
7.0
05-08Globenewswire
PennyMac Financial Services Under Investigation for Securities Violations
  • Investigation Background: Bleichmar Fonti & Auld LLP has announced an investigation into PennyMac Financial Services for potential violations of federal securities laws, particularly regarding misleading statements about its ability to recapture refinancing customers.
  • Disappointing Financial Performance: On January 29, 2026, PennyMac reported its 4Q 2025 financial results, revealing that despite increasing loan origination capacity, it failed to capitalize on refinancing opportunities due to heightened competition, resulting in a stock price drop of over 37% in one day.
  • Stock Price Decline Reasons: PennyMac's stock plummeted from $140.70 per share on January 29, 2026, to as low as $93.50 on January 30, reflecting market concerns about its future profitability, especially in the context of declining interest rates.
  • Legal Options for Investors: Investors are encouraged to visit the BFA website for more information, indicating they may have legal options available, with all representation on a contingency fee basis, meaning no litigation costs for investors.
Fool
6.5
05-07Fool
Prescott Group Increases Stake in PennyMac Financial Services
  • Stake Increase: Prescott Group Capital Management disclosed a purchase of 109,948 shares of PennyMac Financial Services in Q1 2026, valued at approximately $11.82 million, indicating strong confidence in the company.
  • Holding Value: By quarter-end, the value of PennyMac's stake reached $12.76 million, despite an 8.2% decline in share price over the past year, representing 1.27% of Prescott's reportable AUM.
  • Financial Performance: PennyMac's first-quarter production segment pretax income surged to $133.6 million from $61.9 million a year earlier, highlighting robust performance in the mortgage market.
  • Market Outlook: Although the servicing segment's pretax income fell sharply to $12.7 million, the company continues to grow, demonstrating potential for profitability and market share in a volatile interest rate environment.
Globenewswire
7.0
05-07Globenewswire
Investigation into PennyMac's Misleading Financial Information
  • Securities Claims Investigation: Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services for allegedly issuing misleading business information, indicating significant legal risks for the company.
  • Declining Financial Performance: PennyMac's report on January 29, 2026, revealed a pretax income of $37.3 million in its servicing segment, down 76.4% from $157.4 million in the previous quarter, highlighting the company's vulnerability in changing market conditions.
  • Stock Price Plummet: Following the poor financial report, PennyMac's stock price fell by 33.3% to close at $99.92 on January 30, 2026, reflecting investor concerns about the company's future prospects.
  • Class Action Preparation: Rosen Law Firm is preparing a class action against PennyMac, allowing investors to seek compensation without any out-of-pocket costs, indicating potential further legal and financial pressures on the company.
seekingalpha
8.0
05-06seekingalpha
PennyMac Financial Declares $0.30 Quarterly Dividend
  • Quarterly Dividend Declaration: PennyMac Financial has declared a quarterly dividend of $0.30 per share, consistent with previous distributions, indicating the company's stable cash flow and commitment to shareholder returns.
  • Dividend Yield: The forward yield of 1.37% reflects the company's attractiveness in the current market environment, potentially appealing to investors seeking stable income.
  • Dividend Payment Timeline: The dividend is payable on May 28, with a record date of May 18 and an ex-dividend date also set for May 18, ensuring shareholders receive their returns promptly.
  • Future Outlook: PennyMac signals a target of low to mid-teens return on equity in the second half of 2026 while aiming to reduce per-loan servicing costs to $55 within 24 to 36 months, highlighting its focus on cost control and profitability.
Yahoo Finance
9.5
05-06Yahoo Finance
PennyMac Reports $14 Million Net Income in Q1 2026
  • Financial Overview: PennyMac reported a net income of $14 million for Q1 2026, translating to $0.16 per diluted share and a 4% annualized return on common equity, demonstrating resilience despite seasonal impacts and higher loan rates leading to MSR runoff.
  • Stable Dividend: Despite earnings being below the dividend level due to market-driven value changes, PennyMac has opted to maintain its quarterly dividend at $0.40 per share, indicating confidence in future cash flows to cover the current dividend.
  • Portfolio Dynamics: In Q1, PennyMac purchased $4.3 billion in loans through its partnership with PFSI and completed 8 private label securitizations totaling $2.8 billion, showcasing its leadership in the private securitization market and robust investment creation capabilities.
  • Asset Quality Maintained: At quarter-end, the fair value of subordinate bonds in PennyMac's credit-sensitive strategies reached $744 million, with a weighted average FICO score of 774, underscoring the company's ongoing ability to create high-quality assets and enhance its competitive position in the market.
Wall Street analysts forecast PFSI stock price to rise
7 Analyst Rating
Wall Street analysts forecast PFSI stock price to rise
5 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
143.00
Averages
150.29
High
160.00
Current: 0.000
sliders
Low
143.00
Averages
150.29
High
160.00
Keefe Bruyette
Outperform
to
NULL
downgrade
$115 -> $108
AI Analysis
2026-05-08
New
Reason
Keefe Bruyette
Price Target
$115 -> $108
AI Analysis
2026-05-08
New
downgrade
Outperform
to
NULL
Reason
Keefe Bruyette lowered the firm's price target on PennyMac Financial to $108 from $115 and keeps an Outperform rating on the shares.
Piper Sandler
Overweight
downgrade
$122 -> $112
2026-05-06
New
Reason
Piper Sandler
Price Target
$122 -> $112
2026-05-06
New
downgrade
Overweight
Reason
Piper Sandler lowered the firm's price target on PennyMac Financial to $112 from $122 and keeps an Overweight rating on the shares. The firm notes PennyMac posted a beat versus the Street, but came in below Piper's estimates. Piper remains bullish but believes PennyMac will need to build credibility in 2026 and 2027 by hitting its stated ROE targets over the near and long-term.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for PFSI
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Valuation Metrics

The current forward P/E ratio for PennyMac Financial Services Inc (PFSI.N) is 5.43, compared to its 5-year average forward P/E of 8.14. For a more detailed relative valuation and DCF analysis to assess PennyMac Financial Services Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.14
Current PE
5.43
Overvalued PE
9.85
Undervalued PE
6.44

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
4.69
Current EV/EBITDA
16.60
Overvalued EV/EBITDA
22.33
Undervalued EV/EBITDA
-12.95

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.00
Current PS
1.56
Overvalued PS
2.43
Undervalued PS
1.58

Financials

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Whales Holding PFSI

S
Senvest Management, LLC
Holding
PFSI
+6.79%
3M Return
P
Palisade Capital Management, LP
Holding
PFSI
+6.27%
3M Return
K
Kinetic Partners Management LP
Holding
PFSI
+4.81%
3M Return
M
MFN Partners Management, LP
Holding
PFSI
+2.07%
3M Return
S
Senator Investment Group LP
Holding
PFSI
+0.96%
3M Return
D
Dark Forest Capital Management LP
Holding
PFSI
-0.03%
3M Return

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Frequently Asked Questions

What is PennyMac Financial Services Inc (PFSI) stock price today?

The current price of PFSI is 90.54 USD — it has increased 2.12

What is PennyMac Financial Services Inc (PFSI)'s business?

PennyMac Financial Services, Inc. is a specialty financial services company, which is focused on the production and servicing of the United States mortgage loans and the management of investments related to the United States mortgage market. The Company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs servicing and subservicing of loans on behalf of non-affiliate investors, execution and management of early buyout transactions, and servicing of loans sourced and managed for PMT.

What is the price predicton of PFSI Stock?

Wall Street analysts forecast PFSI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PFSI is150.29 USD with a low forecast of 143.00 USD and a high forecast of 160.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is PennyMac Financial Services Inc (PFSI)'s revenue for the last quarter?

PennyMac Financial Services Inc revenue for the last quarter amounts to 794.74M USD, increased 24.41

What is PennyMac Financial Services Inc (PFSI)'s earnings per share (EPS) for the last quarter?

PennyMac Financial Services Inc. EPS for the last quarter amounts to 1.53 USD, increased 7.75

How many employees does PennyMac Financial Services Inc (PFSI). have?

PennyMac Financial Services Inc (PFSI) has 5241 emplpoyees as of May 11 2026.

What is PennyMac Financial Services Inc (PFSI) market cap?

Today PFSI has the market capitalization of 4.70B USD.