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PFSI Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

Loading chart...

High
94.555
Open
93.740
VWAP
94.02
Vol
449.85K
Mkt Cap
4.92B
Low
93.211
Amount
42.30M
EV/EBITDA(TTM)
12.65
Total Shares
52.17M
EV
19.87B
EV/OCF(TTM)
--
P/S(TTM)
1.69
PennyMac Financial Services, Inc. is a specialty financial services company, which is focused on the production and servicing of the United States mortgage loans and the management of investments related to the United States mortgage market. The Company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs servicing and subservicing of loans on behalf of non-affiliate investors, execution and management of early buyout transactions, and servicing of loans sourced and managed for PMT.
Show More

Events Timeline

(ET)
2026-02-11
16:30:00
PennyMac Acquires Cenlar Subservicing Business for $172.5 Million
select
2026-01-30 (ET)
2026-01-30
12:10:00
PennyMac Financial Shares Drop 35.3%
select
2026-01-30
12:00:00
Major Averages Broadly Lower as Tech Stocks Decline
select
2026-01-30
10:10:00
PennyMac Financial Shares Drop 34.9% to $97.40
select

News

Globenewswire
7.0
00:47 AMGlobenewswire
Investigation into PennyMac's Misleading Financial Information
  • Securities Claims Investigation: The Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services, Inc. (NYSE: PFSI) due to allegations of misleading business information, highlighting significant transparency issues within the company.
  • Declining Financial Performance: PennyMac reported a pretax income of $37.3 million for Q4 2025, a staggering 76.4% drop from $157.4 million in the previous quarter, indicating the company's vulnerability to market changes and potentially eroding investor confidence.
  • Stock Price Volatility: Following the financial report, PennyMac's stock plummeted by 33.3% on January 30, 2026, falling $49.78 to close at $99.92, which may trigger further legal actions from investors and increase the company's legal risks.
  • Class Action Preparation: The Rosen Law Firm is preparing a class action for affected investors, promising compensation without upfront fees, indicating that investors have a viable legal avenue to recover losses amidst the company's challenges.
stocktwits
8.5
04-20stocktwits
BETR Shares Surge on Strong Mortgage Sales and Partnerships
  • Mortgage Sales Growth: The Mortgage Bankers Association reported a 1.8% increase in overall applications for the week ending April 10, marking the first rise in five weeks, indicating a rebound in market demand that is expected to further drive BETR's business growth.
  • Executive Share Purchases: BETR's CEO Vishal Garg and Chairman Harit Talwar purchased shares at market rates in early April, boosting investor confidence and pushing the stock to its highest level since December 2025, reflecting strong executive belief in the company's future.
  • Partnership with Coinbase: BETR's collaboration with cryptocurrency exchange Coinbase to offer token-backed mortgages allows Americans to use Bitcoin or stablecoins for cash down payments, a move expected to attract younger customers and expand market share.
  • Optimistic Market Sentiment: Sentiment on Stocktwits around BETR stock is deemed 'extremely bullish' with very high message volumes, reflecting strong confidence from retail investors in the company's future performance, with the stock up 40% year-to-date.
Yahoo Finance
2.0
04-18Yahoo Finance
Market Recovery Boosts Investment Banking Stocks
  • Market Sentiment Recovery: As geopolitical risks subside, the shift towards a 'risk-on' sentiment typically triggers an increase in M&A activity and IPOs, which can significantly boost investment banks' fee-based revenues and enhance profitability.
  • Credit Risk Mitigation: Falling energy prices reduce credit default risks in energy-sensitive sectors, improving the overall quality of bank loan portfolios, allowing banks to manage their capital reserves more effectively in a stable economic environment.
  • Regional Banks Surge: Washington Trust Bancorp (WASH) saw a 2.4% increase, while PennyMac Financial Services (PFSI) rose by 3.3%, indicating strong market confidence in these banks under the current economic backdrop, potentially attracting more investor interest.
  • Long-term Investment Returns: Despite a 28% decline in PennyMac Financial Services since the start of the year, investors who purchased $1,000 worth of its shares five years ago would now see their investment valued at $1,603, highlighting its long-term investment potential.
Globenewswire
7.0
04-18Globenewswire
PennyMac Financial Services Faces Securities Claims Investigation
  • Securities Claims Investigation: The Rosen Law Firm is investigating PennyMac Financial Services for potentially issuing materially misleading business information, which may entitle shareholders to compensation through a class action.
  • Declining Financial Performance: PennyMac's report on January 29, 2026, revealed a significant drop in its servicing segment's pretax income to $37.3 million, down 76.3% from the previous quarter, indicating vulnerability in its business model amid changing market conditions.
  • Stock Price Plunge: Following the financial report, PennyMac's stock price fell by $49.78, or 33.3%, closing at $99.92 on January 30, 2026, reflecting a negative market sentiment regarding the company's future prospects.
  • Class Action Preparation: The Rosen Law Firm is preparing a class action to recover investor losses, allowing participation without upfront fees, which underscores the firm's commitment to protecting investor rights.
Globenewswire
7.0
04-17Globenewswire
PennyMac Financial Services Faces Securities Claims Investigation
  • Securities Claims Investigation: The Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services for allegedly issuing materially misleading business information, indicating significant legal risks that could impact the company's market reputation.
  • Declining Financial Performance: PennyMac's report on January 29, 2026, revealed a pretax income of $37.3 million in its servicing segment, down 76.3% from $157.4 million in the previous quarter, highlighting the company's vulnerability amid market fluctuations, which may erode investor confidence.
  • Significant Stock Price Drop: Following the financial report, PennyMac's stock plummeted by 33.3% to close at $99.92 on January 30, 2026, reflecting market concerns over the company's future profitability and potentially prompting more investors to seek legal recourse.
  • Class Action Preparation: The Rosen Law Firm is preparing a class action lawsuit, allowing investors to join without any out-of-pocket costs, which could attract more affected investors and increase legal pressure on PennyMac.
PRnewswire
7.0
04-16PRnewswire
Investigation into PennyMac's Misleading Financial Information
  • Securities Claims Investigation: Rosen Law Firm is investigating potential securities claims against PennyMac Financial Services for possibly issuing misleading business information, indicating legal risks that could impact stock prices and investor confidence.
  • Declining Financial Performance: PennyMac's report on January 29, 2026, revealed a pretax income of $37.3 million for its servicing segment, a 76.4% drop from the previous quarter's $157.4 million, highlighting the company's vulnerability in changing market conditions and raising investor concerns about future performance.
  • Stock Price Volatility: Following the financial report, PennyMac's stock plummeted by 33.3% to close at $99.92 on January 30, 2026, reflecting a strong market reaction to the company's financial health, which may trigger further legal actions from investors.
  • Class Action Preparation: Rosen Law Firm is preparing a class action against PennyMac, allowing investors to seek compensation without upfront costs, indicating that the company may face greater legal and financial liabilities that could affect its future capital operations.
Wall Street analysts forecast PFSI stock price to rise
7 Analyst Rating
Wall Street analysts forecast PFSI stock price to rise
5 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
143.00
Averages
150.29
High
160.00
Current: 0.000
sliders
Low
143.00
Averages
150.29
High
160.00
Wells Fargo
Overweight
to
NULL
downgrade
$135 -> $110
AI Analysis
2026-04-09
Reason
Wells Fargo
Price Target
$135 -> $110
AI Analysis
2026-04-09
downgrade
Overweight
to
NULL
Reason
Wells Fargo lowered the firm's price target on PennyMac Financial to $110 from $135 and keeps an Overweight rating on the shares. With war risk receding, the next stock battle is AI job fears, where investors seem mostly bearish, the firm argues. Wells notes credit & card spend are tracking well, and stimulus will outweigh gas. The firm expects banks to reiterate a constructive tone on the consumer next week.
Barclays
Overweight
maintain
$136 -> $116
2026-04-06
Reason
Barclays
Price Target
$136 -> $116
2026-04-06
maintain
Overweight
Reason
Barclays lowered the firm's price target on PennyMac Financial to $116 from $136 and keeps an Overweight rating on the shares. The firm adjusted mortgage finance targets as part of a Q1 earnings preview, saying higher rates have reset valuations lower. Despite a 40 basis point increase off the February trough for the 30-year fixed-rate mortgage, it is only modestly higher than at the start of the year, the analyst tells investors in a research note. Barclays sees positive risk/rewards at current valuations for the mortgage origination-levered stocks.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for PFSI
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Valuation Metrics

The current forward P/E ratio for PennyMac Financial Services Inc (PFSI.N) is 5.43, compared to its 5-year average forward P/E of 8.14. For a more detailed relative valuation and DCF analysis to assess PennyMac Financial Services Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.14
Current PE
5.43
Overvalued PE
9.85
Undervalued PE
6.43

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
4.25
Current EV/EBITDA
48.63
Overvalued EV/EBITDA
21.43
Undervalued EV/EBITDA
-12.92

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.00
Current PS
1.50
Overvalued PS
2.43
Undervalued PS
1.58

Financials

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Whales Holding PFSI

M
MFN Partners Management, LP
Holding
PFSI
+14.29%
3M Return
C
Concentric Capital Strategies, L.P.
Holding
PFSI
+9.35%
3M Return
S
Senvest Management, LLC
Holding
PFSI
+7.09%
3M Return
D
Dark Forest Capital Management LP
Holding
PFSI
+5.62%
3M Return
P
Palisade Capital Management, LP
Holding
PFSI
+3.81%
3M Return
S
Senator Investment Group LP
Holding
PFSI
+1.95%
3M Return

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Frequently Asked Questions

What is PennyMac Financial Services Inc (PFSI) stock price today?

The current price of PFSI is 94.3 USD — it has decreased -0.29

What is PennyMac Financial Services Inc (PFSI)'s business?

PennyMac Financial Services, Inc. is a specialty financial services company, which is focused on the production and servicing of the United States mortgage loans and the management of investments related to the United States mortgage market. The Company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs servicing and subservicing of loans on behalf of non-affiliate investors, execution and management of early buyout transactions, and servicing of loans sourced and managed for PMT.

What is the price predicton of PFSI Stock?

Wall Street analysts forecast PFSI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PFSI is150.29 USD with a low forecast of 143.00 USD and a high forecast of 160.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is PennyMac Financial Services Inc (PFSI)'s revenue for the last quarter?

PennyMac Financial Services Inc revenue for the last quarter amounts to 800.95M USD, increased 14.70

What is PennyMac Financial Services Inc (PFSI)'s earnings per share (EPS) for the last quarter?

PennyMac Financial Services Inc. EPS for the last quarter amounts to 1.97 USD, increased 1.03

How many employees does PennyMac Financial Services Inc (PFSI). have?

PennyMac Financial Services Inc (PFSI) has 5241 emplpoyees as of April 21 2026.

What is PennyMac Financial Services Inc (PFSI) market cap?

Today PFSI has the market capitalization of 4.92B USD.