HCI Valuation

Hci Group Inc

Add to Watchlist

Advanced Chart

165.460

+1.99(1.217%)1D

Overview
Forecast
Valuation
Earnings

HCI Relative Valuation

HCI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, HCI is overvalued; if below, it's undervalued.

Historical Valuation

Hci Group Inc (HCI) is now in the Overvalued zone, suggesting that its current forward PS ratio of 2.26 is considered Overvalued compared with the five-year average of -61.12. The fair price of Hci Group Inc (HCI) is between 80.97 to 135.56 according to relative valuation methord. Compared to the current price of 165.83 USD , Hci Group Inc is Overvalued By 22.33%.

Relative Value

Fair Zone

80.97-135.56

Current Price：165.83

22.33%

Overvalued

10.92

Trailing

Forward

0.00

EV/EBITDA

Hci Group Inc. (HCI) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is -756.69. The thresholds are as follows: Strongly Undervalued below -4400.75, Undervalued between -4400.75 and -2578.72, Fairly Valued between 1065.34 and -2578.72, Overvalued between 1065.34 and 2887.38, and Strongly Overvalued above 2887.38. The current Forward EV/EBITDA of 0.00 falls within the Historic Trend Line -Fairly Valued range.

0.00

EV/EBIT

Hci Group Inc. (HCI) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

2.32

Hci Group Inc. (HCI) has a current PS of 2.32. The 5-year average PS is 1.36. The thresholds are as follows: Strongly Undervalued below 0.43, Undervalued between 0.43 and 0.90, Fairly Valued between 1.83 and 0.90, Overvalued between 1.83 and 2.29, and Strongly Overvalued above 2.29. The current Forward PS of 2.32 falls within the Strongly Overvalued range.

0.00

P/OCF

Hci Group Inc. (HCI) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Hci Group Inc. (HCI) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Hci Group Inc (HCI) has a current Price-to-Book (P/B) ratio of 2.78. Compared to its 3-year average P/B ratio of 2.65 , the current P/B ratio is approximately 4.75% higher. Relative to its 5-year average P/B ratio of 2.69, the current P/B ratio is about 3.27% higher. Hci Group Inc (HCI) has a Forward Free Cash Flow (FCF) yield of approximately 23.51%. Compared to its 3-year average FCF yield of 17.43%, the current FCF yield is approximately 34.86% lower. Relative to its 5-year average FCF yield of 15.39% , the current FCF yield is about 52.81% lower.

2.79

P/B

Median3y

2.65

Median5y

2.69

22.86

FCF Yield

Median3y

17.43

Median5y

15.39

Competitors Valuation Multiple

The average P/S ratio for HCI's competitors is 1.83, providing a benchmark for relative valuation. Hci Group Inc Corp (HCI) exhibits a P/S ratio of 2.32, which is 26.78% above the industry average. Given its robust revenue growth of 7.31%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Horace Mann Educators Corp

Safety Insurance Group Inc

1.35

14.56%

1.13B

Performance Decomposition

Market capitalization of HCI increased by 72.66% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 9.46 to 14.25.

The secondary factor is the Margin Expansion, contributed 14.70%to the performance.

Overall, the performance of HCI in the past 1 year is driven by P/E Change. Which is more unsustainable.

7.31%

205.71M → 220.74M

Revenue Growth

14.70%

27.76 → 31.84

Margin Expansion

50.65%

9.46 → 14.25

P/E Change

72.66%