ESQ
Esquire Financial Holdings Inc
$
95.610
Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
96.835
Open
95.865
VWAP
96.03
Vol
54.84K
Mkt Cap
818.95M
Low
94.380
Amount
5.27M
EV/EBITDA(TTM)
9.10
Total Shares
8.29M
EV
588.38M
EV/OCF(TTM)
--
P/S(TTM)
6.18
Esquire Financial Holdings, Inc. is a financial holding company, which operates through its subsidiary, Esquire Bank, National Association (the Bank). The Bank is a full-service commercial bank dedicated to serving the financial needs of the legal and small business communities on a national basis, as well as commercial and retail customers in the New York metropolitan market. It offers tailored products and solutions to the legal community and their clients as well as dynamic and flexible payment processing solutions to small business owners, both on a national basis. The Bank also offers traditional banking products for businesses and consumers in its local market area. Its products offered to businesses and consumers include checking, savings, money market, and time deposits, a wide range of commercial and consumer loans, as well as customary banking services. The Bank operates a payment processing platform through third-party Independent Sales Organizations (ISOs).
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Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q2
FY2026Q1
FY2025Q4
33.12M
+13.22%
1.553
+12.56%
32.00M
+15.89%
1.517
+14.04%
31.93M
+18.77%
1.530
+11.68%
Estimates Revision
The market is revising Upward the revenue expectations for Esquire Financial Holdings, Inc. (ESQ) for FY2025, with the revenue forecasts being adjusted by 1.9% over the past three months. During the same period, the stock price has changed by 1.46%.
Revenue Estimates for FY2025
Revise Upward
+1.9%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
+0.6%
In Past 3 Month
Stock Price
Go Up
+1.46%
In Past 3 Month
1 Analyst Rating
Wall Street analysts forecast ESQ stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ESQ is 115.00 USD with a low forecast of 115.00 USD and a high forecast of 115.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
0 Buy
1 Hold
0 Sell
Hold
Current: 95.610
Low
115.00
Averages
115.00
High
115.00
Current: 95.610
Low
115.00
Averages
115.00
High
115.00
Piper Sandler
Overweight
maintain
$113 -> $116
2025-10-29
Reason
Piper Sandler
Price Target
$113 -> $116
2025-10-29
maintain
Overweight
Reason
Piper Sandler raised the firm's price target on Esquire Financial to $116 from $113 and keeps an Overweight rating on the shares following quarterly results. The firm continues to really like the story at Esquire as one of the more unique names in the space. Piper gets some push-back on the stock's multiple considering down rates and EPS growth that's down from a once blistering pace in years like 2022/2023, but continues to believe hitching your wagon to a bank that can reliably deliver mid-to-high teens ROTCEs and TBVPS growth with plenty of growth runway will result in outperformance.
Keefe Bruyette
Market Perform
maintain
$102 -> $110
2025-07-25
Reason
Keefe Bruyette
Price Target
$102 -> $110
2025-07-25
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Esquire Financial to $110 from $102 and keeps a Market Perform rating on the shares.
Keefe Bruyette
Timothy Switzer
Market Perform
maintain
$94 -> $102
2025-07-11
Reason
Keefe Bruyette
Timothy Switzer
Price Target
$94 -> $102
2025-07-11
maintain
Market Perform
Reason
Keefe Bruyette analyst Timothy Switzer raised the firm's price target on Esquire Financial to $102 from $94 and keeps a Market Perform rating on the shares.
Piper Sandler
Overweight
maintain
$91 -> $96
2025-04-25
Reason
Piper Sandler
Price Target
$91 -> $96
2025-04-25
maintain
Overweight
Reason
Piper Sandler raised the firm's price target on Esquire Financial to $96 from $91 and keeps an Overweight rating on the shares. The firm cites another impressive result for Esquire Financial, and this is underpinned by a best-in-class 2.4% ROA and 19% ROTCE.
Raymond James
Steve Moss
Strong Buy
to
Hold
Downgrades
n/a
2025-01-24
Reason
Raymond James
Steve Moss
Price Target
n/a
2025-01-24
Downgrades
Strong Buy
to
Hold
Reason
Keefe, Bruyette & Woods
Timothy Switzer
Hold
Maintains
$72 → $80
2024-12-04
Reason
Keefe, Bruyette & Woods
Timothy Switzer
Price Target
$72 → $80
2024-12-04
Maintains
Hold
Reason
See All Ratings
Valuation Metrics
The current forward P/E ratio for Esquire Financial Holdings Inc (ESQ.O) is 15.66, compared to its 5-year average forward P/E of 11.17. For a more detailed relative valuation and DCF analysis to assess Esquire Financial Holdings Inc 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
Overvalued
5Y Average PE
11.17
Current PE
15.66
Overvalued PE
13.50
Undervalued PE
8.84
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
N/A
5Y Average PS
4.89
Current PS
96.80
Overvalued PS
11.77
Undervalued PS
-1.99
Financials
Annual
Quarterly
FY2025Q3
YoY :
+17.34%
36.41M
Total Revenue
FY2025Q3
YoY :
+12.21%
17.46M
Operating Profit
FY2025Q3
YoY :
+23.74%
14.06M
Net Income after Tax
FY2025Q3
YoY :
+20.90%
1.62
EPS - Diluted
FY2025Q2
YoY :
+73.36%
103.53M
Free Cash Flow
FY2025Q3
YoY :
-100.00%
N/A
FCF Margin - %
FY2025Q3
YoY :
+5.46%
38.61
Net Margin - %
FY2025Q3
YoY :
-3.95%
19.19
ROIC
Trading Trends
Insider
Insiders areSelling! The selling amount has increased 513.64% over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
3.4M
USD
4
6-9
Months
3.0M
USD
3
0-12
Months
2.1M
USD
4
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
1
49.6K
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders areSelling! The selling amount has increased 513.64% over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
3.4M
USD
4
6-9
Months
3.0M
USD
3
0-12
Months
2.1M
USD
4
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
1
49.6K
USD
Months
ESQ News & Events
Events Timeline
2025-10-23 (ET)
2025-10-23
08:33:57
Esquire Financial announces Q3 adjusted EPS of $1.47, matching consensus expectations.
2025-08-08 (ET)
2025-08-08
08:31:35
Esquire Financial executes new headquarters lease in Jericho, New York
2025-07-24 (ET)
2025-07-24
08:33:03
Esquire Financial reports Q2 EPS $1.38, consensus $1.38
Sign Up For More Events
Sign Up For More Events
News
8.0
10-30PRnewswireESQUIRE FINANCIAL HOLDINGS, INC. DECLARES REGULAR QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS
9.5
10-23NewsfilterESQUIRE FINANCIAL HOLDINGS, INC. ANNOUNCES THIRD QUARTER 2025 FINANCIAL RESULTS
9.5
10-23NASDAQ.COMNB Bancorp, Inc. (NBBK) Exceeds Earnings Expectations in Q3
Sign Up For More News
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FAQ
What is Esquire Financial Holdings Inc (ESQ) stock price today?
The current price of ESQ is 95.61 USD — it has decreased -1.23 % in the last trading day.
What is Esquire Financial Holdings Inc (ESQ)'s business?
What is the price predicton of ESQ Stock?
What is Esquire Financial Holdings Inc (ESQ)'s revenue for the last quarter?
What is Esquire Financial Holdings Inc (ESQ)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for Esquire Financial Holdings Inc (ESQ)'s fundamentals?
How many employees does Esquire Financial Holdings Inc (ESQ). have?