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ALRS Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
23.900
Open
23.900
VWAP
23.70
Vol
84.88K
Mkt Cap
605.82M
Low
23.510
Amount
2.01M
EV/EBITDA(TTM)
12.87
Total Shares
25.40M
EV
906.61M
EV/OCF(TTM)
--
P/S(TTM)
2.76
Alerus Financial Corporation is a diversified financial services company. Through the Company’s subsidiary, Alerus Financial, National Association (the Bank), the Company provides financial solutions to businesses and consumers through three distinct business segments: banking, retirement and benefit services, and wealth. Its commercial lending products include commercial loans, business term loans and lines of credit for small and midsize businesses. Its consumer lending products include residential first mortgage loans. It offers deposit products and services, including demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, and certificates of deposit. It also offers a range of treasury management products, including electronic receivables management, remote deposit capture, cash vault services, merchant services, and other cash management services. Its wealth division provides fiduciary services to consumer and commercial clients.
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Events Timeline

(ET)
2026-01-28
16:50:00
Alerus Reports Q4 Revenue of $77.1M, Beating Consensus
select
2025-10-30 (ET)
2025-10-30
17:12:06
Alerus Financial Announces Q3 Earnings Per Share of 66 Cents, Exceeding Consensus Estimate of 59 Cents
select
2025-09-02 (ET)
2025-09-02
10:20:06
Alerus Financial declares a 5% rise in dividend to 21 cents per share.
select

News

seekingalpha
8.0
02-27seekingalpha
Alerus Financial Declares Quarterly Dividend of $0.21
  • Quarterly Dividend Declaration: Alerus Financial has declared a quarterly dividend of $0.21 per share, consistent with previous distributions, indicating the company's ongoing ability to maintain stable cash flows, which is likely to bolster investor confidence.
  • Dividend Yield: The forward yield of 3.37% reflects the company's attractiveness in the current market environment, potentially drawing in more investors seeking stable income.
  • Payment Schedule: The dividend is payable on April 10, with a record date of March 27 and an ex-dividend date also on March 27, providing shareholders with a clear timeline that aids in financial planning.
  • Future Growth Outlook: Alerus Financial outlines a mid-single-digit loan growth and a net interest margin target of 3.5%-3.6% for 2026, demonstrating a proactive approach in advancing its commercial and industrial lending strategy, which may lay the groundwork for future profitability growth.
seekingalpha
8.0
02-27seekingalpha
Alerus Financial Declares Quarterly Dividend of $0.21
  • Quarterly Dividend Announcement: Alerus Financial has declared a quarterly dividend of $0.21 per share, consistent with previous distributions, demonstrating the company's ongoing ability to maintain stable cash flows, which is likely to attract more investor interest.
  • Dividend Yield: The forward yield of 3.37% reflects the company's competitiveness in the current market environment, potentially boosting shareholder confidence and stabilizing the stock price.
  • Payment Schedule: The dividend is payable on April 10, with a record date of March 27 and an ex-dividend date also on March 27, providing investors with a clear timeline to inform their investment decisions.
  • Future Outlook: Alerus Financial anticipates mid-single-digit loan growth for 2026 and has set a net interest margin target of 3.5%-3.6%, indicating a proactive approach in advancing its commercial and industrial lending strategy, which may drive future profitability.
Newsfilter
8.0
02-26Newsfilter
Alerus Financial Corporation Declares Quarterly Dividend
  • Quarterly Dividend Increase: Alerus Financial Corporation announced on February 25, 2026, that its board declared a quarterly cash dividend of $0.21 per common share, reflecting a 5.00% increase from the previous year, indicating sustained profitability.
  • Dividend Payment Schedule: The dividend is set to be paid on April 10, 2026, with a record date of March 27, 2026, ensuring shareholders receive timely returns and bolstering investor confidence in the company.
  • Company Background: Alerus Financial Corporation operates as a commercial wealth bank with 26 banking and commercial wealth offices across multiple states, showcasing its extensive market presence and diversified financial solutions.
  • Forward-Looking Statements: The press release includes forward-looking statements that highlight inherent uncertainties regarding future performance, advising investors to approach these projections with caution due to potential market risks and changes.
seekingalpha
9.5
01-29seekingalpha
Alerus Financial Corporation Q4 2025 Earnings Call Highlights
  • Core Financial Performance: Alerus achieved a core return on assets (ROA) of 1.62% in Q4 2025, with an adjusted ROA of 1.35% for the year, indicating a strong foundation for sustainable organic growth and a return to profitability, which is expected to drive future shareholder value creation.
  • Successful Strategic Integration: The integration with Home Federal exceeded expectations, delivering significant financial and non-financial results in the first year, enhancing the company's market competitiveness and laying the groundwork for future business expansion.
  • Balance Sheet Repositioning: By selling low-yield available-for-sale securities, Alerus improved its earnings power going forward, reduced AOCI volatility, and enhanced capital generation capacity, providing greater flexibility for lending in its markets.
  • 2026 Outlook: Loans are expected to grow at a mid-single-digit rate in 2026, with net interest margin projected to be around 3.5%-3.6%, while noninterest income and expenses are also expected to grow in the low single digits, reflecting the company's confidence and clarity in strategic planning for future market conditions.
seekingalpha
9.5
01-29seekingalpha
Alerus Financial Reports Q4 Non-GAAP EPS of $0.85, Beating Estimates
  • Earnings Beat: Alerus Financial's Q4 non-GAAP EPS of $0.85 exceeds expectations by $0.28, demonstrating strong profitability that boosts investor confidence in the company's financial health.
  • Net Interest Income Growth: The reported net interest income of $45.17 million indicates an increase from the previous quarter, reflecting improved profitability in a favorable interest rate environment, which supports future loan growth.
  • Loan Growth Outlook: Alerus signals mid-single-digit loan growth for 2026, showcasing a strategic focus on technology and risk management aimed at enhancing market competitiveness and meeting customer demands.
  • Cautious Market Sentiment: Despite the strong earnings report, market optimism for Alerus Financial remains muted, potentially due to broader economic conditions and industry challenges, necessitating close monitoring of future market dynamics.
Newsfilter
9.5
01-28Newsfilter
Alerus Financial Reports Q4 2025 Loss Amid Strategic Repositioning
  • Financial Performance Decline: Alerus Financial reported a net loss of $33.1 million in Q4 2025, translating to a diluted loss of $1.27 per share, a stark contrast to the $16.9 million net income in Q3 2025, indicating challenges post-HMN Financial integration.
  • Impact of Asset Repositioning: The company sold $360.1 million in available-for-sale securities in Q4, resulting in a one-time pre-tax net loss of $68.4 million, which, while aimed at enhancing future profitability, negatively impacted short-term financial health.
  • Weak Revenue Growth: Although adjusted non-interest income increased by 7.0% year-over-year to $118.7 million, overall non-interest income plummeted due to the asset repositioning, highlighting vulnerabilities in the company's revenue diversification strategy.
  • Improved Capital Adequacy: As of December 31, 2025, Alerus's tangible common equity to tangible assets ratio rose to 8.72%, indicating progress in capital management despite the poor overall financial performance.
Wall Street analysts forecast ALRS stock price to rise
5 Analyst Rating
Wall Street analysts forecast ALRS stock price to rise
1 Buy
4 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
25.00
Averages
26.33
High
29.00
Current: 0.000
sliders
Low
25.00
Averages
26.33
High
29.00
Raymond James
David Long
Strong Buy
maintain
$27 -> $29
AI Analysis
2026-01-30
Reason
Raymond James
David Long
Price Target
$27 -> $29
AI Analysis
2026-01-30
maintain
Strong Buy
Reason
Raymond James analyst David Long raised the firm's price target on Alerus Financial to $29 from $27 and keeps a Strong Buy rating on the shares following the release of what the firm says were "noisy" Q4 results. The 2026 revenue outlook was above expectations, leading the firm to increase its EPS estimates, notes the analyst, who believes the guidance may prove conservative.
Keefe Bruyette
Damon DelMonte
Market Perform
maintain
$24 -> $25
2026-01-30
Reason
Keefe Bruyette
Damon DelMonte
Price Target
$24 -> $25
2026-01-30
maintain
Market Perform
Reason
Keefe Bruyette analyst Damon DelMonte raised the firm's price target on Alerus Financial to $25 from $24 and keeps a Market Perform rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for ALRS
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Valuation Metrics

The current forward P/E ratio for Alerus Financial Corp (ALRS.O) is 9.39, compared to its 5-year average forward P/E of 13.21. For a more detailed relative valuation and DCF analysis to assess Alerus Financial Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
13.21
Current PE
9.39
Overvalued PE
16.82
Undervalued PE
9.60

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.03
Current PS
1.94
Overvalued PS
2.30
Undervalued PS
1.75

Financials

AI Analysis
Annual
Quarterly

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Whales Holding ALRS

T
Tontine Management, LLC
Holding
ALRS
+1.06%
3M Return

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Frequently Asked Questions

What is Alerus Financial Corp (ALRS) stock price today?

The current price of ALRS is 23.68 USD — it has decreased -0.71

What is Alerus Financial Corp (ALRS)'s business?

Alerus Financial Corporation is a diversified financial services company. Through the Company’s subsidiary, Alerus Financial, National Association (the Bank), the Company provides financial solutions to businesses and consumers through three distinct business segments: banking, retirement and benefit services, and wealth. Its commercial lending products include commercial loans, business term loans and lines of credit for small and midsize businesses. Its consumer lending products include residential first mortgage loans. It offers deposit products and services, including demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, and certificates of deposit. It also offers a range of treasury management products, including electronic receivables management, remote deposit capture, cash vault services, merchant services, and other cash management services. Its wealth division provides fiduciary services to consumer and commercial clients.

What is the price predicton of ALRS Stock?

Wall Street analysts forecast ALRS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ALRS is26.33 USD with a low forecast of 25.00 USD and a high forecast of 29.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Alerus Financial Corp (ALRS)'s revenue for the last quarter?

Alerus Financial Corp revenue for the last quarter amounts to 7.60M USD, decreased -89.38

What is Alerus Financial Corp (ALRS)'s earnings per share (EPS) for the last quarter?

Alerus Financial Corp. EPS for the last quarter amounts to -1.28 USD, decreased

How many employees does Alerus Financial Corp (ALRS). have?

Alerus Financial Corp (ALRS) has 821 emplpoyees as of March 11 2026.

What is Alerus Financial Corp (ALRS) market cap?

Today ALRS has the market capitalization of 605.82M USD.