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HCI Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

Loading chart...

High
162.250
Open
161.170
VWAP
160.83
Vol
80.06K
Mkt Cap
2.08B
Low
159.830
Amount
12.88M
EV/EBITDA(TTM)
2.33
Total Shares
12.99M
EV
1.04B
EV/OCF(TTM)
2.34
P/S(TTM)
2.32
HCI Group, Inc. is a holding company engaged in property and casualty insurance, information technology services, insurance management, real estate and reinsurance. It operates through two operating units. The Company operates through five segments: insurance operations, Exzeo Group, reciprocal exchange operations, real estate operations, and corporate and other. Its insurance business includes property and casualty insurance division and reinsurance operations, excluding the insurance operations under reciprocal exchange operations. The Exzeo Group segment includes insurance solutions, information technology operations, and its management company’s activities. The reciprocal exchange segment represents the insurance operations of CORE and Tailrow, consolidated VIEs. The real estate operations segment includes companies engaged in operating commercial properties the Company owns for investment purposes or for use in its own operations.
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Events Timeline

(ET)
2026-03-03
07:20:00
HCI Group Authorizes Up to $80 Million Share Repurchase
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2026-02-25 (ET)
2026-02-25
17:00:00
HCI Group Reports Q4 Revenue of $246.243M
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2025-11-06 (ET)
2025-11-06
16:30:19
HCI Group announces Q3 diluted earnings per share of $4.90, surpassing consensus estimate of $2.81.
select
2025-11-05 (ET)
2025-11-05
10:30:15
Exzeo Debuts at $21, IPO Set at $21 per Share
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2025-11-05
10:23:17
Exzeo Set to Launch with Opening Price Between $22 and $24, IPO Valued at $21
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2025-10-16 (ET)
2025-10-16
09:23:08
Exzeo Sets Price Range of $20.00-$22.00 for 8 Million Shares in Upcoming IPO
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News

seekingalpha
8.0
03-03seekingalpha
HCI Group Authorizes $80 Million Share Buyback Program
  • Buyback Program Initiated: HCI Group's board of directors has authorized a share repurchase program of up to $80 million, aimed at enhancing shareholder value and boosting market confidence through strategic capital allocation.
  • Flexible Structure: The buyback program spans one year and does not obligate HCI Group to acquire a specific number of shares, allowing for cancellation or suspension at any time, which reflects the company's operational flexibility in capital management.
  • Positive Market Reaction: HCI Group's stock rose 2.02% in premarket trading to $177.27, indicating a favorable investor response to the buyback announcement, which may further drive stock price appreciation.
  • Strategic Growth Outlook: While exploring strategic M&A opportunities for growth in 2026, the buyback program may also support future capital allocation strategies, enhancing the company's competitive position in the market.
NASDAQ.COM
6.0
03-02NASDAQ.COM
Zacks Updates Strong Buy Stock List with Five New Additions
  • Aura Minerals Growth Potential: Aura Minerals Inc., focused on gold and base metal projects in the Americas, has seen its current year earnings Zacks consensus estimate increase by 48.6% over the last 60 days, indicating strong profitability and market confidence.
  • Universal Insurance Performance Boost: Universal Insurance Holdings has experienced a 19.8% increase in its current year earnings Zacks consensus estimate over the past 60 days, reflecting robust growth in its insurance underwriting and claims business, which enhances investor confidence in its future performance.
  • CLEAR Secure Earnings Outlook: CLEAR Secure, Inc. has seen a 13.4% increase in its current year earnings Zacks consensus estimate over the last 60 days, showcasing the appeal of its innovative platform that connects users to their wallet cards and its potential profitability in the market.
  • Sezzle Inc. Growth Prospects: Sezzle Inc., a purpose-driven digital payments company, has seen its current year earnings Zacks consensus estimate rise by 7.1% over the last 60 days, demonstrating the popularity of its interest-free installment plans in the e-commerce sector and the strong market demand.
Yahoo Finance
9.5
02-28Yahoo Finance
HCI Group Reports Record Earnings for 2025
  • Profitability Surge: HCI Group reported pre-tax income of $144 million in Q4 and $429 million for the full year 2025, with diluted earnings per share at $7.25 for the quarter and $22.72 for the year, showcasing the company's robust profitability and growth potential in the insurance market.
  • Significant Premium Growth: Gross premiums earned rose 12% year-over-year in Q4 and 14% for the full year, indicating strong growth momentum in a competitive market, reflecting successful implementation of underwriting discipline and legislative reforms by management.
  • Strong Balance Sheet: Shareholder equity exceeded $1 billion at year-end, tripling over two years, with book value per share over $80, demonstrating exceptional performance in cash flow and capital management, laying a solid foundation for future expansion.
  • Strategic Investment and Buyback Plan: HCI plans to announce an $80 million share repurchase program in the coming days, with management emphasizing this move as “internal M&A,” expected to further enhance shareholder value and reflecting confidence in future growth prospects.
NASDAQ.COM
9.5
02-26NASDAQ.COM
HCI Group Reports Significant Q4 Profit Increase
  • Profit Surge: HCI Group's fourth-quarter profit reached $107.99 million, translating to $7.25 per share, a substantial increase from last year's $4.13 million and $0.23 per share, indicating a significant improvement in the company's profitability.
  • Revenue Growth: The company's revenue for the fourth quarter rose by 52.1% to $246.24 million, up from $161.87 million last year, reflecting strong market demand and expansion of business operations.
  • Strong Financial Performance: HCI Group's earnings data indicate an improvement in financial health, with enhanced profitability providing stronger support for future investments and expansion initiatives.
  • Increased Market Confidence: With significant growth in profit and revenue, HCI Group is likely to see increased confidence from investors and the market, potentially attracting more investor interest and driving stock price appreciation.
seekingalpha
9.5
02-26seekingalpha
HCI Group Reports Strong Q4 2025 Earnings and Growth Outlook
  • Outstanding Financial Performance: HCI Group reported a pretax income of $144 million in Q4 2025 and $429 million for the full year, with diluted earnings per share at $7.25, demonstrating the company's sustained profitability and robust financial foundation.
  • Significant Shareholder Equity Growth: By the end of 2025, HCI's shareholder equity exceeded $1 billion, tripling over two years, with a book value per share now over $80, reflecting successful capital management strategies.
  • Strategic Acquisition Plans: HCI completed the IPO of Exzeo, holding 82% of its shares valued at nearly $1.2 billion, while planning to announce an $80 million share repurchase program in the coming days, further enhancing shareholder returns.
  • Optimistic Market Outlook: Management indicated continued growth into 2026, particularly with strategic acquisition opportunities in new markets like California, emphasizing the need for patience as market pricing rationalizes.
seekingalpha
2.0
02-25seekingalpha
HCI Group Q4 Earnings Exceed Expectations
  • Strong Earnings Performance: HCI Group reported a Q4 GAAP EPS of $7.25, beating expectations by $2.67, indicating robust profitability that may enhance investor confidence.
  • Significant Revenue Growth: The company achieved revenue of $246.24 million, reflecting a year-over-year increase of 52.1% and surpassing expectations by $13.88 million, demonstrating strong sales amid robust market demand.
  • Growth Plateau Warning: Despite the positive earnings report, analysts caution that HCI Group's growth may be plateauing, recommending investors hold at current levels to monitor future market dynamics.
  • Positive Market Reaction: The strong earnings report from HCI Group is likely to attract more investor attention, especially with its
Wall Street analysts forecast HCI stock price to rise
5 Analyst Rating
Wall Street analysts forecast HCI stock price to rise
4 Buy
1 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
190.00
Averages
221.25
High
255.00
Current: 0.000
sliders
Low
190.00
Averages
221.25
High
255.00
Oppenheimer
Oppenheimer
Outperform -> Perform
downgrade
AI Analysis
2025-11-13
Reason
Oppenheimer
Oppenheimer
Price Target
AI Analysis
2025-11-13
downgrade
Outperform -> Perform
Reason
As previously reported, Oppenheimer downgraded HCI Group to Perform from Outperform. The firm notes that over the past two years, the stock is up 133% vs. the S&P's 51% and is up 59% year-to-date vs. S&P's 16%. While Oppenheimer's still holds the company and its management in high regard, it thinks certain key fundamentals have changed since its Outperform rating. Specifically, key legislative reforms initiated in 2023 have dramatically improved the Florida homeowners market, leading to a more competitive environment today, which limits organic growth opportunities over the next 18-24 months, while growth from Citizens depopulation has largely played out, all of which put more pressure on core margins.
Oppenheimer
Michael Phillips
Outperform -> Perform
downgrade
2025-11-13
Reason
Oppenheimer
Michael Phillips
Price Target
2025-11-13
downgrade
Outperform -> Perform
Reason
Oppenheimer analyst Michael Phillips downgraded HCI Group to Perform from Outperform.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for HCI
Unlock Now

Valuation Metrics

The current forward P/E ratio for Hci Group Inc (HCI.N) is 10.72, compared to its 5-year average forward P/E of -53.16. For a more detailed relative valuation and DCF analysis to assess Hci Group Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-53.16
Current PE
10.72
Overvalued PE
290.12
Undervalued PE
-396.45

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-784.99
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
1064.81
Undervalued EV/EBITDA
-2634.79

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.45
Current PS
2.46
Overvalued PS
2.02
Undervalued PS
0.89

Financials

AI Analysis
Annual
Quarterly

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HCI logo
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2.20B
SKWD logo
SKWD
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2.00B

Whales Holding HCI

H
Hood River Capital Management LLC
Holding
HCI
+18.06%
3M Return
A
Applied Finance Advisors, LLC
Holding
HCI
+1.75%
3M Return

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Frequently Asked Questions

What is Hci Group Inc (HCI) stock price today?

The current price of HCI is 160.42 USD — it has decreased -1.06

What is Hci Group Inc (HCI)'s business?

HCI Group, Inc. is a holding company engaged in property and casualty insurance, information technology services, insurance management, real estate and reinsurance. It operates through two operating units. The Company operates through five segments: insurance operations, Exzeo Group, reciprocal exchange operations, real estate operations, and corporate and other. Its insurance business includes property and casualty insurance division and reinsurance operations, excluding the insurance operations under reciprocal exchange operations. The Exzeo Group segment includes insurance solutions, information technology operations, and its management company’s activities. The reciprocal exchange segment represents the insurance operations of CORE and Tailrow, consolidated VIEs. The real estate operations segment includes companies engaged in operating commercial properties the Company owns for investment purposes or for use in its own operations.

What is the price predicton of HCI Stock?

Wall Street analysts forecast HCI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HCI is221.25 USD with a low forecast of 190.00 USD and a high forecast of 255.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Hci Group Inc (HCI)'s revenue for the last quarter?

Hci Group Inc revenue for the last quarter amounts to 246.61M USD, increased 51.24

What is Hci Group Inc (HCI)'s earnings per share (EPS) for the last quarter?

Hci Group Inc. EPS for the last quarter amounts to 7.17 USD, increased 2212.90

How many employees does Hci Group Inc (HCI). have?

Hci Group Inc (HCI) has 594 emplpoyees as of March 12 2026.

What is Hci Group Inc (HCI) market cap?

Today HCI has the market capitalization of 2.08B USD.