High
--
Open
--
VWAP
--
Vol
--
Mkt Cap
--
Low
--
Amount
--
EV/EBITDA(TTM)
--
Total Shares
--
EV
--
EV/OCF(TTM)
--
P/S(TTM)
--
Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q2
FY2025Q3
FY2025Q4
139.25M
+10.97%
0.503
-14.69%
146.50M
+12.75%
0.613
+119.05%
152.75M
+19.27%
0.693
+152.86%
Estimates Revision
The market is revising Downward the revenue expectations for Live Oak Bancshares, Inc. (LOB) for FY2025, with the revenue forecasts being adjusted by -0.89% over the past three months. During the same period, the stock price has changed by 33.22%.
Revenue Estimates for FY2025
Revise Downward
-0.89%
In Past 3 Month
EPS Estimates for FY2025
Revise Downward
-13.04%
In Past 3 Month
Stock Price
Go Up
+33.22%
In Past 3 Month
2 Analyst Rating
0Wall Street analysts forecast LOB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LOB is 32.00 USD with a low forecast of 30.00 USD and a high forecast of 34.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
0 Buy
2 Hold
0 Sell
Hold
0Current: 31.680
Low
30.00
Averages
32.00
High
34.00
0Current: 31.680
Low
30.00
Averages
32.00
High
34.00
Keefe Bruyette
Market Perform
maintain
$34 -> $36
2025-07-11
Reason
Keefe Bruyette
Price Target
$34 -> $36
2025-07-11
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Live Oak Bancshares to $36 from $34 and keeps a Market Perform rating on the shares.
Keefe Bruyette
Market Perform
downgrade
$36 -> $34
2025-04-25
Reason
Keefe Bruyette
Price Target
$36 -> $34
2025-04-25
downgrade
Market Perform
Reason
Keefe Bruyette lowered the firm's price target on Live Oak Bancshares to $34 from $36 and keeps a Market Perform rating on the shares.
Keefe, Bruyette & Woods
Timothy Switzer
Hold
Reiterates
$48 → $44
2025-01-24
Reason
Keefe, Bruyette & Woods
Timothy Switzer
Price Target
$48 → $44
2025-01-24
Reiterates
Hold
Reason
Keefe Bruyette lowered the firm's price target on Live Oak Bancshares to $44 from $48 and keeps a Market Perform rating on the shares. Live Oak's Q4 results included elevated credit costs, the analyst tells investors in a research note.
Truist Securities
Brandon King
Strong Buy
Maintains
$57 → $46
2024-10-28
Reason
Truist Securities
Brandon King
Price Target
$57 → $46
2024-10-28
Maintains
Strong Buy
Reason
Truist analyst Brandon King lowered the firm's price target on Live Oak Bancshares to $46 from $57 and keeps a Buy rating on the shares. Truist forecasts net interest margin compression over the next two quarters followed by expansion as deposit betas will likely lag and not fully offset lower asset yields until 2Q25, the analyst tells investors in a research note. The firm thinks the shares are attractive given growth runway and an improving return profile.
Piper Sandler
Crispin Love
Hold
Maintains
$50 → $44
2024-10-25
Reason
Piper Sandler
Crispin Love
Price Target
$50 → $44
2024-10-25
Maintains
Hold
Reason
Truist Securities
Brandon King
Strong Buy
Maintains
$51 → $57
2024-09-20
Reason
Truist Securities
Brandon King
Price Target
$51 → $57
2024-09-20
Maintains
Strong Buy
Reason
Truist raised the firm's price target on Live Oak Bancshares to $57 from $51 and keeps a Buy rating on the shares as part of a broader sector note on Banks adjusting the firm's model following the start of the Fed rate-cutting cycle. The firm's new estimates reflect updated interest rate forward curve assumption of 100bps of rate cuts during 2024 and 100bps in 2025, though its industry outlook balances healthy EPS growth expectations and historically discounted valuations against November election risks and lingering rate path uncertainty, the analyst tells investors in a research note. Truistadds that the liability sensitive trade makes fundamental sense on the surface, though it also cautions that a shallower cutting cycle could be a positive catalyst for discounted asset sensitive or growth names.
See All Ratings
Valuation Metrics
The current forward P/E ratio for Live Oak Bancshares Inc (LOB.N) is 13.23, compared to its 5-year average forward P/E of 18.52. For a more detailed relative valuation and DCF analysis to assess Live Oak Bancshares Inc 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
Fair
5Y Average PE
18.52
Current PE
13.23
Overvalued PE
24.64
Undervalued PE
12.41
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
Fair
5Y Average PS
3.97
Current PS
2.36
Overvalued PS
5.75
Undervalued PS
2.20
Financials
Annual
Quarterly
N/A
Total Revenue
N/A
Operating Profit
N/A
Net Income after Tax
N/A
EPS - Diluted
N/A
Free Cash Flow
N/A
FCF Margin - %
N/A
Net Margin - %
N/A
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
Bought
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
Bought
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
Bought
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
Bought
LOB News & Events
Events Timeline
(ET)
2025-05-08
08:19:32
Live Oak Bancshares appoints McHenry to board of directors
2025-04-23 (ET)
2025-04-23
16:42:03
Live Oak Bancshares reports Q1 EPS 21c, consensus 37c
2025-01-23 (ET)
2025-01-23
11:00:22
Live Oak Bancshares falls -12.2%
Sign Up For More Events
Sign Up For More Events
News
Preview
4.0
07-11BenzingaKeefe, Bruyette & Woods Maintains Market Perform on Live Oak Bancshares, Raises Price Target to $36
Preview
3.0
06-03NASDAQ.COMWe Did The Math ESGV Can Go To $117
Preview
8.0
05-30NASDAQ.COMEx-Dividend Reminder: The Cigna Group, Macerich and Live Oak Bancshares
Sign Up For More News
People Also Watch
FAQ
What is Live Oak Bancshares Inc (LOB) stock price today?
What is Live Oak Bancshares Inc (LOB)'s business?
What is the price predicton of LOB Stock?
What is Live Oak Bancshares Inc (LOB)'s revenue for the last quarter?
What is Live Oak Bancshares Inc (LOB)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for Live Oak Bancshares Inc (LOB)'s fundamentals?
How many employees does Live Oak Bancshares Inc (LOB). have?