Should I Buy UNTY? UNTY 2026 Analysis

Should You Buy Unity Bancorp Inc (UNTY) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

53.080

1 Day change

52 Week Range

57.240

Analysis Updated At

2026/01/26

Unity Bancorp Inc (UNTY) is not a strong buy at this moment for a beginner investor with a long-term strategy. While the company has shown strong financial growth in the latest quarter, the lack of positive trading signals, insider selling activity, and neutral technical indicators suggest waiting for a more favorable entry point.

Technical Analysis

The MACD is negative and expanding (-0.0612), indicating bearish momentum. RSI is neutral at 41.478, and moving averages are bullish (SMA_5 > SMA_20 > SMA_200). The stock is trading near its support level (S1: 52.325), with resistance at R1: 55.717. Overall, the technical indicators are mixed, leaning slightly bearish.

Options Data

Bullish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Technical Summary

Sell

Buy

Positive Catalysts

Strong financial performance in Q4 2025, with revenue up 24.41% YoY, net income up 34.48% YoY, and EPS up 35.71% YoY.

Neutral/Negative Catalysts

Insider selling activity has surged by 2042.31% in the past month, indicating potential lack of confidence from insiders. No recent news or significant trading trends. No recent congress trading data.

Financial Performance

In Q4 2025, Unity Bancorp reported strong financial growth: Revenue increased to $33.78M (up 24.41% YoY), net income increased to $15.47M (up 34.48% YoY), and EPS rose to 1.52 (up 35.71% YoY).

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No recent analyst ratings or price target changes are available for Unity Bancorp Inc.

2 Analyst Rating

Wall Street analysts forecast UNTY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UNTY is 60.5 USD with a low forecast of 60 USD and a high forecast of 61 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

0 Hold

0 Sell

Moderate Buy

Current: 53.080

Low

Averages

60.5

High

Current: 53.080

Low

Averages

60.5

High

Piper Sandler

Overweight

maintain

$60 -> $61

AI Analysis

2025-10-15

Reason

Piper Sandler

Price Target

$60 -> $61

AI Analysis

2025-10-15

maintain

Overweight

Reason

Piper Sandler raised the firm's price target on Unity Bancorp to $61 from $60 and keeps an Overweight rating on the shares. The firm notes Unity helped kick off community bank earnings with a solid earnings beat, and Piper once again finds itself raising numbers on what has been a consistent outperformer. The firm viewed the quarter quite favorably with the bank continuing to showcase its top-tier return profile.

Keefe Bruyette

Outperform

maintain

$55 -> $63

2025-07-18

Reason

Keefe Bruyette

Price Target

$55 -> $63

2025-07-18

maintain

Outperform

Reason

Keefe Bruyette raised the firm's price target on Unity Bancorp to $63 from $55 and keeps an Outperform rating on the shares. Unity posted a strong quarter driven by modest net interest margin expansion and continued strong loan growth, the analyst tells investors in a research note.

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UNTY Should I Buy

UNTY Should I Buy

Should You Buy Unity Bancorp Inc (UNTY) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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