UNTY Relative Valuation
UNTY's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, UNTY is overvalued; if below, it's undervalued.
Historical Valuation
Unity Bancorp Inc (UNTY) is now in the Fair zone, suggesting that its current forward PE ratio of 9.45 is considered Fairly compared with the five-year average of 7.83. The fair price of Unity Bancorp Inc (UNTY) is between 42.78 to 52.16 according to relative valuation methord.
Relative Value
Fair Zone
42.78-52.16
Current Price：52.14
Fair
9.44
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Unity Bancorp Inc. (UNTY) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Unity Bancorp Inc. (UNTY) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
3.83
PS
Unity Bancorp Inc. (UNTY) has a current PS of 3.83. The 5-year average PS is 2.95. The thresholds are as follows: Strongly Undervalued below 1.99, Undervalued between 1.99 and 2.47, Fairly Valued between 3.44 and 2.47, Overvalued between 3.44 and 3.92, and Strongly Overvalued above 3.92. The current Forward PS of 3.83 falls within the Overvalued range.
0.00
P/OCF
Unity Bancorp Inc. (UNTY) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Unity Bancorp Inc. (UNTY) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Unity Bancorp Inc (UNTY) has a current Price-to-Book (P/B) ratio of 1.57. Compared to its 3-year average P/B ratio of 1.24 , the current P/B ratio is approximately 26.93% higher. Relative to its 5-year average P/B ratio of 1.26, the current P/B ratio is about 24.05% higher. Unity Bancorp Inc (UNTY) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 12.60%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 12.03% , the current FCF yield is about -100.00% lower.
1.57
P/B
Median3y
1.24
Median5y
1.26
11.46
FCF Yield
Median3y
12.60
Median5y
12.03
Competitors Valuation Multiple
The average P/S ratio for UNTY's competitors is 0.00, providing a benchmark for relative valuation. Unity Bancorp Inc Corp (UNTY) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 18.38%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of UNTY increased by 19.58% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 26.41M to 31.27M.
The secondary factor is the Margin Expansion, contributed 11.48%to the performance.
Overall, the performance of UNTY in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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FAQ
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