ESQ News & Events

Reports Q4 NII $33.3M, consensus $31.94M. Q4 net interest margin was 6.05% from 6.04% in the previous quarter. Book value per share was $33.86 vs. $32.60 at previous quarter end. Common equity tier 1 capital ratio was 14.18% vs. 15.27% in the previous quarter. "Despite our industry leading performance metrics and the associated industry accolades in 2025, we continue to remain steadfast in serving two vast, complex, fragmented, and significantly underserved national markets, both the litigation and payments verticals, with tailored tech-enabled financial solutions and data that support our clients' unique businesses and growth objectives," stated Tony Coelho, Chairman of the Board. "By continuously expanding our knowledge of the markets we serve, investing in technology and the client experience, and cultivating key national regions through our senior business development officers and best-in-class client service, we are confident that we will grow and perform commensurate with our 2025 results," stated Andrew C. Sagliocca, CEO. "Our culture and goals are aligned; we will continue to generate best-in-class products, technology and client service to meet the needs and wants of the businesses we serve nationally as well as industry leading growth, performance, and financial metrics for the benefit of all stakeholders."

Reports Q3 net interest margin of 6.04% decreased 12 basis points from 3Q24. Book value per share was $32.60 from $28.38 last quarter. Common equity tier 1 capital ratio was 15.27% from 14.67% last quarter. "With another year of industry leading performance and growth, our investment in a new headquarters will position us to attract top talent while providing our teams with a state-of-the-art facility to serve the complex and fragmented national and local verticals we operate, support future expansion, and allow us to continue to deliver exceptional client service," stated Tony Coelho, Chairman of the Board. "By deeply understanding and serving our key national verticals and local markets and continuously investing in our future, we've established a strong culture and foundation for sustainable growth and continued industry leadership, as reflected in our top tier performance metrics, resilient net interest margin, and strong core deposit and commercial loan growth on a national basis," stated Andrew Sagliocca, Vice Chairman and CEO.