PFSI Earnings

PFSI reported its earnings on 2026-01-29, showcasing a revenue of 538.00M against an estimate of 599.00M, resulting in a -10.19% surprise. The EPS was 1.97, surpassing the expected 3.23 by -39.01% . The stock experienced a 0% price change on the earnings day and a 0% change over the next five days, reflecting market reactions to the results.

Following PFSI's earnings announcement on 2026-01-29, the stock price moved by 0.00% on the day of the release. Over the subsequent five days, it saw a % change. Historically, PFSI's stock price tends to shift by an average of -3.59% in the 10 days leading up to earnings and -1.78% in the 10 days following, providing insight into potential market.

For 2026/Q1, analysts estimate PFSI’s annual revenue to reach 627.00M, while the EPS is projected at 3.00. These estimates reflect recent revisions, with revenue estimates revised Revenue No Change by 0% and EPS estimates Revise Upward by 0.27% over the past three months, indicating analyst expectation in the company’s performance.

The correlation between PFSI's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock’s fundamentals. Over the past three months, revenue estimates for FY2025 were No Change by 0%, while EPS estimates moved Revise Upward by 0.27% . This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, PFSI's stock price typically moves by -3.59% in the 10 days before its earnings and -1.78% in the 10 days after. For the upcoming 2026/Q1 earnings, analysts expect an EPS of 3.00 and revenue of 627.00M.

The earnings call presents a generally optimistic outlook with strategic growth plans in subservicing, broker direct market share, and consumer direct lending. Technology and AI deployment are expected to enhance efficiency and profitability. Despite competitive pressures and some concerns about margins, the company's hedging strategy and capacity building are well-positioned for rate declines. The Q&A session revealed management's confidence in navigating industry challenges, with plans for increased shareholder returns through buybacks. Given the market cap, these positive factors are likely to result in a moderate stock price increase over the next two weeks.