
TWO
Two Harbors Investment Corp
- Overview
- Forecast
- Valuation
- Earnings

Line
|

Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
11.130
Open
11.000
VWAP
11.08
Vol
937.81K
Mkt Cap
1.16B
Low
10.990
Amount
10.39M
EV/EBITDA(TTM)
239.95
Total Shares
103.49M
EV
12.11B
EV/OCF(TTM)
37.65
P/S(TTM)
1.53
Two Harbors Investment Corp. is a real estate investment trust (REIT) that invests in mortgage servicing rights (MSR), residential mortgage-backed securities and other financial assets. The Company, through its operational platform, RoundPoint Mortgage Servicing LLC, is a servicer of conventional loans. The Company, through its subsidiary, Matrix Financial Services Corporation, holds the requisite approvals from Fannie Mae and Freddie Mac to own and manage MSR. Its Agency residential mortgage-backed securities portfolio is comprised of fixed rate mortgage-backed securities backed by single-family and multi-family mortgage loans. Its other assets may include financial and mortgage-related assets other than its target assets, including non-Agency securities (securities that are not issued or guaranteed by Ginnie Mae, Fannie Mae or Freddie Mac), other Agency securities and certain non-hedging transactions that may produce non-qualifying income for purposes of REIT gross income tests.
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Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q4
FY2025Q3
FY2025Q2
-18.04M
-48.3%
0.376
+87.95%
-19.87M
-53.02%
0.358
+175.28%
-23.29M
-39.11%
0.350
+105.99%
Estimates Revision
The market is revising Downward the revenue expectations for Two Harbors Investment Corp. (TWO) for FY2025, with the revenue forecasts being adjusted by -25.81% over the past three months. During the same period, the stock price has changed by -17.52%.
Revenue Estimates for FY2025
Revise Downward

-25.81%
In Past 3 Month
EPS Estimates for FY2025
Revise Downward

-13.11%
In Past 3 Month
Stock Price
Go Down

-17.52%
In Past 3 Month
5 Analyst Rating

18.62% Upside
Wall Street analysts forecast TWO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TWO is 13.19 USD with a low forecast of 11.50 USD and a high forecast of 15.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Buy
3 Hold
0 Sell
Moderate Buy

18.62% Upside
Current: 11.120

Low
11.50
Averages
13.19
High
15.00

18.62% Upside
Current: 11.120

Low
11.50
Averages
13.19
High
15.00
RBC Capital
Kenneth Lee
Hold
Maintains
$13 → $12
2025-05-28
New
Reason
RBC Capital
Kenneth Lee
Price Target
$13 → $12
2025-05-28
New
Maintains
Hold
Reason
UBS
Douglas Harter
Strong Buy
Maintains
$12 → $13
2025-05-01
Reason
UBS
Douglas Harter
Price Target
$12 → $13
2025-05-01
Maintains
Strong Buy
Reason
UBS raised the firm's price target on Two Harbors to $13 from $12 and keeps a Buy rating on the shares. Two Harbors reported a "better" book value performance, the analyst tells investors in a research note.
Keefe, Bruyette & Woods
Bose George
Hold
Maintains
$13 → $13
2025-04-30
Reason
Keefe, Bruyette & Woods
Bose George
Price Target
$13 → $13
2025-04-30
Maintains
Hold
Reason
Keefe Bruyette analyst Bose George raised the firm's price target on Two Harbors to $13.25 from $12.95 and keeps a Market Perform rating on the shares.
JMP Securities
Trevor Cranston
Buy
Maintains
$14 → $14
2025-04-17
Reason
JMP Securities
Trevor Cranston
Price Target
$14 → $14
2025-04-17
Maintains
Buy
Reason
Citizens JMP lowered the firm's price target on Two Harbors to $13.50 from $14 and keeps an Outperform rating on the shares. The firm is adjusting price targets on several agency-focused mortgage REITs and hybrid/credit mortgage REITs ahead of the residential mortgage REIT Q1 earnings season kicking off before the market open on Monday, April 21.
JP Morgan
Richard Shane
Hold
Maintains
$13 → $11
2025-04-16
Reason
JP Morgan
Richard Shane
Price Target
$13 → $11
2025-04-16
Maintains
Hold
Reason
Keefe, Bruyette & Woods
Bose George
Hold
Maintains
$14 → $13
2025-04-08
Reason
Keefe, Bruyette & Woods
Bose George
Price Target
$14 → $13
2025-04-08
Maintains
Hold
Reason
Keefe Bruyette lowered the firm's price target on Two Harbors to $12.95 from $13.50 and keeps a Market Perform rating on the shares.
See All Ratings
Valuation Metrics
The current forward P/E ratio for Two Harbors Investment Corp (TWO.N) is 8.35, compared to its 5-year average forward P/E of 7.77. For a more detailed relative valuation and DCF analysis to assess Two Harbors Investment Corp 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair
5Y Average PE
7.77
Current PE
8.35
Overvalued PE
9.25
Undervalued PE
6.29
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

N/A
5Y Average PS
3.49
Current PS
-17.15
Overvalued PS
19.37
Undervalued PS
-12.38
Financials
Annual
Quarterly
FY2025Q1
YoY :
-75.96%
103.48M
Total Revenue
FY2025Q1
YoY :
-136.17%
-78.42M
Operating Profit
FY2025Q1
YoY :
-138.83%
-79.06M
Net Income after Tax
FY2025Q1
YoY :
-151.45%
-0.89
EPS - Diluted
FY2025Q1
YoY :
-1390.81%
111.91M
Free Cash Flow
FY2025Q1
YoY :
-149.66%
-30.38
Gross Profit Margin - %
FY2025Q1
YoY :
+40.28%
39.60
FCF Margin - %
FY2025Q1
YoY :
-261.49%
-76.40
Net Margin - %
FY2025Q1
N/A
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
145.2K
USD
1
3-6
Months
1.1M
USD
23
6-9
Months
0.0
USD
0
0-12
Months
118.0K
USD
1
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
2
221.8K
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
145.2K
USD
1
3-6
Months
1.1M
USD
23
6-9
Months
0.0
USD
0
0-12
Months
118.0K
USD
1
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
TWO News & Events
Events Timeline
2025-04-28 (ET)
2025-04-28
16:18:24
Two Harbors reports Q1 EPS 62c, consensus 40c

2025-01-29 (ET)
2025-01-29
15:21:23
Two Harbors reports Q4 EAD 20c, consensus 34c

2024-11-12 (ET)
2024-11-12
07:26:09
Two Harbors appoints Travis Swenson as CFO

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News
7.0
05-29SeekingAlphaTwo Harbors expects to record $199M contingency liability
4.0
05-28BenzingaRBC Capital Maintains Sector Perform on Two Harbors Inv, Lowers Price Target to $12
8.5
05-07SeekingAlphaTwo Harbors Investment prices $100M senior notes
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FAQ

What is Two Harbors Investment Corp (TWO) stock price today?
The current price of TWO is 11.12 USD — it has increased 1.55 % in the last trading day.

What is Two Harbors Investment Corp (TWO)'s business?

What is the price predicton of TWO Stock?

What is Two Harbors Investment Corp (TWO)'s revenue for the last quarter?

What is Two Harbors Investment Corp (TWO)'s earnings per share (EPS) for the last quarter?

What changes have occurred in the market's expectations for Two Harbors Investment Corp (TWO)'s fundamentals?

How many employees does Two Harbors Investment Corp (TWO). have?
