HCI Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

236.24M

+45.94%

5.080

+1538.71%

246.23M

+13.77%

5.320

-0.56%

243.11M

+9.55%

4.870

-5.98%

Estimates Revision

The market is revising Upward the revenue expectations for HCI Group, Inc. (HCI) for FY2025, with the revenue forecasts being adjusted by 0.17% over the past three months. During the same period, the stock price has changed by -5.55%.

Revenue Estimates for FY2025

Revise Upward

+0.17%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+21.31%

In Past 3 Month

Stock Price

Go Down

-5.55%

In Past 3 Month

5 Analyst Rating

Wall Street analysts forecast HCI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HCI is 221.25 USD with a low forecast of 190.00 USD and a high forecast of 255.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

4 Buy

1 Hold

0 Sell

Strong Buy

Current: 0.000

Low

190.00

Averages

221.25

High

255.00

Current: 0.000

Low

190.00

Averages

221.25

High

255.00

Oppenheimer

Outperform -> Perform

downgrade

2025-11-13

Reason

Oppenheimer

Price Target

2025-11-13

downgrade

Outperform -> Perform

Reason

As previously reported, Oppenheimer downgraded HCI Group to Perform from Outperform. The firm notes that over the past two years, the stock is up 133% vs. the S&P's 51% and is up 59% year-to-date vs. S&P's 16%. While Oppenheimer's still holds the company and its management in high regard, it thinks certain key fundamentals have changed since its Outperform rating. Specifically, key legislative reforms initiated in 2023 have dramatically improved the Florida homeowners market, leading to a more competitive environment today, which limits organic growth opportunities over the next 18-24 months, while growth from Citizens depopulation has largely played out, all of which put more pressure on core margins.

Oppenheimer

Michael Phillips

Outperform -> Perform

downgrade

2025-11-13

Reason

Oppenheimer

Michael Phillips

Price Target

2025-11-13

downgrade

Outperform -> Perform

Reason

Oppenheimer analyst Michael Phillips downgraded HCI Group to Perform from Outperform.

Citizens JMP

Outperform

maintain

$225 -> $255

2025-11-10

Reason

Citizens JMP

Price Target

$225 -> $255

2025-11-10

maintain

Outperform

Reason

Citizens JMP raised the firm's price target on HCI Group to $255 from $225 and keeps an Outperform rating on the shares. HCI Group posted a strong quarter, and as the business has scaled and profitability has improved, the volatility from storm activity has been substantially reduced, the analyst tells investors in a research note. The firm believes the shares remain significantly undervalued.

Truist

Buy

maintain

$190 -> $234

2025-11-09

Reason

Truist

Price Target

$190 -> $234

2025-11-09

maintain

Buy

Reason

Truist raised the firm's price target on HCI Group (HCI) to $234 from $190 and keeps a Buy rating on the shares. The firm cites the company's reported Q3 upside along with lower assumed losses, offset by slight dilution from the Exzeo (XZO) IPO, the analyst tells investors in a research note.

Compass Point

Neutral -> Buy

upgrade

$148 -> $205

2025-05-30

Reason

Compass Point

Price Target

$148 -> $205

2025-05-30

upgrade

Neutral -> Buy

Reason

Compass Point upgraded HCI Group to Buy from Neutral with a price target of $205, up from $148.

Citizens JMP

Outperform

maintain

$210 -> $225

2025-05-19

Reason

Citizens JMP

Price Target

$210 -> $225

2025-05-19

maintain

Outperform

Reason

Citizens JMP raised the firm's price target on HCI Group to $225 from $210 and keeps an Outperform rating on the shares. The firm walked away from spending time with management last week with a continued high degree of confidence in the legacy HCI and the soon-to-be-spun-off Exzeo businesses long-term, the analyst tells investors in a research note. Citizens continues to view shares of HCI as undervalued.

Valuation Metrics

The current forward P/E ratio for Hci Group Inc (HCI.N) is 10.72, compared to its 5-year average forward P/E of -61.03. For a more detailed relative valuation and DCF analysis to assess Hci Group Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

N/A

5Y Average PE

-61.03

Current PE

10.72

Overvalued PE

279.27

Undervalued PE

-401.33

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

-759.12

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

1065.33

Undervalued EV/EBITDA

-2583.57

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

1.44

Current PS

2.46

Overvalued PS

2.00

Undervalued PS

0.89

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

Net Margin - %

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds areBuying! The buying amount has increased 2084.66% over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

HCI News & Events

Events Timeline

No data

News

4.0

2025-12-13NASDAQ.COM

Daily Upgrade Report for Validea's John Neff Strategy - December 13, 2025

3.5

2025-12-12Businesswire

HCIactive Launches VIRA Audit Bot, Enhancing Audit Efficiency

3.5

2025-12-12Businesswire

HCIactive Launches Multi-Year AI Security Modernization Initiative

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Frequently Asked Questions

What is Hci Group Inc (HCI) stock price today?

The current price of HCI is 174.02 USD — it has decreased -0.4 % in the last trading day.

What is Hci Group Inc (HCI)'s business?

HCI Group, Inc. is a holding company engaged in property and casualty insurance, information technology services, insurance management, real estate and reinsurance. It operates through two operating units. The Company operates through five segments: insurance operations, Exzeo Group, reciprocal exchange operations, real estate operations, and corporate and other. Its insurance business includes property and casualty insurance division and reinsurance operations, excluding the insurance operations under reciprocal exchange operations. The Exzeo Group segment includes insurance solutions, information technology operations, and its management company’s activities. The reciprocal exchange segment represents the insurance operations of CORE and Tailrow, consolidated VIEs. The real estate operations segment includes companies engaged in operating commercial properties the Company owns for investment purposes or for use in its own operations.

What is the price predicton of HCI Stock?

What is Hci Group Inc (HCI)'s revenue for the last quarter?

Hci Group Inc revenue for the last quarter amounts to 215.14M USD, increased 23.17 % YoY.

What is Hci Group Inc (HCI)'s earnings per share (EPS) for the last quarter?

Hci Group Inc. EPS for the last quarter amounts to 4.90 USD, increased 842.31 % YoY.

What changes have occurred in the market's expectations for Hci Group Inc (HCI)'s fundamentals?

How many employees does Hci Group Inc (HCI). have?

Hci Group Inc (HCI) has 552 emplpoyees as of January 10 2026.

What is Hci Group Inc (HCI) market cap?

Today HCI has the market capitalization of 2.26B USD.