ALRS PE Ratio & Valuation,Is ALRS Overvalued

ALRS Relative Valuation

ALRS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, ALRS is overvalued; if below, it's undervalued.

Historical Valuation

Alerus Financial Corp (ALRS) is now in the Fair zone, suggesting that its current forward PE ratio of 9.98 is considered Fairly compared with the five-year average of 13.14. The fair price of Alerus Financial Corp (ALRS) is between 22.89 to 36.28 according to relative valuation methord.

Relative Value

Fair Zone

22.89-36.28

Current Price：23.39

Fair

9.98

0.00

EV/EBITDA

Alerus Financial Corp. (ALRS) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Alerus Financial Corp. (ALRS) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

2.04

Alerus Financial Corp. (ALRS) has a current PS of 2.04. The 5-year average PS is 2.03. The thresholds are as follows: Strongly Undervalued below 1.49, Undervalued between 1.49 and 1.76, Fairly Valued between 2.30 and 1.76, Overvalued between 2.30 and 2.57, and Strongly Overvalued above 2.57. The current Forward PS of 2.04 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Alerus Financial Corp. (ALRS) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Alerus Financial Corp. (ALRS) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Alerus Financial Corp (ALRS) has a current Price-to-Book (P/B) ratio of 1.08. Compared to its 3-year average P/B ratio of 1.06 , the current P/B ratio is approximately 2.02% higher. Relative to its 5-year average P/B ratio of 1.21, the current P/B ratio is about -10.68% higher. Alerus Financial Corp (ALRS) has a Forward Free Cash Flow (FCF) yield of approximately 8.05%. Compared to its 3-year average FCF yield of 11.12%, the current FCF yield is approximately -27.60% lower. Relative to its 5-year average FCF yield of 13.43% , the current FCF yield is about -40.03% lower.

1.08

P/B

Median3y

1.06

Median5y

1.21

8.05

FCF Yield

Median3y

11.12

Median5y

13.43

Competitors Valuation Multiple

The average P/S ratio for ALRS's competitors is 2.44, providing a benchmark for relative valuation. Alerus Financial Corp Corp (ALRS) exhibits a P/S ratio of 2.04, which is -16.47% above the industry average. Given its robust revenue growth of 42.45%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of ALRS increased by 24.65% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 10.37 to 23.66.

The secondary factor is the Revenue Growth, contributed 42.45%to the performance.

Overall, the performance of ALRS in the past 1 year is driven by Margin Expansion. Which is more sustainable.

42.45%

50.22M → 71.54M

Revenue Growth

128.16%

10.37 → 23.66

Margin Expansion

-145.96%

-26.16 → 12.02

P/E Change

24.65%

18.84 → 23.48

Mkt Cap Growth

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Frequently Asked Questions

Is Alerus Financial Corp (ALRS) currently overvalued or undervalued?

What is Alerus Financial Corp (ALRS) fair value?

ALRS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Alerus Financial Corp (ALRS) is between 22.89 to 36.28 according to relative valuation methord.

How does ALRS's valuation metrics compare to the industry average?

What is the current P/B ratio for Alerus Financial Corp (ALRS) as of Dec 15 2025?

As of Dec 15 2025, Alerus Financial Corp (ALRS) has a P/B ratio of 1.08. This indicates that the market values ALRS at 1.08 times its book value.

What is the current FCF Yield for Alerus Financial Corp (ALRS) as of Dec 15 2025?

As of Dec 15 2025, Alerus Financial Corp (ALRS) has a FCF Yield of 8.05%. This means that for every dollar of Alerus Financial Corp’s market capitalization, the company generates 8.05 cents in free cash flow.

What is the current Forward P/E ratio for Alerus Financial Corp (ALRS) as of Dec 15 2025?

As of Dec 15 2025, Alerus Financial Corp (ALRS) has a Forward P/E ratio of 9.98. This means the market is willing to pay $9.98 for every dollar of Alerus Financial Corp’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Alerus Financial Corp (ALRS) as of Dec 15 2025?

As of Dec 15 2025, Alerus Financial Corp (ALRS) has a Forward P/S ratio of 2.04. This means the market is valuing ALRS at $2.04 for every dollar of expected revenue over the next 12 months.

ALRS Valuation

ALRS Valuation

ALRS Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

People Also Watch

Frequently Asked Questions

Is Alerus Financial Corp (ALRS) currently overvalued or undervalued?

What is Alerus Financial Corp (ALRS) fair value?

How does ALRS's valuation metrics compare to the industry average?

What is the current P/B ratio for Alerus Financial Corp (ALRS) as of Dec 15 2025?

What is the current FCF Yield for Alerus Financial Corp (ALRS) as of Dec 15 2025?

What is the current Forward P/E ratio for Alerus Financial Corp (ALRS) as of Dec 15 2025?

What is the current Forward P/S ratio for Alerus Financial Corp (ALRS) as of Dec 15 2025?