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UNTY logo

UNTY Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
51.210
Open
50.750
VWAP
50.76
Vol
45.70K
Mkt Cap
508.13M
Low
50.335
Amount
2.32M
EV/EBITDA(TTM)
9.63
Total Shares
10.02M
EV
754.38M
EV/OCF(TTM)
2.81
P/S(TTM)
4.12
Unity Bancorp, Inc. is a bank holding company that serves as a holding company for Unity Bank (the Bank). The primary activity of the Company is ownership and supervision of the Bank. The Bank, the Company’s wholly-owned subsidiary, provides financial services to retail, corporate and small business customers through its branch network located in Bergen, Hunterdon, Middlesex, Morris, Ocean, Somerset, Union and Warren Counties in New Jersey and Northampton County in Pennsylvania. The Bank conducts a traditional and community-oriented commercial banking business and offers services, including personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, debit cards, wire transfers, safe deposit boxes, access to automated teller services, and Internet and mobile banking, typical of a community banking business. The Bank also offers retirement accounts, automated clearing house (ACH) origination and remote deposit capture (RDC).
Show More

Events Timeline

(ET)
2026-02-26
17:30:00
Unity Bancorp Declares Cash Dividend of 16 Cents per Share
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2026-01-13 (ET)
2026-01-13
06:10:00
Unity Bancorp Reports $58M Net Income for 2025
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2025-11-20 (ET)
2025-11-20
16:26:44
Unity Bancorp Elevates CFO George Boyan to President, Appoints James Davies as Successor
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2025-10-14 (ET)
2025-10-14
06:04:22
Unity Bancorp announces Q3 non-GAAP EPS of $1.33, surpassing consensus estimate of $1.29
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News

seekingalpha
8.0
02-27seekingalpha
Unity Bancorp Announces 6.7% Dividend Increase to $0.16
  • Dividend Increase: Unity Bancorp has declared a quarterly dividend increase from $0.15 to $0.16 per share, representing a 6.7% rise, which reflects the company's ongoing improvement in profitability and cash flow management, thereby boosting investor confidence.
  • Yield Metrics: The forward yield of 1.19% may seem modest, yet it provides an attractive option for income-seeking investors in the current market environment, potentially drawing more long-term investors to the stock.
  • Payment Schedule: The new dividend will be payable on March 20, with a record date of March 6 and an ex-dividend date also set for March 6, ensuring shareholders receive their earnings promptly and reinforcing the relationship between the company and its investors.
  • Earnings Season Kickoff: The announcement of Unity Bancorp's dividend marks the beginning of the regional bank earnings season, which may set a benchmark for other banks in the sector, reflecting the overall health of the industry and its future growth potential.
CNBC
9.5
02-08CNBC
Key Earnings Reports and Economic Outlook This Week
  • DuPont Earnings Expectations: DuPont is expected to report earnings of $0.43 per share and revenue of $1.69 billion for Q4 2025, with analysts noting ongoing pressure in short-cycle businesses, while slight improvements in the automotive sector may influence investor sentiment.
  • Cisco's AI Focus: Cisco anticipates earnings of $1.02 per share and revenue of $15.1 billion for Q2 FY2026, with CEO highlighting a major multi-year campus networking refresh, making AI infrastructure demand a critical growth driver.
  • Importance of Employment Report: The January employment report is expected to show an addition of 80,000 nonfarm payrolls and an unchanged unemployment rate of 4.4%, directly impacting private consumption and U.S. GDP, making it crucial for investors to monitor.
  • Consumer Price Index Insights: The January CPI is projected to increase by 2.5% year-over-year, with core CPI rising by 2.6%, providing essential inflation details despite not being the Fed's preferred measure, particularly regarding persistent shelter cost inflation.
Newsfilter
6.0
01-30Newsfilter
Unity Bancorp Named Top Bank Investment Idea for 2026 by Piper Sandler
  • Strong Loan Growth: Unity Bancorp has achieved double-digit loan growth in a state where many banks are struggling, demonstrating its ability to capitalize on market dislocation and enhancing its competitive position.
  • Superior Net Interest Margin: The company's 4.5% net interest margin is noteworthy among peers, supported by strong pricing power in its markets, which not only boosts profitability but also lays a foundation for future growth.
  • Robust Capital Strength: Unity's Tangible Common Equity (TCE) ratio stands at 11.6% and its CET1 ratio at 14.5%, with a return on assets approaching 2%, indicating a solid capital position that supports organic growth and long-term value creation.
  • Strategic M&A Management: The management's disciplined approach to mergers and acquisitions, combined with a strong capital base and focus on responsible growth, allows Unity Bancorp to stand out among small-cap banks, showcasing an efficient operating model and a clear strategic direction.
Benzinga
6.0
01-14Benzinga
Analysts Downgrade Marsh & McLennan Price Target to $208
  • Price Target Cut: Cantor Fitzgerald lowered Marsh & McLennan's price target from $226 to $208 while maintaining an Overweight rating, indicating a cautious outlook on the company's future growth potential.
  • Target Price Reduction: Piper Sandler cut the price target for Intercontinental Exchange from $292 to $195, despite maintaining an Overweight rating, which may affect investor confidence in the stock.
  • Price Target Increase: Citizens raised the price target for Red Rock Resorts from $65 to $68, with analysts maintaining a Market Outperform rating, reflecting optimism about the company's future performance.
  • Target Price Boost: Keybanc increased AAR Corp's price target from $93 to $109, with analysts keeping an Overweight rating, signaling confidence in the company's recovery in the aviation sector.
seekingalpha
9.5
01-14seekingalpha
Unity Bancorp (UNTY) Reports Q4 GAAP EPS of $1.52 with $58 Million Net Income
  • Strong Quarterly Performance: Unity Bancorp reported a Q4 GAAP EPS of $1.52, indicating sustained growth in profitability, reflecting robust financial management and market performance.
  • Annual Net Income Growth: The net income for the fiscal year 2024 reached $58 million, a 39.5% increase from $41.5 million in the previous year, demonstrating significant progress in market competitiveness and boosting investor confidence.
  • Earnings Per Share Increase: Diluted EPS rose from $4.06 to $5.67, marking a 39.6% increase, which not only enhances shareholder returns but may also attract more long-term investors to the company's growth potential.
  • Increased Investor Interest: With improved financial performance, Unity Bancorp's quant rating on Seeking Alpha indicates its appeal to long-term investors, suggesting the company may experience better market performance in the future.
NASDAQ.COM
9.5
01-13NASDAQ.COM
UNITY Bancorp Reports Q4 Earnings of $15.472 Million, Beating Estimates
  • Significant Earnings Growth: UNITY Bancorp reported fourth-quarter earnings of $15.472 million, or $1.52 per share, marking a substantial increase from $11.505 million and $1.13 per share last year, exceeding analysts' expectations of $1.36, indicating a strong enhancement in profitability.
  • Adjusted Earnings Performance: Excluding special items, adjusted earnings stood at $14.351 million, or $1.41 per share, demonstrating robust performance in core operations and reinforcing market confidence in the company's future growth prospects.
  • Increase in Net Interest Income: The net interest income for the fourth quarter reached $31.369 million, up from $26.490 million in the same period last year, reflecting effective management in loans and interest income, thereby enhancing financial stability.
  • Growth in Loans and Deposits: Total gross loans increased to $2.544 billion from $2.260 billion last year, primarily driven by growth in commercial and residential mortgages, while total deposits rose to $2.324 billion, indicating increased customer trust.
Wall Street analysts forecast UNTY stock price to rise
2 Analyst Rating
Wall Street analysts forecast UNTY stock price to rise
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
60.00
Averages
60.50
High
61.00
Current: 0.000
sliders
Low
60.00
Averages
60.50
High
61.00
Piper Sandler
Overweight
maintain
$60 -> $61
AI Analysis
2025-10-15
Reason
Piper Sandler
Price Target
$60 -> $61
AI Analysis
2025-10-15
maintain
Overweight
Reason
Piper Sandler raised the firm's price target on Unity Bancorp to $61 from $60 and keeps an Overweight rating on the shares. The firm notes Unity helped kick off community bank earnings with a solid earnings beat, and Piper once again finds itself raising numbers on what has been a consistent outperformer. The firm viewed the quarter quite favorably with the bank continuing to showcase its top-tier return profile.
Keefe Bruyette
Outperform
maintain
$55 -> $63
2025-07-18
Reason
Keefe Bruyette
Price Target
$55 -> $63
2025-07-18
maintain
Outperform
Reason
Keefe Bruyette raised the firm's price target on Unity Bancorp to $63 from $55 and keeps an Outperform rating on the shares. Unity posted a strong quarter driven by modest net interest margin expansion and continued strong loan growth, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for UNTY
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Valuation Metrics

The current forward P/E ratio for Unity Bancorp Inc (UNTY.O) is 9.25, compared to its 5-year average forward P/E of 7.95. For a more detailed relative valuation and DCF analysis to assess Unity Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.95
Current PE
9.25
Overvalued PE
8.98
Undervalued PE
6.92

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.01
Current PS
3.75
Overvalued PS
3.49
Undervalued PS
2.52

Financials

AI Analysis
Annual
Quarterly

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Frequently Asked Questions

What is Unity Bancorp Inc (UNTY) stock price today?

The current price of UNTY is 50.73 USD — it has decreased -0.74

What is Unity Bancorp Inc (UNTY)'s business?

Unity Bancorp, Inc. is a bank holding company that serves as a holding company for Unity Bank (the Bank). The primary activity of the Company is ownership and supervision of the Bank. The Bank, the Company’s wholly-owned subsidiary, provides financial services to retail, corporate and small business customers through its branch network located in Bergen, Hunterdon, Middlesex, Morris, Ocean, Somerset, Union and Warren Counties in New Jersey and Northampton County in Pennsylvania. The Bank conducts a traditional and community-oriented commercial banking business and offers services, including personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, debit cards, wire transfers, safe deposit boxes, access to automated teller services, and Internet and mobile banking, typical of a community banking business. The Bank also offers retirement accounts, automated clearing house (ACH) origination and remote deposit capture (RDC).

What is the price predicton of UNTY Stock?

Wall Street analysts forecast UNTY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UNTY is60.50 USD with a low forecast of 60.00 USD and a high forecast of 61.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Unity Bancorp Inc (UNTY)'s revenue for the last quarter?

Unity Bancorp Inc revenue for the last quarter amounts to 33.78M USD, increased 24.40

What is Unity Bancorp Inc (UNTY)'s earnings per share (EPS) for the last quarter?

Unity Bancorp Inc. EPS for the last quarter amounts to 1.52 USD, increased 35.71

How many employees does Unity Bancorp Inc (UNTY). have?

Unity Bancorp Inc (UNTY) has 239 emplpoyees as of March 31 2026.

What is Unity Bancorp Inc (UNTY) market cap?

Today UNTY has the market capitalization of 508.13M USD.