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ESQ Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
108.310
Open
107.150
VWAP
107.20
Vol
72.76K
Mkt Cap
922.95M
Low
106.470
Amount
7.80M
EV/EBITDA(TTM)
10.34
Total Shares
8.64M
EV
687.10M
EV/OCF(TTM)
1.43
P/S(TTM)
6.53
Esquire Financial Holdings, Inc. is a financial holding company, which operates through its subsidiary, Esquire Bank, National Association (the Bank). The Bank is a full-service commercial bank dedicated to serving the financial needs of the legal and small business communities on a national basis, as well as commercial and retail customers in the New York metropolitan market. It offers tailored products and solutions to the legal community and their clients as well as dynamic and flexible payment processing solutions to small business owners, both on a national basis. The Bank also offers traditional banking products for businesses and consumers in its local market area. Its products offered to businesses and consumers include checking, savings, money market, and time deposits, a wide range of commercial and consumer loans, as well as customary banking services. The Bank operates a payment processing platform through third-party Independent Sales Organizations (ISOs).
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Events Timeline

(ET)
2026-04-23
08:40:00
Esquire Reports Q1 Revenue of $40.5M, Signature Merger Fuels Future Growth
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2026-03-12 (ET)
2026-03-12
08:40:00
Esquire Financial to Acquire Signature Bancorporation
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2026-02-02 (ET)
2026-02-02
16:40:00
Esquire Financial Increases Quarterly Dividend by 14% to $0.20
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2026-01-22 (ET)
2026-01-22
08:40:00
Company Reports Q4 NII of $33.3M
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2025-10-23 (ET)
2025-10-23
08:33:57
Esquire Financial announces Q3 adjusted EPS of $1.47, matching consensus expectations.
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2025-08-08 (ET)
2025-08-08
08:31:35
Esquire Financial executes new headquarters lease in Jericho, New York
select

News

PRnewswire
8.0
04-30PRnewswire
Esquire Financial Holdings Declares Quarterly Dividend
  • Quarterly Dividend Announcement: Esquire Financial Holdings has declared a quarterly dividend of $0.20 per share of common stock, payable on June 1, 2026, indicating the company's stable cash flow and commitment to shareholders.
  • Record Date for Shareholders: The dividend payment will occur after the record date of May 15, 2026, ensuring that eligible shareholders receive this payout, which further enhances investor confidence.
  • Company Background: Esquire Financial Holdings is a financial holding company headquartered in Jericho, New York, with its wholly owned subsidiary, Esquire Bank, providing comprehensive commercial banking services focused on the financial needs of the litigation industry and small businesses, showcasing its unique market positioning.
  • Service Scope: Esquire Bank operates branches in New York and Los Angeles, dedicated to offering tailored financial and payment processing solutions to the litigation community and their clients, reflecting its specialized service capabilities in targeted markets.
Newsfilter
8.0
04-30Newsfilter
Esquire Financial Announces Quarterly Dividend
  • Quarterly Dividend Announcement: Esquire Financial Holdings has declared a quarterly dividend of $0.20 per share, payable on June 1, 2026, to shareholders of record as of May 15, 2026, reflecting the company's commitment to returning value to its investors.
  • Company Overview: Esquire Financial Holdings, headquartered in Jericho, New York, operates through its wholly-owned subsidiary, Esquire Bank, which provides comprehensive commercial banking services, focusing on the financial needs of the litigation industry and small businesses, thereby enhancing its market positioning.
  • Service Scope: Esquire Bank has branch offices in New York and Los Angeles, dedicated to offering tailored financial and payment processing solutions to the litigation community and their clients, further solidifying its competitive advantage in niche markets.
  • Market Positioning: By providing dynamic and flexible payment processing solutions, Esquire Bank not only meets the needs of small business owners but also enhances its service capabilities nationwide, demonstrating the company's focus on a diverse customer base.
PRnewswire
7.0
04-29PRnewswire
Investor Rights Law Firm Investigates Multiple Companies for Potential Violations
  • Legal Investigation Launched: Halper Sadeh LLC is investigating KalVista Pharmaceuticals, Inc. (NASDAQ:KALV) regarding its sale to Chiesi Group for $27.00 per share, as potential violations of shareholder rights may lead to increased compensation for investors if substantiated.
  • Shareholder Rights Protection: The firm is also examining TruBridge, Inc. (NASDAQ:TBRG)'s sale to Inventurus Knowledge Solutions, Inc. for $26.25 per share, encouraging shareholders to contact the firm to understand their legal rights and options, thereby safeguarding their interests.
  • Merger Transaction Review: The merger between UniFirst Corporation (NYSE:UNF) and Cintas Corporation, involving $155.00 in cash and 0.7720 shares of Cintas stock per UniFirst share, may prompt Halper Sadeh LLC to seek increased consideration or other remedies to protect shareholder rights.
  • Commitment to Legal Services: Halper Sadeh LLC offers risk-free legal consultations, allowing shareholders to learn about their rights and options without upfront costs, ensuring they receive due compensation in cases of potential securities fraud and corporate misconduct.
PRnewswire
9.5
04-29PRnewswire
Esquire Financial Recognized on KBW Bank Honor Roll for Third Year
  • Significant Earnings Growth: Esquire Financial achieved a net income increase of $7.2 million in 2025, representing a 16.4% rise to $50.8 million, with diluted earnings per share at $5.87, reflecting a robust 27% compounded annual growth rate over the past five years.
  • Industry-Leading Returns: The company reported average returns on assets and equity of 2.43% and 19.41%, respectively, not only surpassing industry benchmarks but also reinforcing its competitive edge in the financial services sector.
  • KBW Honor Recognition: For the third consecutive year, Esquire Financial has been included in the KBW Bank Honor Roll, being one of 17 elite banks and only 6% of eligible institutions to earn this accolade, highlighting its consistent earnings growth over the past decade.
  • Successful Strategic Transformation: Following the acquisition of Signature Bank, Esquire Financial is driving the next phase of growth through its differentiated national business model and disciplined strategy, further expanding its influence in the Chicago and broader Midwest markets.
Newsfilter
9.5
04-29Newsfilter
Esquire Financial Recognized on KBW Bank Honor Roll for Third Consecutive Year
  • Significant Earnings Growth: Esquire Financial Holdings achieved a net income of $50.8 million in 2025, reflecting a $7.2 million increase or 16.4% year-over-year, with diluted earnings per share reaching $5.87, demonstrating a robust 27% compounded annual EPS growth over the past five years.
  • Honor Roll Recognition: For the third consecutive year, Esquire has been included in the KBW Bank Honor Roll, ranking among 17 elite banks and only 6% of eligible institutions, highlighting its consistent earnings growth over the past decade and solidifying its market position.
  • Industry-Leading Returns: The company reported average returns on assets and equity of 2.43% and 19.41%, respectively, which not only reflect its exceptional financial management but also enhance its attractiveness in a competitive financial landscape.
  • Successful Strategic Transformation: Following the acquisition of Signature Bank, Esquire's differentiated national business model is driving the next phase of growth, underscoring its commitment to delivering tech-enabled financial solutions in complex and underserved markets.
seekingalpha
9.5
04-24seekingalpha
Esquire Financial Holdings Q1 2026 Earnings Call Highlights
  • Net Income Performance: Esquire Financial reported a GAAP net income of $12.2 million for Q1 2026, translating to $1.40 per diluted share, while adjusted net income stood at $13.8 million or $1.58 per share, indicating stable profitability and growth potential.
  • Strong Loan Growth: The company experienced a linked-quarter loan growth of $56.7 million, annualized at 13%, bringing total loans to $1.82 billion, which reflects the company's competitive position and expansion capabilities in the market.
  • Litigation Loan Portfolio Growth: The litigation loan portfolio saw a net growth of $44 million, or 15% annualized, raising the total to $1.22 billion with a yield of approximately 9%, demonstrating robust demand and profitability in this sector.
  • Merger Progress: Esquire's merger with Signature is progressing well, with all regulatory applications filed, and the merger is expected to significantly enhance the company's legal lending capacity from around $40 million to as much as $70 million or $80 million, showcasing future growth potential.
Wall Street analysts forecast ESQ stock price to rise
2 Analyst Rating
Wall Street analysts forecast ESQ stock price to rise
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
115.00
Averages
115.50
High
116.00
Current: 0.000
sliders
Low
115.00
Averages
115.50
High
116.00
Piper Sandler
Justin Crowley
maintain
$121 -> $125
AI Analysis
2026-04-02
Reason
Piper Sandler
Justin Crowley
Price Target
$121 -> $125
AI Analysis
2026-04-02
maintain
Reason
Piper Sandler analyst Justin Crowley raised the firm's price target on Esquire Financial to $125 from $121 and keeps an Overweight rating on the shares. The firm is making some minor EPS adjustments in conjunction with its Q1 2026 Regional & Community Banks Preview.
Raymond James
Market Perform -> Strong Buy
upgrade
$125
2026-03-13
Reason
Raymond James
Price Target
$125
2026-03-13
upgrade
Market Perform -> Strong Buy
Reason
Raymond James double upgraded Esquire Financial to Strong Buy from Market Perform with a $125 price target. The firm views the bank's acquisition of Signature Bancorporation as "highly accretive." The deal improves Esquire's growth profile and supports an upward bias to estimates, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for ESQ
Unlock Now

Valuation Metrics

The current forward P/E ratio for Esquire Financial Holdings Inc (ESQ.O) is 0.00, compared to its 5-year average forward P/E of 11.47. For a more detailed relative valuation and DCF analysis to assess Esquire Financial Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
11.47
Current PE
0.00
Overvalued PE
13.98
Undervalued PE
8.95

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.50
Current EV/EBITDA
5.04
Overvalued EV/EBITDA
2.35
Undervalued EV/EBITDA
-1.35

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.45
Current PS
3.34
Overvalued PS
5.37
Undervalued PS
3.54

Financials

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Whales Holding ESQ

B
Basswood Capital Management, L.L.C.
Holding
ESQ
-6.58%
3M Return

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Frequently Asked Questions

What is Esquire Financial Holdings Inc (ESQ) stock price today?

The current price of ESQ is 106.83 USD — it has decreased -0.44

What is Esquire Financial Holdings Inc (ESQ)'s business?

Esquire Financial Holdings, Inc. is a financial holding company, which operates through its subsidiary, Esquire Bank, National Association (the Bank). The Bank is a full-service commercial bank dedicated to serving the financial needs of the legal and small business communities on a national basis, as well as commercial and retail customers in the New York metropolitan market. It offers tailored products and solutions to the legal community and their clients as well as dynamic and flexible payment processing solutions to small business owners, both on a national basis. The Bank also offers traditional banking products for businesses and consumers in its local market area. Its products offered to businesses and consumers include checking, savings, money market, and time deposits, a wide range of commercial and consumer loans, as well as customary banking services. The Bank operates a payment processing platform through third-party Independent Sales Organizations (ISOs).

What is the price predicton of ESQ Stock?

Wall Street analysts forecast ESQ stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ESQ is115.50 USD with a low forecast of 115.00 USD and a high forecast of 116.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Esquire Financial Holdings Inc (ESQ)'s revenue for the last quarter?

Esquire Financial Holdings Inc revenue for the last quarter amounts to 38.41M USD, increased 20.12

What is Esquire Financial Holdings Inc (ESQ)'s earnings per share (EPS) for the last quarter?

Esquire Financial Holdings Inc. EPS for the last quarter amounts to 1.55 USD, increased 13.97

How many employees does Esquire Financial Holdings Inc (ESQ). have?

Esquire Financial Holdings Inc (ESQ) has 151 emplpoyees as of May 11 2026.

What is Esquire Financial Holdings Inc (ESQ) market cap?

Today ESQ has the market capitalization of 922.95M USD.