ALRS

Alerus Financial Corp

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Advanced Chart

22.000

-0.250(-1.120%)

Overview
Forecast
Valuation

Line

Candle

YTD

High

22.170

Open

22.170

VWAP

22.06

Vol

90.85K

Mkt Cap

558.04M

Low

21.915

Amount

2.00M

EV/EBITDA(TTM)

10.07

Total Shares

19.78M

740.50M

EV/OCF(TTM)

2.77

P/S(TTM)

2.09

Alerus Financial Corporation is a diversified financial services company. Through its subsidiary, Alerus Financial, National Association (the Bank), the Company provides financial solutions to businesses and consumers. It operates through four segments: Banking, Retirement and Benefit Services, Wealth Management, and Mortgage. The Banking segment offers a complete line of loan, deposit, cash management, and treasury services. The Retirement and Benefit Services segment provides various services, including recordkeeping and administration services to qualified retirement plans; ESOP trustee, recordkeeping and administration; and investment fiduciary services to retirement plans, among others. The Wealth Management segment provides advisory and planning services, investment management, and trust and fiduciary services. The Mortgage segment offers first and second mortgage loans through a centralized mortgage unit in Minneapolis, Minnesota, as well as through the banking office locations.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q2

FY2025Q3

FY2025Q4

69.96M

+35.52%

70.72M

+38.08%

70.93M

+2.66%

Estimates Revision

The market is revising Downward the revenue expectations for Alerus Financial Corporation (ALRS) for FY2025, with the revenue forecasts being adjusted by -0.31% over the past three months. During the same period, the stock price has changed by 1.94%.

Revenue Estimates for FY2025

Revise Downward

-0.31%

In Past 3 Month

Stock Price

Go Up

+1.94%

In Past 3 Month

4 Analyst Rating

-3.41% Downside

Wall Street analysts forecast ALRS stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for ALRS is 21.25 USD with a low forecast of 20.00 USD and a high forecast of 22.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

3 Hold

0 Sell

Hold

-3.41% Downside

Current: 22.000

Low

20.00

Averages

21.25

High

22.00

-3.41% Downside

Current: 22.000

Low

20.00

Averages

21.25

High

22.00

Piper Sandler

Nathan Race

Hold

Maintains

$22 → $23

2025-05-02

Reason

Piper Sandler

Nathan Race

Price Target

$22 → $23

2025-05-02

Maintains

Hold

Reason

Piper Sandler raised the firm's price target on Alerus Financial to $23 from $22 and keeps a Neutral rating on the shares. The firm says the company generated very solid results in Q1 with 23% PPNR upside via stronger net interest income that benefited from greater net interest margin expansion as well as robust loan and deposit growth.

Keefe, Bruyette & Woods

Damon Delmonte

Hold

Maintains

$21 → $22

2025-04-30

Reason

Keefe, Bruyette & Woods

Damon Delmonte

Price Target

$21 → $22

2025-04-30

Maintains

Hold

Reason

Piper Sandler

Nathan Race

Hold

Maintains

$21 → $24

2025-01-30

Reason

Piper Sandler

Nathan Race

Price Target

$21 → $24

2025-01-30

Maintains

Hold

Reason

Piper Sandler raised the firm's price target on Alerus Financial to $24 from $21 and keeps a Neutral rating on the shares. While the hit to TBV from HMNF that closed in Q4 was greater than expected, Alerus posted solid Q4 results otherwise and capital should re-build at faster clips going forward with the company's higher profitability outlook, the firm notes.

Raymond James

David Long

Buy

Reiterates

$22 → $24

2025-01-30

Reason

Raymond James

David Long

Price Target

$22 → $24

2025-01-30

Reiterates

Buy

Reason

Raymond James raised the firm's price target on Alerus Financial to $24 from $22 and keeps an Outperform rating on the shares. Results were solid when removing noise related to closing of the HMNF acquisition, and Raymond James was encouraged by higher loan and deposit balances at year-end, the increase in noninterest income, and improved efficiency ratio, the analyst tells investors in a research note. The firm remains bullish on Alerus shares, and believes the company is positioned for superior EPS growth and profitability improvement.

DA Davidson

Jeffrey Rulis

Hold

Maintains

$23

2025-01-30

Reason

DA Davidson

Jeffrey Rulis

Price Target

$23

2025-01-30

Maintains

Hold

Reason

Keefe, Bruyette & Woods

Damon Delmonte

Hold

Maintains

$22 → $23

2024-12-04

Reason

Keefe, Bruyette & Woods

Damon Delmonte

Price Target

$22 → $23

2024-12-04

Maintains

Hold

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for Alerus Financial Corp (ALRS.O) is 9.97, compared to its 5-year average forward P/E of 13.56. For a more detailed relative valuation and DCF analysis to assess Alerus Financial Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Undervalued

5Y Average PE

13.56

Current PE

9.97

Overvalued PE

16.91

Undervalued PE

10.21

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

2.01

Current PS

2.01

Overvalued PS

2.30

Undervalued PS

1.73

Financials

Annual

Quarterly

FY2025Q1

YoY :

+44.91%

68.25M

Total Revenue

FY2025Q1

YoY :

+76.21%

26.17M

Operating Profit

FY2025Q1

YoY :

+107.01%

13.32M

Net Income after Tax

FY2025Q1

YoY :

+62.50%

0.52

EPS - Diluted

FY2025Q1

YoY :

-43.86%

112.54M

Free Cash Flow

FY2025Q1

YoY :

-40.82%

105.25

FCF Margin - %

FY2025Q1

YoY :

+42.83%

19.51

Net Margin - %

FY2025Q1

YoY :

+150.00%

2.80

ROIC

Trading Trends

Insider

Insiders areBuying! The selling amount has increased 390.89% over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

99.7K

USD

Months

3-6

0.0

USD

Months

6-9

20.3K

USD

Months

0-12

0.0

USD

Months

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

0-3

Months

0.0

Volume

3-6

Months

0.0

Volume

6-9

Months

0.0

Volume

0-12

Months

0.0

Volume

Bought

0-3

0.0

Volume

Months

3-6

404.5K

Volume

Months

6-9

0.0

Volume

Months

0-12

0.0

Volume

Months

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Insider

Insiders areBuying! The selling amount has increased 390.89% over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

99.7K

USD

Months

3-6

0.0

USD

Months

6-9

20.3K

USD

Months

0-12

0.0

USD

Months

ALRS News & Events

Events Timeline

2025-04-28 (ET)

2025-04-28

16:31:38

Alerus Financial reports Q1 adjusted EPS 56c, consensus 44c

2025-01-28 (ET)

2025-01-28

16:05:33

Alerus Financial reports Q4 adjusted EPS 44c, consensus 40c

2024-12-03 (ET)

2024-12-03

14:38:54

Alerus Financial CTO Jon Hendry to retire, Karin Taylor to assume COO role

News

4.0

05-16NASDAQ.COM

Validea Motley Fool Strategy Daily Upgrade Report - 5/16/2025

4.0

04-30Benzinga

Keefe, Bruyette & Woods Maintains Market Perform on Alerus Financial, Raises Price Target to $22

2.0

04-26Yahoo Finance

Investors in Alerus Financial (NASDAQ:ALRS) have unfortunately lost 22% over the last three years

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FAQ

What is Alerus Financial Corp (ALRS) stock price today?

The current price of ALRS is 22 USD — it has decreased -1.12 % in the last trading day.

ALRS

Market Estimates

Valuation Metrics

Forward PE

Forward EV/EBITDA

Forward PS

Financials

Trading Trends

ALRS News & Events

Events Timeline

News

People Also Watch

FAQ

What is Alerus Financial Corp (ALRS) stock price today?

What is Alerus Financial Corp (ALRS)'s business?

What is the price predicton of ALRS Stock?

What is Alerus Financial Corp (ALRS)'s revenue for the last quarter?

What is Alerus Financial Corp (ALRS)'s earnings per share (EPS) for the last quarter?

What changes have occurred in the market's expectations for Alerus Financial Corp (ALRS)'s fundamentals?

How many employees does Alerus Financial Corp (ALRS). have?

What is Alerus Financial Corp (ALRS) market cap?