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ALRS Overview

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$
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ET
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ET
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Intellectia

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High
27.050
Open
27.050
VWAP
26.87
Vol
240.54K
Mkt Cap
674.96M
Low
26.690
Amount
6.46M
EV/EBITDA(TTM)
9.84
Total Shares
25.13M
EV
805.34M
EV/OCF(TTM)
--
P/S(TTM)
3.02
Alerus Financial Corporation is a diversified financial services company. Through the Company’s subsidiary, Alerus Financial, National Association (the Bank), the Company provides financial solutions to businesses and consumers through three distinct business segments: banking, retirement and benefit services, and wealth. Its commercial lending products include commercial loans, business term loans and lines of credit for small and midsize businesses. Its consumer lending products include residential first mortgage loans. It offers deposit products and services, including demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, and certificates of deposit. It also offers a range of treasury management products, including electronic receivables management, remote deposit capture, cash vault services, merchant services, and other cash management services. Its wealth division provides fiduciary services to consumer and commercial clients.
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Events Timeline

(ET)
2026-01-28
16:50:00
Alerus Reports Q4 Revenue of $77.1M, Beating Consensus
select
2025-10-30 (ET)
2025-10-30
17:12:06
Alerus Financial Announces Q3 Earnings Per Share of 66 Cents, Exceeding Consensus Estimate of 59 Cents
select

News

seekingalpha
9.5
04-30seekingalpha
Alerus Financial Corporation Q1 2026 Earnings Highlights
  • Strong Financial Performance: Alerus Financial Corporation reported a net income of $23 million for Q1 2026, translating to $0.89 per diluted share, with a return on average assets of 1.79%, indicating robust performance and profitability in the market.
  • Deposit and Loan Growth: Despite over $400 million in contractual maturities, the company expects loans to grow at a mid-single-digit rate and deposits to increase in the low single digits for 2026, reflecting confidence in future market conditions and strategic planning.
  • Improved Asset Quality: The company recorded a reserve release of $4.9 million while maintaining an allowance for credit losses at 1.25% of total loans, indicating improved asset quality as nonperforming assets declined by $15.4 million, showcasing effective credit risk management.
  • Shareholder Return Strategy: Alerus repurchased $6 million of common stock in the quarter, with tangible book value per share rising to $18.15, demonstrating the company's commitment to enhancing shareholder value and boosting market confidence.
seekingalpha
9.5
04-29seekingalpha
Alerus Financial Q1 Earnings Exceed Expectations
  • Strong Earnings Performance: Alerus Financial reported a Q1 GAAP EPS of $0.89, beating expectations by $0.30, which demonstrates robust profitability and boosts investor confidence in the company's financial health.
  • Significant Revenue Growth: The company achieved revenues of $75.75 million, reflecting a 10.1% year-over-year increase, surpassing expectations by $1.97 million, indicating solid business expansion and rising market demand.
  • Positive Market Reaction: The earnings beat is likely to positively impact Alerus Financial's stock price, attracting more investor interest and enhancing the company's competitiveness in the financial services sector.
  • Optimistic Future Outlook: With ongoing operational optimizations and market share expansion, the company is expected to maintain its growth momentum in the coming quarters, further solidifying its position in the industry.
Newsfilter
9.5
04-29Newsfilter
Alerus Financial Reports $23 Million Net Income for Q1 2026
  • Significant Net Income Recovery: Alerus Financial reported a net income of $23 million for Q1 2026, translating to $0.89 per diluted share, a remarkable turnaround from a net loss of $33.1 million in Q4 2025, showcasing the effectiveness of its long-term strategic execution.
  • Improved Return on Assets: The return on average assets for the first quarter was 1.79%, up from 1.62% in Q4 2025, indicating ongoing enhancements in asset management and profitability, which bolsters investor confidence in future growth prospects.
  • Non-Interest Income Surge: Non-interest income reached $30.8 million in Q1, representing 40.72% of total revenue, a stark recovery from a loss of $36.8 million in Q4 2025, demonstrating the company's success in diversifying revenue streams and enhancing financial stability.
  • Continued Deposit Growth: As of March 31, 2026, Alerus's total deposits stood at $4.3 billion, an increase of $155.9 million or 3.7% from December 31, 2025, reflecting effective strategies in attracting customer deposits and further solidifying its market position.
Newsfilter
9.5
04-02Newsfilter
Alerus Financial Corporation to Release Q1 Financial Results
  • Earnings Release Date: Alerus Financial Corporation has announced that it will issue its first quarter financial results on April 29, 2026, reflecting the company's commitment to transparency and investor communication.
  • Conference Call Details: The company will host a conference call on April 30, 2026, at 11:00 a.m. Central Time, allowing analysts and institutional investors to engage in a Q&A session, enhancing interaction with stakeholders.
  • Registration Encouragement: Attendees are encouraged to register in advance for the call, ensuring effective communication and information dissemination, thereby improving the investor experience.
  • Company Overview: Alerus Financial Corporation is a commercial wealth bank with 26 banking and commercial wealth offices across multiple states, providing diversified financial solutions, which demonstrates its extensive market presence and influence.
NASDAQ.COM
8.0
03-25NASDAQ.COM
Analysis of ALRS Dividend Expectations and Performance
  • Dividend Expectation Analysis: Based on historical data, ALRS's recent dividend yield of 3.46% is not always predictable, yet its reasonableness for future expectations warrants attention.
  • Price Performance Overview: ALRS's 52-week low is $15.78 and high is $26.32, with the latest trade at $24.21, indicating that the stock price fluctuates near its high, reflecting market confidence in its future performance.
  • Intraday Trading Dynamics: In Wednesday trading, Alerus Financial Corp shares rose approximately 0.7%, suggesting a positive short-term outlook influenced by investor interest in dividends.
  • Technical Indicator Reference: The comparison of ALRS's stock price with its 200-day moving average highlights its performance over the past year, allowing investors to assess future price trends based on this technical indicator.
seekingalpha
8.0
02-27seekingalpha
Alerus Financial Declares Quarterly Dividend of $0.21
  • Quarterly Dividend Declaration: Alerus Financial has declared a quarterly dividend of $0.21 per share, consistent with previous distributions, indicating the company's ongoing ability to maintain stable cash flows, which is likely to bolster investor confidence.
  • Dividend Yield: The forward yield of 3.37% reflects the company's attractiveness in the current market environment, potentially drawing in more investors seeking stable income.
  • Payment Schedule: The dividend is payable on April 10, with a record date of March 27 and an ex-dividend date also on March 27, providing shareholders with a clear timeline that aids in financial planning.
  • Future Growth Outlook: Alerus Financial outlines a mid-single-digit loan growth and a net interest margin target of 3.5%-3.6% for 2026, demonstrating a proactive approach in advancing its commercial and industrial lending strategy, which may lay the groundwork for future profitability growth.
Wall Street analysts forecast ALRS stock price to rise
5 Analyst Rating
Wall Street analysts forecast ALRS stock price to rise
1 Buy
4 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
25.00
Averages
26.33
High
29.00
Current: 0.000
sliders
Low
25.00
Averages
26.33
High
29.00
Keefe Bruyette
Damon DelMonte
maintain
$25 -> $27
AI Analysis
2026-05-01
Reason
Keefe Bruyette
Damon DelMonte
Price Target
$25 -> $27
AI Analysis
2026-05-01
maintain
Reason
Keefe Bruyette analyst Damon DelMonte raised the firm's price target on Alerus Financial to $27 from $25 and keeps a Market Perform rating on the shares.
Piper Sandler
Nathan Race
Neutral
maintain
$28
2026-05-01
Reason
Piper Sandler
Nathan Race
Price Target
$28
2026-05-01
maintain
Neutral
Reason
Piper Sandler analyst Nathan Race raised the firm's price target on Alerus Financial to $28.50 from $28 and keeps a Neutral rating on the shares. The firm notes the company posted strong Q1 results highlighted by 19% PPNR upside via stronger net interest income that benefited from greater net interest margin expansion and very well-managed operating expenses.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for ALRS
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Valuation Metrics

The current forward P/E ratio for Alerus Financial Corp (ALRS.O) is 0.00, compared to its 5-year average forward P/E of 13.15. For a more detailed relative valuation and DCF analysis to assess Alerus Financial Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
13.15
Current PE
0.00
Overvalued PE
16.78
Undervalued PE
9.52

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.26
Current EV/EBITDA
5.94
Overvalued EV/EBITDA
6.78
Undervalued EV/EBITDA
-4.25

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.01
Current PS
2.13
Overvalued PS
2.27
Undervalued PS
1.75

Financials

AI Analysis
Annual
Quarterly

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Whales Holding ALRS

T
Tontine Management, LLC
Holding
ALRS
+32.41%
3M Return

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Frequently Asked Questions

What is Alerus Financial Corp (ALRS) stock price today?

The current price of ALRS is 26.86 USD — it has decreased -0.19

What is Alerus Financial Corp (ALRS)'s business?

Alerus Financial Corporation is a diversified financial services company. Through the Company’s subsidiary, Alerus Financial, National Association (the Bank), the Company provides financial solutions to businesses and consumers through three distinct business segments: banking, retirement and benefit services, and wealth. Its commercial lending products include commercial loans, business term loans and lines of credit for small and midsize businesses. Its consumer lending products include residential first mortgage loans. It offers deposit products and services, including demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, and certificates of deposit. It also offers a range of treasury management products, including electronic receivables management, remote deposit capture, cash vault services, merchant services, and other cash management services. Its wealth division provides fiduciary services to consumer and commercial clients.

What is the price predicton of ALRS Stock?

Wall Street analysts forecast ALRS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ALRS is26.33 USD with a low forecast of 25.00 USD and a high forecast of 29.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Alerus Financial Corp (ALRS)'s revenue for the last quarter?

Alerus Financial Corp revenue for the last quarter amounts to 75.05M USD, increased 9.96

What is Alerus Financial Corp (ALRS)'s earnings per share (EPS) for the last quarter?

Alerus Financial Corp. EPS for the last quarter amounts to 0.89 USD, increased 71.15

How many employees does Alerus Financial Corp (ALRS). have?

Alerus Financial Corp (ALRS) has 821 emplpoyees as of May 11 2026.

What is Alerus Financial Corp (ALRS) market cap?

Today ALRS has the market capitalization of 674.96M USD.