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PFSI Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
89.327
Open
89.100
VWAP
87.46
Vol
751.53K
Mkt Cap
4.67B
Low
85.400
Amount
65.73M
EV/EBITDA(TTM)
12.48
Total Shares
52.17M
EV
19.61B
EV/OCF(TTM)
--
P/S(TTM)
1.60
PennyMac Financial Services, Inc. is a specialty financial services company, which is focused on the production and servicing of the United States mortgage loans and the management of investments related to the United States mortgage market. The Company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs loan servicing for both newly originated loans it is holding for sale and loans its services for others, including for PMT. Its loan servicing segment performs loan administration, collection, and default management activities.
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Events Timeline

(ET)
2026-02-11
16:30:00
PennyMac Acquires Cenlar Subservicing Business for $172.5 Million
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2026-01-30 (ET)
2026-01-30
12:10:00
PennyMac Financial Shares Drop 35.3%
select
2026-01-30
12:00:00
Major Averages Broadly Lower as Tech Stocks Decline
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2026-01-30
10:10:00
PennyMac Financial Shares Drop 34.9% to $97.40
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2026-01-29 (ET)
2026-01-29
18:10:00
PennyMac Financial Says Market Surprised by Increased Payment Speeds
select
2026-01-29
18:00:00
Rocket Companies and UWM Holdings Shares Drop
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News

seekingalpha
8.5
03-10seekingalpha
PinnedPennyMac Launches Non-Qualified Mortgage Products to Expand Market Reach
  • Market Expansion Tools: PennyMac has introduced non-qualified mortgage products in its third-party origination division to help partners expand their addressable market and close more loans, demonstrating the company's keen insight into market demand.
  • Diverse Loan Options: The new offerings include various income documentation options, such as debt service coverage ratios for real estate investors, catering to the diverse needs of self-employed individuals and business owners, thereby enhancing the company's competitive edge.
  • Flexible Qualification Paths: PennyMac's non-QM solutions provide flexible qualification paths, allowing the use of bank statements and asset verification as alternative documentation, aimed at accommodating modern entrepreneurs' wealth-building methods and improving customer satisfaction.
  • Sustained Growth Strategy: Company executives indicated that as the non-QM mortgage market continues to grow, PennyMac will keep expanding its TPO channel, reflecting its long-term development strategy in the financial services industry.
Newsfilter
8.0
12:40 PMNewsfilter
PennyMac Declares $0.40 Cash Dividend for Q1 2026
  • Dividend Declaration: PennyMac Mortgage Investment Trust announced a cash dividend of $0.40 per common share for Q1 2026, reflecting the company's confidence in its future cash flows and financial stability.
  • Payment Schedule: The dividend will be paid on April 24, 2026, to shareholders of record as of April 9, 2026, ensuring eligible investors receive timely returns and bolstering investor confidence in the company.
  • Company Overview: PennyMac Mortgage Investment Trust is a mortgage REIT primarily investing in residential mortgage loans and related assets, externally managed by PNMAC Capital Management, LLC, a wholly-owned subsidiary of PennyMac Financial Services, Inc., highlighting its expertise in the market.
  • Forward-Looking Statements: The announcement includes forward-looking statements regarding potential impacts on financial results and operations due to various factors such as interest rate changes and market conditions, cautioning investors to consider these risks.
CNBC
4.5
12:03 PMCNBC
US Mortgage Applications Rise 3.2% Amid Market Volatility
  • Mortgage Application Growth: According to the Mortgage Bankers Association, total mortgage application volume rose by 3.2% last week, indicating the kickoff of the spring market despite ongoing volatility from the Middle East situation.
  • Increased Buyer Demand: The seasonally adjusted Purchase Index increased by 7.8%, 11% higher than the same week last year, demonstrating heightened buyer activity as winter weather improves.
  • Refinancing Applications Slightly Up: Refinance applications rose by just 0.5% last week but were 81% higher than the same week a year ago, suggesting that borrowers are still seeking lower rates despite market fluctuations.
  • Popularity of Adjustable-Rate Loans: The share of adjustable-rate mortgage applications increased to nearly 9%, reflecting consumer interest in lower rates, albeit with higher associated risks.
Globenewswire
7.0
10:46 AMGlobenewswire
PennyMac Financial Services Under Investigation for Securities Violations
  • Investigation Announcement: Bleichmar Fonti & Auld LLP has launched an investigation into PennyMac Financial Services for potential violations of federal securities laws, urging investors to seek further information regarding their legal options.
  • Increased Origination Capacity: PennyMac has recently boosted its loan origination capacity to retain borrowers seeking refinancing; however, increased competition has constrained its ability to capitalize on these opportunities, leading to investor concerns.
  • Stock Price Plunge: Following disappointing Q4 2025 results announced on January 29, 2026, PennyMac's stock plummeted over 37%, from $140.70 to $93.50, indicating significant market disappointment regarding its performance.
  • Legal Options for Investors: Investors facing losses are encouraged to explore legal avenues, with BFA offering representation on a contingency fee basis, emphasizing their commitment to protecting shareholder rights.
Globenewswire
7.0
03-10Globenewswire
Investigation into PennyMac's Misleading Financial Information
  • Securities Claims Investigation: Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services (NYSE: PFSI) due to allegations of misleading business information, highlighting the legal risks stemming from the company's lack of transparency.
  • Declining Financial Performance: PennyMac's report on January 29, 2026, revealed a pretax income of $37.3 million for its servicing segment, down 76.4% from $157.4 million in the previous quarter, indicating vulnerability in the company's performance amidst market fluctuations, which could undermine investor confidence.
  • Significant Stock Price Drop: Following the financial report, PennyMac's stock plummeted by $49.78, or 33.3%, closing at $99.92 on January 30, 2026, reflecting a pessimistic outlook from the market regarding the company's future performance.
  • Class Action Preparation: Rosen Law Firm is preparing a class action for affected investors, promising compensation without upfront fees, which may attract more investors to participate and increase the legal pressure on the company.
Fool
8.5
03-09Fool
140 Summer Partners Acquires New Stake in Globalstar
  • New Investment Disclosure: On February 13, 2026, 140 Summer Partners LP disclosed the acquisition of 917,500 shares of Globalstar, valued at an estimated $56 million, indicating strong confidence in the company's prospects.
  • Ownership Analysis: This acquisition positions Globalstar at 4.14% of the fund's 13F reportable assets, although it does not rank among the top five holdings, it still signifies its importance within the investment portfolio.
  • Strong Market Performance: As of February 13, 2026, Globalstar's share price stood at $60.06, reflecting a remarkable 171.8% increase over the past year, significantly outperforming the S&P 500 by 160 percentage points, showcasing optimistic market expectations for future growth.
  • Broad Industry Outlook: As a leading provider of mobile satellite services, Globalstar's focus on expanding 5G and IoT capabilities positions it to benefit from the ongoing demand for remote connectivity, particularly in critical sectors such as maritime transport and energy operations.
Wall Street analysts forecast PFSI stock price to rise
7 Analyst Rating
Wall Street analysts forecast PFSI stock price to rise
5 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
143.00
Averages
150.29
High
160.00
Current: 0.000
sliders
Low
143.00
Averages
150.29
High
160.00
Keefe Bruyette
Market Perform
downgrade
$143 -> $115
AI Analysis
2026-02-02
Reason
Keefe Bruyette
Price Target
$143 -> $115
AI Analysis
2026-02-02
downgrade
Market Perform
Reason
Keefe Bruyette lowered the firm's price target on PennyMac Financial to $115 from $143 and keeps a Market Perform rating on the shares.
Piper Sandler
Overweight
downgrade
$168 -> $137
2026-01-30
Reason
Piper Sandler
Price Target
$168 -> $137
2026-01-30
downgrade
Overweight
Reason
Piper Sandler lowered the firm's price target on PennyMac Financial to $137 from $168 and keeps an Overweight rating on the shares. PennyMac posted a wide operating miss driven by significantly lower servicing income as prepay speeds increased and drove elevated amortization, the firm says. Piper views this as a very disappointing quarter and notes the stock is trading down 23% after hours.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for PFSI
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Valuation Metrics

The current forward P/E ratio for PennyMac Financial Services Inc (PFSI.N) is 8.99, compared to its 5-year average forward P/E of 8.15. For a more detailed relative valuation and DCF analysis to assess PennyMac Financial Services Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.15
Current PE
8.99
Overvalued PE
9.91
Undervalued PE
6.40

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.00
Current PS
2.60
Overvalued PS
2.42
Undervalued PS
1.57

Financials

AI Analysis
Annual
Quarterly

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Whales Holding PFSI

D
Dark Forest Capital Management LP
Holding
PFSI
+7.34%
3M Return
M
MFN Partners Management, LP
Holding
PFSI
+1.82%
3M Return
P
Palisade Capital Management, LP
Holding
PFSI
+0.55%
3M Return
1
140 Summer Partners LP
Holding
PFSI
-3.72%
3M Return
S
Senator Investment Group LP
Holding
PFSI
-6.01%
3M Return
G
GoldenTree Asset Management LP
Holding
PFSI
-6.20%
3M Return

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Frequently Asked Questions

What is PennyMac Financial Services Inc (PFSI) stock price today?

The current price of PFSI is 87.65 USD — it has decreased -2.17

What is PennyMac Financial Services Inc (PFSI)'s business?

PennyMac Financial Services, Inc. is a specialty financial services company, which is focused on the production and servicing of the United States mortgage loans and the management of investments related to the United States mortgage market. The Company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs loan servicing for both newly originated loans it is holding for sale and loans its services for others, including for PMT. Its loan servicing segment performs loan administration, collection, and default management activities.

What is the price predicton of PFSI Stock?

Wall Street analysts forecast PFSI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PFSI is150.29 USD with a low forecast of 143.00 USD and a high forecast of 160.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is PennyMac Financial Services Inc (PFSI)'s revenue for the last quarter?

PennyMac Financial Services Inc revenue for the last quarter amounts to 800.95M USD, increased 14.70

What is PennyMac Financial Services Inc (PFSI)'s earnings per share (EPS) for the last quarter?

PennyMac Financial Services Inc. EPS for the last quarter amounts to 1.97 USD, increased 1.03

How many employees does PennyMac Financial Services Inc (PFSI). have?

PennyMac Financial Services Inc (PFSI) has 5241 emplpoyees as of March 11 2026.

What is PennyMac Financial Services Inc (PFSI) market cap?

Today PFSI has the market capitalization of 4.67B USD.