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ALRS

Alerus Financial Corp
$
21.050
-0.24(-1.127%)1D
Line
Line
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Candle
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
21.380
Open
21.140
VWAP
21.15
Vol
36.08K
Mkt Cap
534.61M
Low
20.870
Amount
763.25K
EV/EBITDA(TTM)
--
Total Shares
19.78M
EV
707.81M
EV/OCF(TTM)
3.69
P/S(TTM)
1.90
Alerus Financial Corporation is a diversified financial services company. Through the Company’s subsidiary, Alerus Financial, National Association (the Bank), the Company provides financial solutions to businesses and consumers through three distinct business segments: banking, retirement and benefit services, and wealth. Its commercial lending products include commercial loans, business term loans and lines of credit for small and midsize businesses. Its consumer lending products include residential first mortgage loans. It offers deposit products and services, including demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, and certificates of deposit. It also offers a range of treasury management products, including electronic receivables management, remote deposit capture, cash vault services, merchant services, and other cash management services. Its wealth division provides fiduciary services to consumer and commercial clients.
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Market Estimates

Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q2
FY2026Q1
FY2025Q4
73.45M
-2.57%
0.602
-22.82%
71.13M
+2.63%
0.552
+6.15%
71.65M
+3.71%
0.575
+342.31%
Estimates Revision
The market is revising Upward the revenue expectations for Alerus Financial Corporation (ALRS) for FY2025, with the revenue forecasts being adjusted by 0.2% over the past three months. During the same period, the stock price has changed by 1.06%.
Revenue Estimates for FY2025
Revise Upward
up Image
+0.2%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
up Image
+1.13%
In Past 3 Month
Stock Price
Go Up
up Image
+1.06%
In Past 3 Month
1 Analyst Rating
Wall Street analysts forecast ALRS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ALRS is 25.50 USD with a low forecast of 25.50 USD and a high forecast of 25.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
0 Buy
1 Hold
0 Sell
Hold
Current: 21.050
sliders
Low
25.50
Averages
25.50
High
25.50
Piper Sandler
Neutral
downgrade
$24
2025-11-04
New
Reason
Piper Sandler lowered the firm's price target on Alerus Financial to $24 from $25.50 and keeps a Neutral rating on the shares. While Q3 results as well as preliminary 2026 guidance included some puts and takes, the firm continues to view Alerus as an attractive long-term holding. More specifically, Piper favors Alerus' scarcity value underpinned by greater revenue diversity across higher multiple and growing fee revenue businesses. The firm also believes Alerus possesses likely above average organic balance sheet growth prospects given some recent production hires, ongoing Twin Cities M&A-related disruption and with Alerus' best-in-class technology product suites.
Keefe Bruyette
Market Perform
downgrade
$25 -> $24
2025-11-03
New
Reason
Keefe Bruyette lowered the firm's price target on Alerus Financial to $24 from $25 and keeps a Market Perform rating on the shares.
Keefe Bruyette
Damon DelMonte
Market Perform
maintain
$22 -> $25
2025-07-29
Reason
Keefe Bruyette analyst Damon DelMonte raised the firm's price target on Alerus Financial to $25 from $22 and keeps a Market Perform rating on the shares. Earnings momentum at Alerus continues to build, the analyst tells investors in a research note.
DA Davidson
Neutral
maintain
$20 -> $25
2025-07-29
Reason
DA Davidson raised the firm's price target on Alerus Financial to $25 from $20 and keeps a Neutral rating on the shares. EPS upside in Q2 was fueled by a positive net interest margin surprise, though margin should normalize ahead, the analyst tells investors in a research note. DA Davidson says the net interest income picture has improved, while the firm is optimistic that positive credit resolution is underway.
Raymond James
David Long
Outperform
maintain
$24 -> $27
2025-07-29
Reason
Raymond James analyst David Long raised the firm's price target on Alerus Financial to $27 from $24 and keeps an Outperform rating on the shares. Alerus reported an "impressive" Q2, with a a materially wider net interest margin, solid credit metrics, higher noninterest income, and lower expenses, driving the EPS beat, the analyst tells investors in a research note. Raymond James remains bullish on Alerus shares.
Piper Sandler
Nathan Race
Hold
Maintains
$21 → $24
2025-01-30
Reason
Piper Sandler raised the firm's price target on Alerus Financial to $24 from $21 and keeps a Neutral rating on the shares. While the hit to TBV from HMNF that closed in Q4 was greater than expected, Alerus posted solid Q4 results otherwise and capital should re-build at faster clips going forward with the company's higher profitability outlook, the firm notes.
See All Ratings

Valuation Metrics

The current forward P/E ratio for Alerus Financial Corp (ALRS.O) is 9.04, compared to its 5-year average forward P/E of 13.22. For a more detailed relative valuation and DCF analysis to assess Alerus Financial Corp 's fair value, click here.

Forward PE

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Undervalued
5Y Average PE
13.22
Current PE
9.04
Overvalued PE
16.74
Undervalued PE
9.69

Forward EV/EBITDA

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Strongly Overvalued
5Y Average PS
2.16
Current PS
21.29
Overvalued PS
3.72
Undervalued PS
0.60
Financial AI Agent

Financials

Annual
Quarterly
FY2025Q3
YoY :
+42.45%
71.54M
Total Revenue
FY2025Q3
YoY :
+133.91%
30.21M
Operating Profit
FY2025Q3
YoY :
+225.02%
16.92M
Net Income after Tax
FY2025Q3
YoY :
+153.85%
0.66
EPS - Diluted
FY2025Q2
YoY :
+4880.82%
-140.26M
Free Cash Flow
FY2025Q3
YoY :
-100.00%
N/A
FCF Margin - %
FY2025Q3
YoY :
+128.16%
23.66
Net Margin - %
FY2025Q3
YoY :
+1668.42%
6.72
ROIC

Trading Trends

Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
1
49.8K
USD
Months
6-9
1
99.7K
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
14.7K
Volume
1
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
1
404.5K
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
AI Stock Picker

ALRS News & Events

Events Timeline

2025-10-30 (ET)
2025-10-30
17:12:06
Alerus Financial Announces Q3 Earnings Per Share of 66 Cents, Exceeding Consensus Estimate of 59 Cents
select
2025-09-02 (ET)
2025-09-02
10:20:06
Alerus Financial declares a 5% rise in dividend to 21 cents per share.
select
2025-07-28 (ET)
2025-07-28
07:10:14
Alerus Financial reports Q2 adjusted EPS 72c, consensus 55c
select
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News

4.0
11-03Benzinga
Keefe, Bruyette & Woods Keeps Market Perform Rating for Alerus Financial, Reduces Price Target to $24
9.5
10-31NASDAQ.COM
Alerus (ALRS) Q3 Earnings: Analyzing Key Metrics Against Projections
8.0
09-02Newsfilter
Alerus Financial Corporation Announces Cash Dividend for Common Shares
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FAQ

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What is Alerus Financial Corp (ALRS) stock price today?

The current price of ALRS is 21.05 USD — it has decreased -1.13 % in the last trading day.

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