ESQ Relative Valuation
ESQ's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, ESQ is overvalued; if below, it's undervalued.
Historical Valuation
Esquire Financial Holdings Inc (ESQ) is now in the Overvalued zone, suggesting that its current forward PE ratio of 16.90 is considered Overvalued compared with the five-year average of 11.30. The fair price of Esquire Financial Holdings Inc (ESQ) is between 58.61 to 81.91 according to relative valuation methord. Compared to the current price of 103.93 USD , Esquire Financial Holdings Inc is Overvalued By 26.88%.
Relative Value
Fair Zone
58.61-81.91
Current Price：103.93
26.88%
Overvalued
16.83
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Esquire Financial Holdings Inc. (ESQ) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Esquire Financial Holdings Inc. (ESQ) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
6.46
PS
Esquire Financial Holdings Inc. (ESQ) has a current PS of 6.46. The 5-year average PS is 4.45. The thresholds are as follows: Strongly Undervalued below 2.75, Undervalued between 2.75 and 3.60, Fairly Valued between 5.30 and 3.60, Overvalued between 5.30 and 6.15, and Strongly Overvalued above 6.15. The current Forward PS of 6.46 falls within the Strongly Overvalued range.
0.00
P/OCF
Esquire Financial Holdings Inc. (ESQ) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Esquire Financial Holdings Inc. (ESQ) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Esquire Financial Holdings Inc (ESQ) has a current Price-to-Book (P/B) ratio of 3.04. Compared to its 3-year average P/B ratio of 2.27 , the current P/B ratio is approximately 34.14% higher. Relative to its 5-year average P/B ratio of 2.03, the current P/B ratio is about 49.93% higher. Esquire Financial Holdings Inc (ESQ) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 8.75%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 9.40% , the current FCF yield is about -100.00% lower.
3.03
P/B
Median3y
2.27
Median5y
2.03
6.11
FCF Yield
Median3y
8.75
Median5y
9.40
Competitors Valuation Multiple
The average P/S ratio for ESQ's competitors is , providing a benchmark for relative valuation. Esquire Financial Holdings Inc Corp (ESQ) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 17.34%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of ESQ increased by 30.91% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 31.03M to 36.41M.
The secondary factor is the P/E Change, contributed 8.11%to the performance.
Overall, the performance of ESQ in the past 1 year is driven by Revenue Growth. Which is more sustainable.
People Also Watch
FAQ
Is Esquire Financial Holdings Inc (ESQ) currently overvalued or undervalued?
What is Esquire Financial Holdings Inc (ESQ) fair value?
How does ESQ's valuation metrics compare to the industry average?
What is the current P/B ratio for Esquire Financial Holdings Inc (ESQ) as of Dec 05 2025?
What is the current FCF Yield for Esquire Financial Holdings Inc (ESQ) as of Dec 05 2025?
What is the current Forward P/E ratio for Esquire Financial Holdings Inc (ESQ) as of Dec 05 2025?