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PFSI Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
87.900
Open
85.960
VWAP
86.83
Vol
230.65K
Mkt Cap
4.43B
Low
85.335
Amount
20.03M
EV/EBITDA(TTM)
12.33
Total Shares
52.17M
EV
19.37B
EV/OCF(TTM)
--
P/S(TTM)
1.52
PennyMac Financial Services, Inc. is a specialty financial services company, which is focused on the production and servicing of the United States mortgage loans and the management of investments related to the United States mortgage market. The Company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs servicing and subservicing of loans on behalf of non-affiliate investors, execution and management of early buyout transactions, and servicing of loans sourced and managed for PMT.
Show More

Events Timeline

(ET)
2026-02-11
16:30:00
PennyMac Acquires Cenlar Subservicing Business for $172.5 Million
select
2026-01-30 (ET)
2026-01-30
12:10:00
PennyMac Financial Shares Drop 35.3%
select
2026-01-30
12:00:00
Major Averages Broadly Lower as Tech Stocks Decline
select
2026-01-30
10:10:00
PennyMac Financial Shares Drop 34.9% to $97.40
select

News

PRnewswire
7.0
06:56 AMPRnewswire
PennyMac Financial Services Faces Securities Claims Investigation
  • Securities Claims Investigation: Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services due to allegations of issuing materially misleading business information, indicating significant risks regarding the company's transparency and compliance.
  • Declining Financial Performance: PennyMac's report on January 29, 2026, revealed a pretax income of $37.3 million in its servicing segment, down 76.4% from $157.4 million in the previous quarter, highlighting pressures on the company's market competitiveness and profitability.
  • Stock Price Plunge: Following the financial report, PennyMac's stock price fell by $49.78, or 33.3%, to close at $99.92 on January 30, 2026, reflecting the market's pessimistic outlook on the company's future prospects.
  • Class Action Preparation: Rosen Law Firm is preparing a class action against PennyMac, allowing investors to participate in claims without upfront costs, which not only provides legal support for affected investors but may also exert further pressure on PennyMac's reputation and financial condition.
Globenewswire
7.0
03-29Globenewswire
Investigation into PennyMac's Misleading Financial Information
  • Securities Claims Investigation: Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services, Inc. (NYSE: PFSI) due to allegations of misleading business information, indicating serious transparency issues within the company.
  • Declining Financial Performance: PennyMac's report on January 29, 2026, revealed a significant drop in servicing segment pretax income to $37.3 million, down 76.4% from $157.4 million in the previous quarter, highlighting the company's market pressures and declining profitability.
  • Stock Price Plunge: Following the financial report, PennyMac's stock price fell by 33.3% on January 30, 2026, dropping $49.78 to close at $99.92, reflecting strong investor concerns about the company's future outlook.
  • Class Action Opportunity: Investors can join the class action through Rosen Law Firm without any upfront fees, providing a potential legal remedy for affected investors and underscoring the importance of selecting experienced legal counsel.
Globenewswire
7.0
03-26Globenewswire
PennyMac Under Investigation for Securities Claims
  • Securities Claims Investigation: Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services, Inc. due to allegations of misleading business information, indicating significant legal risks that could undermine market trust in the company.
  • Declining Financial Performance: PennyMac reported a pretax income of $37.3 million for Q4 2025, down 76.4% from $157.4 million in the previous quarter, highlighting a severe decline in profitability that may erode investor confidence.
  • Significant Stock Price Drop: Following the earnings report, PennyMac's stock plummeted by 33.3% to close at $99.92 per share on January 30, 2026, reflecting market concerns over the company's financial health and potentially triggering further investor claims.
  • Class Action Preparation: Rosen Law Firm is preparing a class action for affected investors, promising compensation without upfront fees, which may attract more investors to join and increase the legal pressure on the company.
PRnewswire
7.0
03-25PRnewswire
PennyMac Financial Services Faces Securities Investigation
  • Securities Investigation: The Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services for allegedly issuing misleading business information, indicating significant legal risks that could impact the company's market reputation.
  • Declining Financial Performance: PennyMac reported a pretax income of $37.3 million for Q4 2025, down 76.3% from $157.4 million in the previous quarter, highlighting a severe deterioration in profitability that may erode investor confidence.
  • Stock Price Plunge: Following the financial report, PennyMac's stock price fell by 33.3% to close at $99.92 on January 30, 2026, reflecting market pessimism about the company's future prospects, which could affect its ability to raise capital and maintain market position.
  • Class Action Opportunity: Investors who purchased PennyMac securities may be eligible for compensation through a class action led by Rosen Law Firm, suggesting that the legal challenges faced by the company could increase its financial burdens and impact future investment attractiveness.
Globenewswire
7.0
03-25Globenewswire
Schall Law Firm Investigates PennyMac Financial for Securities Violations
  • Financial Performance Decline: PennyMac disclosed in its January 29, 2026, Form 8-K that its Q4 2025 pretax income was $37.3 million, a staggering 76.4% drop from $157.4 million in the previous quarter, indicating a significant deterioration in financial health that could undermine investor confidence.
  • Severe Market Reaction: Following the negative financial report, PennyMac's shares plummeted by 33.3% the next day, reflecting strong market concerns regarding the company's future profitability and potentially exacerbating investor losses.
  • Legal Investigation Initiated: The Schall Law Firm announced an investigation into whether PennyMac issued false or misleading statements, which could lead to legal liabilities for the company and further impact its market reputation and shareholder rights.
  • Investor Rights Protection: Schall Law Firm is urging affected shareholders to participate in the investigation, emphasizing its expertise in securities class action lawsuits and shareholder rights litigation, aiming to provide legal support to protect investor interests.
Yahoo Finance
8.5
03-24Yahoo Finance
Strategies for Home Affordability in Today's Market
  • Popularity of ARMs: Adjustable-rate mortgages (ARMs) now account for 21% of the market in high-priced real estate areas, offering buyers rates 50 to 100 basis points lower than fixed rates, thus providing a pathway for refinancing in the future amidst high home prices.
  • Rate Buydown Options: New home builders and lenders are offering rate buydown options that allow buyers to reduce their interest rate by 1% for the first year, alleviating financial burdens during the initial purchase phase and stimulating market activity.
  • New Government Insurance Rules: Recent changes will lower insurance costs for buyers in rural areas and condos, expanding eligibility for conventional mortgages and potentially increasing market access for more buyers, thereby enhancing overall affordability.
  • Multi-Generational Home Buying Trend: The share of multi-generational homes purchased reached 17% in 2024, indicating a growing reliance on family support among young buyers, which reflects the market's adaptability to changing family structures and may influence future housing demand and design.
Wall Street analysts forecast PFSI stock price to rise
7 Analyst Rating
Wall Street analysts forecast PFSI stock price to rise
5 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
143.00
Averages
150.29
High
160.00
Current: 0.000
sliders
Low
143.00
Averages
150.29
High
160.00
Keefe Bruyette
Market Perform
to
Outperform
upgrade
$115
AI Analysis
2026-03-15
Reason
Keefe Bruyette
Price Target
$115
AI Analysis
2026-03-15
upgrade
Market Perform
to
Outperform
Reason
Keefe Bruyette upgraded PennyMac Financial to Outperform from Market Perform with an unchanged price target of $115. The firm cites valuation for the upgrade with 38% upside to the price target. PennyMac is trading at one-times Q4 tangible book value and Q1 estimated book value, the analyst tells investors in a research note. Keefe says the stock's price/book multiple is at the lowest level since 2022, when the Federal Reserve was raising interest rates sharply. It sees limited downside from current share levels.
Keefe Bruyette
Market Perform
downgrade
$143 -> $115
2026-02-02
Reason
Keefe Bruyette
Price Target
$143 -> $115
2026-02-02
downgrade
Market Perform
Reason
Keefe Bruyette lowered the firm's price target on PennyMac Financial to $115 from $143 and keeps a Market Perform rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for PFSI
Unlock Now

Valuation Metrics

The current forward P/E ratio for PennyMac Financial Services Inc (PFSI.N) is 8.99, compared to its 5-year average forward P/E of 8.21. For a more detailed relative valuation and DCF analysis to assess PennyMac Financial Services Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.21
Current PE
8.99
Overvalued PE
9.89
Undervalued PE
6.53

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.00
Current PS
2.60
Overvalued PS
2.43
Undervalued PS
1.58

Financials

AI Analysis
Annual
Quarterly

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Whales Holding PFSI

D
Dark Forest Capital Management LP
Holding
PFSI
+5.91%
3M Return
M
MFN Partners Management, LP
Holding
PFSI
+3.69%
3M Return
P
Palisade Capital Management, LP
Holding
PFSI
-5.20%
3M Return
S
Senvest Management, LLC
Holding
PFSI
-5.51%
3M Return
1
140 Summer Partners LP
Holding
PFSI
-8.53%
3M Return
G
GoldenTree Asset Management LP
Holding
PFSI
-11.14%
3M Return

Trading Trends

    Insider
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    Congress Trading

People Also Watch

Frequently Asked Questions

What is PennyMac Financial Services Inc (PFSI) stock price today?

The current price of PFSI is 87.245 USD — it has increased 2.76

What is PennyMac Financial Services Inc (PFSI)'s business?

PennyMac Financial Services, Inc. is a specialty financial services company, which is focused on the production and servicing of the United States mortgage loans and the management of investments related to the United States mortgage market. The Company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs servicing and subservicing of loans on behalf of non-affiliate investors, execution and management of early buyout transactions, and servicing of loans sourced and managed for PMT.

What is the price predicton of PFSI Stock?

Wall Street analysts forecast PFSI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PFSI is150.29 USD with a low forecast of 143.00 USD and a high forecast of 160.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is PennyMac Financial Services Inc (PFSI)'s revenue for the last quarter?

PennyMac Financial Services Inc revenue for the last quarter amounts to 800.95M USD, increased 14.70

What is PennyMac Financial Services Inc (PFSI)'s earnings per share (EPS) for the last quarter?

PennyMac Financial Services Inc. EPS for the last quarter amounts to 1.97 USD, increased 1.03

How many employees does PennyMac Financial Services Inc (PFSI). have?

PennyMac Financial Services Inc (PFSI) has 5241 emplpoyees as of March 31 2026.

What is PennyMac Financial Services Inc (PFSI) market cap?

Today PFSI has the market capitalization of 4.43B USD.