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HCI Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
159.790
Open
157.230
VWAP
155.24
Vol
301.23K
Mkt Cap
2.01B
Low
151.340
Amount
46.76M
EV/EBITDA(TTM)
2.11
Total Shares
12.99M
EV
939.87M
EV/OCF(TTM)
2.11
P/S(TTM)
2.21
HCI Group, Inc. is a holding company. The Company is primarily engaged in the property and casualty insurance business. The Company provide various homeowners’ property and casualty insurance products for properties located in the State of Florida, which is our primary market, as well as in other states in the northeast and southeast regions of the United States. The Company operates through five segments: Insurance Operations, Exzeo Group, Reciprocal Exchange Operations, Real Estate, and Corporate and Other. The Insurance Operations includes property and casualty insurance division and reinsurance operations, excluding the insurance operations under Reciprocal Exchange Operations. The Exzeo segment includes insurance technology and operations solutions for property and casualty insurance carriers. The Reciprocal Exchange Operations segment represents the insurance operations of consolidated reciprocal insurance exchanges that are owned by their policyholders.
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Events Timeline

(ET)
2026-03-03
07:20:00
HCI Group Authorizes Up to $80 Million Share Repurchase
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2026-02-25 (ET)
2026-02-25
17:00:00
HCI Group Reports Q4 Revenue of $246.243M
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2025-11-06 (ET)
2025-11-06
16:30:19
HCI Group announces Q3 diluted earnings per share of $4.90, surpassing consensus estimate of $2.81.
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2025-11-05 (ET)
2025-11-05
10:30:15
Exzeo Debuts at $21, IPO Set at $21 per Share
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2025-11-05
10:23:17
Exzeo Set to Launch with Opening Price Between $22 and $24, IPO Valued at $21
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2025-10-16 (ET)
2025-10-16
09:23:08
Exzeo Sets Price Range of $20.00-$22.00 for 8 Million Shares in Upcoming IPO
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News

Yahoo Finance
2.0
04-18Yahoo Finance
U.S.-Iran Ceasefire Boosts Insurance Stocks
  • Energy Price Decline: The U.S.-Iran ceasefire announcement has triggered a significant drop in energy-driven inflation, leading to lower oil prices that are expected to reduce claims severity for property and casualty insurers, thereby improving underwriting margins and helping insurers recover profitability after years of high repair and replacement costs.
  • Portfolio Valuation Boost: As the geopolitical risk premium evaporates, the substantial increase in the value of insurance companies' vast investment portfolios, coupled with the stabilization of credit markets, significantly enhances their book value, with investors viewing this situation as a stabilizing force for the industry's balance sheets and operational outlook.
  • HCI Group Performance: HCI Group (NYSE:HCI) saw its stock rise by 2.8%, despite a 14.2% decline year-to-date; the company reported earnings per share of $7.25, exceeding analyst estimates by $2.67, with quarterly revenue increasing by 52.1% year-on-year to $246.2 million, showcasing strong financial performance.
  • Long-term Investment Returns: Although HCI Group's stock is trading 23.6% below its 52-week high, investors who purchased $1,000 worth of shares five years ago would now see their investment grow to $2,106, indicating the company's potential for long-term investment appeal.
Newsfilter
9.5
04-14Newsfilter
HCI Group to Hold Q1 2026 Earnings Call
  • Earnings Call Announcement: HCI Group will hold a conference call on May 6, 2026, at 4:45 PM ET to discuss its Q1 2026 financial results, with a press release issued the same day after market close, aimed at providing investors with the latest financial performance insights.
  • Participation Details: Interested parties can join the call by dialing 888-506-0062 (toll-free US) or 973-528-0011 (international), with a recommendation to call 10 minutes prior to the start time for registration, enhancing investor engagement and ensuring smooth access to the call.
  • Replay Information: A replay of the call will be available after 8:00 PM ET on the same day, accessible by dialing 877-481-4010 (toll-free US) or 919-882-2331 (international) with the replay passcode 53888, allowing investors who missed the live event to catch up on the discussion.
  • Company Overview: HCI Group, founded in 2006, is a diversified holding company involved in insurance, reinsurance, real estate, and insurance technology, with a portfolio that includes multiple P&C underwriters and Exzeo Group, highlighting its extensive presence and influence in the insurance sector.
Yahoo Finance
9.5
04-13Yahoo Finance
Analysis of Three Profitable Companies
  • Dycom Growth Potential: Dycom (NYSE:DY) has achieved a 15.2% annual revenue growth over the past two years, with an operating margin of 7.7%, indicating its expanding market share in telecommunications infrastructure, which is expected to enhance future profitability.
  • FTA Infrastructure Performance: FTA Infrastructure (NASDAQ:FIP), spun off in 2021, has seen a 25.2% annual revenue growth, with a forecasted acceleration to 56.6% over the next 12 months, and an operating margin of 6.5%, highlighting its significant investment return potential in transportation and energy sectors.
  • HCI Group Profitability: HCI Group (NYSE:HCI) reported a 28.7% annual growth in net premiums earned over the past two years, boasting an operating margin of 47.7% and a 75.7% increase in earnings per share, showcasing its strong performance in the property and casualty insurance market.
  • Market Valuation Analysis: Dycom's stock price stands at $392.57, reflecting a forward P/E ratio of 27.6, while HCI trades at $149.16 with a forward P/B ratio of 1.6, indicating that both companies' valuations reflect market confidence in their future growth prospects.
NASDAQ.COM
9.5
03-27NASDAQ.COM
MetLife Financial Outlook Analysis
  • Stock Performance: MetLife (MET) shares have declined by 11.7% year-to-date, underperforming the broader industry decline of 10.4%, indicating market caution regarding its future growth prospects.
  • Valuation Appeal: With a market capitalization of approximately $45.9 billion, the stock trades at a forward P/E ratio of 6.9X, significantly below the industry average of 8.3X, suggesting potential undervaluation that may attract value investors.
  • Revenue Growth Expectations: The consensus estimate for 2026 earnings is pegged at $9.85 per share, indicating an 11.6% year-over-year increase, and despite two downward revisions in the past 30 days, it still reflects potential improvement in the company's profitability.
  • Strategic Expansion: Through acquisitions of Versant Health, PetFirst, and PineBridge Investments, MetLife is enhancing its capabilities in benefits, asset management, and annuities, further driving long-term growth potential.
seekingalpha
8.0
03-03seekingalpha
HCI Group Authorizes $80 Million Share Buyback Program
  • Buyback Program Initiated: HCI Group's board of directors has authorized a share repurchase program of up to $80 million, aimed at enhancing shareholder value and boosting market confidence through strategic capital allocation.
  • Flexible Structure: The buyback program spans one year and does not obligate HCI Group to acquire a specific number of shares, allowing for cancellation or suspension at any time, which reflects the company's operational flexibility in capital management.
  • Positive Market Reaction: HCI Group's stock rose 2.02% in premarket trading to $177.27, indicating a favorable investor response to the buyback announcement, which may further drive stock price appreciation.
  • Strategic Growth Outlook: While exploring strategic M&A opportunities for growth in 2026, the buyback program may also support future capital allocation strategies, enhancing the company's competitive position in the market.
NASDAQ.COM
6.0
03-02NASDAQ.COM
Zacks Updates Strong Buy Stock List with Five New Additions
  • Aura Minerals Growth Potential: Aura Minerals Inc., focused on gold and base metal projects in the Americas, has seen its current year earnings Zacks consensus estimate increase by 48.6% over the last 60 days, indicating strong profitability and market confidence.
  • Universal Insurance Performance Boost: Universal Insurance Holdings has experienced a 19.8% increase in its current year earnings Zacks consensus estimate over the past 60 days, reflecting robust growth in its insurance underwriting and claims business, which enhances investor confidence in its future performance.
  • CLEAR Secure Earnings Outlook: CLEAR Secure, Inc. has seen a 13.4% increase in its current year earnings Zacks consensus estimate over the last 60 days, showcasing the appeal of its innovative platform that connects users to their wallet cards and its potential profitability in the market.
  • Sezzle Inc. Growth Prospects: Sezzle Inc., a purpose-driven digital payments company, has seen its current year earnings Zacks consensus estimate rise by 7.1% over the last 60 days, demonstrating the popularity of its interest-free installment plans in the e-commerce sector and the strong market demand.
Wall Street analysts forecast HCI stock price to rise
5 Analyst Rating
Wall Street analysts forecast HCI stock price to rise
4 Buy
1 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
190.00
Averages
221.25
High
255.00
Current: 0.000
sliders
Low
190.00
Averages
221.25
High
255.00
Oppenheimer
Oppenheimer
Outperform -> Perform
downgrade
AI Analysis
2025-11-13
Reason
Oppenheimer
Oppenheimer
Price Target
AI Analysis
2025-11-13
downgrade
Outperform -> Perform
Reason
As previously reported, Oppenheimer downgraded HCI Group to Perform from Outperform. The firm notes that over the past two years, the stock is up 133% vs. the S&P's 51% and is up 59% year-to-date vs. S&P's 16%. While Oppenheimer's still holds the company and its management in high regard, it thinks certain key fundamentals have changed since its Outperform rating. Specifically, key legislative reforms initiated in 2023 have dramatically improved the Florida homeowners market, leading to a more competitive environment today, which limits organic growth opportunities over the next 18-24 months, while growth from Citizens depopulation has largely played out, all of which put more pressure on core margins.
Oppenheimer
Michael Phillips
Outperform -> Perform
downgrade
2025-11-13
Reason
Oppenheimer
Michael Phillips
Price Target
2025-11-13
downgrade
Outperform -> Perform
Reason
Oppenheimer analyst Michael Phillips downgraded HCI Group to Perform from Outperform.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for HCI
Unlock Now

Valuation Metrics

The current forward P/E ratio for Hci Group Inc (HCI.N) is 9.71, compared to its 5-year average forward P/E of -47.99. For a more detailed relative valuation and DCF analysis to assess Hci Group Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-47.99
Current PE
9.71
Overvalued PE
287.03
Undervalued PE
-383.02

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-756.04
Current EV/EBITDA
-0.20
Overvalued EV/EBITDA
1065.40
Undervalued EV/EBITDA
-2577.49

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.48
Current PS
1.91
Overvalued PS
2.04
Undervalued PS
0.92

Financials

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Whales Holding HCI

H
Hood River Capital Management LLC
Holding
HCI
+20.51%
3M Return
A
Applied Finance Advisors, LLC
Holding
HCI
+9.35%
3M Return

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Frequently Asked Questions

What is Hci Group Inc (HCI) stock price today?

The current price of HCI is 154.6 USD — it has decreased -1.93

What is Hci Group Inc (HCI)'s business?

HCI Group, Inc. is a holding company. The Company is primarily engaged in the property and casualty insurance business. The Company provide various homeowners’ property and casualty insurance products for properties located in the State of Florida, which is our primary market, as well as in other states in the northeast and southeast regions of the United States. The Company operates through five segments: Insurance Operations, Exzeo Group, Reciprocal Exchange Operations, Real Estate, and Corporate and Other. The Insurance Operations includes property and casualty insurance division and reinsurance operations, excluding the insurance operations under Reciprocal Exchange Operations. The Exzeo segment includes insurance technology and operations solutions for property and casualty insurance carriers. The Reciprocal Exchange Operations segment represents the insurance operations of consolidated reciprocal insurance exchanges that are owned by their policyholders.

What is the price predicton of HCI Stock?

Wall Street analysts forecast HCI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HCI is221.25 USD with a low forecast of 190.00 USD and a high forecast of 255.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Hci Group Inc (HCI)'s revenue for the last quarter?

Hci Group Inc revenue for the last quarter amounts to 246.61M USD, increased 51.24

What is Hci Group Inc (HCI)'s earnings per share (EPS) for the last quarter?

Hci Group Inc. EPS for the last quarter amounts to 7.17 USD, increased 2212.90

How many employees does Hci Group Inc (HCI). have?

Hci Group Inc (HCI) has 594 emplpoyees as of April 21 2026.

What is Hci Group Inc (HCI) market cap?

Today HCI has the market capitalization of 2.01B USD.