Revenue Breakdown
Composition ()
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Revenue Streams
Hci Group Inc (HCI) generates its revenue through a diversified portfolio of business segments. Currently, the largest contributor to its top-line growth is HCPCI Insurance Operations, accounting for 92.7% of total sales, equivalent to $205.74M. Other significant revenue streams include Exzeo Group and Reciprocal Exchange Operations. Understanding this composition is critical for investors evaluating how HCI navigates market cycles within the Property & Casualty Insurance industry.
Profitability & Margins
Evaluating the bottom line, Hci Group Inc maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 42.02%, while the net margin is 31.56%. These profitability ratios, combined with a Return on Equity (ROE) of 30.62%, provide a clear picture of how effectively HCI converts its operational activities into shareholder value.
Comparative Benchmarking
In the context of the broader market, HCI competes directly with industry leaders such as SPNT and KMPR. With a market capitalization of $2.05B, it holds a significant position in the sector. When comparing efficiency, HCI's gross margin of N/A stands against SPNT's N/A and KMPR's N/A. Such benchmarking helps identify whether Hci Group Inc is trading at a premium or discount relative to its financial performance.
