Loading...

Intellectia LogoIntellectia
AI Trading Bot
Features
Markets
News
Resources
Pricing
Get Started
  1. Home
  2. Stock
  3. UNTY
UNTY logo

UNTY Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
an image of Intellectia Logoan image of Intellectia

Most Trusted AI Platform for Winning Trades

TwitterYoutubeQuoraDiscordLinkedinTelegram

Copyright © 2026 Intellectia.AI. All Rights Reserved.

Company

  • Home
  • Contact
  • About Us
  • Press
  • Privacy
  • Terms of Service
  • Service Terms of Use

Resources

  • Blog
  • Tutorial
  • Help Center
  • Affiliate Program

Markets

  • Market Analysis
  • Crypto
  • Featured Screeners
  • AI Earnings Calendar
  • Market Movers
  • Stock Monitor
  • Economic Calendar
  • All US Stocks
  • All Cryptos

Tools

  • Dividend Calculator
  • Dividend Yield Calculator
  • Options Profit Calculator

Features

  • QuantAI Alpha Pick
  • SwingMax Portfolio
  • Swing Trading
  • AI Stock Picker
  • Whales Auto Tracker
  • Daytrading Center
  • Patterns Detection
  • AI Screener
  • Financial AI Agent
  • Backtesting Playground
  • AI Earnings Prediction
  • Stock Monitor
  • Technical Analysis

News

  • Overview
  • Top News
  • Daily Market Brief
  • Earnings Analysis
  • Newswire
  • Stock News
  • Crypto News
  • Institution News
  • Congress News
  • Monitor News

Compare

  • TradingView
  • SeekingAlpha
Intellectia

Loading chart...

High
55.430
Open
55.260
VWAP
55.25
Vol
13.83K
Mkt Cap
553.36M
Low
55.130
Amount
763.87K
EV/EBITDA(TTM)
9.76
Total Shares
10.04M
EV
787.35M
EV/OCF(TTM)
--
P/S(TTM)
4.33
Unity Bancorp, Inc. is a bank holding company that serves as a holding company for Unity Bank (the Bank). The primary activity of the Company is ownership and supervision of the Bank. The Bank, the Company’s wholly-owned subsidiary, provides financial services to retail, corporate and small business customers through its branch network located in Bergen, Hunterdon, Middlesex, Morris, Ocean, Somerset, Union and Warren Counties in New Jersey and Northampton County in Pennsylvania. The Bank conducts a traditional and community-oriented commercial banking business and offers services, including personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, debit cards, wire transfers, safe deposit boxes, access to automated teller services, and Internet and mobile banking, typical of a community banking business. The Bank also offers retirement accounts, automated clearing house (ACH) origination and remote deposit capture (RDC).
Show More

Events Timeline

(ET)
2026-04-14
16:20:00
Major Averages Rise on Renewed U.S.-Iran Diplomacy Optimism
select
2026-04-14
12:00:00
Major U.S. Averages Broadly Higher, Nasdaq Up 1.66%
select
2026-04-14
06:10:00
Unity Bancorp Reports 23.2% Increase in Net Income to $14.3 Million
select
2026-02-26 (ET)
2026-02-26
17:30:00
Unity Bancorp Declares Cash Dividend of 16 Cents per Share
select
2026-01-13 (ET)
2026-01-13
06:10:00
Unity Bancorp Reports $58M Net Income for 2025
select
2025-11-20 (ET)
2025-11-20
16:26:44
Unity Bancorp Elevates CFO George Boyan to President, Appoints James Davies as Successor
select

News

seekingalpha
9.5
04-14seekingalpha
Unity Bancorp Q1 Earnings Beat Expectations
  • Earnings Beat: Unity Bancorp reported Q1 GAAP EPS of $1.40, exceeding expectations by $0.02, indicating stable profitability and growth potential amidst market challenges.
  • Revenue Miss: Despite a 14.5% year-over-year revenue increase to $33.61 million, the figure fell short of expectations by $0.18 million, reflecting intensified market competition and shifting customer demands.
  • Strong Returns: The company achieved a 2.04% return on average assets and a 16.38% return on average equity for the quarter ended March 31, 2026, demonstrating effective capital utilization and bolstering investor confidence.
  • Decreased Credit Loss Provision: The provision for credit losses on loans was $1.0 million for the quarter, significantly down from $2.2 million in December 2025, indicating improved credit quality and effective risk management practices.
NASDAQ.COM
9.5
04-14NASDAQ.COM
UNITY Bancorp Reports Increased Q1 Earnings
  • Earnings Growth: UNITY Bancorp reported a net income of $14.29 million for Q1, translating to an EPS of $1.40, which marks a significant increase from last year's $11.60 million and $1.13 per share, indicating enhanced profitability.
  • Revenue Increase: The company's revenue rose by 10.7% year-over-year to $45.18 million, up from $40.80 million last year, reflecting strengthened business expansion and market demand.
  • Financial Performance Comparison: Both EPS and total revenue achieved double-digit growth compared to last year, demonstrating the company's ability to maintain strong growth momentum in a competitive financial market.
  • Increased Market Confidence: The growth in earnings and revenue not only boosts investor confidence but also potentially provides funding for future strategic investments and expansions, further solidifying the company's market position.
Newsfilter
9.5
04-14Newsfilter
Unity Bancorp Reports Q1 Net Income Growth
  • Net Income Performance: Unity Bancorp reported a net income of $14.3 million for Q1 2026, translating to $1.40 per diluted share, which is a 7.1% decrease from $15.5 million in Q4 2025, yet a 23.2% increase year-over-year, indicating sustained profitability strength.
  • Return Metrics: The quarter saw a return on average assets of 2.04% and a return on average equity of 16.38%, reflecting effective asset management and shareholder return strategies that bolster investor confidence.
  • Loan and Deposit Growth: Compared to year-end 2025, gross loans increased by $56.9 million, or 2.2%, while total customer deposits, excluding brokered deposits, rose by $58.7 million, or 2.9%, underscoring the success of its relationship-based banking model.
  • Digital Investment: The company is rolling out a new online banking platform aimed at enhancing customer experience and operational efficiency, with this strategic investment designed to support long-term sustainable growth and maintain competitiveness amid economic fluctuations.
seekingalpha
8.0
02-27seekingalpha
Unity Bancorp Announces 6.7% Dividend Increase to $0.16
  • Dividend Increase: Unity Bancorp has declared a quarterly dividend increase from $0.15 to $0.16 per share, representing a 6.7% rise, which reflects the company's ongoing improvement in profitability and cash flow management, thereby boosting investor confidence.
  • Yield Metrics: The forward yield of 1.19% may seem modest, yet it provides an attractive option for income-seeking investors in the current market environment, potentially drawing more long-term investors to the stock.
  • Payment Schedule: The new dividend will be payable on March 20, with a record date of March 6 and an ex-dividend date also set for March 6, ensuring shareholders receive their earnings promptly and reinforcing the relationship between the company and its investors.
  • Earnings Season Kickoff: The announcement of Unity Bancorp's dividend marks the beginning of the regional bank earnings season, which may set a benchmark for other banks in the sector, reflecting the overall health of the industry and its future growth potential.
CNBC
9.5
02-08CNBC
Key Earnings Reports and Economic Outlook This Week
  • DuPont Earnings Expectations: DuPont is expected to report earnings of $0.43 per share and revenue of $1.69 billion for Q4 2025, with analysts noting ongoing pressure in short-cycle businesses, while slight improvements in the automotive sector may influence investor sentiment.
  • Cisco's AI Focus: Cisco anticipates earnings of $1.02 per share and revenue of $15.1 billion for Q2 FY2026, with CEO highlighting a major multi-year campus networking refresh, making AI infrastructure demand a critical growth driver.
  • Importance of Employment Report: The January employment report is expected to show an addition of 80,000 nonfarm payrolls and an unchanged unemployment rate of 4.4%, directly impacting private consumption and U.S. GDP, making it crucial for investors to monitor.
  • Consumer Price Index Insights: The January CPI is projected to increase by 2.5% year-over-year, with core CPI rising by 2.6%, providing essential inflation details despite not being the Fed's preferred measure, particularly regarding persistent shelter cost inflation.
Newsfilter
6.0
01-30Newsfilter
Unity Bancorp Named Top Bank Investment Idea for 2026 by Piper Sandler
  • Strong Loan Growth: Unity Bancorp has achieved double-digit loan growth in a state where many banks are struggling, demonstrating its ability to capitalize on market dislocation and enhancing its competitive position.
  • Superior Net Interest Margin: The company's 4.5% net interest margin is noteworthy among peers, supported by strong pricing power in its markets, which not only boosts profitability but also lays a foundation for future growth.
  • Robust Capital Strength: Unity's Tangible Common Equity (TCE) ratio stands at 11.6% and its CET1 ratio at 14.5%, with a return on assets approaching 2%, indicating a solid capital position that supports organic growth and long-term value creation.
  • Strategic M&A Management: The management's disciplined approach to mergers and acquisitions, combined with a strong capital base and focus on responsible growth, allows Unity Bancorp to stand out among small-cap banks, showcasing an efficient operating model and a clear strategic direction.
Wall Street analysts forecast UNTY stock price to rise
2 Analyst Rating
Wall Street analysts forecast UNTY stock price to rise
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
60.00
Averages
60.50
High
61.00
Current: 0.000
sliders
Low
60.00
Averages
60.50
High
61.00
Piper Sandler
Overweight
maintain
$60 -> $61
AI Analysis
2025-10-15
Reason
Piper Sandler
Price Target
$60 -> $61
AI Analysis
2025-10-15
maintain
Overweight
Reason
Piper Sandler raised the firm's price target on Unity Bancorp to $61 from $60 and keeps an Overweight rating on the shares. The firm notes Unity helped kick off community bank earnings with a solid earnings beat, and Piper once again finds itself raising numbers on what has been a consistent outperformer. The firm viewed the quarter quite favorably with the bank continuing to showcase its top-tier return profile.
Keefe Bruyette
Outperform
maintain
$55 -> $63
2025-07-18
Reason
Keefe Bruyette
Price Target
$55 -> $63
2025-07-18
maintain
Outperform
Reason
Keefe Bruyette raised the firm's price target on Unity Bancorp to $63 from $55 and keeps an Outperform rating on the shares. Unity posted a strong quarter driven by modest net interest margin expansion and continued strong loan growth, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for UNTY
Unlock Now

Valuation Metrics

The current forward P/E ratio for Unity Bancorp Inc (UNTY.O) is 8.39, compared to its 5-year average forward P/E of 7.99. For a more detailed relative valuation and DCF analysis to assess Unity Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.99
Current PE
8.39
Overvalued PE
9.02
Undervalued PE
6.97

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.70
Current EV/EBITDA
6.17
Overvalued EV/EBITDA
3.59
Undervalued EV/EBITDA
-2.18

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.04
Current PS
3.48
Overvalued PS
3.52
Undervalued PS
2.55

Financials

AI Analysis
Annual
Quarterly

Related Community Screener

looking good small stocks i can trde
Intellectia · 32 candidates
Market Cap: 300.00M - 3.00BQuarter Revenue Yoy Growth: >= 10.0%Eps Ttm: >= 0Net Margin: >= 8.00Pe Ttm: 8 - 30List Exchange: XNYS, XNAS, XASEReturn On Equity: >= 10.0%Annual Revenue Yoy Growth: >= 10.0%Monthly Average Dollar Volume: >= 500,000
Ticker
Name
Market Cap$
top bottom
ISSC logo
ISSC
Innovative Solutions and Support Inc
358.06M
EVER logo
EVER
EverQuote Inc
844.25M
SEZL logo
SEZL
Sezzle Inc
2.29B
BOW logo
BOW
Bowhead Specialty Holdings Inc
829.49M
TIGR logo
TIGR
UP Fintech Holding Ltd
1.58B
ACNB logo
ACNB
ACNB Corp
504.09M
that are currently priced around $50 per
Intellectia · 2 candidates
Price: $45.00 - $55.00Quarter Revenue Yoy Growth: >= 20.0%Quarter Eps Yoy Growth: >= 20.0%Revenue 5yr Cagr: >= 10Eps 5yr Cagr: >= 10
Ticker
Name
Market Cap$
top bottom
COCO logo
COCO
Vita Coco Company Inc
3.05B
UNTY logo
UNTY
Unity Bancorp Inc
544.02M
low cap stocks poised to explode
Intellectia · 16 candidates
Quarter Revenue Yoy Growth: >= 15.0%Market Cap Category: smallQuarter Eps Yoy Growth: >= 15.0%Revenue 5yr Cagr: >= 10Eps 5yr Cagr: >= 10
Ticker
Name
Market Cap$
top bottom
LOB logo
LOB
Live Oak Bancshares Inc
1.79B
BLBD logo
BLBD
Blue Bird Corp
1.56B
KARO logo
KARO
Karooooo Ltd
1.34B
VITL logo
VITL
Vital Farms Inc
1.22B
OPRA logo
OPRA
Opera Ltd
1.21B
ESQ logo
ESQ
Esquire Financial Holdings Inc
939.55M
Market cap below 10 billion
Intellectia · 22 candidates
Market Cap: <= 10.00BNet Margin: >= 10.00Beta: LowRiskWeekly Average Turnover: >= 1,000,000Pe Ttm: <= 15Annual Revenue Yoy Growth: >= 20.0%
Ticker
Name
Market Cap$
top bottom
HALO logo
HALO
Halozyme Therapeutics Inc
8.43B
CALM logo
CALM
Cal-Maine Foods Inc
3.79B
GBDC logo
GBDC
Golub Capital BDC Inc
3.64B
HG logo
HG
Hamilton Insurance Group Ltd
2.67B
HCI logo
HCI
Hci Group Inc
2.20B
SKWD logo
SKWD
Skyward Specialty Insurance Group Inc
2.00B
small cap , growth
Intellectia · 18 candidates
Market Cap: 300.00M - 2.00BRevenue 5yr Cagr: >= 10Eps 5yr Cagr: >= 10Pe Ttm: <= 30Annual Revenue Yoy Growth: >= 15.0%
Ticker
Name
Market Cap$
top bottom
CMRE logo
CMRE
Costamare Inc
1.91B
DFH logo
DFH
Dream Finders Homes Inc
1.83B
MBIN logo
MBIN
Merchants Bancorp
1.64B
GCT logo
GCT
GigaCloud Technology Inc
1.47B
VITL logo
VITL
Vital Farms Inc
1.22B
OPRA logo
OPRA
Opera Ltd
1.21B

Whales Holding UNTY

Trading Trends

    Insider
    Hedge Fund
    Congress Trading

People Also Watch

Frequently Asked Questions

What is Unity Bancorp Inc (UNTY) stock price today?

The current price of UNTY is 55.175 USD — it has increased 0.12

What is Unity Bancorp Inc (UNTY)'s business?

Unity Bancorp, Inc. is a bank holding company that serves as a holding company for Unity Bank (the Bank). The primary activity of the Company is ownership and supervision of the Bank. The Bank, the Company’s wholly-owned subsidiary, provides financial services to retail, corporate and small business customers through its branch network located in Bergen, Hunterdon, Middlesex, Morris, Ocean, Somerset, Union and Warren Counties in New Jersey and Northampton County in Pennsylvania. The Bank conducts a traditional and community-oriented commercial banking business and offers services, including personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, debit cards, wire transfers, safe deposit boxes, access to automated teller services, and Internet and mobile banking, typical of a community banking business. The Bank also offers retirement accounts, automated clearing house (ACH) origination and remote deposit capture (RDC).

What is the price predicton of UNTY Stock?

Wall Street analysts forecast UNTY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UNTY is60.50 USD with a low forecast of 60.00 USD and a high forecast of 61.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Unity Bancorp Inc (UNTY)'s revenue for the last quarter?

Unity Bancorp Inc revenue for the last quarter amounts to 32.05M USD, increased 14.51

What is Unity Bancorp Inc (UNTY)'s earnings per share (EPS) for the last quarter?

Unity Bancorp Inc. EPS for the last quarter amounts to 1.40 USD, increased 23.89

How many employees does Unity Bancorp Inc (UNTY). have?

Unity Bancorp Inc (UNTY) has 239 emplpoyees as of April 20 2026.

What is Unity Bancorp Inc (UNTY) market cap?

Today UNTY has the market capitalization of 553.36M USD.