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ATLC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
86.535
Open
85.610
VWAP
85.03
Vol
252.50K
Mkt Cap
1.30B
Low
82.325
Amount
21.47M
EV/EBITDA(TTM)
36.61
Total Shares
15.12M
EV
7.00B
EV/OCF(TTM)
8.82
P/S(TTM)
1.93
Atlanticus Holdings Corporation is a financial technology company. The Company is focused on facilitating consumer credit through the use of financial technology and related services. The Credit as a Service (CaaS) segment includes its private-label credit and general-purpose credit cards, which, through its bank partners, provide financing solutions to consumers. The Auto Finance segment purchases and/or services loans secured by automobiles and provides other financing options to independent automotive dealers and automotive finance companies. Its private-label and general-purpose card products are originated by The Bank of Missouri and WebBank. Its bank partners originate these accounts through multiple channels, including retail and healthcare point-of-sale locations, direct mail solicitation, digital marketing and partnerships with third parties. The Company uses its technology and proprietary predictive analytics, lenders can make instant credit decisions.
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Events Timeline

(ET)
2026-05-07
16:50:00
Atlanticus Reports Q1 Revenue of $679.5M
select
2026-03-12 (ET)
2026-03-12
17:10:00
Atlanticus Reports Q4 Revenue of $734.39M
select
2025-11-10 (ET)
2025-11-10
08:31:44
Atlanticus announces Q3 adjusted EPS of $1.48, below consensus estimate of $1.60
select
2025-10-22 (ET)
2025-10-22
07:17:26
Prog Sells $150M Vive Credit Card Receivables Portfolio to Atlanticus
select

News

seekingalpha
8.0
05-21seekingalpha
Atlanticus Holdings Declares Quarterly Dividend of $0.4766 per Share
  • Quarterly Dividend Announcement: Atlanticus Holdings declares a quarterly dividend of $0.4766 per share, consistent with previous distributions, indicating the company's stable cash flow and profitability, which is expected to bolster investor confidence.
  • Yield Analysis: The forward yield of 2.34% reflects the company's attractiveness in the current market environment, potentially drawing in investors seeking stable income.
  • Payment Schedule: The dividend will be payable on June 15, with a record date of June 1 and an ex-dividend date also on June 1, ensuring shareholders receive timely returns and enhancing their willingness to hold shares.
  • Historical Performance Review: Historical earnings data for Atlanticus Holdings demonstrates consistency in its dividend policy, further solidifying its reputation among investors and potentially facilitating future capital inflows.
NASDAQ.COM
6.5
05-20NASDAQ.COM
Analysis of Momentum Investment Strategies
  • Price Trend Increase: Atlanticus Holdings Corporation (ATLC) has seen an 8.9% price increase over the past four weeks, reflecting growing investor interest, which could attract more buyers and drive the stock price higher.
  • Long-Term Return Potential: The stock has gained 48.3% over the past 12 weeks, indicating strong momentum characteristics that investors can leverage for higher returns, especially during market fluctuations.
  • Momentum Score Advantage: ATLC currently holds a Momentum Score of B, suggesting that now is a favorable time to enter the stock, further bolstered by strong upward revisions in earnings estimates that enhance investor confidence.
  • Reasonable Valuation Level: With a Price-to-Sales ratio of 0.51, ATLC allows investors to purchase each dollar of sales for just 51 cents, indicating that the stock remains attractively priced while exhibiting rapid growth potential, providing ample room for further appreciation.
moomoo
9.5
05-07moomoo
ATLANTICUS REPORTS Q1 REVENUE OF USD 679.5 MILLION, BELOW IBES ESTIMATE OF USD 749.3 MILLION
  • Revenue Comparison: The Atlantic's Q1 revenue is reported at USD 669.5 million.
  • Estimated Revenue: Ibes estimates the revenue for the same period to be USD 749.3 million.
moomoo
9.5
05-07moomoo
ATLANTICUS REPORTS Q1 PRETAX PROFIT OF USD 58.848 MILLION, BEATING IBES ESTIMATE OF USD 45.8 MILLION
  • Financial Comparison: The article discusses a financial comparison between two entities, highlighting a pre-tax profit of $58.848 million for one and an estimated profit of $45.8 million for the other.

  • Profit Analysis: The significant difference in profits suggests varying levels of performance or market conditions affecting the two entities.

moomoo
9.5
05-07moomoo
ATLANTICUS REPORTS Q1 NET INCOME OF USD 44.577 MILLION, BEATING IBES ESTIMATE OF USD 32.1 MILLION
  • Financial Performance: Atlanticus reported a net income of USD 44.577 million, significantly higher than the estimated USD 32.1 million by Ibes.

  • Comparison with Estimates: The actual net income exceeded expectations, indicating a strong financial performance for the company.

Yahoo Finance
9.5
03-12Yahoo Finance
Atlanticus Holdings Reports Strong Q4 and Full Year 2025 Earnings
  • Acquisition Impact: Atlanticus Holdings' acquisition of Mercury Financial effectively doubled its balance sheet to $7.0 billion, adding over 1.3 million customers and significantly enhancing the company's capabilities and competitiveness in the near-prime market.
  • Strong Financial Performance: In Q4 2025, diluted earnings per share grew 23% year-over-year, with a full-year increase of 25%, while achieving over 20% return on equity, demonstrating the company's robust performance and profitability in the market.
  • Expanded Customer Base: The number of customers increased from 1.2 million to approximately 6.0 million, reflecting a 38% annual growth rate, indicating Atlanticus's success in meeting consumer needs and increasing market penetration.
  • Optimistic Future Outlook: Despite a moderated asset growth rate post-acquisition, the company targets long-term earnings growth of over 20%, showcasing confidence in future market opportunities and strategic positioning.
Wall Street analysts forecast ATLC stock price to rise
3 Analyst Rating
Wall Street analysts forecast ATLC stock price to rise
3 Buy
0 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
90.00
Averages
98.33
High
105.00
Current: 0.000
sliders
Low
90.00
Averages
98.33
High
105.00
B. Riley
Hal Geotsch
Buy
maintain
$98 -> $111
AI Analysis
2026-05-14
Reason
B. Riley
Hal Geotsch
Price Target
$98 -> $111
AI Analysis
2026-05-14
maintain
Buy
Reason
B. Riley analyst Hal Geotsch raised the firm's price target on Atlanticus to $111 from $98 and keeps a Buy rating on the shares. Atlanticus is viewed as undervalued at its current capitalization rate given strong organic and inorganic growth prospects, a 20%+ return on equity profile, and potential AI-enabled operating leverage, with expectations that the stock could warrant a low double-digit EPS multiple and offer roughly 50% upside to fair value, the analyst tells investors in a research note.
B. Riley
Hal Geotsch
Buy
maintain
$90 -> $98
2026-03-23
Reason
B. Riley
Hal Geotsch
Price Target
$90 -> $98
2026-03-23
maintain
Buy
Reason
B. Riley analyst Hal Geotsch raised the firm's price target on Atlanticus to $98 from $90 and keeps a Buy rating on the shares. Atlanticus delivered a strong EPS report and outlook, prompting higher 2026/2027 estimates to $8.48/$11.53 on organic growth and accretion from the Mercury acquisition and Vive portfolio purchase, the analyst tells investors in a research note. Despite expectations for 20%+ EPS growth and ROE, shares are already pricing in macro-driven earnings risk, B. Riley says.
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Valuation Metrics

The current forward P/E ratio for Atlanticus Holdings Corp (ATLC.O) is 7.87, compared to its 5-year average forward P/E of 7.45. For a more detailed relative valuation and DCF analysis to assess Atlanticus Holdings Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.45
Current PE
7.87
Overvalued PE
9.10
Undervalued PE
5.80

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.62
Current EV/EBITDA
6.54
Overvalued EV/EBITDA
2.72
Undervalued EV/EBITDA
-1.47

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.48
Current PS
0.40
Overvalued PS
0.71
Undervalued PS
0.26

Financials

AI Analysis
Annual
Quarterly

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Frequently Asked Questions

What is Atlanticus Holdings Corp (ATLC) stock price today?

The current price of ATLC is 86.22 USD — it has increased 1.73

What is Atlanticus Holdings Corp (ATLC)'s business?

Atlanticus Holdings Corporation is a financial technology company. The Company is focused on facilitating consumer credit through the use of financial technology and related services. The Credit as a Service (CaaS) segment includes its private-label credit and general-purpose credit cards, which, through its bank partners, provide financing solutions to consumers. The Auto Finance segment purchases and/or services loans secured by automobiles and provides other financing options to independent automotive dealers and automotive finance companies. Its private-label and general-purpose card products are originated by The Bank of Missouri and WebBank. Its bank partners originate these accounts through multiple channels, including retail and healthcare point-of-sale locations, direct mail solicitation, digital marketing and partnerships with third parties. The Company uses its technology and proprietary predictive analytics, lenders can make instant credit decisions.

What is the price predicton of ATLC Stock?

Wall Street analysts forecast ATLC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ATLC is98.33 USD with a low forecast of 90.00 USD and a high forecast of 105.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Atlanticus Holdings Corp (ATLC)'s revenue for the last quarter?

Atlanticus Holdings Corp revenue for the last quarter amounts to 269.15M USD, increased 99.86

What is Atlanticus Holdings Corp (ATLC)'s earnings per share (EPS) for the last quarter?

Atlanticus Holdings Corp. EPS for the last quarter amounts to 2.23 USD, increased 49.66

How many employees does Atlanticus Holdings Corp (ATLC). have?

Atlanticus Holdings Corp (ATLC) has 576 emplpoyees as of May 30 2026.

What is Atlanticus Holdings Corp (ATLC) market cap?

Today ATLC has the market capitalization of 1.30B USD.