ESQ
Esquire Financial Holdings Inc
$
91.260
- Overview
- Forecast
- Valuation
Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
91.565
Open
89.805
VWAP
91.16
Vol
33.71K
Mkt Cap
772.20M
Low
89.805
Amount
3.07M
EV/EBITDA(TTM)
9.51
Total Shares
8.29M
EV
590.48M
EV/OCF(TTM)
1.97
P/S(TTM)
6.15
Esquire Financial Holdings, Inc. is a financial holding company, which operates through its subsidiary, Esquire Bank, National Association (the Bank). The Bank is a full-service commercial bank dedicated to serving the financial needs of the legal and small business communities on a national basis, as well as commercial and retail customers in the New York metropolitan market. It offers tailored products and solutions to the legal community and their clients as well as dynamic and flexible payment processing solutions to small business owners, both on a national basis. It also offers traditional banking products for businesses and consumers in its local market area. Its products offered to businesses and consumers include checking, savings, money market, and time deposits, a wide range of commercial and consumer loans, as well as customary banking services. The Bank operates a payment processing platform through third-party Independent Sales Organizations (ISOs).
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Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q2
FY2025Q3
FY2025Q4
28.26M
+16.21%
1.380
+10.4%
28.82M
+11.45%
1.423
+6.22%
29.70M
+10.47%
1.430
+4.38%
Estimates Revision
The market is revising Downward the revenue expectations for Esquire Financial Holdings, Inc. (ESQ) for FY2025, with the revenue forecasts being adjusted by -0.36% over the past three months. During the same period, the stock price has changed by 6.62%.
Revenue Estimates for FY2025
Revise Downward
-0.36%
In Past 3 Month
EPS Estimates for FY2025
Revise Downward
-0.06%
In Past 3 Month
Stock Price
Go Up
+6.62%
In Past 3 Month
2 Analyst Rating
4.10% Upside
Wall Street analysts forecast ESQ stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ESQ is 95.00 USD with a low forecast of 94.00 USD and a high forecast of 96.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Buy
1 Hold
0 Sell
Moderate Buy
4.10% Upside
Current: 91.260
Low
94.00
Averages
95.00
High
96.00
4.10% Upside
Current: 91.260
Low
94.00
Averages
95.00
High
96.00
Keefe, Bruyette & Woods
Timothy Switzer
Hold
Maintains
$85 → $94
2025-04-29
Reason
Keefe, Bruyette & Woods
Timothy Switzer
Price Target
$85 → $94
2025-04-29
Maintains
Hold
Reason
Keefe Bruyette raised the firm's price target on Esquire Financial to $94 from $85 and keeps a Market Perform rating on the shares.
Raymond James
Steve Moss
Strong Buy
to
Hold
Downgrades
n/a
2025-01-24
Reason
Raymond James
Steve Moss
Price Target
n/a
2025-01-24
Downgrades
Strong Buy
to
Hold
Reason
Raymond James double downgraded Esquire Financial to Market Perform from Strong Buy without a price target. The firm cites valuation following the stock's sharp run-up for the downgrade. Esquire shares have rallied 30% since the November presidential election, with the outperformance possibly fueled by lower Federal Reserve rate cut expectations and better growth, the analyst tells investors in a research note. Raymond James says the valuation "appears full," especially if Fed futures begin pricing in additional cuts, which could be a headwind to Esquire's earnings outlook and valuation.
Keefe, Bruyette & Woods
Timothy Switzer
Hold
Maintains
$72 → $80
2024-12-04
Reason
Keefe, Bruyette & Woods
Timothy Switzer
Price Target
$72 → $80
2024-12-04
Maintains
Hold
Reason
Piper Sandler
Justin Crowley
Buy
Reiterates
$72 → $75
2024-10-25
Reason
Piper Sandler
Justin Crowley
Price Target
$72 → $75
2024-10-25
Reiterates
Buy
Reason
Piper Sandler analyst Justin Crowley raised the firm's price target on Esquire Financial to $75 from $72 and keeps an Overweight rating on the shares following Q3 results. The firm said the company continues to put up "best-in-class" profitability, driving "strong" tangible book value per share growth. Piper told investors in a research note that while Esquire is asset sensitive, this is well-known, and normalization lower in net interest margin has been well captured.
Keefe, Bruyette & Woods
Timothy Switzer
Buy
to
Hold
Downgrades
$68 → $72
2024-10-02
Reason
Keefe, Bruyette & Woods
Timothy Switzer
Price Target
$68 → $72
2024-10-02
Downgrades
Buy
to
Hold
Reason
Keefe, Bruyette & Woods
Timothy Switzer
Buy
Reiterates
$62 → $68
2024-07-26
Reason
Keefe, Bruyette & Woods
Timothy Switzer
Price Target
$62 → $68
2024-07-26
Reiterates
Buy
Reason
See All Ratings
Valuation Metrics
The current forward P/E ratio for Esquire Financial Holdings Inc (ESQ.O) is 15.98, compared to its 5-year average forward P/E of 10.37. For a more detailed relative valuation and DCF analysis to assess Esquire Financial Holdings Inc 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
Strongly Overvalued
5Y Average PE
10.37
Current PE
15.98
Overvalued PE
12.14
Undervalued PE
8.60
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
Strongly Overvalued
5Y Average PS
4.08
Current PS
6.20
Overvalued PS
4.75
Undervalued PS
3.42
Financials
Annual
Quarterly
FY2025Q1
YoY :
+15.49%
32.52M
Total Revenue
FY2025Q1
YoY :
+13.36%
15.51M
Operating Profit
FY2025Q1
YoY :
+13.41%
11.41M
Net Income after Tax
FY2025Q1
YoY :
+10.83%
1.33
EPS - Diluted
FY2024Q4
YoY :
-16.68%
117.44M
Free Cash Flow
FY2025Q1
YoY :
-100.00%
N/A
FCF Margin - %
FY2025Q1
YoY :
-1.79%
35.08
Net Margin - %
FY2025Q1
YoY :
-4.47%
19.66
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
3.0M
USD
3
3-6
Months
2.1M
USD
4
6-9
Months
844.1K
USD
2
0-12
Months
114.7K
USD
1
Bought
0-3
0
0.0
USD
Months
3-6
1
49.6K
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
818.0
Volume
2
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
3.0M
USD
3
3-6
Months
2.1M
USD
4
6-9
Months
844.1K
USD
2
0-12
Months
114.7K
USD
1
Bought
0-3
0
0.0
USD
Months
3-6
1
49.6K
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
ESQ News & Events
Events Timeline
2025-04-24 (ET)
2025-04-24
08:33:49
Esquire Financial reports Q1 EPS $1.33, consensus $1.31
2025-01-30 (ET)
2025-01-30
15:31:18
Esquire Financial increases quarterly dividend by 17% to 17.5c per share
2025-01-23 (ET)
2025-01-23
07:35:14
Esquire Financial reports Q4 EPS $1.37, consensus $1.38
Sign Up For More Events
Sign Up For More Events
News
9.5
05-05PRnewswireEsquire Financial Holdings Named to KBW's Bank Honor Roll for Second Consecutive Year
4.0
04-29BenzingaKeefe, Bruyette & Woods Maintains Market Perform on Esquire Financial Hldgs, Raises Price Target to $94
8.0
04-24NewsfilterESQUIRE FINANCIAL HOLDINGS, INC. DECLARES REGULAR QUARTERLY DIVIDEND FOR COMMON STOCKHOLDERS
Sign Up For More News
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FAQ
What is Esquire Financial Holdings Inc (ESQ) stock price today?
The current price of ESQ is 91.26 USD — it has increased 1.14 % in the last trading day.
What is Esquire Financial Holdings Inc (ESQ)'s business?
What is the price predicton of ESQ Stock?
What is Esquire Financial Holdings Inc (ESQ)'s revenue for the last quarter?
What is Esquire Financial Holdings Inc (ESQ)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for Esquire Financial Holdings Inc (ESQ)'s fundamentals?
How many employees does Esquire Financial Holdings Inc (ESQ). have?