Historical Valuation
Credit Acceptance Corp (CACC) is now in the Undervalued zone, suggesting that its current forward PE ratio of 11.27 is considered Undervalued compared with the five-year average of 11.92. The fair price of Credit Acceptance Corp (CACC) is between 494.70 to 610.63 according to relative valuation methord. Compared to the current price of 474.72 USD , Credit Acceptance Corp is Undervalued By 4.04%.
Relative Value
Fair Zone
494.70-610.63
Current Price：474.72
4.04%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Credit Acceptance Corp (CACC) has a current Price-to-Book (P/B) ratio of 3.17. Compared to its 3-year average P/B ratio of 3.55 , the current P/B ratio is approximately -10.62% higher. Relative to its 5-year average P/B ratio of 3.72, the current P/B ratio is about -14.68% higher. Credit Acceptance Corp (CACC) has a Forward Free Cash Flow (FCF) yield of approximately 21.76%. Compared to its 3-year average FCF yield of 19.52%, the current FCF yield is approximately 11.49% lower. Relative to its 5-year average FCF yield of 17.58% , the current FCF yield is about 23.76% lower.
P/B
Median3y
3.55
Median5y
3.72
FCF Yield
Median3y
19.52
Median5y
17.58
Competitors Valuation Multiple
AI Analysis for CACC
The average P/S ratio for CACC competitors is 2.31, providing a benchmark for relative valuation. Credit Acceptance Corp Corp (CACC.O) exhibits a P/S ratio of 2.13, which is -7.54% above the industry average. Given its robust revenue growth of 5.83%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for CACC
1Y
3Y
5Y
Market capitalization of CACC increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of CACC in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is CACC currently overvalued or undervalued?
Credit Acceptance Corp (CACC) is now in the Undervalued zone, suggesting that its current forward PE ratio of 11.27 is considered Undervalued compared with the five-year average of 11.92. The fair price of Credit Acceptance Corp (CACC) is between 494.70 to 610.63 according to relative valuation methord. Compared to the current price of 474.72 USD , Credit Acceptance Corp is Undervalued By 4.04% .
What is Credit Acceptance Corp (CACC) fair value?
CACC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Credit Acceptance Corp (CACC) is between 494.70 to 610.63 according to relative valuation methord.
How does CACC's valuation metrics compare to the industry average?
The average P/S ratio for CACC's competitors is 2.31, providing a benchmark for relative valuation. Credit Acceptance Corp Corp (CACC) exhibits a P/S ratio of 2.13, which is -7.54% above the industry average. Given its robust revenue growth of 5.83%, this premium appears unsustainable.
What is the current P/B ratio for Credit Acceptance Corp (CACC) as of Jan 10 2026?
As of Jan 10 2026, Credit Acceptance Corp (CACC) has a P/B ratio of 3.17. This indicates that the market values CACC at 3.17 times its book value.
What is the current FCF Yield for Credit Acceptance Corp (CACC) as of Jan 10 2026?
As of Jan 10 2026, Credit Acceptance Corp (CACC) has a FCF Yield of 21.76%. This means that for every dollar of Credit Acceptance Corp’s market capitalization, the company generates 21.76 cents in free cash flow.
What is the current Forward P/E ratio for Credit Acceptance Corp (CACC) as of Jan 10 2026?
As of Jan 10 2026, Credit Acceptance Corp (CACC) has a Forward P/E ratio of 11.27. This means the market is willing to pay $11.27 for every dollar of Credit Acceptance Corp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Credit Acceptance Corp (CACC) as of Jan 10 2026?
As of Jan 10 2026, Credit Acceptance Corp (CACC) has a Forward P/S ratio of 2.13. This means the market is valuing CACC at $2.13 for every dollar of expected revenue over the next 12 months.