ALRS Valuation

Alerus Financial Corp

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23.270

+0.31(1.350%)1D

Overview
Forecast
Valuation
Earnings

ALRS Relative Valuation

ALRS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, ALRS is overvalued; if below, it's undervalued.

Historical Valuation

Alerus Financial Corp (ALRS) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.91 is considered Undervalued compared with the five-year average of 13.25. The fair price of Alerus Financial Corp (ALRS) is between 23.39 to 36.51 according to relative valuation methord. Compared to the current price of 23.27 USD , Alerus Financial Corp is Undervalued By 0.51%.

Relative Value

Fair Zone

23.39-36.51

Current Price：23.27

0.51%

Undervalued

9.91

Trailing

Forward

0.00

EV/EBITDA

Alerus Financial Corp. (ALRS) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Alerus Financial Corp. (ALRS) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

2.05

Alerus Financial Corp. (ALRS) has a current PS of 2.05. The 5-year average PS is 2.03. The thresholds are as follows: Strongly Undervalued below 1.47, Undervalued between 1.47 and 1.75, Fairly Valued between 2.30 and 1.75, Overvalued between 2.30 and 2.58, and Strongly Overvalued above 2.58. The current Forward PS of 2.05 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Alerus Financial Corp. (ALRS) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Alerus Financial Corp. (ALRS) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Alerus Financial Corp (ALRS) has a current Price-to-Book (P/B) ratio of 1.09. Compared to its 3-year average P/B ratio of 1.09 , the current P/B ratio is approximately 0.73% higher. Relative to its 5-year average P/B ratio of 1.22, the current P/B ratio is about -10.60% higher. Alerus Financial Corp (ALRS) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 11.92%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 13.00% , the current FCF yield is about -100.00% lower.

1.09

P/B

Median3y

1.09

Median5y

1.22

5.98

FCF Yield

Median3y

11.92

Median5y

13.00

Competitors Valuation Multiple

The average P/S ratio for ALRS's competitors is , providing a benchmark for relative valuation. Alerus Financial Corp Corp (ALRS) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 45.08%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

ALRS.O

Alerus Financial Corp

Farmers National Banc Corp

Performance Decomposition

Market capitalization of ALRS increased by 3.48% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 12.20 to 27.42.

The secondary factor is the Revenue Growth, contributed 45.08%to the performance.

Overall, the performance of ALRS in the past 1 year is driven by Margin Expansion. Which is more sustainable.

45.08%

50.91M → 73.86M

Revenue Growth

124.75%

12.20 → 27.42

Margin Expansion

-166.35%

-21.72 → 14.41

P/E Change

3.48%