Based on our advanced algorithm, we predict that PFSI stock price will experience significant movement in the coming periods. Our 1-day prediction estimates a price of $104.42, while the 1-week outlook suggests a value of $106.52. For the 1-month forecast, we project a price of $104.42. Looking further ahead, our 2026 projection estimates a value of $101.31, with a long-term 2030 forecast reaching $263.77. Stay informed and make strategic decisions with our data-driven insights!
Should I Buy PennyMac Financial Services Inc Stock?
Based on our evaluation of the five key dimensions—Technical Signals, Moving Average trends, Short Sell Data, Similar Chart Pattern Matching and Seasonality Analysis—we have identified the following insights. PFSI has several negative signals and is within a falling trend, so we believe it will perform weakly in the next couple of days or weeks. We therefore hold a negative evaluation of this stock. Our analysis conclusion for this stock is a Strong Sell candidate.
PFSI stock price ended at $96.56 on Wednesday, after losing-7.38%
The PennyMac Financial Services Inc stock price decreased by -7.38% on the last trading day (23 Jul 2025), dropping from 97.5 to 96.56. Throughout the last trading session, the stock experienced a fluctuation of 4.69% , ranging from a day low of $96.12 to a day high of 100.63. The price has declined in 5 of the last 10 days, resulting in a total change of -5.60% during this period. On the last day, trading volume increase by 705.82K shares, with the falling prices. This could serve as an early warning, indicating that risk may slightly increase in the coming days. In total, 1.24M shares were traded, amounting to approximately 120.73M.
PFSI Technical Signals
PFSI(PennyMac Financial Services Inc Corp) has 4 buy signals and 10 sell signals now. The current trend is consolidation starting from 2025-07-16. The total price change during this trend is -2.98%. Recently, the price has decreased with an increase in volume, indicating a strong bearish signal. The average turnover of PFSI over the last 5 trading days is 52.71M. Overall, the technical indicator signals lean more toward a Bearish outlook in the mid-term.
PFSI Moving Average Analysis
PennyMac Financial Services Inc's overall moving average trend leans more bearish as of Thursday, July 24, 2025, with 2 negative signals and 2 positive signal. In the mid-term, the SMA_20 being below the SMA_60 signals a strong bearish trend. There will be some resistance from the lines at $106.02, and $109.42. A break-up above any of these levels will issue buy signals. There will be some support from the lines at $95.05, and $91.66. A break-down below any of these levels will issue sell signals.
PFSI Short Selling Analysis
The short sale ratio of PennyMac Financial Services Inc(PFSI) as of 22 Jul 2025 is 20.67%, rising from last trading day. With increasing price from 101.94 to 104.25. The short sell activity indicate that short sellers may be anticipating a price reversion.
Technical Signal
Technical Signals Summary
Strong sell
Sell
10
Buy
4
Moving Average
Swing
Negative
Stock Price Below SMA_5
Short Term
Positive
SMA_5 Above SMA_20
Mid Term
Negative
SMA_20 Below SMA_60
Long Term
Positive
SMA_60 Above SMA_200
Short Selling
Close Price
Short Sale Ratio
Short Sale Volume
4 Bullish Signals
4 Bullish Signals
When Value satisfies Signal, Indicator signals Bullish
Indicators
Signal
Value
Meaning
Commodity Channel Index (20 days, 0.015 constant)
CCI_20_0.015 < -100
-146.1
Bullish
Awesome Oscillator (5, 34)
AO_5_34 > 0
2.362
Bullish
Moving Average Convergence Divergence (12, 26, 9)
MACD_12_26_9 > 0
0.701
Bullish
Williams %R (14 days)
WILLR_14 < -80
-95.045
Bullish
10 Bearish Signals
10 Bearish Signals
When Value satisfies Signal, Indicator signals Bearish
In Jan 2026, PennyMac Financial Services Inc's value is forecasted to reach an average price of $98.58. The price is predicted to fluctuate between a low of $85.66 and a high of $111.85.
Feb 2026: PFSI Stock Forecast
Potential ROI: 1.06%
In Feb 2026, PennyMac Financial Services Inc's value is forecasted to reach an average price of $98.58. The price is predicted to fluctuate between a low of $76.74 and a high of $101.20.
Mar 2026: PFSI Stock Forecast
Potential ROI: 35.00%
In Mar 2026, PennyMac Financial Services Inc's value is forecasted to reach an average price of $131.69. The price is predicted to fluctuate between a low of $111.94 and a high of $142.30.
Apr 2026: PFSI Stock Forecast
Potential ROI: 23.30%
In Apr 2026, PennyMac Financial Services Inc's value is forecasted to reach an average price of $120.28. The price is predicted to fluctuate between a low of $95.19 and a high of $143.96.
May 2026: PFSI Stock Forecast
Potential ROI: 1.06%
In May 2026, PennyMac Financial Services Inc's value is forecasted to reach an average price of $98.58. The price is predicted to fluctuate between a low of $74.56 and a high of $126.37.
Jun 2026: PFSI Stock Forecast
Potential ROI: 1.06%
In Jun 2026, PennyMac Financial Services Inc's value is forecasted to reach an average price of $98.58. The price is predicted to fluctuate between a low of $87.67 and a high of $114.59.
Jul 2026: PFSI Stock Forecast
Potential ROI: 3.85%
In Jul 2026, PennyMac Financial Services Inc's value is forecasted to reach an average price of $101.31. The price is predicted to fluctuate between a low of $85.37 and a high of $119.19.
Aug 2026: PFSI Stock Forecast
Potential ROI: 9.20%
In Aug 2026, PennyMac Financial Services Inc's value is forecasted to reach an average price of $106.52. The price is predicted to fluctuate between a low of $103.31 and a high of $114.33.
Sep 2026: PFSI Stock Forecast
Potential ROI: 32.59%
In Sep 2026, PennyMac Financial Services Inc's value is forecasted to reach an average price of $129.34. The price is predicted to fluctuate between a low of $109.49 and a high of $134.29.
Oct 2026: PFSI Stock Forecast
Potential ROI: 7.55%
In Oct 2026, PennyMac Financial Services Inc's value is forecasted to reach an average price of $104.92. The price is predicted to fluctuate between a low of $83.37 and a high of $129.78.
Nov 2026: PFSI Stock Forecast
Potential ROI: 24.46%
In Nov 2026, PennyMac Financial Services Inc's value is forecasted to reach an average price of $121.41. The price is predicted to fluctuate between a low of $104.94 and a high of $134.35.
Dec 2026: PFSI Stock Forecast
Potential ROI: 38.28%
In Dec 2026, PennyMac Financial Services Inc's value is forecasted to reach an average price of $134.90. The price is predicted to fluctuate between a low of $108.14 and a high of $155.99.
PFSI Price Prediction & Forecast by Similar Chart Analysis
Based on historical patterns and backtesting of stocks with similar movements to PennyMac Financial Services Inc(PFSI), our algorithm predicts PFSI's 1-month price at $88.83, with an -11.92%downwardshift. Using a similarity score up to 95.10%and other factors, This forecast updates weekly, adjusting for significant deviations.
Similar Chart
The price prediction chart for PennyMac Financial Services Inc (PFSI.N) stock, as of Sunday, July 20, 2025 , forecasts a -11.92% change over the next month, based on its high correlation with IPAR.O stock patterns. The similarity between their price movements over the analyzed periods is 95.1%. The right panel lists other stocks with similar price patterns. This prediction is updated every week.
PFSI
Future prediction
Up: -11.92%
IPAR
Down: -11.92%Similarity: 95.1%
Name
Similarity
Up/Down
IPAR.O
95.10%
-11.92%
PFSI Seasonality Analysis
Based on PFSI's historical stock price data across all years, the probability of a positive return in July is85.71%, suggesting it maybe an ideal month to invest in PFSI. In contrast,Julyoffers the highest probability of positive returns at85.71%, making it a potentially strong month for investment.
However, this is only a prediction based on one method, and a comprehensive assessment of the stock's future trend should consider additional factors. Our final stock price commentary incorporates three main evaluation dimensions: technical signals, Moving Average trends, and similar chart pattern matching, with the first two dimensions carrying the primary weight to ensure a more robust and accurate forecast.
Monthly Seasonality
The radar chart shows that buying PennyMac Financial Services Inc (PFSI.N) stock in July has the highest probability of a positive return (85.71%), while March has the lowest probability (30.77%).
Performance Seasonality
The chart shows PennyMac Financial Services Inc. (PFSI)'s annual stock price return for the past three years, helping you analyze price trends and identify recurring trends on an annual basis.
Should I buy PennyMac Financial Services Inc (PFSI.N) stock?
Based on our evaluation of the five key dimensions—Technical Signals, Moving Average trends, Short Sell Data, Similar Chart Pattern Matching and Seasonality Analysis—we have identified the following insights. PFSI has several negative signals and is within a falling trend, so we believe it will perform weakly in the next couple of days or weeks. We therefore hold a negative evaluation of this stock. Our analysis conclusion for this stock is a Strong Sell candidate.
Which months have the highest win rate for buying PennyMac Financial Services Inc (PFSI.N) stock in a year?
The radar chart shows that buying PennyMac Financial Services Inc (PFSI.N) stock in July has the highest probability of a positive return (85.71%), while March has the lowest probability (30.77%).
How has PennyMac Financial Services Inc. (PFSI)'s stock price performed over the past three years?
PFSI's stock price rose by 51.91% in 2023,increased by 17.21% in 2024, and went down by 3.29%in 2025.
Is PFSI a buy based on overall technical signals summary?
PFSI has 4 buy signals and 10 sell signals now. Overall the technical rating for PFSI is Strong sell . Note that market conditions change all the time. In addition to technical ratings, keep an eye on the Valuation Level of PFSI.
What is the trend of PennyMac Financial Services Inc (PFSI)'s moving average?
PennyMac Financial Services Inc's overall moving average trend leans more bearish as of July 24 2025, with 2 negative signals and 2 positive signal.
What is price prediction for PFSI stock next month?
The price prediction chart for PennyMac Financial Services Inc (PFSI.N) stock, as of July 20 2025, forecasts a -11.92% change over the next month, based on its high correlation with IPAR stock patterns. The similarity between their price movements over the analyzed periods is 95.1%. The right panel lists other stocks with similar price patterns. This prediction is updated every week.
What is price prediction 2025 for PFSI Stock?
PFSI stock is predicted to reach **$120** by the end of 2025. This forecast is based on improving technical indicators, such as RSI and MACD trends, and positive analyst sentiment with an average price target of $120.5. Analysts maintain a bullish outlook, supported by the company's strong financial position and growth prospects.
What is price prediction 2030 for PFSI Stock?
PFSI stock is predicted to reach **$140 by 2030**, driven by strong analyst sentiment with an average target of $120.5 and growth potential in the mortgage industry.