Historical Valuation
Atlanticus Holdings Corp (ATLC) is now in the Fair zone, suggesting that its current forward PE ratio of 8.46 is considered Fairly compared with the five-year average of 7.14. The fair price of Atlanticus Holdings Corp (ATLC) is between 48.00 to 71.21 according to relative valuation methord.
Relative Value
Fair Zone
48.00-71.21
Current Price：66.00
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Atlanticus Holdings Corp (ATLC) has a current Price-to-Book (P/B) ratio of 1.70. Compared to its 3-year average P/B ratio of 1.38 , the current P/B ratio is approximately 23.31% higher. Relative to its 5-year average P/B ratio of 2.08, the current P/B ratio is about -18.01% higher. Atlanticus Holdings Corp (ATLC) has a Forward Free Cash Flow (FCF) yield of approximately 48.56%. Compared to its 3-year average FCF yield of 78.82%, the current FCF yield is approximately -38.39% lower. Relative to its 5-year average FCF yield of 64.46% , the current FCF yield is about -24.67% lower.
P/B
Median3y
1.38
Median5y
2.08
FCF Yield
Median3y
78.82
Median5y
64.46
Competitors Valuation Multiple
AI Analysis for ATLC
The average P/S ratio for ATLC competitors is 0.63, providing a benchmark for relative valuation. Atlanticus Holdings Corp Corp (ATLC.O) exhibits a P/S ratio of 0.35, which is -45.2% above the industry average. Given its robust revenue growth of 49.73%, this premium appears sustainable.
Performance Decomposition
AI Analysis for ATLC
1Y
3Y
5Y
Market capitalization of ATLC increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of ATLC in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is ATLC currently overvalued or undervalued?
Atlanticus Holdings Corp (ATLC) is now in the Fair zone, suggesting that its current forward PE ratio of 8.46 is considered Fairly compared with the five-year average of 7.14. The fair price of Atlanticus Holdings Corp (ATLC) is between 48.00 to 71.21 according to relative valuation methord.
What is Atlanticus Holdings Corp (ATLC) fair value?
ATLC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Atlanticus Holdings Corp (ATLC) is between 48.00 to 71.21 according to relative valuation methord.
How does ATLC's valuation metrics compare to the industry average?
The average P/S ratio for ATLC's competitors is 0.63, providing a benchmark for relative valuation. Atlanticus Holdings Corp Corp (ATLC) exhibits a P/S ratio of 0.35, which is -45.20% above the industry average. Given its robust revenue growth of 49.73%, this premium appears sustainable.
What is the current P/B ratio for Atlanticus Holdings Corp (ATLC) as of Jan 10 2026?
As of Jan 10 2026, Atlanticus Holdings Corp (ATLC) has a P/B ratio of 1.70. This indicates that the market values ATLC at 1.70 times its book value.
What is the current FCF Yield for Atlanticus Holdings Corp (ATLC) as of Jan 10 2026?
As of Jan 10 2026, Atlanticus Holdings Corp (ATLC) has a FCF Yield of 48.56%. This means that for every dollar of Atlanticus Holdings Corp’s market capitalization, the company generates 48.56 cents in free cash flow.
What is the current Forward P/E ratio for Atlanticus Holdings Corp (ATLC) as of Jan 10 2026?
As of Jan 10 2026, Atlanticus Holdings Corp (ATLC) has a Forward P/E ratio of 8.46. This means the market is willing to pay $8.46 for every dollar of Atlanticus Holdings Corp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Atlanticus Holdings Corp (ATLC) as of Jan 10 2026?
As of Jan 10 2026, Atlanticus Holdings Corp (ATLC) has a Forward P/S ratio of 0.35. This means the market is valuing ATLC at $0.35 for every dollar of expected revenue over the next 12 months.