Live Oak Bancshares CEO Indirectly Sells Shares Worth $810,000
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1 hour ago
0mins
Should l Buy LOB?
Source: Fool
- Transaction Overview: Live Oak Bancshares CEO James S. Iii Mahan indirectly sold 20,000 shares of common stock for approximately $810,000, indicating ongoing liquidity management within the company.
- Impact on Holdings: This transaction accounted for 0.31% of Mahan's overall indirect holdings, reflecting his sensitivity to market dynamics and strategic planning for future investments despite the small fraction.
- Background of Sale: The sale was executed under a Rule 10b5-1 trading plan, allowing Mahan to pre-plan the transaction, which demonstrates his confidence in the company's future development.
- Market Response and Outlook: Although Live Oak Bancshares is relatively lesser-known in the small business banking sector, it achieved a 61.75% revenue growth in Q4 FY 2025, showcasing strong performance in the small business loan market, potentially attracting more investor interest.
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Analyst Views on LOB
Wall Street analysts forecast LOB stock price to rise
3 Analyst Rating
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 40.180
Low
35.00
Averages
42.67
High
50.00
Current: 40.180
Low
35.00
Averages
42.67
High
50.00
About LOB
Live Oak Bancshares, Inc. is the bank holding company for Live Oak Banking Company (the Bank). The Bank specializes in providing lending and deposit-related services to small businesses nationwide. The Bank operates a national online platform for small business lending and deposit gathering. In addition to the Bank, the Company directly or indirectly holds wholly owned subsidiaries, including Live Oak Ventures, Inc. (Live Oak Ventures), Live Oak Grove, LLC (Grove), and Government Loan Solutions, Inc. (GLS). Live Oak Ventures has an investment in Synply, Inc. (Synply). Synply is a cloud-based technology platform designed to simplify the loan syndication process for financial institutions. The Grove provides Company employees and business visitors with on-site dining at the Company’s Wilmington, North Carolina headquarters. GLS is a management and technology consulting firm that advises and offers solutions and services to participants in the government-guaranteed lending sector.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Live Oak Bancshares CEO Indirectly Sells Shares Worth $810,000
- Transaction Overview: Live Oak Bancshares CEO James S. Iii Mahan indirectly sold 20,000 shares of common stock for approximately $810,000, indicating ongoing liquidity management within the company.
- Impact on Holdings: This transaction accounted for 0.31% of Mahan's overall indirect holdings, reflecting his sensitivity to market dynamics and strategic planning for future investments despite the small fraction.
- Background of Sale: The sale was executed under a Rule 10b5-1 trading plan, allowing Mahan to pre-plan the transaction, which demonstrates his confidence in the company's future development.
- Market Response and Outlook: Although Live Oak Bancshares is relatively lesser-known in the small business banking sector, it achieved a 61.75% revenue growth in Q4 FY 2025, showcasing strong performance in the small business loan market, potentially attracting more investor interest.
See More
Live Oak Bancshares CEO Sells Shares Worth $810,000
- Executive Stock Sale: Live Oak Bancshares CEO James S. Mahan III indirectly sold 20,000 shares of common stock on February 11 and 12, 2026, for approximately $810,000 based on a weighted average sale price of $40.49 per share, representing 0.31% of his indirect holdings prior to the sale.
- Small Business Lending Leader: The U.S. Small Business Administration recognized Live Oak Bancshares as the most active SBA 7(a) lender in the nation, approving 2,280 loans in FY 2025 and providing over $2.8 billion in funding, highlighting its significant role in small business financial services.
- Financial Performance Growth: In Q4 of FY 2025, Live Oak Bancshares reported its fourth consecutive quarter of revenue growth, generating $150.93 million, a 61.75% increase from the previous year, although this performance still lags behind previous fiscal years, contributing to stock declines over the past two years.
- Investor Considerations: Despite a stock increase of 18% as of February 21, 2026, analysts noted that Live Oak Bancshares was not included in the current list of top investment stocks, prompting investors to carefully evaluate its niche market focus in small business banking and future growth potential.
See More
Live Oak Bancshares (LOB) Reports $44M Net Income in Q4 2025 with 17% Loan Growth
- Loan Production Innovation: In 2025, Live Oak Bancshares achieved $6.2 billion in loan production, reflecting a 17% year-over-year growth that demonstrates strong market demand and customer trust, further solidifying its position in a competitive financial landscape.
- Profitability Enhancement: The bank reported a net income of $44 million and earnings per share of $0.95 in Q4, both approximately three times higher than Q4 2024, showcasing the company's success in operational efficiency and deepening customer relationships.
- Customer Relationship Expansion: The growth rate of loan and deposit customer relationships surged from 6% to 22% in 2025, indicating significant progress in attracting new clients and enhancing customer loyalty, which is expected to drive sustained revenue growth in the future.
- Strategic Investment Focus: Management plans to continue focusing on expanding business checking and Live Oak Express in 2026 while increasing investments in technology and AI to enhance operational efficiency and customer service quality.
See More
Live Oak Bancshares Reports Q4 Earnings Surge to $44.12 Million
- Significant Earnings Growth: Live Oak Bancshares reported fourth-quarter earnings of $44.12 million, or $0.95 per share, a substantial increase from last year's $9.90 million and $0.22 per share, indicating a strong improvement in profitability.
- Revenue Surge: The company's revenue rose 38.3% year-over-year to $172.91 million, up from $125.02 million last year, reflecting robust business expansion and strong market demand.
- Strong Financial Performance: The dual growth in earnings and revenue highlights the company's significant market share gains in a competitive financial landscape, boosting investor confidence.
- Positive Future Outlook: With continued growth in revenue and earnings, Live Oak Bancshares is well-positioned to further enhance its market presence and deliver higher returns for shareholders in the future.
See More
Live Oak Bancshares (LOB) Q4 EPS Beats Expectations with 35% Revenue Growth
- Earnings Surprise: Live Oak Bancshares reported a Q4 GAAP EPS of $0.95, exceeding expectations by $0.15, which highlights the company's robust profitability and boosts investor confidence.
- Significant Revenue Growth: The company achieved Q4 revenue of $172.91 million, marking a 35% year-over-year increase and surpassing estimates by $18.16 million, indicating strong business expansion and market demand recovery.
- Positive Stock Reaction: Shares of Live Oak Bancshares rose 1% in after-hours trading, reflecting market recognition of its financial performance and potentially attracting more investor interest.
- Optimistic Future Outlook: With ongoing operational optimizations and market share expansion, the company is expected to maintain strong revenue growth in the coming quarters, further solidifying its position in the financial services industry.
See More
Kinder Morgan (KMI) Expected EPS of $0.37, 15.63% YoY Growth
- Earnings Forecast: Kinder Morgan is expected to report an EPS of $0.37 for Q4 2025, reflecting a 15.63% increase year-over-year, indicating robust growth potential in the oil and gas sector.
- Industry Comparison: CACI anticipates an EPS of $6.41, a 7.73% increase from the previous year, having exceeded expectations every quarter in the past year, showcasing its competitive edge in the computer services industry.
- Financial Performance: Pinnacle Financial Partners forecasts an EPS of $2.32, representing a 22.11% increase year-over-year, consistently beating expectations over the past year, highlighting its strong market performance.
- Significant Growth: Live Oak Bancshares expects an EPS of $0.56, a remarkable 154.55% increase, reflecting rapid growth and an increase in market share within the banking sector.
See More
Live Oak Bancshares CEO Indirectly Sells Shares Worth $810,000
- Transaction Overview: Live Oak Bancshares CEO James S. Iii Mahan indirectly sold 20,000 shares of common stock for approximately $810,000, indicating ongoing liquidity management within the company.
- Impact on Holdings: This transaction accounted for 0.31% of Mahan's overall indirect holdings, reflecting his sensitivity to market dynamics and strategic planning for future investments despite the small fraction.
- Background of Sale: The sale was executed under a Rule 10b5-1 trading plan, allowing Mahan to pre-plan the transaction, which demonstrates his confidence in the company's future development.
- Market Response and Outlook: Although Live Oak Bancshares is relatively lesser-known in the small business banking sector, it achieved a 61.75% revenue growth in Q4 FY 2025, showcasing strong performance in the small business loan market, potentially attracting more investor interest.
See More
Live Oak Bancshares CEO Sells Shares Worth $810,000
- Executive Stock Sale: Live Oak Bancshares CEO James S. Mahan III indirectly sold 20,000 shares of common stock on February 11 and 12, 2026, for approximately $810,000 based on a weighted average sale price of $40.49 per share, representing 0.31% of his indirect holdings prior to the sale.
- Small Business Lending Leader: The U.S. Small Business Administration recognized Live Oak Bancshares as the most active SBA 7(a) lender in the nation, approving 2,280 loans in FY 2025 and providing over $2.8 billion in funding, highlighting its significant role in small business financial services.
- Financial Performance Growth: In Q4 of FY 2025, Live Oak Bancshares reported its fourth consecutive quarter of revenue growth, generating $150.93 million, a 61.75% increase from the previous year, although this performance still lags behind previous fiscal years, contributing to stock declines over the past two years.
- Investor Considerations: Despite a stock increase of 18% as of February 21, 2026, analysts noted that Live Oak Bancshares was not included in the current list of top investment stocks, prompting investors to carefully evaluate its niche market focus in small business banking and future growth potential.
See More
Live Oak Bancshares (LOB) Reports $44M Net Income in Q4 2025 with 17% Loan Growth
- Loan Production Innovation: In 2025, Live Oak Bancshares achieved $6.2 billion in loan production, reflecting a 17% year-over-year growth that demonstrates strong market demand and customer trust, further solidifying its position in a competitive financial landscape.
- Profitability Enhancement: The bank reported a net income of $44 million and earnings per share of $0.95 in Q4, both approximately three times higher than Q4 2024, showcasing the company's success in operational efficiency and deepening customer relationships.
- Customer Relationship Expansion: The growth rate of loan and deposit customer relationships surged from 6% to 22% in 2025, indicating significant progress in attracting new clients and enhancing customer loyalty, which is expected to drive sustained revenue growth in the future.
- Strategic Investment Focus: Management plans to continue focusing on expanding business checking and Live Oak Express in 2026 while increasing investments in technology and AI to enhance operational efficiency and customer service quality.
See More
Live Oak Bancshares Reports Q4 Earnings Surge to $44.12 Million
- Significant Earnings Growth: Live Oak Bancshares reported fourth-quarter earnings of $44.12 million, or $0.95 per share, a substantial increase from last year's $9.90 million and $0.22 per share, indicating a strong improvement in profitability.
- Revenue Surge: The company's revenue rose 38.3% year-over-year to $172.91 million, up from $125.02 million last year, reflecting robust business expansion and strong market demand.
- Strong Financial Performance: The dual growth in earnings and revenue highlights the company's significant market share gains in a competitive financial landscape, boosting investor confidence.
- Positive Future Outlook: With continued growth in revenue and earnings, Live Oak Bancshares is well-positioned to further enhance its market presence and deliver higher returns for shareholders in the future.
See More
Live Oak Bancshares (LOB) Q4 EPS Beats Expectations with 35% Revenue Growth
- Earnings Surprise: Live Oak Bancshares reported a Q4 GAAP EPS of $0.95, exceeding expectations by $0.15, which highlights the company's robust profitability and boosts investor confidence.
- Significant Revenue Growth: The company achieved Q4 revenue of $172.91 million, marking a 35% year-over-year increase and surpassing estimates by $18.16 million, indicating strong business expansion and market demand recovery.
- Positive Stock Reaction: Shares of Live Oak Bancshares rose 1% in after-hours trading, reflecting market recognition of its financial performance and potentially attracting more investor interest.
- Optimistic Future Outlook: With ongoing operational optimizations and market share expansion, the company is expected to maintain strong revenue growth in the coming quarters, further solidifying its position in the financial services industry.
See More
Kinder Morgan (KMI) Expected EPS of $0.37, 15.63% YoY Growth
- Earnings Forecast: Kinder Morgan is expected to report an EPS of $0.37 for Q4 2025, reflecting a 15.63% increase year-over-year, indicating robust growth potential in the oil and gas sector.
- Industry Comparison: CACI anticipates an EPS of $6.41, a 7.73% increase from the previous year, having exceeded expectations every quarter in the past year, showcasing its competitive edge in the computer services industry.
- Financial Performance: Pinnacle Financial Partners forecasts an EPS of $2.32, representing a 22.11% increase year-over-year, consistently beating expectations over the past year, highlighting its strong market performance.
- Significant Growth: Live Oak Bancshares expects an EPS of $0.56, a remarkable 154.55% increase, reflecting rapid growth and an increase in market share within the banking sector.
See More
